USF Federal Credit Union Tampa FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Usf Federal Credit Union, your trusted financial partner in the heart of Tampa, Florida! Located at 20610 Bruce B Downs Blvd, we have been serving our community since 1985. With a strong commitment to our members, we are proud to support over 74,874 individuals and families through a wide range of banking services tailored to meet your unique needs. At Usf Federal Credit Union, we understand that financial stability is essential for everyone. That's why we manage a robust portfolio with total assets of $1,143,869,350 and total deposits reaching $87,818,939. Our dedication to helping you achieve your financial goals is reflected in our diverse offerings from personal checking accounts and auto loans to mortgage financing and credit cards with rewards. Our leadership team, led by CEO Richard Skaggs and Board President Richard Will, works tirelessly to ensure that your experience with us is both beneficial and enjoyable. We also have a dedicated staff of 220 employees ready to assist you with personalized service that makes you feel valued and appreciated. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 20610 Bruce B Downs Blvd., Tampa, FL 33647-1855. We invite you to explore the many ways we can help you thrive financially. Whether you're looking to open an account or apply for a loan, we're here to guide you every step of the way. Feel free to reach out at 813-569-2000 or visit our website at usffcu.com for more information. Your journey toward financial well-being starts here!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to become part of the Usf Federal Credit Union family. Experience the benefits of membership where your financial well-being is at the forefront of everything we do. For more information on joining us or exploring our range of services, feel free to contact us at 813-569-2000 or visit our website at usffcu.com. Together, let's build a stronger community!

Our Journey

From the moment we opened our doors, our mission has been clear: to provide accessible financial services that empower individuals and strengthen communities. Over the years, we have continually adapted to meet the evolving needs of our members, introducing innovative products like mobile banking and online services. We understand that convenience is key, which is why we offer ATM access and drive-thru banking for quick and easy transactions. Our commitment extends beyond just banking; it's about fostering relationships within the Tampa area and supporting local initiatives. We've partnered with various organizations to enhance community outreach efforts, ensuring that we contribute positively to the lives of those we serve.

Our Mission

Our mission goes beyond offering personal banking services. At Usf Federal Credit Union, we aim to support our members in achieving their financial goals while also giving back to the community. Whether it's through low-interest auto loans or competitive savings accounts, our focus is on providing solutions that make a real difference. We believe that by investing in our members and their aspirations, we can help build a brighter future for everyone. While members can visit us at 20610 Bruce B Downs Blvd, official correspondence should be sent to 20610 Bruce B Downs Blvd., Tampa, FL 33647-1855 if you need to reach us by mail.

Branch Location & Accessibility

Accessibility Features

At Usf Federal Credit Union, we prioritize making banking accessible for everyone. Our facility is ADA compliant, featuring ramps and designated parking spaces for those who need them. Whether you're visiting for a quick transaction or to discuss your financial goals with one of our knowledgeable staff members, you'll find everything designed with your convenience in mind.

Address and Mailing Information

While members can visit us at our branch address, official correspondence should be sent to 20610 Bruce B Downs Blvd., Tampa, FL 33647-1855. This ensures that your important documents reach us without delay.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 813-569-2000. Our team is ready to help you with any inquiries or concerns you may have. We look forward to welcoming you at Usf Federal Credit Union soon!

Operating Hours

We know that life can get busy, which is why we offer flexible hours to fit your schedule. Our lobby is open from 9 AM to 6 PM on Mondays and Fridays, 9 AM to 5 PM on Tuesdays and Thursdays, and from 10 AM to 5 PM on Wednesdays. Plus, if you're looking for drive-thru services on Saturdays, we're here for you from 9 AM until 1 PM!

Services Offered

At our branch, you'll find a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Enjoy our ATM services available right on-site! We also provide basic drive-thru banking for deposits and withdrawals, ensuring quick and easy transactions without leaving your vehicle.

Member Eligibility

Welcome to the Usf Federal Credit Union community, where your financial well-being is our priority! Becoming a member is easy and opens the door to a range of benefits designed just for you. If you live, work, or attend school in the Tampa area, you're likely eligible to join us. We also welcome family members of existing members, making it simple to bring your loved ones into our supportive network. For those curious about the specific requirements, we encourage you to check out our detailed eligibility criteria at http://www.usffcu.com/membership. Once you're ready to take the next step, opening an account with Usf Federal Credit Union is a breeze! You can start your application online by visiting this link, or feel free to give us a call at 813-569-2000 if you have any questions. Join us at 20610 Bruce B Downs Blvd in Tampa, FL 33647 and experience personalized service that puts your needs first. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,822,411, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services designed to simplify transactions for your business. Imagine processing payments easily with solutions that fit your operations perfectly. From point-of-sale systems to online payment options, we ensure that you can focus on what matters most: growing your business. Located at 20610 Bruce B Downs Blvd Tampa Fl 33647 in Tampa, FL, our team is here to guide you through every step of your financial journey. Contact us today at (813) 569-2000 to learn how we can support your business goals!

Comprehensive List Of Services

A Commitment to Member Convenience

At Usf Federal Credit Union, we strive to make banking as straightforward as possible. With operating hours designed for your convenience 9 AM to 6 PM on Monday and Friday, 9 AM to 5 PM on Tuesday and Thursday, 10 AM to 5 PM on Wednesday, and 9 AM to 1 PM on Saturday you can find time that works best for you. If you're ready to explore all that we offer or have questions about how our services can benefit you, don't hesitate to reach out! Call us at (813) 569-2000 or visit us at our branch in Tampa. Join us today at New Tampa where your financial well-being is our priority!

ATM & Drive-Thru Accessibility

We know that sometimes you just need quick access to cash or basic banking services. That's why we provide ATM & Cash Withdrawal Services along with Basic Drive-Thru Banking for deposits, withdrawals, and simple transactions. Our ATM locations allow for easy withdrawals and balance checks whenever you need them.

Business Banking Solutions

For our business members, we offer specialized services like Merchant Services and Business Loans tailored to help you thrive. We understand the challenges of running a business and aim to provide the resources necessary for your success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking options. You can easily manage your accounts from anywhere using our mobile application. Need to make a quick payment or transfer funds? Our Person-to-Person payment feature allows you to send money quickly and securely right from your device.

Personal Banking Services

Our personal banking offerings make it easy for you to handle your everyday finances. Whether you're opening a Checking or Savings Account, looking for Auto Loans & Vehicle Financing, or exploring Mortgage Loans & Refinancing options, we have solutions that fit your lifestyle. If you find yourself needing extra funds for a big purchase or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide the support you need. Plus, with our Credit Cards with Rewards, you can earn while you spend!

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! With our e-statements availability, you'll receive your account statements electronically saving trees and keeping your financial information organized. You can easily review your transactions and monitor your spending habits with just a few clicks. For those who prefer mobile banking, our dedicated mobile application makes it easy to manage your accounts anytime, anywhere. Need to send money to a friend? Our person-to-person transfer feature allows for quick and simple transactions directly from your phone. Plus, enjoy the convenience of mobile payments, making purchases even easier.

Security and Support

We take your security seriously. Our online banking services incorporate advanced security measures to protect your personal information. You can bank with confidence knowing that we prioritize your privacy. If you ever have questions or need assistance while using our digital services, our friendly team is just a call away at (813) 569-2000. At Usf Federal Credit Union, we're committed to ensuring that your banking experience is not only efficient but also enjoyable. Join us today and discover how easy managing your finances can be!

Financial Strength

Commitment to Growth and Innovation

With $101,990,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,960 in used auto loans and $972,301,040 in total loans and leases.

Growing Membership Base

Total Share Accounts: 137,423, showing a strong and growing member base that trusts us with their finances. This community reflects our dedication to meeting your needs through comprehensive services ranging from personal banking to business solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usf Federal Credit Union is your trusted partner. Visit us at 20610 Bruce B Downs Blvd Tampa Fl 33647 or call (813) 569-2000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 213 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $233,869,034 in share certificates and $173,559,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $165,848,477, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $106,980,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,031,191 in used vehicle loans and $108,663,226 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $3,822,411 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you with financing solutions that fit your needs.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $112,591,453, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process with ease.

Personal Loans and Credit Cards

For those looking to manage day-to-day expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans, with a total of $44,853,344 in loans helping members manage their finances effectively. Additionally, personal loans are available for debt consolidation or other financial needs, giving you peace of mind.

Refinancing and Eligibility

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, don't hesitate to ask our knowledgeable staff for guidance. We're committed to finding the best solution for your unique situation. The performance insights and financial data mentioned are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Usf Federal Credit Union, we're here to help you navigate your financial journey with confidence. Visit us today at 20610 Bruce B Downs Blvd Tampa Fl 33647 or contact us at (813) 569-2000 we look forward to assisting you!

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