USF Federal Credit Union Tampa FL | Top Checking & Business Loans

Introduction

Welcome to Usf Federal Credit Union's Fletcher Branch, where our commitment to serving the community is at the heart of everything we do. Established in 1985, we've grown alongside our members, currently supporting 74,874 individuals and families in Tampa, FL, with a strong emphasis on trust and reliability. Our branch is conveniently located at 7037 E Fletcher Ave, Tampa, FL 33637, a place where you can feel secure about your financial needs. At Usf Federal Credit Union, we understand that every member's journey is unique. With total assets of $1,143,869,350 and total deposits reaching $87,818,939, we are well-equipped to provide personalized financial solutions tailored just for you. Whether you're looking for an auto loan among our 42,198 loans or seeking to open a new checking account, our team is ready to assist you. Led by our dedicated CEO, Richard Skaggs, and Board President, Richard Will, we prioritize community impact and member satisfaction. Our team of 220 employees is here to ensure that your banking experience is smooth and rewarding. While members can visit us at the branch for all their banking needs from personal banking services like checking accounts to business loans official correspondence should be sent to our mailing address at 13302 Usf Palm Dr, Tampa, FL 33612-9600. We invite you to explore all that Usf Federal Credit Union has to offer. Visit us online at usffcu.com or give us a call at 813-569-2000 to learn more about how we can help you achieve your financial goals. Your journey towards better banking starts here!

Branch History & Mission

Welcome to the heart of our community, Usf Federal Credit Union. Since opening our doors in 1985, we have been dedicated to fostering financial well-being and providing exceptional service to our members in Tampa, FL. Located at 7037 E Fletcher Ave, our branch is more than just a financial institution; it is a place where relationships are built, and dreams are nurtured. Over the years, we have grown alongside our members, witnessing their milestones and supporting their aspirations. With a proud membership of 74,874 individuals and total assets exceeding $1.14 billion, Usf Federal Credit Union has established itself as a reliable partner for personal and business banking needs. We understand that everyone's financial journey is unique, and that's why we offer tailored services from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our mission goes beyond just providing financial services; we aim to enrich the communities we serve. We actively engage in outreach programs that support local initiatives and foster economic development. Our commitment to community support is reflected not only in our services but also in how we collaborate with local organizations to make a positive impact. While members can visit us at 7037 E Fletcher Ave, official correspondence should be sent to 13302 Usf Palm Dr, Tampa, FL 33612-9600. We strive to be accessible and convenient for all your banking needs. Our operating hours ensure you can reach us when it matters most, whether you prefer visiting in person or using our comprehensive online and mobile banking platforms. At Usf Federal Credit Union, we believe in making banking simple and straightforward. We offer ATM access for easy withdrawals and a drive-thru service for quick transactions. Our focus on customer experience means we're always looking for ways to improve accessibility ensuring that every member feels valued and supported. Join us on this journey! Experience firsthand the benefits of being part of Usf Federal Credit Union. Together, let's build a brighter financial future for you and your family. For more information or to become a member today, please call us at 813-569-2000 or visit our website at usffcu.com. Your path to financial success starts here!

Branch Location & Accessibility

Welcome to Usf Federal Credit Union's Fletcher Branch, your friendly neighborhood financial partner located at 7037 E Fletcher Ave in beautiful Tampa, FL. Our branch is easily accessible and designed with your convenience in mind. Whether you're stopping by for a quick transaction or seeking financial advice, we strive to make your experience pleasant and efficient. For those who prefer to send official correspondence, please note that our mailing address differs slightly: it's 13302 Usf Palm Dr, Tampa, FL 33612-9600. This helps ensure your letters reach us promptly. Situated near local landmarks, our branch is easy to find and offers ample parking for your convenience. Plus, our facilities are ADA compliant, featuring ramps and accessible entrances to accommodate all members of our community. We understand that life can get busy, which is why we offer flexible operating hours. You can visit us during the week from 9 AM to 5 PM. If you need a cash withdrawal or want to make deposits on the go, our ATM services are available right at the branch. Additionally, we provide drive-thru banking for quick and easy transactions without leaving your vehicle. At Usf Federal Credit Union, we pride ourselves on offering a range of services tailored to meet your needs be it personal banking options like checking and savings accounts or auto loans and credit cards with rewards. Our team is dedicated to helping you find the best solutions for your financial goals. So why wait? Come visit us at the Fletcher Branch today or give us a call at 813-569-2000. We look forward to welcoming you!

Member Eligibility

Joining the Usf Federal Credit Union means becoming part of a warm, supportive community that truly cares about your financial well-being. To become a member at our branch located at 7037 E Fletcher Ave, Tampa, FL 33637, you'll find that eligibility is straightforward and welcoming. If you're a student, employee, or member of the University of South Florida or its affiliates, you're already on the right track! Additionally, residents of Hillsborough County are also invited to join us. Our goal is to ensure everyone feels included and supported in their financial journey. Opening an account with us is a breeze! Simply visit our membership page for all the details on eligibility criteria and how to apply. If you have any questions or need assistance along the way, don't hesitate to reach out at 813-569-2000. We're here for you every step of the way!

Business Banking & Commercial Services

At Usf Federal Credit Union, we understand that every business starts with a vision, and turning that vision into reality often requires the right financial support. Located at 7037 E Fletcher Ave Tampa Fl 33637 in Tampa, FL, our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,822,411, we continue to drive economic growth by financing new and expanding businesses. Our merchant services simplify payment processing for local shops, making transactions smoother and more efficient. Imagine a busy café using our services to accept payments effortlessly, allowing owners to focus on delivering great customer experiences instead of worrying about technical issues. With us as your partner, you gain access to essential resources tailored specifically for your business needs. Let's work together to take your business further! For more information, reach out to us at (813) 569-2000 or visit our website at https://www.usffcu.com/.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Usf Federal Credit Union provides essential resources through our business banking services. From merchant services that simplify transactions to tailored business loans, we are here to support your entrepreneurial journey. Our goal is to see your business thrive.

Call Us Today!

Ready to explore how we can help with your financial needs? Visit us at 7037 E Fletcher Ave Tampa Fl 33637 in Tampa, FL, or call us at (813) 569-2000. We look forward to serving you and helping you achieve your financial goals! For more information on all our services, check out our website at Fletcher Branch.

Convenient Access

Accessing your funds is easier than ever at Usf Federal Credit Union. With our ATM services, members can withdraw cash or check balances conveniently. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for those busy days.

Loans for Your Lifestyle

When it comes to financing, we provide auto loans and vehicle financing that help you get behind the wheel of your dream car without breaking the bank. Whether you're buying new or used, our competitive rates make it simple. If you're considering homeownership or refinancing an existing mortgage, our mortgage loans are designed to guide you through every step of the process. For those unexpected expenses or consolidating debt, our personal loans offer flexibility and support when you need it most. Plus, don't forget about our credit cards with rewards, which allow you to earn points on purchases while enjoying low-interest rates.

Personal Banking

We offer various personal banking options designed for everyday needs. Our checking and savings accounts are perfect for individuals wanting to manage their funds effectively. Imagine having easy access to your money while earning interest on your savings! With our digital banking features, you can manage your accounts anytime, anywhere through our user-friendly online and mobile banking platforms.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, allowing you to check balances, pay bills, and make transactions whenever it suits you. You can explore all of our offerings at https://www.usffcu.com/. For those who prefer using their smartphones, we offer a user-friendly mobile application. Whether you're making payments or checking your account balance on the go, our app keeps everything right at your fingertips. Sending money to friends or family? Our person-to-person transfer feature makes it simple and quick to share funds securely. Plus, with electronic signature authorization available for many transactions, signing documents has never been easier or more efficient.

Security & Accessibility

We prioritize your security while providing user-friendly features that enhance your banking experience. With e-statements available for easy access and record-keeping, you no longer have to worry about paper clutter. You can also take advantage of our mobile payments feature, allowing you to pay for purchases directly from your device. In today's fast-paced world, managing your finances should be straightforward and secure. At Usf Federal Credit Union, we strive to deliver just that an accessible online banking experience that puts you in control of your financial journey. Join us today and discover how easy banking can be!

Financial Strength

Committed to Service

Our operational efficiency shines through with a reported net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 213 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

We also manage net shares available for lending at $0 and have a strong member base with a total of 137,423 share accounts. This reflects the trust our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usf Federal Credit Union is your trusted partner. Visit us at 7037 E Fletcher Ave Tampa Fl 33637 or call (813) 569-2000 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $233,869,034 in share certificates and $173,559,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $165,848,477, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $106,980,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $101,990,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $16,960 in used auto loans and $972,301,040 in total loans and leases supporting our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,031,191 in used vehicle loans and $108,663,226 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring that you find the perfect fit for your budget. Plus, if you're considering refinancing your current auto loan, our team is here to guide you through the options available.

Business Loans

For business owners, our outstanding commercial loans totaling $3,822,411 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational costs, we have tailored solutions that can support your business ambitions. At Usf Federal Credit Union, we're committed to providing personalized service and transparent information about all our loan offerings. If you're interested in learning more about eligibility criteria or refinancing options, feel free to reach out to us at (813) 569-2000 or visit us at 7037 E Fletcher Ave Tampa Fl 33637 in Tampa, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $112,591,453, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade, our mortgage specialists are ready to assist you in navigating the process and finding the best loan that suits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,853,344 in loans helping members manage their finances effectively. These cards come with various benefits that can help you earn rewards while keeping your expenses in check. If you're looking to consolidate debt or simply want more flexibility in your spending, our unsecured credit card options might be right for you.

Loan Aggregator

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