Utah Community Credit Union Nephi UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Utah Community at 119 N Main St, Nephi, UT 84648! Since our establishment in 1955, we have proudly served over 243,731 members, providing them with a trusted place for all their financial needs. With total assets of $3,117,080,878 and deposits amounting to $103,478,042, we are committed to ensuring the financial well-being of our community. At Utah Community, we understand that banking is not just about numbers; it's about people. Our dedicated team of 533 employees, led by our CEO Justin Olson and Board President Linda Makin, works tirelessly to deliver personalized service and innovative financial solutions. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options tailored to meet your unique needs. While you can visit us at our branch location for in-person assistance or utilize our convenient drive-thru services and ATMs for quick transactions, official correspondence should be sent to our mailing address at 119 North Main, Nephi, UT 84648. Our commitment extends beyond banking; we believe in making a positive impact on the community we serve. With a net worth of $310,309,504 and cash in hand totaling $34,986,336, we are positioned to support various initiatives that enhance the quality of life in Nephi and its surroundings. We invite you to join us on this journey towards financial empowerment. Whether you're looking to open a new account or simply have questions about your current services, don't hesitate to reach out at (801) 223-8188. Visit us online at uccu.com for more information or to get started today!

Branch History & Mission

Welcome to the inspiring journey of Utah Community located in the heart of Nephi, Utah. Established in 1955, our branch has been a cornerstone of this community for decades, nurturing financial growth and fostering relationships that matter. Over the years, we have grown alongside our members, proudly serving a total membership of 243,731 individuals and families who trust us with their financial needs. Located at 119 N Main St, Nephi, UT 84648, we are easily accessible for our members. Our branch is designed to be a welcoming space where everyone feels at home. Whether you're coming in for a quick transaction or seeking advice on your financial future, you can count on our dedicated team to assist you with personalized care. For any official correspondence, please send it to our mailing address: 119 North Main, Nephi, UT 84648. At Utah Community, our mission goes beyond just offering banking services; we aim to empower our community by providing financial education and support. We believe that when our members thrive, so does the entire community. Our commitment is reflected in our diverse range of services, including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. We also offer business banking solutions to help local enterprises flourish. In recent years, we have embraced digital advancements to make banking easier for everyone. Our members can enjoy convenient online and mobile banking services alongside secure ATM access and basic drive-thru banking options for quick transactions. We are proud of our dedication to ADA compliance, ensuring that all members can access our services without barriers. As a member-focused organization based in Provo, Utah our headquarters we maintain strong ties within the community through various outreach efforts. We partner with local organizations and schools to promote financial literacy and provide resources that uplift those in need. These initiatives are just one way we strive to give back and strengthen the bonds within our neighborhood. We invite you to become part of the Utah Community family! Experience firsthand the advantages of membership with us where your financial goals take center stage and community support is always at the forefront. Join us today by calling (801) 223-8188 or visiting us at 119 N Main St Nephi Ut 84648 during our operating hours from 8:30 AM to 6:00 PM on weekdays. Together, let's build a brighter financial future for you and your loved ones!

Branch Location & Accessibility

Convenient Operating Hours

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 8:30 AM to 6:00 PM, allowing plenty of time for you to visit us after work or during lunch breaks. If you're in need of quick transactions, our drive-thru service is available for deposits, withdrawals, and simple banking needs.

Easy Access and Parking

Parking is ample and easily accessible, ensuring you can find a spot without any hassle. We've also made sure that our facilities are ADA compliant, providing ramps and other features that cater to all members of our community. Whether you choose to walk in or drive through, we're here to serve you.

Reach Out Anytime!

Got questions? Don't hesitate to give us a call at 801-223-8188. Our team is ready to assist you with anything you might need. We look forward to seeing you soon at Utah Community Credit Union in Nephi!

Services Tailored for You

At this branch, we offer a variety of services to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Plus, enjoy the convenience of ATM access for cash withdrawals and balance checks whenever you need them. While members can visit us at 119 N Main St for all their banking needs, please note that official correspondence should be sent to our mailing address at 119 North Main, Nephi, UT 84648.

Member Eligibility

At Utah Community, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports you every step of the way. If you're looking to become a member, you'll find that eligibility is straightforward and welcoming. Whether you live, work, or attend school in the area, you may qualify to join us. We serve individuals and families who share our values and goals, creating an environment where everyone can thrive together. To make things easy, you can visit us at 119 N Main St Nephi Ut 84648 or give us a call at (801) 223-8188 for more details about your eligibility. For a complete overview of the criteria, check out our eligibility page. Once you're ready to take the next step, opening an account with us is quick and simple just head over to our account opening page for all the information you need. We're excited to welcome you to Utah Community!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify transactions. Imagine being able to accept payments seamlessly, whether online or in-store. Our services help you focus on what matters most growing your business. From payment processing to cash management solutions, we have the tools you need to enhance customer experience and streamline operations. Visit us at 119 N Main St Nephi Ut 84648 or call us at (801) 223-8188 to learn how our business banking and commercial services can empower your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Take advantage of our ATM services for quick access to your funds. You can easily withdraw cash or check balances without any hassle.

Business Banking

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Credit Cards

Looking for rewards while you spend? Our credit cards come with great benefits designed to give back. Enjoy cash back, points, or travel perks with every purchase.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Utah Community, we provide robust online and mobile banking services. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier! You can check balances, transfer funds, and pay bills from anywhere all at your fingertips.

Drive-Thru Banking

For those who prefer face-to-face service but are short on time, our basic drive-thru banking offers deposits, withdrawals, and simple transactions without needing to leave your car. At Utah Community, located at 119 N Main St Nephi Ut 84648, we are dedicated to providing excellent service whether you're visiting us in person or accessing our digital offerings. Feel free to reach out at (801) 223-8188 if you have any questions about how we can assist you further. We invite you to explore all that Utah Community has to offer. Visit us today and discover how we can help you achieve your financial goals!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing solutions are here to guide you through the process. We understand that purchasing a home is one of the most significant decisions you'll make, which is why we offer personalized support every step of the way.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking options cater to everyone. We provide checking and savings accounts that help you manage your everyday finances with ease. For those in need of a vehicle, our auto loans and vehicle financing options are tailored to fit your budget, making it simple to get behind the wheel of your dream car.

Personal Loans

If life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease your financial burden. These flexible lending options allow you to tackle bills or finance special projects without added stress.

Digital & Online Banking

Features Designed for You

Are you tired of writing checks? Our person-to-person transfer service allows you to send money quickly and easily to friends and family no cash needed! And if you're someone who loves the convenience of mobile payments, you'll be glad to know that we support this feature as well. Just tap your phone to pay securely wherever you shop. At Utah Community, we believe that banking should fit seamlessly into your life. That's why we provide real-time account management tools that keep you informed and in control of your financial health. With everything from checking balances to making payments available at your fingertips, you'll find managing your money both easy and efficient. So whether you're looking to streamline bill payments or keep track of spending on the go, our digital banking services are tailored just for you. Join us at Utah Community and experience the freedom of modern banking today!

Key Services

With our robust online banking platform available at https://www.uccu.com/, you can securely access your accounts 24/7. This means checking balances, transferring funds, and paying bills can all be done from the comfort of your couch or while waiting in line. Plus, our user-friendly mobile application makes banking even simpler, allowing you to manage your finances directly from your smartphone. We prioritize your security by offering electronic signature authorization for important transactions, ensuring that only you have control over your accounts. Additionally, our e-statements feature provides you with a paperless way to stay organized, helping you track your finances without the clutter.

Financial Strength

Commitment to Growth and Innovation

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $36,570 in used auto loans and $2,652,450,940 in total loans and leases.

Growing Trust Among Members

Total Share and Deposit Accounts: 543,082, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $110,111,911. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 119 N Main St Nephi Ut 84648 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $29,392,875 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit any budget.

Credit Lines

Our total credit lines amount to $751,777,378, allowing members access to funds when they need them most. This option provides financial flexibility for unexpected expenses or planned purchases without the hassle of traditional loans. For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $709,318,858 offer the resources needed to take your business to the next level. If you're considering refinancing any existing loans or are unsure about eligibility options, don't hesitate to reach out. Our knowledgeable staff at Utah Community is here to assist you every step of the way. Feel free to contact us at 801-223-8188 or visit our branch located at 119 N Main St Nephi UT 84648 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. Whether you're purchasing a new home or looking to refinance an existing mortgage, our expert team will guide you through the process to ensure you find the right solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. These cards come with rewards and benefits tailored to enhance your purchasing power while keeping your spending in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the value and efficiency that LendMesh brings to its users. Don't let the search for a loan become a daunting task. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers displayed are fair and transparent. Each loan comparison reflects genuine rates from legitimate sources, ensuring you have access to accurate information.

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Operating Hours

Easy Access and Parking

Reach Out Anytime!

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Lending Solutions for Growth

Merchant Services That Make Life Easier

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Business Banking

Credit Cards

Digital Banking Features

Drive-Thru Banking

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Features Designed for You

Key Services

Financial Strength

Commitment to Growth and Innovation

Growing Trust Among Members

Member-Centric Savings Options

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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