USF Federal Credit Union Temple Terrace FL

Introduction

Welcome to Usf Federal Credit Union, where our mission is to put our members first and support the community of Temple Terrace, FL. Located at 13101 Telecom Park Drive Suite 100, we have been serving our members since 1985 with a strong commitment to financial wellness and personal service. With a total membership of 74,874 and assets exceeding $1.14 billion, we pride ourselves on being a reliable financial partner. At Usf Federal Credit Union, we understand that each member has unique needs. That's why we offer a wide range of products and services designed to help you manage your finances more effectively. From affordable loans totaling over 42,198 to competitive savings options with total deposits around $87.8 million, we are here to guide you through every step of your financial journey. Our dedicated team, led by CEO Richard Skaggs and Board President Richard Will, is committed to fostering a friendly environment where your voice matters. We also believe in transparency; our net worth stands strong at $106,980,364, ensuring that your funds are secure with us. While members can visit us at our branch location, official correspondence should be sent to PO Box 47989, Tampa, FL 33646-0017. If you have any questions or need assistance, feel free to call us at 813-569-2000 during our lobby hours from 8 AM to 5 PM Monday through Friday. Join us today and experience the Usf Federal Credit Union difference where your financial well-being is our priority! For more information about membership or to open an account, please visit our website. We look forward to serving you!

Branch History & Mission

Welcome to Usf Federal Credit Union, a cornerstone of financial support in Temple Terrace, Florida. Since opening our doors in 1985, we have built a legacy centered on community and commitment. Located at 13101 Telecom Park Drive Suite 100, our branch has witnessed significant growth and evolution, becoming a trusted partner for over 74,874 members who rely on us for their financial needs. Our journey began with a simple mission: to provide accessible financial services while fostering a sense of belonging within the community. Over the years, we have expanded our offerings and enhanced our services, driven by our desire to empower individuals and families. Today, Usf Federal Credit Union boasts total assets of over $1.14 billion, demonstrating our strength and stability as we continue to serve the local population. At Usf Federal Credit Union, we believe in making banking personal. Our mission is not just about providing loans or savings accounts; it's about supporting our members through every stage of their lives. Whether it's securing a loan for a new car or planning for retirement, we aim to be there every step of the way. We take pride in offering modern conveniences like online banking and mobile payments, ensuring that our services are both efficient and user-friendly. Our commitment extends beyond financial transactions; we actively engage with the community through partnerships and outreach programs designed to uplift those around us. While members can visit us at 13101 Telecom Park Drive Suite 100, official correspondence should be sent to PO Box 47989, Tampa, FL 33646-0017. We invite you to reach out to us at (813) 569-2000 during our operating hours from 8 AM to 5 PM, Monday through Friday. As we look toward the future, we remain steadfast in our mission to provide exceptional service and support to each member of our community. Join us at Usf Federal Credit Union and experience firsthand the difference that comes from being part of an institution dedicated to your success. Together, let's build a brighter financial future!

Branch Location & Accessibility

A Warm Invitation

We invite you to come in and experience the personalized service that sets Usf Federal Credit Union apart. Whether you're looking to open an account or need help with existing services, we're excited to assist you on your financial journey. Visit us today or give us a call we look forward to welcoming you!

Nearby Landmarks and Accessibility

Nestled in the heart of Hillsborough County, our branch is easily accessible from major roads and close to local landmarks that you may recognize. Just a short drive from the Temple Terrace Golf Course and near the bustling Telecom Park area, you'll find us in a welcoming neighborhood setting. We prioritize accessibility; our location features ramps and ADA-compliant facilities to ensure everyone can visit us comfortably.

Operating Hours and Services

Our doors are open Monday through Friday from 8 AM to 5 PM, making it easy for you to plan your visit around your schedule. While we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside the branch. You can reach us at 813-569-2000 for any inquiries or assistance before your visit. While members can visit us at 13101 Telecom Park Drive Suite 100, official correspondence should be sent to PO Box 47989, Tampa, FL 33646-0017.

Member Eligibility

Becoming a member of Usf Federal Credit Union is like stepping into a community that truly cares about your financial well-being. If you're ready to join us, the process is straightforward and welcoming! You can become a member if you live, work, worship, or attend school in the areas we serve, which includes several communities around us. We value each individual and want to ensure that everyone has access to the benefits of membership. As a member, you'll enjoy personalized services and competitive rates designed to help you thrive financially. To start your journey with us at Usf Federal Credit Union, simply visit our eligibility page at http://www.usffcu.com/membership for more details on the specific criteria. If you're excited to open an account, you can easily apply online by following this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=usffcu031521&list=xasa1s2sccplvlst&citizenship=. Should you have any questions or need assistance, feel free to give us a call at (813) 569-2000. We're here for you!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments seamlessly, manage your cash flow efficiently, and enhance customer satisfaction all essential for any thriving business. Our merchant services offer practical tools that make transactions easier, allowing you to focus on what you do best: running your business. Visit us at 13101 Telecom Park Drive Suite 100 Temple Terrace Fl 33637 in Temple Terrace, FL, or call us at (813) 569-2000 to discover how we can help your business flourish. Let's work together to turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,822,411, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community-Centric Approach

At Usf Federal Credit Union, we believe in fostering strong relationships with our members. We understand the importance of personalized service and are here to listen and respond to your needs. If you're ever unsure about which service might be right for you, don't hesitate to reach out! You can call us at (813) 569-2000 during our operating hours from 8 AM to 5 PM on weekdays. We invite you to experience the difference that comes with being part of a community-focused credit union.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Usf Federal Credit Union embraces technology to make banking simpler and more accessible. With our digital banking features, you can manage your accounts from the comfort of your home or on the go. From online banking to mobile payments, we've designed our services to fit seamlessly into your lifestyle. Need to check your balance while waiting in line? Or perhaps transfer funds while enjoying a coffee? Our online banking platform allows you to do just that, putting you in control of your finances anytime, anywhere.

Join Us Today!

Whether you're already a member or considering joining us at Oakview, we encourage you to explore all that we have to offer. Your financial goals matter, and we're here to help you achieve them with the right tools and support. Visit our website at [https://www.usffcu.com/](https://www.usffcu.com/) or give us a call today! Let's work together towards a brighter financial future!

Personalized Banking Solutions

Understanding that everyone's financial journey is unique, we offer services that cater to a variety of needs. Whether you're looking for basic banking solutions or advanced financial products, we have you covered. Our primary offering includes ATM Services Only, ensuring that you can access your funds conveniently and securely whenever you need them. Imagine needing cash for a spontaneous outing or an emergency expense; our ATM services provide 24/7 access to your money, making it easier for you to handle life's surprises without stress.

Digital & Online Banking

Enjoy Real-Time Management

At Usf Federal Credit Union, we believe in giving you control over your finances in real time. With every feature designed with accessibility in mind, you can easily manage your accounts with confidence. Join us today and experience the ease of digital banking that puts you first!

Key Features for You

Our online banking platform is user-friendly and secure, allowing you to enjoy peace of mind while handling your transactions. You can sign documents electronically with our electronic signature authorization, making the process faster and more efficient. Plus, if you prefer to keep track of your statements digitally, e-statements are readily available helping you reduce paper clutter while staying organized. If you're always on the move, our mobile application lets you manage your account from anywhere. It also supports mobile payments, so paying for goods and services is just a tap away. Need to send money to friends or family? Our person-to-person transfers feature makes it simple to send cash directly from your account without any hassle.

Financial Strength

Commitment to Growth

With $101,990,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $16,960 in used auto loans and a total of $972,301,040 in loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 213 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership

With a total of 137,423 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our Net Shares (funds available for lending and investments) stand at $0, demonstrating our commitment to effective resource management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usf Federal Credit Union is your trusted partner. Visit us at 13101 Telecom Park Drive Suite 100 Temple Terrace Fl 33637 or call (813) 569-2000 to learn more about how we can help you achieve your financial goals.

Secure Savings for Members

Members' savings are secured through $233,869,034 in share certificates and $173,559,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $165,848,477, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $106,980,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,031,191 in used vehicle loans and $108,663,226 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $3,822,411 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to supporting their success. At Usf Federal Credit Union located at 13101 Telecom Park Drive Suite 100 Temple Terrace Fl 33637, we pride ourselves on delivering transparent and accessible financial solutions. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out at (813) 569-2000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey!

Credit Lines

In addition to traditional loans, we provide credit lines totaling $318,618,672, giving you access to funds when you need them most. This flexibility can help you handle everything from emergencies to planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $112,591,453, make buying or refinancing simple. We provide competitive rates and personalized service to ensure you find the right mortgage product for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,853,344 in loans helping members manage their finances effectively. This option can be ideal for unexpected expenses or consolidating debt without needing collateral.

Loan Aggregator

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Call to Action

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Ensuring Accurate Comparisons

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