Utah Community Credit Union Provo UT | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Utah Community, your trusted financial partner located at 1535 N Freedom Blvd, Provo, UT 84604. Established in 1955, our credit union has proudly served over 243,731 members, offering a range of services designed to meet your financial needs. With total assets exceeding $3.1 billion, we are committed to ensuring the financial well-being of our community. At Utah Community, we understand that each member's journey is unique. That's why we provide personalized banking solutions, including checking and savings accounts, auto loans, mortgage financing, and business banking services. Our team, led by CEO Justin Olson and Board President Linda Makin, is dedicated to fostering a welcoming environment where you can feel confident in your financial decisions. While members can visit us at our main branch location, official correspondence should be sent to our mailing address: 1535 Freedom Blvd 200 W, Provo, UT 84604-2526. We invite you to explore how we can help you achieve your financial goals. With a net worth of $310 million and cash in hand amounting to $34,986,336, Utah Community stands strong in providing reliable support for loans and deposits. Whether you're looking for personal loans or need assistance with your business finances our experienced staff is here to guide you every step of the way. We believe in giving back to our community. That's why we're not just about numbers; we're about people. Our dedicated team of 533 employees works tirelessly to ensure that each interaction is meaningful and supportive. Feel free to reach out to us at 801-223-8188 or visit our website at uccu.com for more information on our services or to open an account today! Join us in making financial dreams come true because at Utah Community, you're more than just a member; you're family.

Branch History & Mission

Our Mission

At Utah Community, our mission is not just about numbers; it's about making a real impact in people's lives. We aim to foster financial well-being through education, support, and community involvement. We believe that when our members thrive, the whole community thrives. This commitment drives us to actively participate in local outreach programs and partnerships designed to uplift those around us. While members can visit us at 1535 N Freedom Blvd Provo Ut 84604, official correspondence should be sent to 1535 Freedom Blvd 200 W, Provo, UT 84604-2526. Our branch features convenient operating hours from 8:30 AM to 6:00 PM on weekdays, making it easy for you to stop by when it suits you best. In addition to in-branch services, we also provide ATM access and drive-thru banking for your convenience. As we look toward the future, we remain dedicated to enhancing our digital capabilities while ensuring ADA compliance and prioritizing customer satisfaction. Our online and mobile banking options allow you to manage your finances anytime, anywhere putting control directly into your hands. We invite you to join the Utah Community family. Experience the difference of being part of a community-focused credit union that truly cares about your financial success. Together, let's build a brighter future! For more information or to open an account today, give us a call at (801) 223-8188 or visit our website at https://www.uccu.com/.

Branch Location & Accessibility

Convenient Access and Amenities

Our Provo location offers ample parking and features ADA-compliant access, ensuring that everyone can comfortably visit us. We also provide drive-thru banking services for those who prefer to complete their transactions without leaving their vehicle. Plus, with an ATM available on-site, you can easily access cash or check your balance anytime during our operating hours.

Friendly Service Hours

We understand that life can get busy! That's why we're open Monday through Friday from 8:30 AM to 6:00 PM. Our dedicated team is ready to assist you with a variety of services including personal banking, auto loans, mortgage options, and more. Whether you're looking to open a checking account or need help with loan applications, we're just a phone call away at 801-223-8188.

Join Us Today!

At Utah Community Credit Union, we're committed to providing exceptional service in a welcoming environment. We invite you to stop by our branch in Provo today! Experience firsthand how we can help you achieve your financial goals.

Member Eligibility

At Utah Community, we believe that everyone deserves a place to belong, and becoming a member is like joining a caring family that supports your financial journey. If you're interested in joining us at our Provo location, nestled at 1535 N Freedom Blvd Provo Ut 84604, you're in for a treat! Our membership is open to individuals who live, work, worship, or attend school in the community we serve. This means whether you're starting out on your financial path or looking to enhance your existing plans, there's a warm welcome waiting for you. The process to become a member is straightforward and welcoming. To kick things off, you can check all the specific eligibility details by visiting https://www.uccu.com/disclosures/. Once you know you qualify, opening an account is just as easy; simply head over to https://www.uccu.com/open-account/ to get started. If you have any questions along the way, don't hesitate to reach out to us at (801) 223-8188. We're here to help you take that important step toward financial empowerment!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies payment processing, allowing you to focus on what you do best running your business. Our merchant services offer easy solutions for accepting payments, managing transactions, and keeping your cash flow steady. Whether it's through card payments or mobile transactions, we provide the tools you need to thrive in today's market. Join us at Utah Community, located at 1535 N Freedom Blvd Provo Ut 84604 in Provo, UT, where we empower local businesses like yours to reach new heights. Connect with us today at (801) 223-8188 to explore how our business banking solutions can make a difference for you!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners in Provo, we provide robust business banking services. From merchant services that simplify transactions to business loans that fuel growth, we are here to support your ambitions.

Convenient Digital Access

In today's fast-paced world, convenience is key. That's why at Freedom, we emphasize digital banking features like online and mobile banking. You can manage your accounts anytime, anywhere whether it's transferring funds between accounts or paying bills on the go. We also offer ATM and cash withdrawal services for when you need quick access to cash.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that cater to everyone, whether you're starting your first account or managing multiple accounts for different needs. If you have dreams of owning a vehicle, our auto loans and vehicle financing solutions make purchasing that new car easier than ever. We also offer mortgage loans and refinancing options to help you secure your dream home at competitive rates.

Simple Transactions Made Accessible

Our branch also features basic drive-thru banking for quick deposits, withdrawals, and simple transactions without having to step inside. And if you're near an ATM, you'll appreciate the ease of withdrawing cash or checking your balance with minimal fuss. We invite you to visit us at 1535 N Freedom Blvd Provo Ut 84604 in Provo or give us a call at (801) 223-8188. Our friendly team is ready to help guide you through our array of services designed with your financial health in mind. Join us today at Freedom, where we put our members first!

Support for Your Financial Goals

Sometimes, life throws unexpected challenges your way. That's where our personal loans and debt consolidation services come in handy, allowing you to consolidate high-interest debts into one manageable payment. Plus, with our credit cards that offer rewards, every purchase can bring you closer to exciting rewards.

Digital & Online Banking

At Utah Community, we know that managing your finances should be as easy and secure as possible. That's why our digital and online banking services are designed to give you control right at your fingertips. Whether you're checking your balance, making payments, or transferring money, you can do it all from the comfort of your home or on the go. Our online banking platform is available 24/7, ensuring that you have access to your accounts whenever you need it. You can get started by visiting us at https://www.uccu.com/. From there, you can set up e-statements, which not only help keep your documents organized but also reduce paper clutter great for both your wallet and the environment! Need to send money to a friend or family member? With our person-to-person transfer feature, sending cash is quick and hassle-free. Plus, if you're always on the move, you'll love our mobile application. It offers features like mobile payments, allowing you to make purchases directly from your phone with just a tap. Security is our top priority. We offer electronic signature authorization, so you can complete transactions safely without needing to visit a branch. This means less time spent waiting in line and more time for what matters most to you. With all these tools at your disposal, managing your finances has never been easier. Experience the convenience of digital banking with Utah Community, where we're committed to providing accessible and user-friendly services that fit your lifestyle!

Financial Strength

Growing Membership Trust

With net shares totaling $110,111,911, we have the funds available for lending and investments. The total share accounts stand at 543,082, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 1535 N Freedom Blvd Provo Ut 84604 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident with $36,570 in used auto loans and $2,652,450,940 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $29,392,875 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or need help with a reliable used car, we are here to assist you at every step.

Business Loans

For business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand. We cater to various business needs, ensuring that you have the support necessary for success. At Utah Community, we prioritize your financial well-being and are dedicated to making loan processes straightforward and user-friendly. Whether you're applying for a loan or seeking information about refinancing options, our team is ready to help. You can reach us at (801) 223-8188 during our operating hours from 8:30 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our offerings further by visiting our website at Freedom.

Credit Lines and Unsecured Loans

For those looking to manage their finances more effectively, we offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans assisting our members. Additionally, our total credit lines amount to $751,777,378, providing an accessible source of funds when you need them most.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We also provide guidance throughout the process, helping you understand eligibility requirements and find the best fit for your budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan listing is verified, allowing borrowers to make informed decisions based on reliable information.

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans