Utah Community Credit Union Highland UT | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Utah Community at our Highland branch, located conveniently at 5310 W 10700 N, Highland, UT 84003. Since our establishment in 1955, we have been dedicated to serving our members with a personal touch and a commitment to community growth. With over 243,731 members and total assets reaching an impressive $3,117,080,878, we pride ourselves on being a trusted financial partner for families and businesses alike. At Utah Community, we offer a wide range of services tailored to meet your banking needs from personal checking and savings accounts to auto loans and mortgage refinancing. Our team is here to help you achieve your financial goals, whether you're looking for competitive loan rates or convenient online banking options. Our branch is staffed by 533 dedicated employees who share a passion for supporting our members. Under the leadership of CEO Justin Olson and Board President Linda Makin, we strive to create an environment where you can feel confident in your financial decisions. While members can visit us at our Highland branch, official correspondence should be sent to the same address: 5310 West 10700 North, Highland, UT 84003. We encourage you to reach out with any questions or visit us during our lobby hours from 8:30 AM to 6:00 PM, Monday through Friday. For assistance, feel free to call us at 801-223-8188 or send a fax to 801-223-7490. Join us at Utah Community and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

At Utah Community, we take pride in our rich history and unwavering commitment to serving the community of Highland, UT. Established in 1955, our branch has grown alongside the community, evolving from a small credit union to a trusted financial partner for over 243,000 members. Our journey is marked by milestones that reflect our dedication to providing exceptional financial services while fostering a sense of belonging. Located at 5310 W 10700 N, Highland, UT 84003, our branch is conveniently situated near local schools and parks, making it easy for members to visit us. For official correspondence, please use our mailing address: 5310 West 10700 North, Highland, UT 84003. Our mission at Utah Community is clear: we strive to empower our members by offering personalized banking solutions that help them achieve their financial goals. From checking and savings accounts to auto loans and mortgage refinancing, we are here to support our members every step of the way. We believe that strong financial health leads to thriving communities, which is why we actively engage in various outreach programs aimed at uplifting those around us. With total assets exceeding $3.1 billion, we have built a solid foundation that allows us to offer competitive rates and innovative services. Our commitment to technology ensures that members can access their accounts through online banking and mobile applications easily. We also provide convenient ATM access and drive-thru banking for those who prefer face-to-face interactions for simple transactions. As part of our ongoing efforts to enhance member experiences, we prioritize ADA compliance and strive to create an inclusive environment where everyone feels welcome. Partnerships with local organizations further bolster our mission by allowing us to contribute meaningfully to community development initiatives. If you're looking for a credit union that genuinely cares about your financial well-being and community growth, look no further than Utah Community. Join us today and experience the benefits of being part of a vibrant credit union dedicated to your success! For more information or assistance, please call us at 801-223-8188 during our operating hours from 8:30 AM to 6:00 PM on weekdays. We can't wait to welcome you!

Branch Location & Accessibility

Convenient Location

Our Highland branch is conveniently situated near popular landmarks, making it easy to find. You can swing by after visiting nearby parks or local shops. With ample parking available and ADA-compliant features, everyone can access our services without hassle.

Get In Touch!

While members can visit us at 5310 W 10700 N for all their banking needs, official correspondence should be sent to our mailing address at 5310 West 10700 North, Highland, UT 84003. If you have any questions or would like more information about our services, feel free to give us a call at 801-223-8188. We invite you to stop by the Utah Community Credit Union branch in Highland today! Our friendly staff looks forward to welcoming you and helping you achieve your financial goals.

Operating Hours

We know that life gets busy, so we offer flexible banking hours for your convenience. You can visit us Monday through Friday from 8:30 AM to 6:00 PM. Whether you're coming in during your lunch break or after work, we're here to assist you with all your banking needs.

Services Offered

At Utah Community Credit Union, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with our drive-thru service, you can handle deposits and withdrawals without ever leaving your vehicle! If you need cash quickly, our ATM is readily available on-site for your convenience. And if you're interested in online banking or mobile payments, we have those options too!

Member Eligibility

Becoming a member of Utah Community is like joining a close-knit family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in our local community. If you're looking to open a checking or savings account, apply for a loan, or access our other financial services, you'll find that the process is simple and welcoming. For more detailed information on eligibility criteria, feel free to check out our resource at https://www.uccu.com/disclosures/. When you're ready to take the next step, opening an account is just as easy visit us online at https://www.uccu.com/open-account/ or give us a call at (801) 223-8188. We're located at 5310 W 10700 N Highland Ut 84003, and we can't wait to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify how you do business. Whether you need payment processing solutions or point-of-sale systems, our services help streamline transactions and improve customer experience. Imagine being able to accept payments quickly and securely giving you more time to focus on what matters most: growing your business. Visit us at 5310 W 10700 N Highland Ut 84003 in Highland, UT, or call us at (801) 223-8188 to learn more about how we can support your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our Business Banking solutions provide everything from Merchant Services to Business Loans. We understand that running a business comes with its own set of challenges, so we're here to support you in managing finances efficiently.

Convenient Digital Banking Features

In today's fast-paced world, having access to banking at your fingertips is essential. That's why we offer robust Online & Mobile Banking features that allow you to manage accounts anytime, anywhere. With options like ATM & Cash Withdrawal Services, as well as basic drive-thru banking for quick deposits and withdrawals, we ensure that banking remains simple and straightforward.

Personal Banking Solutions

Our personal banking services cater to all aspects of your daily financial life. We offer various Checking & Savings Accounts that fit your lifestyle and savings goals. Imagine having an account that not only keeps your money safe but also helps you earn interest over time. For those considering vehicle purchases, our Auto Loans & Vehicle Financing options make it easy to drive away in the car you want without breaking the bank. If homeownership is on your mind, our Mortgage Loans & Refinancing services can guide you through the process of buying your dream home or refinancing your existing mortgage for better rates. Additionally, our Personal Loans & Debt Consolidation options are ideal for managing expenses or consolidating debt into one manageable payment.

Rewarding Credit Card Options

With our Credit Cards with Rewards, you can enjoy benefits while making everyday purchases. Picture earning points every time you swipe your card, which can be redeemed for travel, cash back, or other rewards that enhance your lifestyle.

Visit Us Today!

We invite you to discover how Utah Community can assist you in achieving your financial goals. Our knowledgeable staff is ready to answer any questions you may have and help you find the right services tailored just for you. Feel free to contact us at (801) 223-8188 or visit us in person at 5310 W 10700 N Highland Ut 84003 during our operating hours from 8:30 AM to 6:00 PM. Together, let's build a stronger financial future!

Digital & Online Banking

Key Features

One standout feature is our mobile application, which allows you to take your banking experience wherever you go. You can make person-to-person transfers quickly and securely, making it simple to send money to friends and family without hassle. Plus, if you're someone who prefers going paperless, our e-statements make it easy to view and manage your financial documents online. For added flexibility, we also support mobile payments, letting you pay for purchases directly from your phone. And when it comes to signing important documents, our electronic signature authorization provides a safe and efficient way to complete transactions without the need for paper.

Security & Accessibility

Your security is our top priority. All of our digital banking services are protected with advanced security measures, so you can bank with confidence knowing your information is safe. Plus, the ability to manage your accounts in real-time means you're always in control of your finances. At Utah Community, we're committed to making your banking experience as convenient as possible while ensuring it's secure. Explore all these features today by visiting us online at https://www.uccu.com/!

Financial Strength

At Utah Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a solid financial foundation is essential, and we are proud to share our strengths with you. With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we hold $36,570 in used auto loans and $2,652,450,940 in total loans and leases. This capacity supports our members' financial goals across various sectors. Our operational efficiency is reflected in our $29,392,875, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $110,111,911. Total Share Accounts: 543,082, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 5310 W 10700 N Highland Ut 84003 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. We also provide refinancing options, ensuring you can adjust your payments as needed for greater flexibility.

Credit Lines and Personal Loans

For those looking for additional financial flexibility, our total credit lines amount to $751,777,378. These can be a great resource for managing larger purchases or unexpected expenses. Additionally, we offer unsecured credit card loans with flexible terms, helping members manage their finances effectively with a total of $45,257,198 in loans available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We work closely with you to ensure you understand your eligibility options and find a plan that fits your budget.

Supporting Businesses

For business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand. We're committed to supporting local businesses in Highland, UT. No matter what your financial goals may be, our team at Utah Community is here to help you navigate your options. Feel free to reach out at (801) 223-8188, or visit us at 5310 W 10700 N Highland Ut 84003 for more information on how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans