Utah Community Credit Union Salem UT | Best Auto Loans & Business Banking

Introduction

Welcome to Utah Community in beautiful Salem, UT! Nestled at 272 N 200 E, our branch has been serving the community since 1955, building trust and offering financial solutions to our valued members. With a total membership of over 243,731, we take pride in being a reliable partner in your financial journey. At Utah Community, we believe that everyone deserves access to quality banking services. That's why we manage a robust portfolio with total assets amounting to an impressive $3,117,080,878 and total deposits of $103,478,042. Our commitment to responsible lending is evident with our extensive loan offerings over 95,427 loans and leases granted, all designed to help you achieve your financial goals. We understand the importance of community impact. With a strong net worth of $310,309,504, we continually reinvest in the services and programs that matter most to you. Whether you're looking for personal banking options like checking accounts or need support for your business through our member business loans (with a balance of $709,311,694), we've got you covered. Our leadership team is dedicated to your success. Under the guidance of CEO Justin Olson and Board President Linda Makin, our staff of 533 employees is here to assist you during our operating hours from 8:30 AM to 6:00 PM on weekdays. We invite you to reach out at 801-223-8188 or visit us online at uccu.com for any inquiries. While members can visit us at 272 N 200 E, official correspondence should be sent to our mailing address at 272 North 200 East, Salem, UT 84653. Join us today and experience the personalized service that sets Utah Community apart!

Branch History & Mission

Join Us!

We invite you to experience the Utah Community difference for yourself. Explore how our wide array of services can meet your financial needs while also benefiting the community around you. Together, let's build a brighter future! For inquiries or more information about joining us today, feel free to call us at (801) 223-8188 or visit us online at Utah Community.

Modern Services

As times change, so do we. Our branch embraces technology while ensuring accessibility for everyone. With features like online banking, mobile payments, and electronic signatures, managing your finances has never been easier or more secure. Additionally, we prioritize ADA compliance so that all members can enjoy equal access to our services. With ATM availability and drive-thru banking options at your convenience during operating hours from 8:30 AM to 6:00 PM on weekdays, we're dedicated to making your banking experience smooth and efficient.

Our Journey

Over the decades, Utah Community has marked significant milestones that reflect our dedication to excellence. We have built a strong foundation of trust through transparency and personalized service. As we've expanded, so have our offerings. Today, we manage total assets of $3.1 billion and provide a comprehensive range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our mission is clear: to enhance the financial lives of our members while actively contributing to the growth of our community. While members can visit us at 272 N 200 E Salem Ut 84653, official correspondence should be sent to 272 North 200 East, Salem, UT 84653. This ensures that we remain connected with you no matter where you are.

Our Mission

At the heart of Utah Community is our mission: to create positive financial experiences that enrich lives. We believe that everyone deserves access to quality financial services tailored to their needs. Whether it's helping someone buy their first car or guiding businesses toward success with merchant services and loans, we are here for every step of the journey. Our approach goes beyond just numbers. We are committed to being involved in community outreach efforts such as local sponsorships and educational programs aimed at enhancing financial literacy. These initiatives reflect our belief that when our community thrives, we all benefit.

Branch Location & Accessibility

Accessibility Features

At Utah Community, we prioritize accessibility for all our members. Our branch is fully compliant with ADA standards, featuring ramps and designated parking spaces close to the entrance. We want everyone to feel welcome, so if you need any special assistance during your visit, please don't hesitate to ask our friendly staff.

Get in Touch

If you have any questions or need assistance before your visit, feel free to call us at (801) 223-8188. Our dedicated team is here to help! We invite you to come by Utah Community today; we can't wait to serve you!

Nearby Landmarks

You'll find us near popular spots like the vibrant community park and just a short drive from the bustling downtown area. This central location makes it simple for members and visitors alike to pop in for quick services or extended consultations.

Operating Hours

We understand that life can be busy, which is why our doors are open from 8:30 AM to 6:00 PM on weekdays. These hours are designed to fit around your schedule, whether you're stopping by before work or after hours.

Services Offered

While visiting us, take advantage of our wide range of services. From personal banking options like checking and savings accounts to loans tailored for your needs be it auto financing or mortgages we've got you covered. Plus, with our drive-thru banking available, you can handle basic transactions without leaving your car!

Member Eligibility

Welcome to the welcoming community of Utah Community! Becoming a member here is more than just opening an account; it's about joining a supportive family that prioritizes your financial well-being. To be eligible for membership, you'll need to meet some simple criteria which typically include living, working, or attending school in our service area. It's truly accessible, designed to invite everyone into our fold. If you want more details on eligibility, feel free to check out this resource. Opening an account at Utah Community is straightforward and can be done online or by visiting us at our convenient location at 272 N 200 E Salem Ut 84653. Our team is ready to assist you every step of the way, ensuring that your experience is smooth and welcoming. For any questions or assistance, don't hesitate to give us a call at (801) 223-8188. Join us today and start enjoying the benefits of being part of our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services are designed to streamline everyday operations. Imagine having a reliable payment processing system that saves you time and allows you to focus on what matters most growing your business. With features like mobile payments and online banking, managing your finances becomes easier than ever. Located conveniently at 272 N 200 E Salem Ut 84653, Salem, UT, we invite you to discover how Utah Community can be your partner in success. For more information or to get started, call us at (801) 223-8188. Let's turn your vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Utah Community provides comprehensive online and mobile banking solutions. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our mobile app. With features like ATM access for cash withdrawals and balance checks, plus basic drive-thru banking for deposits and simple transactions, accessing your money has never been easier.

Credit Options for Everyone

Credit cards can be an essential tool for managing purchases. That's why we offer credit cards with rewards, giving you more value for your everyday spending. If you're a business owner, our business banking services, including merchant services and business loans, are available to help you grow and manage your enterprise.

Get in Touch

If you're interested in exploring how our services can benefit you or if you have any questions, don't hesitate to reach out! Call us at (801) 223-8188 or visit us at our branch in Salem. Your financial well-being is important to us, and we're here to help you achieve your goals. At Utah Community, we're committed to making banking simple and accessible for everyone. Join us today and experience the difference!

Mortgage and Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services are tailored to guide you through the process with ease. Whether you're a first-time homebuyer or looking to refinance for better rates, our team is here to assist you every step of the way.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that cater to every member's needs. Our checking and savings accounts are designed to help you manage your finances effectively. For those looking to purchase a new vehicle or refinance an existing one, our auto loans and vehicle financing provide competitive rates and flexible terms. We understand that life can sometimes throw unexpected challenges your way, which is why our personal loans and debt consolidation options can help ease financial burdens.

Digital & Online Banking

Key Services

With just a few clicks on our website at https://www.uccu.com/, you can enjoy features like 24/7 Online Banking Services. Whether you're checking your balance, paying bills, or transferring money, our online banking system is there for you around the clock. You also have the option for E-Statements, allowing you to go paperless and manage your statements digitally. This not only saves trees but also helps keep your information organized and easily accessible. If you're always on the go, you'll love our Mobile Application that puts banking right in your pocket. With this app, you can make Mobile Payments quickly and securely. Plus, sending money to friends or family is a breeze with our Person-to-Person Transfers feature. We prioritize your safety with features like Electronic Signature Authorization, making it simple to sign documents securely from anywhere without needing to print anything out. All these tools come together to provide real-time account management that fits seamlessly into your busy lifestyle. At Utah Community, we are committed to ensuring that our members have easy access to their financial resources while keeping everything secure and straightforward. Embrace the future of banking with us today!

Financial Strength

A Growing Community

Our commitment to our members is evident through our total share accounts of 543,082, showing a strong and growing member base that trusts us with their finances. Additionally, net shares (funds available for lending and investments) stand at $110,111,911, reinforcing our ability to provide valuable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 272 N 200 E Salem Ut 84653 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Service

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant with $36,570 in used auto loans and $2,652,450,940 in total loans and leases available to help support your financial goals across various sectors. Our operational efficiency is reflected in our $29,392,875, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees ready to assist you with knowledgeable service.

Member Savings Securely Invested

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options tailored just for you.

Business Loans

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $709,318,858 provide the necessary capital for growth and success. We understand the unique challenges businesses face and are here to support your journey. At Utah Community located at 272 N 200 E Salem UT 84653, we're dedicated to making financial services personal and convenient. You can reach us at 801-223-8188 for any inquiries or assistance regarding our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan options today and take the next step toward achieving your financial dreams!

Credit Lines & Personal Loans

For those who prefer flexibility in managing their finances, we offer total credit lines amounting to $751,777,378. These lines allow you to borrow only what you need when you need it. Additionally, we provide unsecured credit card loans with a total of $45,257,198, helping members manage expenses effectively without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We offer various plans to fit your budget and lifestyle. Plus, if you're considering refinancing your existing mortgage, our team can guide you through eligibility options that may save you money.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that users receive fair and transparent offers.

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us!

Modern Services

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Get in Touch

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Solutions

Comprehensive List Of Services

Convenient Digital Banking

Credit Options for Everyone

Get in Touch

Mortgage and Home Financing

Personal Banking Solutions

Digital & Online Banking

Key Services

Financial Strength

A Growing Community

Commitment to Growth and Service

Member Savings Securely Invested

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Credit Lines & Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community