Utah Community Credit Union Provo UT | Best Auto Loans & Business Banking

Introduction

Welcome to Utah Community, your trusted financial partner located at 360 W 4800 N, Provo, UT 84604. Established in 1955, we have proudly served our community for decades, building strong relationships with over 243,731 members. Our commitment to providing exceptional financial services is reflected in our impressive total assets of $3,117,080,878 and total deposits amounting to $103,478,042. At Utah Community, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs whether it's personal banking, auto loans, mortgages, or business banking solutions. With a dedicated team of 533 employees, led by our CEO Justin Olson and Board President Linda Makin, we strive to ensure that your experience with us is nothing short of excellent. While members can visit us at our branch location in Provo, official correspondence should be sent to the same address: 360 W 4800 N, Provo, UT 84604. Our friendly staff is always ready to assist you during our lobby hours from 8:30 AM to 6:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays. You can reach us at (801) 223-8188 for any inquiries or assistance. Our mission goes beyond just providing financial products; it's about making a positive impact within our community. With a net worth of $310,309,504, we are well-positioned to support local businesses and initiatives that enrich the lives of those around us. Join us today and discover how Utah Community can help you achieve your financial goals. Visit our website at uccu.com or stop by our branch for more information. Your financial future starts here!

Branch History & Mission

At Utah Community, we take pride in our rich history and unwavering commitment to serving the community. Founded in 1955, our branch has grown alongside the residents of Provo, UT, establishing itself as a trusted financial partner. With over 243,731 members, we have become an integral part of their financial journeys, helping them achieve their dreams and secure their futures. Located at 360 W 4800 N Provo Ut 84604, just a stone's throw from local landmarks, our branch is easily accessible for those seeking personal banking solutions. For any official correspondence, please note that you can also reach us at our mailing address: 360 W 4800 N, Provo, UT 84604. Our mission is simple yet profound: to empower our members by providing accessible financial services while fostering a sense of community. We believe that everyone deserves a chance to thrive financially, and we are dedicated to making that possible through services like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. As technology evolves, so do we. Our digital platforms allow members to manage their finances anytime, anywhere. Whether through online banking or mobile payments, we strive to create a user-friendly experience that meets the needs of all our members. Accessibility is also vital; our branch complies with ADA standards ensuring everyone feels welcome. Community support is at the heart of what we do. Over the years, we've partnered with local organizations and initiated outreach programs aimed at enhancing financial literacy and supporting local initiatives. It's about more than just banking; it's about building lasting relationships within our community. With total assets now exceeding $3,117,080,878, we are proud to say that Utah Community is not only stable but also thriving. Our operating hours are designed for your convenience: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. We also offer ATM services for easy cash access. We invite you to join us at Utah Community and experience the benefits of being part of a member-focused credit union. Together, let's build a brighter financial future! For more information or to open an account, please visit us at our website or call us at (801) 223-8188.

Branch Location & Accessibility

Accessibility Features

We take pride in offering accessible facilities for all members of our community. Our branch complies with ADA standards, featuring ramps and other accommodations to ensure everyone can access our services comfortably.

Convenient Access and Nearby Landmarks

Situated in beautiful Utah County, our branch is not far from local favorites like Provo Canyon and the stunning BYU campus. This central location means you can easily stop by while running errands or enjoying a day out. We provide ample parking for our visitors, ensuring that your experience is hassle-free.

Operating Hours and Services Offered

Our friendly staff is here to help during our lobby hours from 8:30 AM to 6:00 PM Monday through Friday, and we're also open on Saturdays from 9:00 AM to 2:00 PM. While we do not have drive-thru banking available, our team is ready to assist you inside the branch. At Utah Community, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Plus, you can enjoy the convenience of online and mobile banking anytime.

Stay Connected

If you have any questions or need assistance before your visit, feel free to call us at 801-223-8188. We're here to help! While members can visit us at 360 W 4800 N Provo Ut 84604, official correspondence should be sent to 360 W 4800 N, Provo, UT 84604. We look forward to welcoming you soon at Utah Community! Come experience the difference of personalized service tailored just for you.

Member Eligibility

At Utah Community, we believe in creating a welcoming community where everyone can thrive. Joining us as a member is simple and rewarding! If you live, work, or worship in the areas we serve, you're likely eligible to become part of our family. We aim to make banking personal and accessible, offering various services designed to meet your needs. For detailed eligibility criteria, please check out our resource page at https://www.uccu.com/disclosures/. Once you're ready to join us, opening an account is just a few clicks away; you can find more information on that process at https://www.uccu.com/open-account/. If you have any questions or need assistance, don't hesitate to reach out to us at (801) 223-8188. We're excited to help you take this step towards financial empowerment!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools to accept payments easily and efficiently. Our merchant services allow you to process transactions seamlessly, making it easier for your customers to pay you while keeping your cash flow strong. From credit card processing to mobile payments, we provide the resources that empower your business. Visit us at 360 W 4800 N Provo Ut 84604 or call us at (801) 223-8188 to learn more about how our business banking and commercial services can help you reach your goals!

Comprehensive List Of Services

Business Banking

Running a business comes with its own set of challenges, which is why we offer specialized services like merchant services and business loans. Whether you're just starting out or looking to expand, we understand the importance of having reliable financial support.

Convenience at Your Fingertips

We know how busy life can get, so we've made banking easier than ever with our robust online and mobile banking platforms. Whether it's making deposits via your smartphone or checking transactions on the go, you'll find that managing your finances has never been more convenient. Additionally, our ATM services provide basic access for cash withdrawals and balance checks, ensuring that you can always get what you need when you need it. At Utah Community, we're not just here to provide services; we're here to build relationships with our members and help them achieve their financial goals. If you have questions about any of our offerings or would like personalized assistance, please don't hesitate to reach out! You can contact us at (801) 223-8188 or visit us at 360 W 4800 N Provo Ut 84604 in beautiful Provo, UT. Start taking advantage of all these great services today! Explore more about how we can support your financial journey by visiting us online at Headquarters. Your future starts now!

Loans and Financing

When it comes to significant life purchases like cars or homes, we've got you covered. Our auto loans and vehicle financing options make it easier for you to get behind the wheel of a new car. Plus, if you're considering buying a home or refinancing your existing mortgage, our team is here to guide you through the process with competitive rates and personalized service. For those unexpected expenses or debt consolidation needs, our personal loans can provide the financial relief you need without added stress. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases.

Personal Banking

Managing your personal finances should be simple and accessible. That's why at Utah Community, we offer checking and savings accounts that come with easy online access and mobile banking features. You can check balances, transfer money, or pay bills right from your phone. Imagine being able to handle your banking needs while waiting in line or during your lunch break!

Digital & Online Banking

Key Features for Your Convenience

With our online banking services, you can easily check your account balances, transfer funds, and pay bills from the comfort of your home. We also offer e-statements, so you can keep track of your financial activity without the clutter of paper statements helping you stay organized while also being eco-friendly. For those who prefer using their smartphones, our mobile application provides all the features you need right at your fingertips. You can even make mobile payments with just a few taps, making it simple to pay for purchases wherever you are. Plus, if you need to send money quickly to friends or family, our person-to-person transfers feature has got you covered.

Security You Can Trust

Your security is crucial to us. With options for electronic signature authorization, we ensure that your transactions are safe and secure. You can have peace of mind knowing that we prioritize protecting your personal information as you navigate through your banking tasks. In today's fast-paced world, accessibility and ease-of-use are vital. Our digital services empower you to manage your finances in real-time, giving you complete control over your accounts whenever you need it. Experience the freedom of banking on your terms with Utah Community where convenience meets security!

Financial Strength

A Solid Foundation

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 543,082, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 360 W 4800 N Provo Ut 84604 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Future

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy supports our ability to provide a range of services that cater to your financial goals.

Supporting Your Needs

With $36,570 in used auto loans and $2,652,450,940 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our robust lending practices are backed by a net income of $29,392,875, reflecting our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Support for Business Owners

If you're a business owner, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand your business. We know how crucial it is to have access to funds when opportunities arise.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a new or used vehicle, our team is here to guide you through every step of the process.

Credit Lines and Unsecured Credit Cards

For those needing flexibility in managing finances, we provide various credit line options totaling $751,777,378. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We are dedicated to making the home-buying experience as straightforward as possible, offering competitive rates and personalized service.

Refinancing Options

We also offer refinancing options for many of our loan products. If you're interested in lowering your monthly payments or reducing your interest rate, our team can help you explore eligibility options tailored specifically for your situation. For more details about our loan offerings or to discuss which option is best for you, feel free to reach out at (801) 223-8188 or visit us at our branch located at 360 W 4800 N Provo Ut 84604 in Provo, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans