Usx Credit Union Jefferson Hills PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Usx, your trusted partner in financial wellness, located at 565 Coal Valley Rd, Jefferson Hills, PA 15025. Established in 1938, we have proudly served our community for over eight decades, ensuring that our members have access to reliable and affordable financial services. As a member-owned credit union with a strong commitment to your financial success, we currently support 19,617 members and manage total assets of $253,047,736. At Usx, we understand that banking is more than just numbers; it's about building lasting relationships within our community. With a dedicated team of 62 employees, led by CEO Mark Volponi and Board President John Toth, we strive to provide personalized service tailored to meet your unique needs. Our financial offerings include everything from checking and savings accounts to auto loans and business banking services. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 565 Coal Valley Road, Jefferson Hills, PA 15025. Our branch is equipped with an ATM for your convenience and operates Monday through Friday from 9:00 AM to 4:30 PM. With total deposits reaching $13,520,106 and a net worth of $29,937,834, we are well-equipped to support our members with competitive loan options totaling 10,489 loans and leases. At Usx, we believe in empowering you to achieve your financial goals while ensuring your peace of mind through sound banking practices. Ready to take the next step? Explore our services or speak with one of our friendly staff by calling us at 888-219-3159. Join us today and experience the difference at Usx!

Branch History & Mission

Community Commitment

Usx is more than just a credit union; we are part of the fabric of Jefferson Hills. Through partnerships with local organizations and ongoing community outreach efforts, we strive to make a positive impact on the lives of those around us. Whether it's through educational workshops or supporting local events, we aim to foster growth and unity in our area. As you consider your financial future, we invite you to join Usx and become part of our family. Experience firsthand how our commitment to service can help you thrive financially. Together, let's build a brighter future for Jefferson Hills! For more information or to open an account today, call us at (888) 219-3159 or visit our website.

Our Journey

Located at 565 Coal Valley Rd, Jefferson Hills, PA 15025, our branch has witnessed significant changes and achievements throughout its journey. From humble beginnings, we have expanded our services to meet the diverse needs of our community. Our evolution reflects not only advancements in technology but also our dedication to providing accessible and personalized financial services. While members can visit us at 565 Coal Valley Rd Jefferson Hills Pa 15025, official correspondence should be sent to 565 Coal Valley Road, Jefferson Hills, PA 15025. Our operating hours are convenient for busy lifestyles: Monday through Friday from 9:00 AM to 4:30 PM. We are proud to offer ATM availability for quick and easy access to funds.

Our Mission

At Usx, our mission is simple yet powerful: to empower our members with the tools and resources they need to achieve their financial goals. We believe that everyone deserves a chance at financial success, which is why we offer a wide range of products including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Our focus on community support extends beyond just banking; we actively engage in outreach initiatives that strengthen the bonds within Jefferson Hills. We are committed to staying up-to-date with digital advancements while ensuring compliance with ADA standards so that all members can easily access our services. Additionally, we prioritize customer-centric initiatives that enhance your experience with us.

Branch Location & Accessibility

Call to Action

We invite you to visit us at 565 Coal Valley Rd Jefferson Hills Pa 15025 today! Whether you're looking for banking advice or simply want to explore our services further, we're excited to help you on your financial journey. If you have questions before coming in, feel free to give us a call at (888) 219-3159. Your community credit union is here for you!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is easy to find. You can access us just off Coal Valley Road, close to the Jefferson Regional Medical Center, making it a perfect stop for both patients and visitors in the area. For those driving to see us, we offer ample parking right outside the entrance, ensuring that you can get in and out with ease. Our facilities are ADA compliant, providing ramps and other accessibility features to welcome everyone.

Operating Hours and Services

We understand that life can be busy! That's why we keep our doors open Monday through Friday from 9:00 AM to 4:30 PM. If you need assistance outside of these hours, don't hesitate to reach out at (888) 219-3159 our friendly team is always ready to help. At Usx, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to various loan services including auto loans and mortgages, we've got you covered. Plus, with ATM availability right here at the branch, accessing your funds is quick and hassle-free.

Member Eligibility

Becoming a member of Usx is like stepping into a community that cares about your financial well-being. We welcome individuals who live, work, or attend school in our local area to join us and enjoy the benefits of membership. Whether you're looking for checking accounts, auto loans, or personal banking services, we're here to support you every step of the way. To find out if you meet the eligibility criteria, take a moment to check out our detailed information at http://www.usxfcu.org/membership/. It's designed to be straightforward and easy to understand. Opening an account with us is just as simple. You can start your journey by visiting our online application page at https://online.usxfcu.org/loan-application/form. If you have any questions or need assistance, don't hesitate to reach out at (888) 219-3159. Let's build a brighter financial future together right here at Usx, located at 565 Coal Valley Rd Jefferson Hills Pa 15025!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools you need to streamline operations and enhance customer experiences. Our merchant services empower you to accept payments easily and securely, giving your customers the convenience they expect while boosting your cash flow. Located at 565 Coal Valley Rd Jefferson Hills Pa 15025, in the heart of Jefferson Hills, PA, we are here to support your business journey. Contact us at (888) 219-3159 to learn more about how we can help you thrive.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $361,757, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local businesses looking to thrive, we also provide tailored business banking services. From merchant services that streamline payment processing to business loans designed for growth, we are here to support your entrepreneurial goals.

Convenient Access & Support

We know that convenience matters. That's why our ATM services are available for quick cash withdrawals and balance checks whenever you need them. Although we don't have drive-thru service at this location, our friendly staff is ready to assist you during lobby hours from Monday to Friday, 9:00 AM to 4:30 PM. Whether you're visiting us for personal or business banking needs, we're committed to creating a welcoming environment where members feel valued and supported. If you're ready to explore how Usx can help you achieve your financial goals, don't hesitate to reach out! You can call us at (888) 219-3159 or visit our website at Jefferson Regional Medical Center. Join us today and experience the difference of being part of a community-focused credit union!

Credit Options That Reward You

When it comes to credit cards, our offerings come with rewards that can benefit you every time you spend. Whether you're using it for everyday purchases or special occasions, these rewards can add up quickly, making each transaction more rewarding.

Mortgage and Home Financing

Purchasing a home is one of the biggest decisions you'll make in life. Our mortgage loans and refinancing options are crafted to guide you through this important process. We take pride in offering competitive rates and personalized service to help you find a mortgage solution that fits your budget and lifestyle.

Personal Banking Solutions

For those interested in personal banking, we provide checking and savings accounts designed to help you manage your day-to-day finances with ease. Imagine having the freedom to access your funds anytime through our online and mobile banking platforms. With features like e-statements and electronic signature options, managing your account has never been simpler. If you're thinking about purchasing a new car or refinancing an existing auto loan, our auto loans and vehicle financing options can help you hit the road without breaking the bank. We understand that life can throw unexpected expenses your way; that's why we offer personal loans and debt consolidation solutions that can give you the breathing room you need.

Digital & Online Banking

At Usx, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances as easy and secure as possible. Whether you're at home or on the go, our tools help you stay connected to your money whenever you need it. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit us at https://www.usxfcu.org/ to get started! Need to check your balance or transfer funds? It's all just a few clicks away. Plus, with features like e-statements available, you'll have a clear view of your financial activity without the clutter of paper statements. Security is a top priority for us at Usx. We use advanced security measures, including electronic signature authorization, to ensure that your transactions are safe and secure. You can bank with confidence knowing that we're committed to protecting your information. Managing money on the go has never been easier with our mobile application. Download it today to access your accounts directly from your smartphone. Want to send money to a friend? Our person-to-person transfers feature allows you to do just that with ease. And if you're looking for convenience, our mobile payments feature means you can pay for purchases right from your phone. In today's fast-paced world, having real-time access to your financial information is essential. With Usx's online banking platform, you can monitor your spending, set up alerts, and manage your accounts all from one user-friendly interface. Join us at Usx and experience the convenience and security of our digital banking services. Your financial well-being is just a click away!

Financial Strength

At Usx, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well-placed. With a net worth of $29,937,834, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,684,760 in share certificates and $32,171,810 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,104,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,734 in used auto loans and $131,415,571 in total loans and leases. Our $232,010 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 36,789, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usx is your trusted partner. Visit us at 565 Coal Valley Rd Jefferson Hills Pa 15025 or call (888) 219-3159 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,728,290 in used vehicle loans and $23,623,848 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options tailored to fit your budget. If you're considering refinancing an existing auto loan, we also have competitive refinancing options available.

Commercial Loans

For business owners, our outstanding commercial loans totaling $361,757 provide the capital needed to grow and expand. We understand the unique challenges of running a business and aim to offer tailored solutions that support your goals. At Usx, we're committed to providing transparent information and exceptional service throughout your borrowing experience. You can reach us at (888) 219-3159 for any inquiries or assistance regarding our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you achieve your financial dreams today!

Credit Lines

For those who need extra flexibility, our credit lines totaling $21,000,000 offer a way to access funds as needed without taking out a specific loan amount upfront. This can be beneficial for unexpected expenses or planned purchases where you want to manage costs efficiently.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,558,488, make buying or refinancing simple. We offer personalized assistance to help you navigate the mortgage process effectively and find a solution that suits your circumstances.

Unsecured Credit Card Loans

Managing your finances can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $7,223,509 in loans helping members manage their finances effectively. This product allows for more control over spending while providing access to funds when needed.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, reflecting true market conditions.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, allowing for peace of mind when comparing options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, empowering users to make informed decisions based on current market trends. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. To take control of your financial future, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

USX FEDERAL CREDIT UNION - Jefferson Hills, PA

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