Utah Community Credit Union Santaquin UT | Best Auto Loans & Personal Banking

Introduction

Welcome to Utah Community in beautiful Santaquin, UT! Nestled at 129 E Main St, our branch has been proudly serving the community since 1955. With a commitment to fostering financial well-being, we're more than just a credit union; we are your trusted partner in achieving your financial goals. At Utah Community, we take pride in our growing family of over 243,731 members. Our total assets exceed an impressive $3.1 billion, showcasing our stability and reliability. We offer a wide range of services designed for everyone from personal banking solutions like checking and savings accounts to loans for vehicles and mortgages. In fact, we have facilitated over 95,427 loans to help our members reach their dreams! Our dedicated team of 533 employees, led by CEO Justin Olson and Board President Linda Makin, is here to ensure you receive the best service possible. Whether you need assistance with online banking or face-to-face support at our branch, we are always ready to help. While members can visit us at 129 E Main St, official correspondence should be sent to the same address for convenience: 129 East Main, Santaquin, UT 84655. If you ever have questions or need assistance, don't hesitate to reach out at (801) 223-8188. Join us today and discover how Utah Community can make a positive impact on your financial journey! Visit us online at uccu.com for more information or to open an account. We're excited to welcome you into our community!

Branch History & Mission

Welcome to Utah Community in the heart of Santaquin, UT! Established in 1955, our branch has been a cornerstone of the community for decades, serving the financial needs of our members and their families. With a total membership of over 243,731, we have grown alongside our community, fostering strong relationships built on trust and support. Located at 129 E Main St Santaquin Ut 84655, we are easily accessible to all residents and businesses in the area. Our friendly team is dedicated to providing personalized service, whether you're here for banking needs or simply stopping by to say hello. Our drive-thru service and ATM availability ensure that your banking experience is convenient and efficient. At Utah Community, our mission goes beyond just providing financial services. We strive to empower our members by offering a range of products tailored to meet their needs be it personal banking, auto loans, mortgages, or business financing. We believe in supporting our community through various outreach initiatives, partnerships with local organizations, and educational programs designed to enhance financial literacy. As we continue to innovate and adapt to changing times, we are committed to embracing digital advancements that make banking easier for everyone. Our online and mobile banking services allow members to manage their finances anytime, anywhere. We also prioritize accessibility with ADA-compliant facilities, ensuring everyone can take advantage of what we offer. While members can visit us at 129 E Main St Santaquin Ut 84655, official correspondence should be sent to 129 East Main, Santaquin, UT 84655 if different. We invite you to experience the warmth and dedication of our team firsthand. Join us today at Utah Community and discover how we can help you achieve your financial goals while being a part of this wonderful community. For more information or assistance, feel free to reach out at (801) 223-8188. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

At Utah Community, we're dedicated to providing personalized service tailored to meet your financial goals. Whether you're interested in opening an account or learning more about our services like auto loans or online banking, we invite you to visit us at our Santaquin branch or check out our website at uccu.com. We look forward to seeing you soon!

Convenient Access and Features

Our branch is designed with your convenience in mind. We offer ample parking options to ensure you can visit us without any hassle. If you're looking for ease of access, our facility is ADA compliant, complete with ramps to accommodate everyone comfortably. We know that life can be busy, which is why we provide both ATM services and drive-thru banking for quick deposits, withdrawals, and other simple transactions. Whether you prefer handling your banking needs from your car or stepping inside our welcoming lobby, we have you covered!

Operating Hours

We understand that flexibility matters. That's why our lobby hours are set from 8:30 AM to 6:00 PM on weekdays, giving you plenty of time to stop by after work or during your lunch break. If you need assistance outside these hours, don't hesitate to give us a call at 801-223-8188.

Member Eligibility

At Utah Community, we believe that becoming a member is like joining a family where your financial well-being matters. To become part of our community, you simply need to meet some friendly eligibility criteria. If you live, work, or worship in certain areas, you're likely already eligible! We welcome individuals from various backgrounds and life stages, making it easy for you to join us. For specific details on eligibility requirements, feel free to check out our comprehensive guide at https://www.uccu.com/disclosures/. Opening an account with us is a breeze! You can get started by visiting our website and following the simple steps outlined in our account opening section at https://www.uccu.com/open-account/. If you have any questions or need assistance, don't hesitate to give us a call at (801) 223-8188. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a payment solution that simplifies your transactions and keeps your cash flow steady. Our merchant services offer just that, enabling you to accept payments easily whether it's in-person or online. This means you can focus on what matters most: growing your business without worrying about complicated payment processes. Located at 129 E Main St Santaquin Ut 84655 in Santaquin, UT, we're here to help you navigate the financial landscape of your business. Reach out at (801) 223-8188 to discover how we can partner with you for success!

Comprehensive List Of Services

Business Banking Support

If you're a business owner in need of financial support, our Business Banking services include essential offerings such as Merchant Services and Business Loans. We understand the importance of having reliable banking solutions that support your business goals, and we're ready to partner with you.

Convenience at Your Fingertips

We know how busy life can get, which is why our digital banking features are designed for ease and accessibility. With Mobile Payments, person-to-person transfers, and e-statements, managing your finances has never been easier. Plus, our Drive-Thru Banking offers basic services like deposits and withdrawals without leaving your car. With all these services available at Utah Community, located at 129 E Main St Santaquin Ut 84655, we're committed to making your banking experience as smooth as possible. If you have questions or need assistance, don't hesitate to reach out at (801) 223-8188 during our lobby hours from 8:30 AM to 6:00 PM on weekdays. Ready to explore what we can do for you? Visit us online at Santaquin or stop by today! Your financial journey starts here with us by your side.

Credit and Debt Management

Managing credit can be challenging, but at Utah Community, we offer various solutions like Personal Loans & Debt Consolidation to help you regain control over your finances. Our credit cards come with rewarding benefits that not only help you manage expenses but also earn you rewards as you spend.

Personal Banking Solutions

When it comes to personal banking, we have you covered. Open a Checking or Savings Account tailored for your everyday needs and enjoy easy access to your funds through our Online & Mobile Banking platforms. Imagine being able to check your balance or transfer money from the comfort of your home or on the go. You can also take advantage of our ATM Services for quick cash withdrawals and balance checks anytime. For those looking to finance their next vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms. Whether you're purchasing a new car or refinancing an existing loan, we're here to help you navigate the process smoothly. Additionally, if you're considering buying a home, our Mortgage Loans & Refinancing options can make that dream a reality with personalized assistance every step of the way.

Digital & Online Banking

Key Features

Our online banking includes features like electronic signature authorization, which allows you to sign documents digitally no need for paper or trips to the branch. Plus, with e-statements available, you can receive your account statements electronically, making it easier than ever to keep track of your finances while reducing paper clutter. Need to send money quickly? Our person-to-person transfer service lets you send funds instantly to friends and family with just a few clicks. And if you're on the go, our mobile application gives you the power of banking right in your pocket. You can even take advantage of mobile payments for quick transactions using your smartphone.

Security and Accessibility

Security is our top priority. Our online banking platform is equipped with advanced security measures to protect your personal information and ensure safe transactions. We also strive for ease of use; whether you're a tech-savvy user or new to online banking, you'll find our services straightforward and user-friendly. With all these features combined, managing your finances has never been easier or more secure. Join us at Utah Community today and discover how our digital banking services can simplify your financial life!

Financial Strength

A Growing Community

We are proud of our strong member base, with a total of 543,082 share and deposit accounts showing that more people trust us with their finances. Net Shares (Funds available for lending and investments): $110,111,911. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 129 E Main St Santaquin Ut 84655 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $36,570 in used auto loans and $2,652,450,940 in total loans and leases. Our operational efficiency is reflected in our $29,392,875, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $310,309,504, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing or checking eligibility options, we encourage you to reach out! Our team at Utah Community is ready to assist you in exploring all available choices. You can contact us at (801) 223-8188 or visit us at our branch located at 129 E Main St Santaquin Ut 84655 in Santaquin, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to transparency and ensuring that our members have all the information they need when making important financial decisions. Come visit us today and find out how we can help you with your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget, whether you are purchasing a brand-new vehicle or a reliable used one.

Business Loans

For business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand. We know how essential it is for businesses to have access to funds for various needs from purchasing equipment to covering operational costs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending power while providing financial flexibility.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We strive to guide you through the process so that you can feel confident about your investment.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing users to trust the information presented to them.

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans