Utah Community Credit Union Herriman UT | Best Auto Loans & Business Banking

Introduction

At Utah Community, we believe in building a brighter financial future together. Located at 13372 S Rosecrest Rd, Herriman, UT 84096, our branch has been serving the community since 1955. With over 243,731 members, we are dedicated to providing personalized banking services that meet your unique needs. While you can visit us at our physical location, please note that official correspondence should be sent to the same address: 13372 S ROSECREST ROAD, HERRIMAN, UT 84096. Our commitment to the community shines through in our impressive financial standing. We proudly manage total assets of $3,117,080,878 and maintain a net worth of $310,309,504, ensuring stability and trust for all our members. With a robust portfolio of 95,427 loans and leases and total deposits reaching $103,478,042, we are equipped to help you achieve your financial goals. Under the leadership of CEO Justin Olson and Board President Linda Makin, our dedicated team of 533 employees is here to provide exceptional service. Whether you're looking for personal banking solutions like checking accounts or auto loans or seeking business banking services, we have you covered with various options designed just for you. Feel free to reach out at (801) 223-8188 or visit us online at uccu.com. We invite you to become part of our community where your financial well-being is our top priority!

Branch History & Mission

Join Us

We invite you to become a part of our growing family at Utah Community. Experience firsthand how we can help you with your financial journey. For more information about our services or to open an account, feel free to contact us at 801-223-8188 or visit our website. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Utah Community has grown into a trusted financial partner, currently boasting total assets of over $3.1 billion. This growth reflects not just our financial strength but also the trust placed in us by our members. We've expanded our services to meet the diverse needs of our community, offering everything from personal banking and auto loans to business services and online banking. Our location in Herriman allows us to serve not just the local community but also those in surrounding areas. As you visit us at our branch, you might notice the friendly faces of staff who are dedicated to helping you achieve your financial goals. We also offer convenient features such as ATM access and drive-thru banking for those who need quick services without stepping inside.

Our Mission

At Utah Community, our mission is simple yet powerful: we strive to empower every member through accessible financial solutions and unwavering support. We believe that everyone deserves the opportunity to thrive financially, which is why we emphasize personalized service and community involvement. We actively engage in outreach programs that benefit local schools, charities, and initiatives that uplift those around us. While members can visit us at 13372 S Rosecrest Rd, official correspondence should be sent to 13372 S ROSECREST ROAD, HERRIMAN, UT 84096. We are committed to creating a welcoming environment that promotes financial literacy and well-being. Our digital advancements ensure that we remain accessible; whether it's through mobile payments or online banking, we're here to serve you better every day.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 801-223-8188. Our dedicated team is always ready to help you navigate your financial journey. We invite you to stop by and experience our friendly service firsthand we look forward to welcoming you!

Getting Here

Our branch is situated in a prime area that's easy to find. Whether you're coming from nearby parks or residential neighborhoods, you'll appreciate the ample parking available right outside. We've made sure our facilities are ADA compliant, featuring ramps and accessible entrances so that everyone can enjoy a hassle-free visit.

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 5:30 PM, ready to assist you with a range of services tailored to fit your financial goals. At Utah Community, we offer everything from checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards. Need to make a quick deposit or withdrawal? Our drive-thru banking service is here for you! Additionally, we provide ATM access for your convenience perfect for those on-the-go moments. While members can visit us at our branch address, official correspondence should be sent to the same location: 13372 S Rosecrest Road, Herriman, UT 84096.

Member Eligibility

At Utah Community, we believe that everyone deserves a chance to join our supportive community. Becoming a member is easy and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We also invite family members of current members to come aboard. Our goal is to create an inclusive environment where everyone can benefit from our personalized financial services. For more detailed eligibility criteria, feel free to check out this resource. Once you're ready to take the next step, opening an account with us is just as straightforward. You can find all the information you need to get started by visiting this link. If you have any questions or need assistance, don't hesitate to reach out at (801) 223-8188. We can't wait for you to become part of our growing family at Utah Community, located at 13372 S Rosecrest Rd Herriman Ut 84096!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we offer comprehensive merchant services designed to streamline your operations. Imagine effortlessly processing payments while keeping track of sales data all from one platform. This means more time focusing on what you do best: running your business. Our solutions adapt to your needs, whether you're a local retailer or an online service provider. Visit us at 13372 S Rosecrest Rd Herriman Ut 84096 in Herriman, UT, or call us at (801) 223-8188 to learn how we can support your business's financial journey today!

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we provide comprehensive business banking solutions, including merchant services and business loans. You can focus on growing your business while we handle the financial side with ease.

Convenient Access

We know that convenience is key in today's fast-paced world. Our branch features include an ATM for cash withdrawals and basic transactions, alongside a friendly drive-thru service for those quick visits when you're on the go. Whether you need to deposit a check or withdraw cash, we make it easy for you.

Loans and Credit Options

Sometimes life brings unexpected expenses. That's where our personal loans and debt consolidation services come into play. We can assist you in consolidating multiple debts into one manageable payment, giving you peace of mind. And if you're looking for flexibility with spending, consider our credit cards with rewards, designed to earn you points on every purchase.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively. Imagine effortlessly depositing your paycheck while keeping track of your spending all through our user-friendly online and mobile banking platforms. With e-statements and easy access to your accounts anytime, anywhere, managing your finances has never been simpler. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates that can fit your budget. We also offer mortgage loans and refinancing solutions to help you secure your dream home or reduce your monthly payments.

Stay Connected

With our robust digital banking features like mobile payments and person-to-person transfers, managing your finances is as easy as a few taps on your smartphone. Plus, our knowledgeable staff is always ready to assist you over the phone at (801) 223-8188 if you have questions about any of our services. At Utah Community, we strive to be more than just a credit union; we aim to be a partner in your financial journey. Our goal is to provide personalized service that fits seamlessly into your lifestyle. Ready to take the next step? Visit us at 13372 S Rosecrest Rd Herriman Ut 84096 in Herriman, UT, or explore more about our offerings online at Herriman. Join us today and experience the difference!

Digital & Online Banking

At Utah Community, we understand that your time is valuable, and banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. Whether you're at home or on the go, our tools are here to help you stay connected to your accounts. With our online banking platform, you can access your accounts 24/7. Check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly interface ensures that you can navigate your finances without any hassle. Plus, if you prefer going paperless, we provide e-statements for easy access to your financial information whenever you need it. Security is a top priority for us. That's why we utilize electronic signature authorization, ensuring that all your transactions are safe and authenticated. You can rest easy knowing that your personal information is protected while you manage your money online. For those who like to keep their banking in the palm of their hand, our mobile application makes it simple to handle transactions on the go. Enjoy features like mobile payments, allowing you to make purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy, so you can settle up without any delays. In addition to these features, our online banking services allow for real-time account management, giving you full control over your finances no matter where life takes you. With everything from checking balances to making transfers available at any time, Utah Community is committed to providing the modern banking experience you deserve. Explore all these services and more by visiting us at https://www.uccu.com/. Your financial peace of mind is just a click away!

Financial Strength

Commitment to Growth and Innovation

Our commitment to growth is reflected in our $280,916,629 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $36,570 in used auto loans and $2,652,450,940 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings Options

Your savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our impressive $29,392,875, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees ready to assist you with personalized service.

Solid Financial Foundation

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a total of 543,082 share accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $110,111,911, further underscoring our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 13372 S Rosecrest Rd Herriman Ut 84096 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our loan options provide competitive terms that make it easier for you to drive away satisfied.

Business Loans

For business owners looking to expand or invest in growth opportunities, our outstanding commercial loans totaling $709,318,858 provide the capital needed to thrive. Our team is ready to assist you through every step of the application process to find a solution that works for your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, making buying or refinancing simple. We also provide personalized guidance to ensure you understand your choices and can select the best path for your home financing needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that can potentially lower your monthly payments or reduce your interest rate. Feel free to reach out for more information about eligibility requirements and how refinancing could benefit you. For any questions or assistance regarding our loan offerings, don't hesitate to call us at 801-223-8188 during our lobby hours from 9:00 AM - 5:30 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Utah Community, we aim to provide not just loans but tailored solutions that help you navigate your financial journey successfully.

Unsecured Credit Cards

We know managing finances can be tricky at times. That's why we offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. This option is perfect for those who want quick access to funds without needing collateral.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each listing is backed by verified data from legitimate financial institutions, guaranteeing a trustworthy comparison experience.

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Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans