Usx Credit Union Findlay OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Usx, your trusted partner in financial growth and community support, located at 539 S Main St, Findlay, OH 45840. Since our establishment in 1938, we have dedicated ourselves to serving our members with integrity and care. With a total membership of 19,617, we pride ourselves on being a cornerstone of the local community. At Usx, we understand that navigating financial decisions can be challenging. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to specialized loans for vehicles and homes. Our total assets stand at an impressive $253,047,736, ensuring that we are well-equipped to support your financial journey. Our commitment goes beyond just numbers; it's about building relationships. Under the leadership of CEO Mark Volponi and Board President John Toth, our team of 62 dedicated employees works tirelessly to provide exceptional service. Whether you need assistance with loans totaling 10,489 or wish to explore our various deposit options, totaling $13,520,106, you can count on us. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: 539 South Main St, Findlay, OH 45840. For any inquiries or assistance, feel free to reach out by phone at 888-219-3159 during our lobby hours from Monday to Friday, 9:00 AM to 4:30 PM. Join us today at Usx and experience the difference that a member-focused credit union can make in your life! Visit us online at usxfcu.org for more information or to get started on your financial journey.

Branch History & Mission

Community Commitment

Usx is more than just a financial institution; we are an active participant in the Findlay community. We engage in various outreach efforts and partnerships that enrich the lives of those around us. Whether it's sponsoring local events or offering educational workshops on financial literacy, we believe that supporting our community strengthens us all. While you can visit us at 539 S Main St for any banking needs during our operating hours from Monday to Friday between 9:00 AM - 4:30 PM, official correspondence should be sent to our mailing address at 539 South Main St, Findlay, OH 45840 if it differs. We invite you to join Usx and experience firsthand how being part of our credit union means being part of a supportive family. Let us help you achieve your financial goals while making meaningful contributions to our vibrant community. For more information about membership or to get started today, call us at 888-219-3159 or visit our website. Welcome aboard!

Our Evolution

Over the decades, Usx has evolved with the needs of our members. We started as a local initiative aimed at providing financial services that were accessible and affordable. Today, with total assets exceeding $253 million, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Each milestone we've achieved is a testament to our dedication to member satisfaction and community support.

Our Mission

At the heart of Usx is our mission: to empower our members through exceptional financial services while fostering a sense of community. We understand that managing finances can be challenging, which is why we prioritize accessibility and support. Our focus extends beyond transactions; we aim to build lasting relationships with our members by providing personalized service and guidance. In addition to traditional banking services, we embrace digital advancements to enhance convenience for our members. With features like online banking and mobile payments available, managing your finances has never been easier. We are committed to ensuring that all members can access our services comfortably, including maintaining ADA compliance throughout our facilities.

Branch Location & Accessibility

Welcome to Usx! Conveniently located at 539 S Main St Findlay Oh 45840 in the heart of Findlay, OH, we are here to serve your financial needs. Our branch is situated near popular landmarks, making it easy for you to find us. Whether you're running errands or enjoying a day out in the city, stopping by is simple and hassle-free. At Usx, accessibility is key. Our location offers ample parking and features that comply with ADA standards, ensuring everyone can easily access our services. If you need assistance or have questions, our friendly staff is always ready to help. We understand that your time is valuable, so we offer convenient operating hours from Monday to Friday, 9:00 AM to 4:30 PM. This schedule allows you to visit us at a time that suits you best, whether you're looking to open an account or discuss loan options. While members can visit us at 539 S Main St Findlay Oh 45840, official correspondence should be sent to our mailing address at 539 South Main St, Findlay, OH 45840. Though we currently do not have ATM services or drive-thru banking available, we provide a range of personal and business banking options designed for your convenience. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Feel free to reach out by calling us at (888) 219-3159 if you have any questions or would like more information about our services. We look forward to welcoming you to Usx soon!

Member Eligibility

At Usx, we believe that everyone deserves the opportunity to be part of a caring community. Becoming a member is simple and welcoming, and we invite you to join us at our branch located at 539 S Main St Findlay Oh 45840. To be eligible for membership, you should be a resident or employed in our local area or have a family member who is already a member with us. This means that if you live, work, or have loved ones connected to our community, you're likely eligible! We offer numerous benefits as a member, including competitive rates on loans and personalized financial services tailored just for you. Ready to take the next step? Opening an account is easy! Just visit our account opening page at https://online.usxfcu.org/loan-application/form or give us a call at (888) 219-3159 for any questions you might have. For more detailed eligibility criteria, feel free to check out our website at http://www.usxfcu.org/membership/. We're excited to welcome you into the Usx family!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $361,757, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services to Simplify Transactions

In addition to loans, our merchant services make transactions easy and efficient. Imagine processing payments quickly so you can focus on what matters most running your business. Whether it's accepting card payments or managing invoices, our tools are designed to simplify your operations. Located at 539 S Main St Findlay Oh 45840 in Findlay, OH, we're here to help you every step of the way. Connect with us today at (888) 219-3159 to learn more about how we can assist your business!

Comprehensive List Of Services

Business Support Services

For our business members, we offer comprehensive banking solutions tailored specifically for small businesses. From merchant services that simplify payment processing to business loans designed to fuel growth, we aim to help you succeed.

Digital Banking Convenience

Embracing technology is essential in today's fast-paced world. At Marathon, we provide robust online and mobile banking services so you can manage your accounts anytime, anywhere. With features like person-to-person payments and e-statements, managing your finances has never been easier. If you're interested in learning more about how Usx can assist you with any of these services or if you have any questions about opening an account or applying for a loan, don't hesitate to reach out! Call us at (888) 219-3159 or visit us at 539 S Main St Findlay Oh 45840 during our lobby hours from Monday to Friday between 9:00 AM and 4:30 PM. We look forward to helping you achieve your financial goals!

Financing Your Dreams

Looking to buy a new car? Our auto loans and vehicle financing options make it easier than ever to hit the road in style. With competitive rates and flexible terms, we help make your dream vehicle a reality. If homeownership is on your horizon, consider our mortgage loans and refinancing options that can save you money while providing the stability of owning a home.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services, including checking and savings accounts, are designed with your convenience in mind. Imagine having quick access to your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills right from your phone or computer.

Simplifying Borrowing

In times when unexpected expenses arise, our personal loans offer a straightforward solution for debt consolidation or other financial needs. Plus, with credit cards featuring rewards programs, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills without stepping foot in a branch. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple. Plus, if you're looking for hassle-free document management, our electronic signature authorization lets you sign important documents digitally no more printing or mailing required! For those who prefer going paperless, e-statements are available for easy access to your account information. You'll receive all the details you need right in your inbox, helping you stay organized while also being eco-friendly.

Mobile Banking

Our mobile application enhances your banking experience even further. With features like mobile payments, you can make purchases quickly and securely right from your smartphone. It's a great way to manage your spending and keep track of transactions in real-time. Security is always a top priority at Usx. Our systems are designed with advanced security measures to protect your personal information and ensure that your transactions are safe. In today's fast-paced world, having reliable digital banking options is essential. At Usx, we strive to make banking easier and more accessible for everyone. Experience the benefits of modern banking with us today!

Financial Strength

Commitment to Innovation

With $27,104,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,734 in used auto loans and $131,415,571 in total loans and leases.

Growing Member Trust

Total Share Accounts: 36,789, showing a strong and growing member base that trusts us with their finances. This reflects our commitment to serving you well while maintaining a healthy financial environment. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usx is your trusted partner. Visit us at 539 S Main St Findlay Oh 45840 or call (888) 219-3159 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $232,010 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $57,684,760 in share certificates and $32,171,810 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $29,937,834, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,728,290 in used vehicle loans and $23,623,848 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you find the perfect fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $361,757 provide the capital needed to grow and expand. We understand that every business has unique needs, so we work closely with our members to tailor solutions that fit their specific requirements. In addition to these offerings, we also provide refinancing options for existing loans. If you're considering refinancing your current auto loan or mortgage, reach out to us for more details on how we can help you save money. If you're ready to take the next step towards achieving your financial goals or have questions about eligibility options, please don't hesitate to contact us at (888) 219-3159 or visit us at our branch located at 539 S Main St Findlay Oh 45840 in Findlay, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Usx, we're committed to providing personalized service and support every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,558,488, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you have access to flexible terms and competitive rates.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $7,223,509 in loans helping members manage their finances effectively. With low-interest rates and no collateral required, our credit cards are an excellent option for those looking to keep their spending manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that the loan offers presented are fair and transparent, allowing users to compare rates confidently.

USX FEDERAL CREDIT UNION - Findlay, OH

Compare Loan Rates Near You

Loan rates in Findlay, OH (45840)