Utah Community Credit Union Orem UT | Top Auto Loans & Business Banking

Introduction

At Utah Community, we believe that financial success is best achieved through community support and personal relationships. Located at 800 W University Pkwy Ste Sc101E, Orem, UT 84058, our branch has been serving members since 1955. With a commitment to help our 243,731 members thrive, we pride ourselves on being a trusted partner in your financial journey. While you can visit us at our branch for all your banking needs, official correspondence should be directed to 800 West University Parkway, Orem, UT 84058. Our team is here to guide you through a wide array of services, from personal banking solutions like checking and savings accounts to auto loans and business financing options. With total assets of $3,117,080,878 and total deposits reaching $103,478,042, we are well-equipped to meet the diverse financial needs of our community. Our leadership team, headed by CEO Justin Olson and Board President Linda Makin, works tirelessly to ensure that we provide exceptional service and support. We also have a dedicated staff of 533 employees who are always ready to assist you. As a member-focused institution, we understand the importance of building strong relationships within the community. Our mission goes beyond just numbers; it's about empowering individuals and families with the tools they need for financial stability. Whether you're looking for a mortgage loan or simply want to manage your finances more effectively, our resources are designed with you in mind. We invite you to explore what sets Utah Community apart. Connect with us today by calling (801) 223-8188 or visiting our website at uccu.com. Your financial future starts here!

Branch History & Mission

Join Us

As we continue to grow and adapt to meet the needs of our members, we invite you to experience the benefits of being part of Utah Community. Whether you're looking for reliable banking services or want to get involved in community initiatives, there's a place for you here. Reach out today at 801-223-8188 or visit us online at UCCU to learn more about how you can join us on this journey. Together, let's build a brighter financial future!

Our Mission

At Utah Community, we believe in the power of community support. Our mission is not only about offering personal banking products like checking and savings accounts or auto loans but also about uplifting those around us. We actively engage in community outreach programs and partnerships that make a difference in people's lives. We are committed to providing exceptional service during our operating hours of 8:30 AM to 6:00 PM on weekdays. While we do not currently offer drive-thru banking services, we ensure that all members have access to ATMs for their convenience.

Our Story

Utah Community was founded with a simple yet powerful mission: to provide accessible financial services that empower individuals and families. From the beginning, we aimed not just to offer banking solutions but also to build lasting relationships with our members. Through various milestones such as expanding our services and enhancing our technology we have stayed true to that mission. Our branch is equipped with modern features like online banking and mobile payments, making it easier than ever for you to manage your finances on the go. While members can visit us at our branch address of 800 W University Pkwy Ste Sc101E, official correspondence should be sent to 800 West University Parkway, Orem, UT 84058. This ensures that all communications are handled efficiently.

Branch Location & Accessibility

Welcome to the Utah Community branch located at 800 W University Pkwy Ste Sc101E in Orem, Utah! Our branch is conveniently situated near the vibrant Utah Valley University campus, making it easy for students and residents alike to access our services. Whether you're stopping by after class or on your way home from work, we are here to meet your financial needs. While you can visit us at our main location, please send any official correspondence to our mailing address: 800 West University Parkway, Orem, UT 84058. This ensures that your documents reach us promptly. At our Orem branch, we prioritize accessibility for all members. Our facility features ADA-compliant entrances and ramps to help everyone feel welcome and comfortable during their visit. Ample parking is available right outside, so you can easily pop in without any hassle. Our friendly team is here to serve you during our operating hours, Monday through Friday from 8:30 AM to 6:00 PM. If you ever need assistance or have questions about your accounts, don't hesitate to give us a call at 801-223-8188. We're always ready to help! For your convenience, we also offer ATM services right at this location, allowing you to make quick cash withdrawals and balance checks anytime. While we don't have a drive-thru service at this branch, our staff is dedicated to ensuring that your in-person banking experience is smooth and enjoyable. We look forward to welcoming you into the Utah Community family! Stop by today and discover how we can assist with everything from personal banking and auto loans to mortgages and credit cards with rewards. Your financial journey starts here!

Member Eligibility

At Utah Community, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! If you live, work, worship, or attend school in Utah County, you're already eligible to become a member. Our doors are open to individuals who share our commitment to community and mutual support. By becoming a member at Utah Community, you gain access to a variety of financial products and services designed to help you thrive, from checking accounts to auto loans and everything in between. To start your membership journey, just visit us at our branch located at 800 W University Pkwy Ste Sc101E Orem Ut 84058 or give us a call at (801) 223-8188 for more details. You can also check out our eligibility criteria at https://www.uccu.com/disclosures/ for the most up-to-date information. When you're ready to open an account, simply follow this link: https://www.uccu.com/open-account/. We look forward to welcoming you into our growing family!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for Success

When it comes to managing cash flow, our merchant services make transactions easy. Imagine being able to accept payments effortlessly, whether online or in-person. This means you can focus more on serving your customers rather than worrying about payment processing. Located at 800 W University Pkwy Ste Sc101E Orem Ut 84058 in Orem, UT, our team is ready to support your business journey. Reach out at (801) 223-8188 during our lobby hours from 8:30 AM to 6:00 PM on weekdays. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Business Banking Solutions

If you're an entrepreneur or manage a business, our business banking services provide essential tools like merchant services and business loans. We know how vital it is for businesses to have reliable financial support, so we're committed to helping you succeed.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards are not just for everyday purchases; they come with perks that allow you to earn rewards on things you already buy. It's like getting paid for being responsible!

Digital Banking Features

In today's world, convenience matters. That's why we offer robust online and mobile banking features. You can check balances, transfer funds, and even deposit checks from your smartphone all from the comfort of your home or on the go! Our ATM services also ensure that cash withdrawals are hassle-free whenever you need them.

Get in Touch

With all these offerings available at Utah Community, we're ready to assist you in achieving your financial goals. Feel free to call us at 801-223-8188 if you have any questions or would like more information about any of our services. We invite you to visit us at our Orem branch or explore more about what we offer online at UCCU. Let us help you build a brighter financial future today!

Personal Banking Services

Our personal banking services are designed with you in mind. We offer various checking and savings accounts that cater to different lifestyles and goals. Imagine having easy access to your funds while earning interest on your savings that's the peace of mind we strive to provide. If you're considering purchasing a new vehicle or refinancing your current one, our auto loans and vehicle financing options can get you on the road quickly. We understand that buying a car is a significant investment, so we aim to make this process as smooth as possible for you. Need a home? Our mortgage loans and refinancing solutions can help make your dream of homeownership a reality. With competitive rates and personalized service, we guide you through each step of the mortgage process. For those looking to manage debt or fund personal projects, our personal loans and debt consolidation services offer flexible solutions tailored to your financial situation.

Digital & Online Banking

Key Features

You can say goodbye to the hassle of paperwork thanks to our electronic signature authorization. This feature allows you to sign documents securely online, making processes faster and easier without any trips to the branch. Plus, with e-statements available, you can keep track of your finances while reducing paper clutter. If you're always on the go, you'll love our mobile application. It provides all the functionality of online banking right in your pocket. From mobile payments to person-to-person transfers, handling your finances has never been simpler. Just tap on your phone, and you're good to go! Security is a top priority for us at Utah Community. Our digital banking services are built with robust security measures to protect your information. You can bank with confidence knowing that your personal data is safe. Whether you need quick access to funds or want to manage transactions in real-time, our user-friendly platform makes it easy. Join us at Utah Community and experience the freedom of digital banking that fits into your lifestyle!

Financial Strength

Commitment to Member Benefits

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $36,570 in used auto loans and $2,652,450,940 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $29,392,875, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trust in Numbers

Net Shares (Funds available for lending and investments): $110,111,911. Total Share and Deposit Accounts: 543,082, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 800 W University Pkwy Ste Sc101E Orem Ut 84058 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. We provide financing options tailored for both new and used vehicles, ensuring you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, our team is here to support your business journey. At Utah Community, we believe in empowering our members with the financial tools they need. If you're considering refinancing or looking into eligibility options, our experienced team can assist you in navigating those choices smoothly. For more details or to discuss your specific needs, please don't hesitate to reach out at (801) 223-8188 or visit us at 800 W University Pkwy Ste Sc101E Orem Ut 84058 in Orem, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We guide you through the process and offer competitive rates that fit your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. This option is ideal for those who want to keep their spending within control while enjoying added benefits.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits designed to foster trust among users: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can focus solely on finding the best options for their needs. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process guarantees that users receive accurate and trustworthy information about available loans.

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans