Utah Community Credit Union Orem UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Utah Community at our North Orem branch, located at 305 W 800 N, Orem, UT 84057. Since our establishment in 1955, we have proudly served over 243,731 members, providing them with a trustworthy place for all their financial needs. With total assets exceeding $3.1 billion, we are committed to helping you achieve your financial goals. At Utah Community, our mission is to make banking accessible and beneficial for everyone in the community. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans and mortgages, we are here for you. Our total loans and leases amount to an impressive 95,427, ensuring that we have the resources to support you when it matters most. In addition to our extensive offerings, we maintain a solid financial foundation with total deposits of $103,478,042 and a net worth of $310,309,504. This strong position allows us to provide competitive rates on loans while ensuring your money is safe and sound. With $34,986,336 in cash readily available, we can respond quickly to your needs. We pride ourselves on being more than just a credit union; we're part of the fabric of Orem and its surrounding areas. Under the leadership of CEO Justin Olson and Board President Linda Makin, we strive to create a warm and welcoming environment where members can feel valued and secure. While members can visit us at our branch address for in-person services including ATM access and drive-thru banking, official correspondence should be sent to our mailing address: 305 West 800 North, Orem, UT 84057. We invite you to explore what Utah Community has to offer by visiting our website at https://www.uccu.com or calling us at 801-223-8188. Discover how we can assist you today!

Branch History & Mission

Community Engagement

Over the years, we've taken pride in giving back through various community outreach programs. We partner with local organizations to support initiatives that uplift our neighborhood and create a brighter future for all residents. Whether it's sponsoring events or providing financial education workshops, we are dedicated to making a positive impact.

Our Mission

At Utah Community, our mission is simple yet profound: we aim to empower our members with the financial tools they need to thrive. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our focus extends beyond just transactions; we prioritize building relationships that contribute positively to the community. We understand that in today's fast-paced world, convenience is key. That's why we have embraced digital advancements such as online and mobile banking. Our members enjoy features like person-to-person payments, electronic signatures, and e-statements making banking easier than ever before.

Visit Us Today!

Our branch operates from 8:30 AM to 6:00 PM on weekdays, offering both lobby access and drive-thru services for your convenience. We also provide ATM availability for quick cash withdrawals and balance checks. We invite you to join our growing family at Utah Community! Experience the benefits of being part of a credit union that truly cares about its members and their financial journeys. For more information or to open an account, please visit us at our website or call us at (801) 223-8188. Together, let's build a prosperous future!

Branch Location & Accessibility

Accessibility and Convenience

At our Orem branch, we prioritize accessibility for all members. The building is fully compliant with ADA standards, featuring ramps and designated parking spots to accommodate everyone. If you're driving in, you'll find ample parking right outside our doors, making it simple to drop by whenever you need assistance.

Operating Hours and Services

Our lobby hours are from 8:30 AM to 6:00 PM on weekdays, so you can visit us at a time that suits your schedule. Whether you're looking to open an account, apply for a loan, or just have questions about your finances, our friendly team is here to help. We also offer convenient drive-thru banking for quick transactions like deposits and withdrawals, so you can get back on your way in no time. Additionally, we're proud to provide ATM services for those who prefer self-service banking. You can easily access your funds or check your balance without stepping inside the branch. While members can visit us at 305 W 800 N Orem UT 84057, official correspondence should be sent to our mailing address at 305 West 800 North, Orem, UT 84057. If you have any questions or need assistance before stopping by, don't hesitate to give us a call at 801-223-8188. We look forward to welcoming you to the Utah Community Credit Union family!

Member Eligibility

Joining Utah Community is like becoming part of a caring family that supports you at every step of your financial journey. To become a member, you'll find that eligibility is quite accessible. If you live, work, worship, or attend school in the areas we serve, you're likely already qualified! This means that whether you're a local resident or just starting your new adventure here, we welcome you with open arms. Our members enjoy fantastic benefits like lower loan rates and personalized service that truly makes a difference. Getting started is simple! You can check out the detailed eligibility criteria at https://www.uccu.com/disclosures/ to see if you meet the requirements. Once you're ready to join us, head over to our account opening page at https://www.uccu.com/open-account/ for a straightforward process to set up your membership. If you have any questions or need assistance, don't hesitate to give us a call at (801) 223-8188. We can't wait to welcome you to our community at 305 W 800 N Orem Ut 84057!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services make it easier for you to manage transactions efficiently. Imagine being able to accept payments seamlessly while keeping track of your sales in real-time. Our services allow you to focus on what matters most growing your business. Located at 305 W 800 N Orem Ut 84057 in Orem, UT, our team is here to assist you with personalized service. Reach out today at (801) 223-8188 and see how we can help your business reach new heights!

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we also provide Business Banking, including Merchant Services and Business Loans tailored to help grow your venture. You can focus on what matters most running your business while we take care of your financial needs.

Convenient Access

We know convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking platforms. From making deposits to paying bills, everything is at your fingertips. Plus, our ATM & Cash Withdrawal Services ensure you have access to your funds whenever you need them. If you're on the go, our Drive-Thru Banking allows for quick transactions without ever leaving your car perfect for busy days! You can complete deposits, withdrawals, and simple transactions efficiently. In summary, whether you're an individual seeking personal finance solutions or a business owner looking for reliable banking support, Utah Community has got you covered with a comprehensive suite of services designed just for you. Ready to explore how we can assist you further? Give us a call at (801) 223-8188 or visit us online at North Orem today! Your financial future starts here!

Credit Cards

Additionally, our Credit Cards with Rewards let you earn points on everyday purchases. Whether it's groceries or gas, why not get rewarded for spending?

Home Financing

For those dreaming of homeownership, we offer Mortgage Loans & Refinancing options that can help make that dream a reality. Our mortgage specialists will work closely with you to find the best fit for your budget and lifestyle. This is more than just financing; it's about creating a place you can call home.

Personal Banking

Our personal banking services include Checking & Savings Accounts designed to help you manage your everyday finances with ease. With features like online and mobile banking, keeping track of your money has never been easier. Imagine effortlessly checking your balance or transferring funds from your phone while waiting in line at the grocery store! If you're in the market for a vehicle, our Auto Loans & Vehicle Financing offer competitive rates and flexible terms. Picture driving off in your new car without the stress of complicated paperwork our team is here to guide you every step of the way.

Personal Loans

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options provide quick access to funds when you need them most. We understand life happens, and having the right support during those times can make all the difference.

Digital & Online Banking

Key Features for Your Convenience

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills without stepping foot in a branch. Plus, with the option for E-Statements, you can receive your account statements electronically, helping you keep track of your finances while reducing paper clutter. You'll always have access to your financial information at your fingertips. For those on the go, our mobile application offers all the features you need right from your smartphone. Enjoy mobile payments, making transactions quick and hassle-free. Want to send money to friends or family? Our person-to-person transfers make it simple to send cash instantly, no matter where they are.

Security You Can Trust

Security is our top priority. With electronic signature authorization, you can sign documents digitally without worrying about safety. Our systems are built with advanced security measures so you can bank with confidence. In a fast-paced world, convenience matters. Whether you're checking your balance during lunch or paying bills late at night, Utah Community ensures that managing your money is easy and efficient. Discover how our digital banking solutions can enhance your financial experience today!

Financial Strength

Community Trust

The trust of our growing member base is evident through the 543,082 accounts we manage. This shows that more people are choosing Utah Community as their financial partner. Furthermore, the funds available for lending and investments stand at $110,111,911, demonstrating our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 305 W 800 N Orem Ut 84057 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is reflected in our $29,392,875. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your needs is evident with $36,570 in used auto loans and $2,652,450,940 in total loans and leases, empowering you to reach your financial goals across various sectors.

Secure Savings Options

Your savings are important to us. Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,019, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used vehicle or a brand-new model, our team is here to guide you through the financing process.

Business Financing

For business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting local entrepreneurs with tailored financing solutions.

Conclusion

Whether you're considering an auto loan, mortgage, or credit card option, our dedicated team at Utah Community, located at 305 W 800 N Orem Ut 84057, Orem, UT, is ready to assist you. For any inquiries or further details about our loan offerings, feel free to reach out at (801) 223-8188 during our operating hours from 8:30 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you every step of the way!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We strive to provide competitive rates and flexible terms that fit your needs. Our knowledgeable staff can help explain your eligibility options and walk you through each step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make your purchases more rewarding.

Loan Aggregator

No Sponsored Listings

LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality allows users to make decisions based solely on their needs without being influenced by advertising.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh enables users to make informed decisions quickly. You can see how different loans stack up against one another in real time, ensuring you never miss a better deal. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback illustrates the value and effectiveness of using LendMesh for your borrowing needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each lender's information is verified to provide users with reliable choices.

Utah Community