Utah Community Credit Union Pleasant Grove UT | Low Mortgage Rates & Top Checking Accounts

Introduction

Welcome to Utah Community in Pleasant Grove, where we believe in building strong financial futures together. Since our establishment in 1955, we've proudly served our community, growing our membership to over 243,731 individuals who trust us with their financial needs. Located at 105 E State Rd, Pleasant Grove, UT 84062, our branch is dedicated to providing personalized service and a wide range of financial solutions. At Utah Community, we are proud to manage assets totaling $3,117,080,878 and have earned the confidence of our members with $103,478,042 in deposits. Our commitment extends beyond numbers; it's about making a real difference in the lives of those we serve. With a robust portfolio of 95,427 loans, we cater to various needs from auto loans and mortgages to personal loans and business financing. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 105 East State Street, Pleasant Grove, UT 84062 if that differs from the branch address. Under the leadership of our CEO, Justin Olson, and Board President, Linda Makin, we prioritize transparency and integrity in every interaction. With a team of 533 employees, we're here to assist you from 8:30 AM to 6:00 PM on weekdays. We invite you to explore everything Utah Community has to offer by visiting our website at uccu.com. For any inquiries or assistance, don't hesitate to call us at 801-223-8188. Join us as we continue to grow together your financial future starts here!

Branch History & Mission

Welcome to the heart of Pleasant Grove, where the Utah Community Credit Union has been a pillar of support since its establishment in 1955. From its humble beginnings, Utah Community has grown into a vital financial resource for the community, proudly serving over 243,000 members today. Our branch, located at 105 E State Rd, Pleasant Grove, UT 84062, is more than just a place for transactions; it's a hub for connection and growth. Our mission at Utah Community is straightforward yet impactful: we aim to provide exceptional financial services while fostering community well-being. We believe that when our members thrive, the entire community flourishes. This commitment is reflected in our diverse range of offerings from personal banking solutions like checking and savings accounts to auto loans and mortgages. Over the years, we have embraced innovation to better serve our members. With features like online banking and mobile payments, managing finances has never been easier. Our drive-thru service adds an extra layer of convenience for those on the go, ensuring that even simple transactions can be completed swiftly. At Utah Community, we understand that accessibility matters. That's why our facilities are ADA compliant and equipped with ATMs available for our members' needs. We take pride in being a responsible financial partner whether it's through competitive loan rates or personalized member services. While you can visit us at our branch address for all your banking needs, official correspondence should be directed to 105 East State Street, Pleasant Grove, UT 84062 if it differs from our physical location. Our rich history is intertwined with community outreach efforts that support local initiatives and partnerships. By investing in programs that uplift residents and enhance quality of life, we reinforce our belief that every member deserves not just financial success but also a thriving environment in which to live. As we continue to grow now boasting total assets exceeding $3.1 billion our commitment remains steadfast: putting people before profits and ensuring that every interaction with Utah Community reflects our core values of trust, integrity, and respect. We invite you to join us on this journey towards better financial health and community strength. Experience the difference at Utah Community, where your success is our mission! For inquiries or assistance, feel free to call us at 801-223-8188 during our operating hours from 8:30 AM to 6:00 PM, Monday through Friday. Welcome aboard!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. We have ample parking available, along with ramps that ensure everyone can visit us comfortably. Our friendly staff is always ready to assist you with any questions or needs you may have during your visit.

Call to Action

We invite you to come experience the welcoming atmosphere at Utah Community Credit Union! For any inquiries or assistance before your visit, feel free to give us a call at 801-223-8188. We look forward to serving you soon!

Operating Hours & Services

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 8:30 AM to 6:00 PM, making it easy for you to stop by after work or during your lunch break. In addition to our personal banking services, which include checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards, we also offer drive-thru banking for quick transactions like deposits and withdrawals. For those who prefer more flexibility, our ATM is available on-site for cash withdrawals and balance checks anytime you need it. If you need to send any official correspondence, while members can visit us at our branch address, please direct mail to 105 East State Street, Pleasant Grove, UT 84062.

Member Eligibility

At Utah Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 105 E State Rd Pleasant Grove Ut 84062, you might already qualify. We love to serve our neighbors, so even if you're not currently a member, you may still be eligible based on specific criteria outlined on our website. We encourage you to check out the detailed eligibility information at https://www.uccu.com/disclosures/ for the latest updates. Joining us is just the beginning of enjoying great benefits like personalized service, competitive rates, and a range of financial products tailored to your needs. When you're ready to open an account, visit us online at https://www.uccu.com/open-account/, or feel free to give us a call at (801) 223-8188. We're excited to welcome you into the Utah Community family!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having a reliable partner for all your payment processing needs. Our merchant services are designed to simplify transactions and enhance customer experiences. From credit card processing to mobile payments, we ensure that you can accept payments easily and securely, allowing you to focus on what matters most growing your business. Visit us at 105 E State Rd Pleasant Grove Ut 84062 in Pleasant Grove, UT, or give us a call at (801) 223-8188. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking solutions. From merchant services that help you accept payments seamlessly to business loans that can fund growth or expansion, our team is here to ensure your business thrives.

Convenient Access

We understand that convenience is key in today's fast-paced world. That's why Utah Community provides ATM access for quick cash withdrawals and balance checks. Our drive-thru banking allows for simple transactions such as deposits and withdrawals without having to leave your car perfect for busy days when time is tight!

Digital Banking Features

With our commitment to digital convenience, accessing your account has never been easier. Our online banking platform lets you manage everything from setting up automatic transfers to viewing e-statements at your leisure. Our mobile app enables on-the-go banking through features like person-to-person payments and mobile deposits, making it simple to stay on top of your finances wherever life takes you. At Utah Community, we pride ourselves on being more than just a financial institution; we're a community partner ready to help you achieve your financial goals. To learn more about any of our services or to speak with one of our knowledgeable staff members, give us a call at (801) 223-8188 or visit us online at Pleasant Grove. We look forward to assisting you!

Loans and Financing

When it comes to financing, Utah Community offers a variety of loan products. If you're in the market for a new car, our auto loans provide flexible terms and competitive rates to help you get behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, we have mortgage loans designed to fit various budgets and lifestyles. In addition to these, our personal loans can assist with debt consolidation or unexpected expenses, ensuring you have the support you need when life throws challenges your way. And don't forget about our credit cards with rewards perfect for making everyday purchases while earning points towards exciting rewards.

Personal Banking

Our personal banking services start with checking and savings accounts designed to help you manage your money effectively. We know that everyone has different needs; whether you're saving for a special occasion or planning for retirement, our accounts offer competitive interest rates and easy access to your funds. Plus, our online and mobile banking options make it simple to check balances, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

At Utah Community, we understand that your time is valuable. That's why we offer a variety of digital and online banking services designed to make managing your finances as simple and secure as possible. With our 24/7 online banking, you can access your accounts whenever you need, whether it's day or night. Our user-friendly online platform at https://www.uccu.com/ allows you to check balances, pay bills, and transfer money with just a few clicks. You can also enjoy the convenience of e-statements, which means you'll receive your account statements electronically, saving you time and paper. Plus, with electronic signature authorization, signing documents has never been easier. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and hassle-free. Simply enter their details, and the money is on its way no cash or checks needed! For those who prefer managing their accounts on the go, our mobile application is available for download. It's packed with features like mobile payments, so you can make purchases directly from your phone without the need for cash or cards. At Utah Community, we prioritize security in all our digital services. Your information is protected with advanced security measures, giving you peace of mind while banking online. Whether you're at home or out and about, our digital banking tools provide accessibility and ease-of-use so that you can take control of your finances anytime, anywhere. Explore all these features and more by visiting us at https://www.uccu.com/ today!

Financial Strength

Commitment to Growth

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $36,570 in used auto loans and a total of $2,652,450,940 in loans and leases.

Growing Membership

With a total of 543,082 share and deposit accounts, we show a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments stand at $110,111,911. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 105 E State Rd Pleasant Grove Ut 84062 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong operational efficiency is reflected in our $29,392,875, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the perfect fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting them with tailored financial solutions.

Credit Lines

For those who need ongoing access to funds, our credit lines totaling $751,777,378 provide the flexibility you need. Whether it's for unexpected expenses or planned purchases, our lines of credit can be an excellent solution to keep your finances on track.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. Whether you are looking to purchase your first home or refinance your current mortgage for better terms, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to reach out. Our team is ready to discuss eligibility options and help you find a plan that works best for your situation. For more details on any of these products or services, please don't hesitate to contact us at (801) 223-8188 or visit us at our branch located at 105 E State Rd Pleasant Grove Ut 84062 in Pleasant Grove, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Utah Community, we're dedicated to providing personalized service that meets your financial needs today and in the future. Let's work together towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to make everyday spending easier while helping you build your credit score.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that you receive fair and transparent offers tailored to your needs.

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans