Usx Credit Union Greensburg PA | Affordable Auto Loans & ATM Services

Introduction

Welcome to Usx, your trusted partner in financial well-being, located at 532 W Pittsburgh St Ste 1, Greensburg, PA 15601. Since our establishment in 1938, we have proudly served our community, fostering a culture of trust and support for over 19,600 members. At Usx, we believe that every member deserves personalized service and innovative financial solutions tailored to their needs. With total assets exceeding $253 million, we are committed to providing secure and reliable banking options. Our focus on community impact has helped us maintain a strong financial foundation, boasting total deposits of $13,520,106 and a net worth of $29,937,834. As a member-owned credit union, we prioritize your interests above all else. This commitment is reflected in our total loans of 10,489, designed to empower you on your financial journey. Led by our dedicated CEO, Mark Volponi, and Board President, John Toth, our team works tirelessly to ensure that each interaction is meaningful and impactful. We're proud to offer a variety of services including personal banking accounts, auto loans, mortgage refinancing options, and business banking services all aimed at helping you achieve your financial goals. While members can visit us at our branch address mentioned above for all their banking needs, official correspondence should be sent to the same location. If you have any questions or need assistance, please feel free to reach out at 888-219-3159 during our lobby hours from Monday to Friday, 9:00 AM - 4:30 PM. Join us at Usx today where your financial success is our mission! Visit our website at usxfcu.org for more information about how we can serve you better.

Branch History & Mission

Community Engagement and Support

Our roots run deep in the Greensburg area, and we take pride in giving back through various outreach programs and partnerships with local organizations. These initiatives reflect our commitment not only to financial empowerment but also to social responsibility. We believe in building a stronger community by investing in local projects that uplift those around us. In addition to traditional banking services, we are embracing technology with offerings such as online banking and mobile payment options. This allows us to serve you better while ensuring compliance with ADA standards so everyone can access our services comfortably. We invite you to become part of the Usx family! Join us today and discover how we can help you achieve your financial aspirations while being an active participant in your community's growth. Experience firsthand the benefits of membership at Usx where your success is our priority!

Our Mission

At Usx, our mission is simple yet powerful: to empower our members through accessible financial services while actively contributing to the well-being of our community. We strive to provide personalized support and innovative solutions that help individuals achieve their goals. Whether it's buying a first home or planning for retirement, we are here every step of the way. While members can visit us at 532 W Pittsburgh St Ste 1 for all their banking needs during our operating hours from Monday to Friday, 9:00 AM to 4:30 PM, official correspondence should be sent to the same address or reach us by phone at 888-219-3159.

Branch Location & Accessibility

Convenient Access

Whether you're stopping by for a quick transaction or seeking financial advice, our location is designed with your convenience in mind. There's ample parking available, ensuring you can park with ease. Our facility is ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours and Services

We're here to serve you Monday through Friday from 9:00 AM to 4:30 PM. With a full range of services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more, we've got everything you need under one roof. Plus, enjoy the convenience of our ATM services available on-site for quick cash withdrawals and balance checks.

Reach Out Anytime

Have questions? Feel free to give us a call at 888-219-3159. If you need to send any official correspondence, please use our mailing address: 532 W Pittsburgh St Ste 1, Greensburg, PA 15601-2239. We invite you to visit Usx today and discover how we can help you achieve your financial goals!

Member Eligibility

At Usx, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. To become part of our supportive community, you'll need to meet certain eligibility criteria. Generally, anyone who lives, works, or worships in the area can join us. We welcome individuals from all walks of life and encourage you to check out the specific details at http://www.usxfcu.org/membership/. It's straightforward and designed to be inclusive because we want everyone to have access to our services. Once you're ready to take the next step, opening an account with us is simple! You can start this process online through our account opening page at https://online.usxfcu.org/loan-application/form or give us a call at (888) 219-3159 if you prefer speaking with someone directly. Our team is here to assist you every step of the way. Join us at Usx, located at 532 W Pittsburgh St Ste 1 Greensburg Pa 15601, and experience the many advantages of being a member, from personalized service to a variety of financial products tailored just for you.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $361,757, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is vital. Our merchant services are designed to simplify transactions, allowing you to focus on what truly matters growing your business. Imagine effortlessly processing payments, managing your sales data, and offering your customers a variety of payment options. That's the power of our services! Visit us at 532 W Pittsburgh St Ste 1 Greensburg Pa 15601 in Greensburg, PA, or give us a call at (888) 219-3159 to discover how we can support your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM & Cash Withdrawal Services, accessing your funds has never been easier. We have ATMs available for quick withdrawals and balance checks right in your neighborhood. At Usx, we strive to create an experience that makes banking not just easy but enjoyable. If you're in the area, stop by our branch located at 532 W Pittsburgh St Ste 1 Greensburg Pa 15601 in Greensburg, PA or give us a call at (888) 219-3159. Let us show you how we can help you achieve your financial goals! For more information about our services or to get started today, visit us online at Greensburg Office.

Business Banking Solutions

For entrepreneurs and small businesses, Usx also provides specialized services under Business Banking. From Merchant Services that streamline payment processing to Business Loans that help fuel growth, we understand what it takes to run a successful operation.

Credit Options

Managing debt can be challenging, but our Personal Loans and Debt Consolidation services aim to simplify things for you. We can assist in consolidating multiple debts into one manageable payment. Plus, if you're looking for everyday purchases or building credit, our Credit Cards with Rewards offer great benefits while helping you earn points for future rewards.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why our comprehensive Online & Mobile Banking services allow you to manage your finances anywhere at any time. You can deposit checks using your smartphone or transfer money easily through person-to-person payments.

Home Financing Solutions

Looking to buy a home? Our Mortgage Loans and Refinancing options are designed to fit different budgets and lifestyles. We know that buying a house is one of the most significant decisions you'll ever make, so we work closely with you to find the best mortgage solution.

Personal Banking Services

When it comes to personal banking, Usx offers various options that make managing your finances easy and convenient. Our Checking and Savings Accounts provide a secure place for your money while offering features like online and mobile banking for quick access. Imagine being able to check your balance or transfer funds with just a few taps on your phone! If you're considering purchasing a new car, our Auto Loans and Vehicle Financing solutions help make that dream a reality. With competitive rates and flexible terms, we ensure that financing your next vehicle is straightforward and stress-free.

Digital & Online Banking

Accessing Your Accounts

With our 24/7 online banking services available at https://www.usxfcu.org/, you can check balances, transfer funds, and pay bills whenever it suits you. It's all about giving you control and convenience in managing your finances. Plus, with our mobile application, you can access your accounts right from your smartphone, making it even easier to stay on top of your finances.

Enhanced Features for You

Our electronic signature authorization feature allows you to sign documents securely online, saving you time and effort. Say goodbye to printing out forms and mailing them back! Additionally, e-statements are available so you can easily track your transactions without the clutter of paper statements helping both the environment and your organization. For those who like using their smartphones for payments, we offer mobile payment options. Just link your account to make secure purchases quickly and effortlessly. If you need to send money to friends or family, our person-to-person transfer feature lets you do this instantly without any hassle.

Security You Can Trust

We prioritize your security with every transaction. Our online banking platform is equipped with robust security measures that ensure your personal information remains safe. Feel confident knowing that managing your finances digitally does not compromise your security. At Usx, we're committed to providing accessible and user-friendly banking solutions tailored for today's needs. Whether you're paying bills or transferring money between accounts, our digital banking services make it easy for you to manage everything in real-time. Experience the freedom of banking on your terms!

Financial Strength

At Usx, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's uncertain economic climate, you want to feel secure about where you place your money. That's why we're proud to share our strong financial standing, which demonstrates our commitment to safeguarding your assets. With a net worth of $29,937,834, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% showcases a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even during challenging times. Members' savings are secured through $57,684,760 in share certificates and $32,171,810 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further highlighted by having $27,104,184 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $1,734 in used auto loans and $131,415,571 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $232,010, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 36,789, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usx is your trusted partner. Visit us at 532 W Pittsburgh St Ste 1 Greensburg Pa 15601 or call (888) 219-3159 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $21,728,290 in used vehicle loans and $23,623,848 in new vehicle loans, helping members get on the road with confidence. Our flexible terms make it easy for you to find an option that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $361,757 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with competitive lending options.

Credit Lines

Additionally, we offer substantial credit lines with a total amount of $21,000,000 available to eligible members. This can be a great way to ensure you have access to funds when unexpected expenses arise or when you want to seize an opportunity. At Usx, we also provide refinancing options for many of our loan products. If you're looking for ways to lower your monthly payments or consolidate debt, be sure to ask about our eligibility options during your consultation. Our team is dedicated to helping you navigate the loan process with ease and clarity. For more information on any of these offerings or to discuss which option may work best for you, please feel free to contact us at (888) 219-3159. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to partnering with you on your financial journey!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,558,488, make buying or refinancing simple. We provide tailored solutions to fit your unique situation, whether you're purchasing your first home or looking to refinance an existing mortgage.

Unsecured Credit Cards

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $7,223,509 in loans available, we help members manage their finances effectively through flexible terms that suit various spending habits.

Loan Aggregator

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USX FEDERAL CREDIT UNION - Greensburg, PA

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