Usx Credit Union Findlay OH | Best Auto Loans & Personal Banking

Introduction

At Usx, we believe that strong communities are built on trust and collaboration. Located at 1038 Interstate Ct, Findlay, OH 45840, our credit union has been serving members since 1938. With a proud history spanning over 85 years, we've grown to support a vibrant membership of 19,617 individuals and families. Our commitment to providing outstanding financial services is reflected in our total assets of $253,047,736, ensuring we have the resources to meet your needs. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address: 1038 Interstate Ct, Findlay, OH 45840. Under the leadership of our dedicated CEO, Mark Volponi, and Board President John Toth, we strive to create an environment where everyone feels valued and supported. With total deposits reaching $13,520,106 and a net worth of $29,937,834, Usx stands as a pillar of financial strength in our community. We are proud to offer a variety of services including auto loans, mortgages, personal loans, and business banking solutions tailored for every member's unique situation. Our focus on member satisfaction is evident in the countless success stories shared by those who have trusted us with their finances. In addition to traditional banking services, we also provide modern conveniences like online and mobile banking options to ensure you can manage your finances anytime and anywhere. With cash in hand amounting to $1,877,972, we are well-equipped to support your financial goals. We invite you to connect with us by calling 888-219-3159 or visiting our website at usxfcu.org. Whether you're looking for guidance on loans or just want to explore your options with friendly professionals who care about your future, we're here for you. Join Usx today and experience the difference that comes from being part of a credit union that truly puts its members first!

Branch History & Mission

Join Us

While members can visit us at 1038 Interstate Ct Findlay Oh 45840, official correspondence should be sent to 1038 Interstate Ct, Findlay, OH 45840. Our doors are open Monday through Friday from 9:00 AM to 4:30 PM. If you're looking for a place where your financial well-being matters, look no further than Usx. With an ATM available for your convenience and no drive-thru service at this location, we're here to assist you in any way possible. Feel free to reach out at 888-219-3159 for any inquiries or visit our website at usxfcu.org for more information about becoming a member. Join us today and experience the difference that comes from being part of a community-focused credit union!

Our Journey

Usx began its journey with a simple goal: to empower individuals and families by providing them with accessible financial resources. From our location at 1038 Interstate Ct, Findlay, OH 45840, we have seen the community grow and evolve. We are proud to have been part of that growth by offering essential services like personal banking, auto loans, mortgages, and business banking. As our membership expanded, so did our commitment to innovation and member satisfaction. We embraced technology early on to ensure that our members could access their accounts anytime, anywhere. Today, we offer online banking, mobile payments, and e-statements to enhance your banking experience.

Our Mission

At Usx, our mission is clear: we strive to provide exceptional financial services that meet the diverse needs of our members while giving back to the community that supports us. We believe in creating lasting relationships based on trust and transparency. Our team is dedicated to helping you achieve your financial goals through personalized service and competitive products. In addition to our financial offerings, we actively engage in community outreach programs and partnerships that aim to uplift those around us. Whether it's sponsoring local events or supporting educational initiatives, we take pride in being more than just a credit union we are your neighbors.

Branch Location & Accessibility

Accessible Features

We are committed to ensuring that everyone can access our services comfortably. Our branch is ADA compliant, featuring ramps and spacious areas for ease of movement.

Convenient Access

At Usx, we pride ourselves on being a member-focused credit union. If you need to send us any official correspondence, please use our mailing address: 1038 Interstate Ct, Findlay, OH 45840. We understand that every detail matters when it comes to your banking needs.

Nearby Landmarks

Located near key spots in Hancock, such as [mention any notable local landmark or intersection], our branch is easy to find. With ample parking available, visiting us is simple, whether you're stopping by for a quick transaction or a more detailed financial consultation.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 4:30 PM, allowing you to visit us during the day when it fits your schedule best. We're here to help you with personal banking needs, including checking and savings accounts, auto loans, mortgages, and more!

Services Offered

While you're here, take advantage of our ATM services that allow for cash withdrawals and balance checks at your convenience. Although we don't currently offer drive-thru banking or shared services, our friendly staff is ready to assist you inside. If you have any questions or need assistance before your visit, feel free to call us at (888) 219-3159. We look forward to welcoming you at Usx your trusted partner in financial success!

Member Eligibility

At Usx, we believe that everyone deserves a supportive financial community. Joining us is simple and open to anyone who meets our eligibility criteria. If you live, work, or worship in the area around 1038 Interstate Ct Findlay Oh 45840, you can easily become a member. We're committed to helping you achieve your financial goals by offering personalized services and competitive rates that make banking a breeze. To get started, just check out our detailed eligibility information at http://www.usxfcu.org/membership/. If you're ready to take the next step, opening an account is quick and straightforward! You can find the account opening details right here: https://online.usxfcu.org/loan-application/form. Should you have any questions or need assistance, feel free to give us a call at (888) 219-3159. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $361,757, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Smooth

In addition to loans, we offer comprehensive merchant services that simplify the way you do business. Picture this: you're at the counter, ready to serve a customer, and with just a swipe of their card, the transaction is completed quickly and securely. Our merchant services ensure that you can accept payments easily, allowing you to focus on what matters most growing your business. Ready to take the next step? Visit us at 1038 Interstate Ct Findlay Oh 45840 or call us at (888) 219-3159 to learn how we can support your business goals!

Comprehensive List Of Services

Business Banking

Running a business comes with its own set of challenges, but at Usx, we offer tailored solutions. Our business banking services include merchant services that simplify transactions and enhance customer satisfaction. Additionally, we provide business loans to help fuel your company's growth and success.

Digital Banking Convenience

We understand that convenience is key in today's fast-paced world. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, transfer funds, and even make person-to-person payments seamlessly. Our members also enjoy easy access to cash through our ATM and cash withdrawal services, ensuring that you can get what you need whenever necessary. Even basic ATM functions like withdrawals and balance checks are straightforward and user-friendly.

Get in Touch

We invite you to visit us at 1038 Interstate Ct Findlay Oh 45840 in Findlay, OH or give us a call at (888) 219-3159 during our operating hours from Monday to Friday: 9:00 AM - 4:30 PM. Our friendly team is here to assist you with any questions about our services or how we can support your financial goals. Take the first step towards better banking today! Explore all that Usx has to offer by visiting us online at Findlay. We look forward to serving you!

Personal Banking

For those looking to manage their everyday finances, our personal banking options are designed just for you. We offer checking and savings accounts that help you save while keeping your money accessible. If you're considering a new vehicle, our auto loans and vehicle financing options can provide the funds you need with competitive rates. Need a home? Our mortgage loans and refinancing services can assist with purchasing or refinancing your home, making the process easier than ever. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services are here to help relieve some financial stress. Plus, don't miss out on our credit cards with rewards, which allow you to earn benefits while spending on everyday purchases.

Digital & Online Banking

Key Services Available

Our online banking platform provides you with real-time account management. You can easily check balances, view transaction history, and transfer funds between accounts. Plus, with our electronic signature authorization feature, signing documents is quick and secure, so you can complete transactions without any hassle. Want to keep track of your statements? We offer e-statements that allow you to receive your financial information electronically. This not only saves paper but also gives you immediate access to your statements anytime you need them. If you're always on the move, our mobile application makes banking even easier. You can pay bills, send money through person-to-person transfers, and use mobile payments all in one app. Need to split a dinner bill with friends? Our person-to-person transfer feature lets you send money instantly without any fuss. We also prioritize your security while using these services. Our digital banking tools come equipped with robust security measures to ensure that your information stays safe. In summary, whether you're checking your balance or making payments on-the-go, Usx has got you covered with user-friendly tools that put you in control of your finances whenever and wherever you need it. Explore more about our digital banking options today at https://www.usxfcu.org/!

Financial Strength

Commitment to Growth

With $27,104,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,734 in used auto loans and $131,415,571 in total loans and leases. Our operational efficiency is reflected in our $232,010, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts stand at 36,789, showing a strong and growing member base that trusts us with their finances. This trust is vital as it enables us to maintain a robust framework for lending while fostering an environment where your savings can flourish. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usx is your trusted partner. Visit us at 1038 Interstate Ct Findlay Oh 45840 or call (888) 219-3159 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $57,684,760 in share certificates and $32,171,810 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $29,937,834, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,728,290 in used vehicle loans and $23,623,848 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms that suit your budget.

Credit Lines and Additional Options

In addition to auto and mortgage loans, Usx provides various credit lines totaling $21,000,000 for those who need more flexibility with their finances. If you're considering refinancing options or checking your eligibility for any of our loan products, visit us online or contact us directly for more information. At Usx Credit Union, we prioritize your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our offerings today and take the first step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,558,488, make buying or refinancing simple. We are dedicated to guiding you through the mortgage process so that you can secure the best possible terms for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,223,509 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs tailored to enhance your spending experience.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each lender listed on LendMesh is thoroughly vetted, providing peace of mind that the information is trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every rate you see is genuine and reflects real offerings from lenders. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore the effectiveness and reliability of the platform. Take control of your financial future. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

USX FEDERAL CREDIT UNION - Findlay, OH

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