Utah Community Credit Union Draper UT | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Utah Community, your trusted partner in financial wellness, located at 112 E 12300 S, Draper, UT 84020. Since our establishment in 1955, we have proudly served the local community, growing to a membership of over 243,731 individuals who rely on us for their banking needs. With total assets amounting to an impressive $3,117,080,878, we are committed to providing our members with secure and accessible financial services. At Utah Community, we understand that every member has unique needs. That's why we offer a variety of services tailored just for you whether it's checking and savings accounts, auto loans, mortgages, or business banking solutions. Our total deposits stand at $103,478,042, showcasing the trust our members place in us. We also manage a robust portfolio with 95,427 loans and leases designed to empower you financially. Our dedicated team is led by CEO Justin Olson and Board President Linda Makin, both of whom are deeply committed to ensuring that our members receive top-notch service. With a staff of 533 employees ready to assist you during our lobby hours from 9:00 AM to 5:30 PM, we're here to help you navigate your financial journey. While members can visit us at our branch in Draper for all their banking needs, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to give us a call at 801-223-8188 or check out our website at uccu.com for more information. Join us as we continue to make a positive impact in our community because at Utah Community Credit Union, your financial success is our mission!

Branch History & Mission

Innovation & Accessibility

As part of our commitment to modern banking, Utah Community has embraced technological advancements that make banking easier for everyone. We offer online and mobile banking options that allow members to manage their finances anytime, anywhere. Our drive-thru service provides convenient access for quick transactions without leaving your vehicle. We also take accessibility seriously; our facilities comply with ADA standards to ensure everyone can utilize our services without barriers.

Join Us!

Whether you're looking for a loan or simply want to open a savings account, we invite you to experience the benefits of being a member at Utah Community. With operating hours from 9:00 AM to 5:30 PM on weekdays, our friendly staff is here to assist you with all your financial needs. For any inquiries or assistance, feel free to reach us at (801) 223-8188. Join us today and become part of a community-focused organization that puts your needs first! Visit us at our website or stop by our branch in Draper to learn more about how we can help you achieve your financial goals.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while positively impacting our community. We understand that our members' financial well-being goes hand-in-hand with the health of our community. That's why we focus on offering a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We strive to create an environment where members feel valued and supported in their financial journeys. In addition to our comprehensive banking services, we actively engage in community outreach efforts. From sponsoring local events to partnering with schools and non-profits, we are dedicated to giving back to the communities we serve.

Branch Location & Accessibility

Welcome to Utah Community at our Draper branch, located conveniently at 112 E 12300 S, Draper, UT 84020. Nestled in the heart of Salt Lake County, our branch is easily accessible and just a short drive from local landmarks like the Draper City Park and the South Mountain Golf Course. Whether you're stopping by for personal banking or exploring options for auto loans and mortgages, we are here to help you every step of the way. At Utah Community, we prioritize convenience for our members. Our branch features ample parking, including accessible spots for those who need them. The facility is fully ADA compliant with ramps and other features designed to make your visit smooth and comfortable. You can visit us during our lobby hours, which are from 9:00 AM to 5:30 PM, Monday through Friday. If you're on the go, take advantage of our drive-thru banking services for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, with an ATM available on-site, you can access your funds any time you need them. While members can visit us at 112 E 12300 S for all their banking needs, please note that official correspondence should be sent to the same address as our mailing address. For any questions or assistance, don't hesitate to give us a call at 801-223-8188. We look forward to welcoming you to Utah Community in Draper your trusted partner in financial success!

Member Eligibility

At Utah Community, we believe that everyone deserves a place in our friendly community. Joining us is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to become a member. We aim to create a supportive environment where you can access a range of financial services designed just for you. Whether it's saving for the future or finding the right loan, being part of our credit union gives you personalized service and competitive rates that traditional banks often can't match. To learn more about the specific eligibility requirements, feel free to check out our detailed information at https://www.uccu.com/disclosures/. When you're ready to open your account and start enjoying all that Utah Community has to offer, visit us online at https://www.uccu.com/open-account/ or give us a call at (801) 223-8188. We're here to help make your membership journey as smooth as possible!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly from customers while keeping track of your sales effortlessly. Our merchant services offer just that, enabling you to focus on what matters most growing your business. From easy credit card processing to point-of-sale systems that provide real-time insights into your sales performance, we equip you with tools designed for efficiency and convenience. Located at 112 E 12300 S Draper Ut 84020 in Draper, UT, our team is here to guide you through every step of your financial journey. Reach out to us at (801) 223-8188 to learn more about how we can support your business banking needs today!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll appreciate our comprehensive Business Banking solutions. From Merchant Services that help you process payments efficiently to Business Loans designed to fuel growth and expansion, we understand what it takes to run a successful business. Your business deserves the best financial tools available.

Convenient Digital Banking

We know that convenience matters in today's fast-paced world. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. With just a few taps on your smartphone, you can check balances, transfer funds, and even pay bills without stepping foot into the branch. Need cash quickly? Our network of ATMs is readily available for quick withdrawals and balance checks whenever you need them. We also provide basic drive-thru banking for deposits and simple transactions because we value your time.

Get Started Today!

At Utah Community in Draper, we're more than just a credit union; we're a community partner committed to supporting your financial well-being. Explore all these services and see how we can assist you on your financial journey. Visit us at uccu.com or call us at 801-223-8188 today!

Loans and Financing Options

Looking to purchase a vehicle? Our Auto Loans & Vehicle Financing options are tailored to fit various budgets and preferences. Picture yourself driving away in your dream car with flexible payment plans that suit your lifestyle. If you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through the process, helping you find the right loan for your circumstances. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide quick access to cash when you need it most. Plus, our Credit Cards with Rewards allow you to earn points on purchases, making every transaction count towards something special.

Personal Banking

For those just starting out or managing day-to-day expenses, our Personal Banking services are here to help. We offer various Checking & Savings Accounts that cater to different needs, whether you're saving for a big purchase or simply want easy access to your funds. Imagine having your paycheck deposited directly into your account, giving you peace of mind and instant access to your money anytime.

Digital & Online Banking

Explore Our Services

Our online banking platform at https://www.uccu.com/ allows you to view your account balances, pay bills, and transfer money with ease. You can even set up electronic statements, so you never have to worry about missing important documents. If you prefer to go paperless, rest assured that e-statements are available for your convenience. For those moments when you need to send money quickly, our person-to-person transfer feature makes it simple to send funds directly to friends or family. Plus, if you're always on the move, our mobile application offers the same functionalities right in the palm of your hand. Whether you're checking balances or making payments, everything is designed to be user-friendly.

Security Meets Convenience

Security is a top priority at Utah Community. We utilize advanced encryption and offer electronic signature authorization for an extra layer of protection during transactions. This means you can manage your finances with confidence knowing that your information is safe. With mobile payments enabled, making purchases is faster than ever just tap your phone! Whether you're grabbing coffee or shopping for groceries, it's as easy as a swipe. In summary, our digital and online banking services provide the perfect blend of accessibility and ease-of-use. At Utah Community, managing your finances has never been more straightforward or secure. Visit us online today at https://www.uccu.com/ and take control of your banking experience!

Financial Strength

At Utah Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to building and maintaining a strong financial foundation that benefits you, the member. With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $36,570 in used auto loans and $2,652,450,940 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $29,392,875, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $110,111,911. Total Share and Deposit Accounts: 543,082, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 112 E 12300 S Draper Ut 84020 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Solutions

For those who need extra flexibility, our total credit lines amounting to $751,777,378 provide additional support for unexpected expenses or planned purchases. Whether it's consolidating debt or funding a personal project, we have options that fit your needs. If you're considering refinancing any existing loans or exploring eligibility options for our various products, feel free to reach out. Our dedicated team at Utah Community, located at 112 E 12300 S Draper Ut 84020 in Draper, UT, is ready to assist you. You can contact us at (801) 223-8188 during our operating hours from 9:00 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you on your journey toward financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward and affordable.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to help you build your credit while enjoying everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process means users can trust that they are viewing reliable loan options without hidden agendas.

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans