Utah Community Credit Union Orem UT | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Utah Community, your trusted partner in financial success, located right in the heart of Orem, UT at 311 E 800 S. Since our establishment in 1955, we have been dedicated to serving our members with integrity and care. With a growing membership of over 243,731 individuals, we take pride in being a cornerstone of the community, offering personalized banking solutions tailored to meet your needs. At Utah Community, our commitment goes beyond just banking. We boast total assets of an impressive $3,117,080,878 and total deposits reaching $103,478,042, reflecting our solid foundation and reliability. Our efficient team of 533 employees, led by CEO Justin Olson and Board President Linda Makin, is here to ensure that you receive exceptional service every time you visit us or reach out. We understand that financial decisions can be daunting, but with us by your side, you're never alone. Whether you're looking for auto loans, mortgage options, or personal banking services, we've got you covered. Our focus on community impact drives us to offer competitive rates and exceptional member support. For any official correspondence, please note that it should be directed to our mailing address at 311 East 800 South, Orem, UT 84097. Ready to take the next step towards achieving your financial goals? Call us at 801-223-8188 or visit our website at UCCU today! Let's work together towards a brighter financial future.

Branch History & Mission

Commitment to Innovation

As we evolve, so does our approach to serving you better. We embrace digital advancements that allow for convenient banking experiences without losing the personal touch. Our online banking platform provides easy access to accounts anytime, anywhere, ensuring that managing your finances is as straightforward as possible. Additionally, we prioritize accessibility by ensuring compliance with ADA standards across our services. Whether you prefer visiting us in person during our operating hours of 8:30 AM - 6:00 PM or using our ATM facilities available on-site, we strive to make every interaction smooth and welcoming.

Join Us

With total assets exceeding $3,117,080,878, Utah Community stands strong as a pillar of financial health in the community. We invite you to experience the benefits of becoming a member of our growing family. Together, let's build a brighter future filled with possibilities. For any inquiries or assistance, feel free to reach out at (801) 223-8188 or visit us at 311 E 800 S Orem Ut 84097. While members can visit us at this location, official correspondence should be sent to 311 East 800 South, Orem, UT 84097 if different from the branch address. Join us today let's embark on this journey together!

Our Mission

At the heart of Utah Community lies our mission: to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that everyone deserves access to quality financial solutions, and that's why we offer a variety of services tailored to meet diverse needs from checking and savings accounts to auto loans and mortgages. We are not just about numbers; we are about people. Our mission extends beyond providing financial products; it includes investing in initiatives that uplift our community. We partner with local organizations and support events that foster growth, education, and connection among residents.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with accessibility in mind. You'll find ample parking available, along with ADA-compliant features to ensure everyone can visit comfortably. Plus, if you prefer to bank on the go, we have a drive-thru service that makes quick transactions easy perfect for those busy days when you're short on time.

Get in Touch!

If you have questions or need assistance before your visit, feel free to give us a call at 801-223-8188. We look forward to welcoming you to Utah Community's South Orem branch and helping you with all your financial needs!

Operating Hours and Services

We're here to serve you Monday through Friday from 8:30 AM to 6:00 PM. Our team is ready to assist you with a range of services including personal banking, auto loans, mortgages, and business banking solutions. If you need cash quickly, our ATM is also available for your convenience. While members can visit us at our branch address for in-person services, official correspondence should be sent to our mailing address at 311 East 800 South, Orem, UT 84097.

Member Eligibility

At Utah Community, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is easy and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible to join us. This includes individuals in our local community and those associated with certain organizations we partner with. For a detailed look at eligibility criteria, feel free to check out our eligibility page. Once you're ready to take the next step, opening an account is simple. You can start your journey towards becoming a member by visiting our account opening page. If you have any questions or need assistance, don't hesitate to call us at (801) 223-8188. We're here for you at our branch located at 311 E 800 S Orem Ut 84097, ready to help you unlock the benefits of membership, like better rates and personalized service. Join us today and experience the difference!

Business Banking & Commercial Services

At Utah Community, we understand that every business has unique challenges and aspirations. Whether you're a startup looking for initial funding or an established company planning to expand, our business banking and commercial services are tailored to meet your needs. Imagine having access to the financial support that helps you purchase new equipment, hire additional staff, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services are designed to simplify transactions for your business. From payment processing to online invoicing, we provide tools that enhance customer experiences while saving you time. At Utah Community, we're dedicated to seeing your business thrive right here in Orem, UT. For more information or to get started, call us at (801) 223-8188 or visit us at 311 E 800 S Orem Ut 84097!

Comprehensive List Of Services

Business Banking

Small business owners can benefit from our business banking services, which include merchant services and business loans. We know how important it is for local businesses to thrive, so we aim to provide tools that foster growth and success.

Conclusion

At Utah Community, we prioritize making banking easy and accessible for everyone in Orem, UT. With hours from 8:30 AM to 6:00 PM, our friendly staff is here to assist you with any questions about our services or help open an account. Don't hesitate; reach out today at (801) 223-8188 or visit us online at South Orem! Your financial future starts here!

Convenient Access

Our commitment doesn't stop at offering great products; it extends to how you access them. We have an ATM available for easy cash withdrawals and balance checks right when you need it. Plus, our drive-thru service makes it simple to complete deposits and withdrawals without leaving your car perfect for those busy days!

Credit Cards

For those who love rewards, our credit cards with rewards program allows you to earn while you spend. Whether you're buying groceries or planning a getaway, every purchase can bring you closer to exciting rewards.

Loans and Financing

When it comes to financing, we provide various options tailored for different needs. If you're looking to buy a car, our auto loans and vehicle financing can help you get on the road quickly without breaking the bank. Perhaps you're considering purchasing a home? Our mortgage loans and refinancing options are designed to make homeownership attainable for everyone in Orem. In addition, we offer personal loans and debt consolidation solutions. These products can provide you with the funds necessary to tackle those larger expenses or consolidate existing debts into one manageable payment. With competitive rates and flexible terms, we work hard to ensure that our lending options meet your unique situation.

Personal Banking

We offer personal banking solutions that include checking and savings accounts to help you manage your money effectively. Imagine being able to easily track your spending and save for that dream vacation or unexpected expenses all through our user-friendly online and mobile banking platforms. Our accounts come with features like e-statements and mobile payments, ensuring you have access to your finances wherever you go.

Digital & Online Banking

24/7 Accessibility

Our commitment to accessibility means you can manage your accounts 24/7 with our online banking services. Whether it's day or night, we're here to help you stay on top of your finances. You'll have real-time account management at your disposal, ensuring that you're always informed about your financial situation. At Utah Community, we strive to create an enjoyable banking experience that fits seamlessly into your life. Embrace the convenience of digital banking today!

Key Features

Our online banking service, available at https://www.uccu.com/, allows you to access your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, you'll enjoy the peace of mind that comes with our secure environment. With features like E-Statements, you can say goodbye to paper clutter and easily view your statements online whenever you need them. We also support Electronic Signature Authorization, making it simpler to sign documents without the hassle of printing or mailing. If you're always on the go, our Mobile Application is a must-have. It provides all the features of online banking right at your fingertips! With mobile payments enabled, you can make quick transactions directly from your smartphone. Need to send money to a friend? Our Person-to-Person Transfers make it easy and fast.

Financial Strength

Growing Membership Trust

Total Share Accounts: 543,082, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $110,111,911 further illustrate our capability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 311 E 800 S Orem Ut 84097 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $36,570 in used auto loans and $2,652,450,940 in total loans and leases, we support members' financial goals across various sectors. Our $29,392,875 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Utah Community, located at 311 E 800 S Orem Ut 84097 in Orem, UT, we understand that financial needs vary from member to member. That's why we offer a diverse range of loan products designed to help you achieve your goals, whether it's buying a new car, purchasing a home, or managing everyday expenses. With over 95,427 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, providing some of the lowest rates in the industry. Looking to buy a new car? Our auto loans have already facilitated $181,385,186 in new vehicle loans and $601,345,304 in used vehicle loans, helping members get on the road with confidence. If you're considering homeownership, our mortgage options are tailored for you. We provide Junior Lien 1-4 Family Residential Property loans totaling $416,906,138, making buying or refinancing simple and accessible. Whether you're a first-time buyer or looking to refinance your existing mortgage, we can assist you every step of the way. For those who need flexibility in managing finances, our unsecured credit card loans stand out as an excellent choice. With a total of $45,257,198 in unsecured credit card loans, members can enjoy flexible terms that help manage everyday expenses without stress. For business owners, we also offer outstanding commercial loans totaling $709,318,858, providing the capital needed to grow and expand your business operations efficiently. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, we encourage you to reach out. Our team is ready to assist you with all your questions and guide you through the process. You can contact us at (801) 223-8188 during our operating hours from 8:30 AM to 6:00 PM. At Utah Community, we're committed to making your financial journey smooth and successful. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Ensuring Accurate Comparisons

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Utah Community