USSCO Johnstown Credit Union PA | Affordable Auto Loans & ATM Services

Introduction

Welcome to Ussco Johnstown, a trusted part of the Johnstown community since 1958. Located at 522 Central Ave, Johnstown, PA 15902, we are committed to providing exceptional financial services tailored to meet the needs of our 14,205 members. With a solid foundation built on trust and reliability, our credit union stands out with total assets amounting to an impressive $165,718,876 and total deposits of $7,784,569. At Ussco Johnstown, we prioritize our members' financial well-being. Our leadership team, headed by CEO Gregory Sisitki and Board President Brian Keiper, works tirelessly to ensure that we offer a wide range of services. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we aim to empower you on your financial journey. Our total loans and leases stand at 6,158, indicating our commitment to supporting our members' borrowing needs. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 522 Central Ave, Johnstown, PA 15902. With a dedicated team of 35 employees, we're here to serve you with personalized care. Whether you're looking for help with online banking or need assistance with business loans totaling $844,016, we've got you covered. We invite you to explore what Ussco Johnstown has to offer by visiting our website at usscofcu.org. Feel free to reach out via phone at 814-535-4646 for any inquiries or assistance. Join us in building a brighter financial future together!

Branch Location & Accessibility

Call-to-Action

If you're in the area or looking for reliable banking solutions, we invite you to stop by Ussco Johnstown. Our dedicated team is eager to help you with all your banking needs. Give us a call at 814-535-4646 if you have any questions or need assistance before your visit!

Operating Hours

Our team is here for you during convenient hours: from Monday through Thursday, we're open from 8:30 AM to 4:30 PM, and on Fridays until 6 PM. We also welcome you on Saturdays from 9 AM to noon. Whether you need to make a quick deposit or chat with one of our friendly staff members about your financial needs, we're ready to assist you.

Parking and Accessibility Features

When you visit us, you'll find ample parking available right outside our doors. For those who need assistance, we are proud to be ADA compliant, offering ramps and other accessibility features to ensure everyone can enjoy our services comfortably.

Services Offered

At Ussco Johnstown, we offer a range of services designed to support your financial journey. From personal banking options like checking and savings accounts to auto loans and mortgages, we aim to provide everything you need under one roof. Our drive-thru service makes it easy for those on the go; simply pull up for deposits, withdrawals, or simple transactions without leaving your car.

Member Eligibility

At Ussco Johnstown, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to become a member. We cater to individuals from all walks of life, making sure that banking feels personal and accessible. To learn more about specific eligibility criteria, feel free to visit our website at where you can find all the details. Once you're ready to take the next step, opening an account is straightforward! Just head over to https://my.usscofcu.org/enroll for a seamless application process. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (814) 535-4646. We're here to help you on your journey toward financial wellness right from our branch at 522 Central Ave Johnstown Pa 15902!

Business Banking & Commercial Services

At Ussco Johnstown, we understand that every business has unique needs and aspirations. That's why we offer tailored business banking and commercial services designed to fuel your growth. Imagine being able to secure the financing needed to launch your dream project or expand your operations our commercial loan options make this possible. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,816,648, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we provide essential merchant services that simplify payment processing for your business. Whether you're a small shop or a growing enterprise, our services ensure that you can accept payments effortlessly, allowing you to focus on what you do best serving your customers. Located at 522 Central Ave Johnstown Pa 15902 in Johnstown, PA, our team is ready to partner with you on your journey to success. Reach out today at (814) 535-4646 to learn more about how we can assist your business!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans designed to support your growth. From accepting payments easily to securing funding for expansion, we understand what it takes to run a successful business.

Cash Access Made Simple

We know that sometimes you just need cash quickly. Our ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, ensure that accessing your money is never a hassle. At Ussco Johnstown, we are committed to being more than just a bank; we strive to be a partner in your financial journey. Visit us at 522 Central Ave Johnstown Pa 15902 or call us at (814) 535-4646 for more information about how we can help you achieve your financial goals. Explore all our services today!

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why at Ussco Johnstown, we offer robust Online & Mobile Banking features. Access your accounts anytime, anywhere check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Flexible Personal Loans

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come in handy. Whether you need funds for a major purchase or want to consolidate debt into one manageable payment, we provide flexible terms that suit your financial goals.

Home Financing Made Easy

If home ownership is your dream, our Mortgage Loans & Refinancing services make the process straightforward and stress-free. Whether you're purchasing your first home or refinancing an existing mortgage for better rates, we're here to guide you every step of the way. Our dedicated team will work with you to find the best solutions for your specific situation.

Personal Banking Solutions

For individuals looking to manage their money more effectively, we offer Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account with no monthly fees and easy online access, making it simple to track your spending and savings. If you're thinking about buying a new car, our Auto Loans & Vehicle Financing options can help you get behind the wheel with competitive rates and flexible terms.

Rewards with Credit Cards

Looking for a credit card? Our Credit Cards with Rewards program allows you to earn points on every purchase. Use those points for travel, merchandise, or cash back it's a great way to get more from your everyday spending!

Digital & Online Banking

Key Features

Managing your money has never been easier! You can sign up for e-statements at Yes, allowing you to view your account statements online instead of waiting for them in the mail. This not only saves paper but also gives you quick access to important information. Need to send money to a friend? Our person-to-person transfers feature makes it simple. With just a few taps on your mobile device or computer, you can send funds instantly without any hassle. And speaking of mobile devices, our user-friendly mobile application is available for download so you can bank on-the-go. While we don't currently offer electronic signature authorization or mobile payments, rest assured that our commitment to security remains a top priority. Your data is protected with advanced security measures every step of the way. In summary, Ussco Johnstown makes online banking easy and accessible for everyone. Whether you're at home or out and about, managing your finances is just a click away. So why wait? Experience the ease of digital banking today!

Financial Strength

Growing Member Base

We have a strong member base with a total of 29,735 share accounts, showing the trust that our community has placed in us over the years. Our financial strength means we can continue serving you with confidence. Whether you're saving for a future goal or looking to finance your next vehicle (with over 2,777 used auto loans already issued), Ussco Johnstown is here for you every step of the way. Visit us at 522 Central Ave Johnstown Pa 15902 or call us at 814-535-4646 to learn more about how we can help you achieve your financial goals. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Your savings are secure with us. We hold $24,021,073 in share certificates and $6,911,246 in money market shares, offering stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $695,609 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored to your needs. We also take pride in having 30 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $16,301,212 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $82,117,500 in total loans and leases, which supports your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $19,662,619, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,330,511 in used vehicle loans and $21,434,172 in new vehicle loans already helping members get on the road. With a total of 5,554 auto loans issued, you can trust that we have the experience and knowledge to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $2,816,648 provide the capital needed to grow and expand your business. We understand that each business is unique; therefore, our loan products are tailored to meet various commercial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,776,755, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we're here to provide personalized support and competitive rates.

Refinancing Options

We also offer refinancing options for many of our loan products. If you're looking for lower monthly payments or better rates on existing loans, our team can help you explore eligibility criteria and find the best solutions for your financial situation. Our dedicated team is here to answer any questions you might have about our loan offerings. Feel free to reach out at 814-535-4646 or visit us at 522 Central Ave, Johnstown PA 15902 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing your finances is crucial, and we offer flexible terms on unsecured credit card loans as well. While we currently have $0 in unsecured credit card loans available, our team is always ready to assist you with budgeting and financial planning options that may suit your needs.

Loan Aggregator

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USSCO JOHNSTOWN FEDERAL CREDIT UNION