Utah Community Credit Union Lehi UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Utah Community in Lehi, your trusted partner for all your financial needs! Established in 1955, we have proudly served our members for decades, building a community where everyone can thrive. Located at 3333 N Digital Dr, Lehi, UT 84043, our branch is dedicated to providing exceptional service and support to over 243,731 members. With total assets exceeding $3.1 billion, we are well-equipped to offer a range of financial products tailored just for you. At Utah Community, we understand the importance of reliable banking. Our total deposits stand at a solid $103,478,042, demonstrating our commitment to keeping your money safe and secure. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, our experienced team is here to help. Led by our CEO, Justin Olson, and Board President Linda Makin, our knowledgeable staff of 533 employees is dedicated to ensuring that every interaction you have with us is positive and rewarding. We believe in fostering relationships that extend beyond transactions; we aim to create an experience that builds trust within our community. While members can visit us at our branch location, official correspondence should be sent to the same address: 3333 N Digital Dr, Lehi, UT 84043-6691. For any inquiries or assistance, don't hesitate to reach out at 801-223-8188. Join us today and discover how Utah Community can help you achieve your financial goals. Visit us online at uccu.com or drop by our branch your journey toward financial empowerment starts here!

Branch History & Mission

Join Us

At Utah Community, we're more than just a credit union; we're a partner in your financial journey. We invite you to join us and experience the benefits of being part of a community-focused institution dedicated to helping you thrive. Explore what we have to offer today! For more information or assistance, feel free to contact us at 801-223-8188 or visit our website at uccu.com.

Modern Banking Solutions

As part of our commitment to serving you better, we have embraced modern technology. Members can enjoy online banking features such as mobile payments and person-to-person transfers. Our ATM availability ensures you have easy access to your funds whenever needed. For those who prefer face-to-face interactions, we offer basic drive-thru banking for deposits and withdrawals during our operating hours from 8:30 AM to 6:00 PM on weekdays.

Our Mission

Our mission at Utah Community is simple yet impactful: to enhance the financial well-being of our members while fostering a spirit of community support. We believe that everyone deserves access to quality financial services whether it's checking accounts, auto loans, mortgages, or personal loans and we are committed to ensuring these resources are available for all. In addition to providing traditional banking services, we actively engage with our community through various outreach efforts and partnerships. These initiatives help us give back and support local organizations that make a difference in the lives of those around us. While members can visit us at 3333 N Digital Dr for their banking needs, official correspondence should be sent to our mailing address at 3333 N Digital Dr, Lehi, UT 84043-6691.

Branch Location & Accessibility

Accessibility Features

At our Lehi location, we pride ourselves on providing a welcoming environment for everyone. We offer ample parking and are fully compliant with ADA standards, ensuring easy access for all members. Whether you prefer to visit us in person or utilize our drive-thru service for quick transactions, we've got you covered!

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 6:00 PM, making it easy to fit banking into your busy schedule. Whether you're stopping by for a simple transaction or need assistance with loans or accounts, our friendly team is ready to help.

Services Offered

At Utah Community, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to support your financial journey. Plus, our ATM is available for those who prefer quick cash withdrawals or balance checks. Feel free to drop by or give us a call at 801-223-8188 if you have any questions or need assistance. We look forward to serving you at the Utah Community branch in Lehi!

Member Eligibility

At Utah Community, we believe that everyone deserves a financial partner who truly cares about their journey. Joining our community is as simple as meeting a few friendly eligibility criteria. If you live, work, or worship in Utah County, you're already on the right path! We also welcome members who are related to current members or are part of select employee groups. Our goal is to make banking accessible and supportive for everyone in our community. To become a member, all you need to do is open an account with us, which can be done easily online. You'll find all the details you need on our website at https://www.uccu.com/open-account/. If you have any questions or want more information, feel free to give us a call at (801) 223-8188. For detailed eligibility criteria and updates, check out https://www.uccu.com/disclosures/. We're excited to welcome you to our family at Utah Community, located at 3333 N Digital Dr Lehi Ut 84043!

Business Banking & Commercial Services

At Utah Community, we understand that every business has unique needs and dreams. Whether you're just starting out or looking to expand, our tailored business banking solutions can help you achieve your goals. Imagine having the financial support to buy new equipment, hire more staff, or even open a second location this is where our commercial loan options come in. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services designed to streamline your operations. Picture this: your customers are making purchases easily while you manage everything from sales tracking to inventory all from one platform. This practical approach ensures you can focus on what truly matters: growing your business. Visit us at 3333 N Digital Dr Lehi Ut 84043 in Lehi, UT or call us at (801) 223-8188 to explore how we can assist your business journey today!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also offer ATM & Cash Withdrawal Services, ensuring that you have quick access to cash when you need it. If you prefer personal interaction for transactions, our Basic Drive-Thru Banking allows for deposits and withdrawals without leaving your vehicle perfect for busy days! At Utah Community, we strive to make banking accessible and straightforward. If you're ready to explore these services further or have any questions about how we can assist with your financial needs, don't hesitate to reach out! Call us at (801) 223-8188 or visit us at 3333 N Digital Dr Lehi Ut 84043 in Lehi, UT. Your journey towards better banking starts here!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. Whether it's a brand-new car or a used one, we have flexible financing options that fit your budget. Picture yourself driving off in that dream car while enjoying manageable monthly payments.

Business Banking Solutions

For local business owners, we provide comprehensive Business Banking services including Merchant Services and Business Loans. We understand the unique challenges businesses face, and we're here to support you with financial products designed specifically for entrepreneurs like you.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime and anywhere. You can check balances, transfer funds, and even pay bills right from your smartphone or computer making banking as easy as a few taps on the screen.

Home Sweet Home with Mortgage Solutions

Buying a home is one of the biggest decisions you'll ever make. Our Mortgage Loans & Refinancing services are here to guide you through every step of the process. We understand how important it is to find the right loan that suits your lifestyle, helping you achieve your goal of homeownership with ease and confidence.

Personal Banking Made Easy

For those looking to manage their money effectively, we offer Personal Banking options including Checking and Savings Accounts. These accounts are designed with your needs in mind, providing easy access to your funds and tools to help you save for what matters most. Imagine having a reliable place to keep your hard-earned money while earning interest at the same time!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses our way. That's why we offer Personal Loans & Debt Consolidation options that allow you to tackle urgent financial needs or simplify your payments into one manageable loan. This service helps you regain control over your finances, providing peace of mind when it's needed most.

Rewards with Credit Cards

Looking for a way to earn while you spend? Our Credit Cards with Rewards program gives you just that! Enjoy benefits every time you use your card whether for groceries or traveling making every purchase more rewarding.

Digital & Online Banking

Key Features

Our online banking service provides you with 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills anytime you need. You can enjoy the convenience of e-statements, which means you can view your account statements digitally instead of waiting for them to arrive in the mail. Plus, with our electronic signature authorization feature, signing documents online is quick and secure. For those who are always on the go, our mobile application makes it even easier to manage your finances right from your smartphone. Whether you want to make person-to-person transfers or set up mobile payments for your purchases, everything is just a tap away. And if you're out and about and need immediate access to cash or account information, our ATM services are readily available.

Security and User-Friendliness

Security is a top priority for us at Utah Community. We use advanced encryption technology to protect your information while ensuring that accessing your account remains user-friendly. Our digital banking features are designed with you in mind easy navigation allows you to focus on what matters most: your finances. With these tools at your fingertips, you'll have real-time control over your money, enabling you to make informed decisions quickly. Join us today at https://www.uccu.com/ and experience the convenience of modern banking with the personal touch that only Utah Community can provide!

Financial Strength

A Growing Community

With a total of 543,082 share accounts, we showcase a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $110,111,911 further highlight our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 3333 N Digital Dr Lehi Ut 84043 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are well protected with $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $29,392,875, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees who are always ready to assist you with a knowledgeable and committed team.

Reinvestment for Growth

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $36,570 in used auto loans and $2,652,450,940 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring you can find a solution that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to offering solutions that help you thrive. If you're interested in any of these loan products or have questions about eligibility and refinancing options, don't hesitate to reach out! You can contact us at (801) 223-8188, or visit us at our branch located at 3333 N Digital Dr Lehi Ut 84043 in Lehi, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial management starts here at Utah Community!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We are here to guide you through every step of the mortgage process, whether you are a first-time buyer or looking to refinance your existing home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to give you more value for your spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By relying on verified institutions, LendMesh guarantees that the information you see is accurate and up-to-date.

Utah Community