Utah Community Credit Union Provo UT | Quick Personal Loans & Business Banking

Introduction

Welcome to Utah Community, your trusted partner in financial services located at 1501 S 40 E, Provo, UT 84606. Since our establishment in 1955, we've been dedicated to helping our members achieve their financial goals with a personal touch. With over 243,731 members and assets totaling $3,117,080,878, we take pride in being a cornerstone of the community. At Utah Community, we offer a range of services designed for everyone from personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. Our commitment to providing exceptional service is matched only by our dedication to supporting local businesses with various loan options. Led by our CEO, Justin Olson, and Board President, Linda Makin, our team of 533 employees is here to ensure that your banking experience is as smooth and rewarding as possible. We understand that each member has unique needs, and we're here to listen and provide tailored solutions that fit those needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to 1501 South 40 East, Provo, UT 84601. We invite you to explore how we can help you on your financial journey. For more information or to get started today, call us at 801-223-8188 or visit our website at uccu.com. Your future starts with us!

Branch History & Mission

Looking Forward

In today's digital age, we have embraced technology to better serve you. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier or more secure. Our commitment to ADA compliance ensures that all members can access our services without barriers. As we continue to grow and adapt to the needs of our members, we invite you to join us on this journey. Experience the benefits of being part of a community-focused credit union that puts people first. Whether you're looking for personal banking options or need assistance with business financing, Utah Community is here for you. Come visit us during our lobby hours from 8:30 AM - 6:00 PM, Monday through Friday. We look forward to welcoming you into our family and helping you achieve your financial goals! For any inquiries or assistance, don't hesitate to reach out at 801-223-8188. Together, let's build a brighter financial future!

Our Mission

The mission of Utah Community is clear: we strive to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services, which is why we offer a diverse range of products including personal banking, auto loans, mortgage loans, credit cards, and business banking solutions. We are committed to supporting our community through various outreach programs and partnerships that promote financial literacy and economic empowerment. Our drive-thru service and convenient ATM availability ensure that accessing your finances is as easy as possible. While members can visit us at 1501 S 40 E Provo, UT 84606, official correspondence should be sent to 1501 South 40 East, Provo, UT 84601.

Branch Location & Accessibility

Get in Touch

Ready to take the next step? Feel free to call us at 801-223-8188 or drop by our branch today! We look forward to welcoming you and assisting you on your financial journey.

Operating Hours and Services

Our friendly staff is ready to assist you Monday through Friday from 8:30 AM to 6:00 PM. We understand that your time is valuable, so we strive to make your banking experience as smooth as possible. In addition to personal banking services like checking and savings accounts, we also provide auto loans, mortgage options, credit cards with rewards, and business banking solutions. For those on the go, we have an ATM available for quick cash withdrawals and balance checks. Plus, enjoy the convenience of our drive-thru service for simple transactions like deposits and withdrawals without leaving your vehicle. While members can visit us at our physical location for all their financial needs, official correspondence should be directed to our mailing address at 1501 South 40 East, Provo, UT 84601.

Parking and Accessibility Features

At our East Bay location, you will find ample parking available, making your visit hassle-free. Our branch is designed with accessibility in mind, ensuring that everyone can comfortably access our services. We offer features such as ramps and ADA-compliant entrances to accommodate all members of our community.

Member Eligibility

At Utah Community, we believe that everyone deserves a chance to be part of a caring community, and joining us is as easy as making a new friend. To become a member, you typically need to meet some simple eligibility criteria. Whether you live, work, or worship in our local area or are related to an existing member, you may qualify for membership. If you're curious about the specific details, feel free to check out our eligibility information here. Once you confirm your eligibility, opening an account is straightforward! Just visit us at 1501 S 40 E Provo Ut 84606 or give us a call at (801) 223-8188, and our friendly team will guide you through the process. We're excited to offer you not just a bank account, but also access to a range of financial services designed with your needs in mind. Join us today and experience the benefits of being part of the Utah Community family!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your store and having the tools to accept payments seamlessly. Our merchant services are designed for everyday use, making transactions easier for you and your customers. From credit card processing to point-of-sale systems, we help streamline operations so you can focus on what matters most growing your business. Visit us at 1501 S 40 E Provo Ut 84606 in Provo, UT, or give us a call at (801) 223-8188 to learn more about how our business banking solutions can empower your enterprise!

Comprehensive List Of Services

Business Solutions

For local entrepreneurs and businesses, we understand the importance of having reliable banking support. Our business banking services include merchant services and business loans that empower you to grow your enterprise confidently.

Connect With Us Today!

At Utah Community, we're committed to providing financial solutions that work for you. For any questions about our services or how we can assist you better, don't hesitate to call us at (801) 223-8188. We're here to help! Visit us today at 1501 S 40 E Provo Ut 84606 in Provo, UT we look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your finances has never been easier. Check balances, transfer funds, pay bills, or even make person-to-person payments all from the comfort of your home or on the go using our user-friendly app. We also have ATM services available for quick cash withdrawals or balance checks when you need them.

Personal Banking

We offer a variety of personal banking options tailored for all lifestyles. You can choose from our checking and savings accounts that fit your everyday spending and saving habits. Looking to buy a new car? Our auto loans and vehicle financing solutions make it simple to drive away in the vehicle you want without breaking the bank. If you're considering homeownership or refinancing, our mortgage loans are designed to help you find the best rates and terms for your situation.

Simple Transactions Made Easy

For those who prefer in-person service, our basic drive-thru banking allows you to complete deposits, withdrawals, and other simple transactions without leaving your vehicle. It's perfect for busy days when every minute counts!

Support for Every Need

Life can sometimes throw unexpected expenses your way. That's why we provide personal loans and debt consolidation services, giving you a way to manage those financial bumps smoothly. Plus, if you're looking for rewards while spending, our credit cards come with fantastic perks that can benefit your lifestyle.

Digital & Online Banking

At Utah Community, we understand that your time is valuable, and managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you complete control over your accounts from the comfort of your home or on the go. With our user-friendly online banking platform, accessible at https://www.uccu.com/, you can check balances, transfer funds, and pay bills anytime, day or night. Our 24/7 online banking services ensure that you never have to worry about rushing to the bank before closing hours. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick to share funds with just a few taps on your device. For those who prefer mobile banking, our dedicated mobile application is available for download, providing you with all the features you need right in your pocket. Plus, if you're someone who loves the convenience of mobile payments, you'll be happy to know that we support this feature too! Making payments has never been easier. We also prioritize security in all our digital transactions. With electronic signature authorization available at Yes, signing documents online is both safe and efficient. And if you're looking to keep track of your statements without the clutter of paper, our e-statements are readily available at Yes, ensuring you have everything organized digitally. At Utah Community, we strive to make banking convenient, secure, and straightforward for our members. Whether you're checking your balance while waiting in line or quickly transferring funds during your lunch break, our digital services are designed with you in mind. Experience hassle-free banking today!

Financial Strength

A Growing Membership Base

Total Share Accounts stand at 543,082, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $110,111,911, which further illustrates our capacity to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 1501 S 40 E Provo Ut 84606 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $36,570 in used auto loans and $2,652,450,940 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $29,392,875 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Capital Foundation

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used car, our competitive rates can make it easier for you to drive away with confidence.

Credit Lines and Commercial Loans

For those needing additional flexibility, our credit lines amounting to $751,777,378 can be a great solution. Plus, for business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand your operations. If you're considering refinancing any existing loans or want to know more about eligibility options available at Utah Community, please feel free to reach out. Our team is ready to assist you in finding the right fit for your needs. To learn more about our loan products or start an application today, contact us at (801) 223-8188 or visit us at 1501 S 40 E Provo Ut 84606 in Provo, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We're here to guide you through each step of the process, ensuring you have the support needed to make informed decisions about your home financing.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. These cards provide not only convenience but also rewards and benefits that can enhance your everyday spending.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. LendMesh employs several key features to foster trust and reliability in its service: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency at every step of the comparison process. - No Sponsored Listings: Unlike some platforms that prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results. This means you can rely on their comparisons to find the best rates available. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to stay informed about the current market landscape. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the impact LendMesh has had on helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans