Usx Credit Union Sarver PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Usx, your trusted partner in financial well-being, located at 479 N Pike Rd, Sarver, PA 16055. Established in 1938, we have proudly served our community for over 85 years, fostering strong relationships and ensuring our members' financial success. With a membership base of 19,617 individuals, we are committed to providing personalized services tailored to meet the unique needs of each member. At Usx, we understand that your financial journey is important. That's why we boast total assets of $253,047,736 and total deposits amounting to $13,520,106. Our robust offerings include personal banking services like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also support local businesses with various business banking solutions. While you can always visit us at our Sarver branch for friendly service or assistance with any inquiries, please note that official correspondence should be directed to our mailing address: 479 North Pike Road, Sarver, PA 16055. Led by our dedicated CEO Mark Volponi and Board President John Toth, our team of 62 employees is here to help you navigate your financial goals efficiently. With a focus on community impact and member satisfaction, we believe in empowering our members through education and resources. Want to learn more about how Usx can enhance your financial future? Feel free to give us a call at 888-219-3159 or visit our website at usxfcu.org. We invite you to experience the difference of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Usx, a cornerstone of the community in Sarver, PA since our doors first opened in 1938. With a rich legacy spanning over eight decades, we have proudly served our members, helping them achieve their financial goals and build a secure future. From our humble beginnings, we have grown into a trusted financial institution with a total membership of 19,617. Our branch is located at 479 N Pike Rd Sarver Pa 16055, conveniently situated near local landmarks that make us accessible for everyone in the area. While members can visit us at this address, official correspondence should be sent to 479 North Pike Road, Sarver, PA 16055. At Usx, we believe in putting people first. Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact on our community. We strive to empower our members by offering a range of products tailored to their needs, including personal banking, auto loans, mortgage options, and business financing. With total assets of $0}, we are committed to ensuring financial stability and growth for our members. Our operating hours reflect our dedication to convenience: we are open Monday through Friday from 9:00 AM to 4:30 PM. Additionally, we offer ATM availability and drive-thru banking for those who prefer quick and easy access to their accounts. In today's fast-paced world, we understand the importance of digital advancements. That's why we've made it easier than ever for our members to manage their finances online or via mobile apps. From online banking to mobile payments, we're here to support you wherever you are. Community outreach is at the heart of what we do. We partner with local organizations and initiatives to uplift those around us and make a meaningful difference in people's lives. Through various programs, we aim not only to enhance financial literacy but also to foster a spirit of giving back. We invite you to join us at Usx and experience the benefits of being part of our family. Whether you're looking for personal loans or want assistance with your business needs, we are here for you every step of the way. Call us today at (888) 219-3159 or visit our website at Saxonburg/sarver to learn more about how we can help you thrive financially!

Branch Location & Accessibility

Call-to-Action

Have questions or need assistance? Don't hesitate to reach out! You can call us at (888) 219-3159 for more information about our services or simply drop by our branch anytime during operating hours. We look forward to welcoming you at Usx!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 4:30 PM. We aim to provide a welcoming atmosphere where you can handle your personal banking needs comfortably.

Parking and Accessibility

We understand how important accessibility is, which is why our branch features ADA-compliant entryways and ramps for those who need them. Plus, parking is ample and convenient, allowing you to quickly hop in and out for your banking needs.

Services Offered

At Usx, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we're equipped to help with all your financial needs. Our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your car, ensuring a hassle-free experience.

Member Eligibility

Becoming a member of Usx is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Sarver area, you're already on the right track! We welcome individuals from various backgrounds and professions, making it easy for anyone to be part of our community. To dive into the specifics of who qualifies, feel free to check out our detailed eligibility criteria at http://www.usxfcu.org/membership/. Opening an account with us is simple and straightforward. Just visit us at our branch located at 479 N Pike Rd Sarver Pa 16055, or you can start the process online by visiting https://online.usxfcu.org/loan-application/form. Our friendly team is ready to assist you every step of the way, so don't hesitate to reach out at (888) 219-3159 if you have any questions. Join us today and experience the advantages of being part of Usx, where your financial journey matters!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $361,757, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make daily operations smoother for local businesses. Imagine processing transactions seamlessly while offering customers various payment options our solutions ensure that you can focus more on what you do best: running your business. From easy online payment setups to point-of-sale systems tailored for your needs, we're here to help you thrive. Located at 479 N Pike Rd Sarver Pa 16055 in Sarver, PA, our team is ready to partner with you on your business journey. Contact us at (888) 219-3159 or visit us online at https://www.usxfcu.org/ to learn more about how we can assist you.

Comprehensive List Of Services

Accessibility and Convenience

We believe in making banking as easy as possible for our members. With basic drive-thru banking available for deposits, withdrawals, and simple transactions alongside basic ATM access, getting the service you need has never been simpler. At Usx, we are committed to providing personalized service with a focus on convenience. If you're interested in any of these services or have questions about how we can assist you further, please don't hesitate to reach out! Call us at (888) 219-3159 or visit us in person we're here to help! Explore all that Usx has to offer by visiting our website at Saxonburg/sarver. Join us today for a better banking experience!

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're here to support you every step of the way.

Digital Banking Features

In today's fast-paced world, having access to your finances from anywhere is crucial. That's why at Usx, we offer robust online and mobile banking features. You can easily check balances, transfer funds, and pay bills all from your smartphone or computer. Our ATM services ensure that cash withdrawal is convenient whenever you need it, complemented by our drive-thru service for quick transactions without leaving your car.

Loans and Credit Options

Life can bring unexpected expenses, which is why we provide personal loans and debt consolidation options to give you the flexibility you need. Plus, our credit cards with rewards are designed to help you earn points while making purchases, allowing you to enjoy benefits that matter most to you.

Personal Banking Services

Our personal banking offerings are tailored to fit your everyday needs. We offer checking and savings accounts that help you manage your money efficiently while earning interest. Need a new car? Our auto loans and vehicle financing options make purchasing a vehicle easier than ever. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing solutions can guide you through the process with competitive rates.

Digital & Online Banking

Accessibility and Support

Our commitment to accessibility means that help is always available when you need it. If you have questions about using our digital services, our friendly team is just a phone call away at (888) 219-3159. At Usx, we're here to make banking as easy as possible for you. Explore all these features and more at https://www.usxfcu.org/ and discover how we can support your financial journey!

Key Features

One of the standout features we offer is person-to-person transfers. This allows you to send money to friends or family instantly no need for cash or checks! You can also enjoy the convenience of mobile payments, making purchases simpler than ever. Just tap your phone, and you're all set! We take security seriously. Our platform supports electronic signature authorization, so you can sign documents securely without needing to print anything out. Additionally, you can opt for e-statements instead of paper ones, which are not only eco-friendly but also give you quicker access to your account information.

Financial Strength

Commitment to Innovation

With $27,104,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,734 in used auto loans and $131,415,571 in total loans and leases that support your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 36,789, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usx is your trusted partner. Visit us at 479 N Pike Rd Sarver Pa 16055 or call (888) 219-3159 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $57,684,760 in share certificates and $32,171,810 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial strength is further reflected in our operational efficiency with a net income of $232,010. This allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $29,937,834, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,728,290 in used vehicle loans and $23,623,848 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with flexible terms and competitive interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $361,757 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are here to support you with reliable financing options.

Eligibility and Refinancing Options

If you're considering refinancing any existing loans or want to explore eligibility options for our various products, we encourage you to reach out. Our team at Usx is ready to assist you in finding the best solutions tailored for your needs. For more information or to discuss which loan product is right for you, please feel free to contact us at (888) 219-3159. You can also visit us at our branch located at 479 N Pike Rd Sarver Pa 16055, Sarver, PA PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,558,488, make buying or refinancing simple. We provide tailored solutions to fit your specific situation, whether you're a first-time buyer or looking to refinance your current mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,223,509 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, providing an excellent way to build your credit while enjoying benefits along the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to trust the information they receive.

USX FEDERAL CREDIT UNION - Sarver, PA

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