USF Federal Credit Union Tampa FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Usf Federal Credit Union, where community and trust come first! Located at 4103 Usf Cedar Circle, Tampa, FL 33620, we have proudly served our members since 1985. With a strong commitment to your financial well-being, we currently support 74,874 members with total assets exceeding $1.14 billion. Our team, led by CEO Richard Skaggs and Board President Richard Will, is dedicated to providing personalized banking solutions that cater to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we are here to help you navigate your financial journey with confidence. At Usf Federal Credit Union, we understand the importance of community impact. With over $87 million in total deposits and a solid net worth of $106,980,364, we ensure that your money is not only safe but also working hard for you. Our diverse offerings include personal loans, mortgage refinancing, and credit cards with rewards designed to empower you financially. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 4202 E Fowler Avenue, Room 1400, Tampa, FL 33620. Our friendly staff is ready to assist you during lobby hours from 9 AM - 5 PM on Monday, Tuesday, Thursday, and Friday; and from 10 AM - 5 PM on Wednesday. Ready to take the next step? Visit us online at usffcu.com or give us a call at 813-569-2000. Join our community today and let Usf Federal Credit Union be your trusted partner in achieving financial success!

Branch History & Mission

Join Us

At Usf Federal Credit Union, we are more than just a financial institution; we are a community partner committed to your success. We invite you to explore the benefits of membership with us and experience firsthand how we can help you achieve your financial dreams. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. Join us today and become part of a growing family dedicated to making a difference! Visit our website for more information on how you can become a member or apply online easily through this link.

Our Mission

Our mission at Usf Federal Credit Union is simple yet powerful: to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to affordable financial products and services that help them achieve their goals. That's why we continuously strive to enhance our offerings through innovative digital banking tools like online banking and mobile payments. We also understand the importance of supporting our community beyond just financial transactions. We engage in various outreach initiatives aimed at strengthening the neighborhoods we serve. From partnering with local organizations to sponsoring educational programs, we are dedicated to making a positive impact in Tampa. While members can visit us at 4103 Usf Cedar Circle for all their banking needs, official correspondence should be sent to our mailing address: 4202 E Fowler Avenue, Room 1400, Tampa, FL 33620. We invite you to reach out via phone at 813-569-2000 if you have any questions or need assistance.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

At Usf Federal Credit Union, we understand that life can be busy. That's why we offer convenient banking hours to suit your needs: we're open from 9 AM to 5 PM on Mondays, Tuesdays, Thursdays, and Fridays, and from 10 AM to 5 PM on Wednesdays. Our dedicated team is ready to assist you during these hours.

Convenient Access

Our branch is just a stone's throw away from popular local spots, making it easy to fit a visit into your day. Whether you're near the University of South Florida or enjoying a day at the nearby parks, we are here for you! Our location offers ample parking and features that ensure everyone can access our services comfortably. The building is ADA compliant with ramps and accessible entrances.

Services Designed for You

While you're here, take advantage of our wide range of services. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability right at our branch, cash withdrawals are quick and easy! Please note that while we do not have a drive-thru service at this location, our lobby is welcoming and ready to serve you.

We're Here for You!

If you have questions or need assistance, don't hesitate to call us at 813-569-2000. Our friendly staff is always eager to help! We invite you to come by Usf Federal Credit Union today and discover how we can support your financial journey. Your next great banking experience is just around the corner!

Member Eligibility

At Usf Federal Credit Union, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easy and welcoming. If you live, work, or attend school in the area surrounding our branch at 4103 Usf Cedar Circle, Tampa, FL 33620, you're likely eligible! We also extend membership to family members of existing members, making it even easier for loved ones to benefit from our services. By joining us, you'll gain access to a range of financial products tailored just for you everything from checking and savings accounts to auto loans and credit cards with rewards. To learn more about the specific eligibility criteria, feel free to check out our detailed information here. Once you're ready to take the next step, opening an account is straightforward; you can find all the necessary details here. If you have any questions or need assistance along the way, don't hesitate to call us at 813-569-2000. We're here to help!

Business Banking & Commercial Services

At Usf Federal Credit Union, we understand the challenges and opportunities that come with running a business. Whether you're a startup or an established company, our business banking and commercial services are designed to help you thrive. Picture this: You have a solid idea for expanding your operations, but you need the right funding to bring it to life. That's where our tailored commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,822,411, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions for your customers. Imagine having a reliable partner that helps you manage payments effortlessly, allowing you to focus on what you do best growing your business. Located at 4103 Usf Cedar Circle Tampa Fl 33620, Tampa, FL 33620, we invite you to explore how Usf Federal Credit Union can be your ally in achieving your business goals. For more information or to get started, call us at (813) 569-2000 today!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, Usf Federal Credit Union offers a variety of business banking services, including merchant services and business loans designed to fuel your growth. We know how important it is for businesses to have accessible funding and reliable financial partners.

Convenient Access Anytime

With our ATM and cash withdrawal services available at multiple locations, accessing your money has never been easier. Basic ATM access allows you to withdraw cash or check your balance quickly so you can focus on what matters most. In addition, our commitment extends beyond traditional banking; our digital offerings include online and mobile banking, making it convenient for you to handle all aspects of your finances anytime, anywhere. Whether you're visiting us at our branch located at 4103 Usf Cedar Circle Tampa Fl 33620 or reaching out via phone at (813) 569-2000, our team is ready to assist you with any questions about these services. We invite you to explore all that we offer at Mc Branch. Discover how we can support your financial journey today! For more information on membership eligibility or to open an account online, visit us at our website. Join us in creating a brighter financial future together!

Financing Your Dreams

When it comes to financing, Usf Federal Credit Union is here to support your goals. Our auto loans and vehicle financing options make it simple to drive away in the car you love without breaking the bank. Whether you're buying new or used, we provide competitive rates that fit within your budget. If you're considering purchasing a home, our mortgage loans and refinancing services will guide you through the process with personalized assistance every step of the way.

Personal Banking Made Easy

We offer various personal banking options, including checking and savings accounts that help you manage your day-to-day finances with ease. Imagine being able to set aside savings for a vacation or build an emergency fund effortlessly. With our user-friendly online and mobile banking features, you can check balances, transfer funds, and pay bills right from your phone or computer.

Personal Loans for Life's Moments

Life can throw unexpected expenses your way whether it's a home repair, medical bill, or planning a special event. That's where our personal loans and debt consolidation options come into play. We aim to provide flexible terms that help ease your financial stress and keep you on track.

Rewarding Credit Options

Don't forget about our credit cards with rewards! You can earn points on everyday purchases, allowing you to enjoy benefits like cashback or travel rewards. It's an easy way to get more out of your spending.

Digital & Online Banking

Always Available Support

With 24/7 online banking services, you're never far from your finances. Whether it's day or night, you have control over your money at your fingertips. Our team is dedicated to ensuring that you have all the resources needed for a smooth banking experience. Join us at Usf Federal Credit Union today and discover how our digital banking tools can help simplify your financial life. Visit us online at https://www.usffcu.com/ for more information!

Key Features of Our Online Services

Our online banking services provide you with real-time access to your accounts, allowing you to check balances, view transactions, and transfer funds with ease. Whether you're at home or on the go, you can rest assured knowing that our systems are secure and designed to protect your personal information. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds directly to friends or family without the hassle of cash or checks. Plus, if you're looking for an eco-friendly option, our e-statements are available for easy viewing no more paper clutter! For those who prefer mobile banking, our mobile application is ready for download. You can take advantage of mobile payments for quick transactions right from your phone. And yes, we support electronic signature authorization so you can complete transactions securely and efficiently without needing to visit a branch.

Financial Strength

A Growing Membership Base

The trust placed in us by our members is evident through our total share accounts of 137,423. This growing membership base highlights the confidence people have in Usf Federal Credit Union, reinforcing our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usf Federal Credit Union is your trusted partner. Visit us at 4103 Usf Cedar Circle Tampa Fl 33620 or call (813) 569-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Our Future Together

With $101,990,891 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust, with $16,960 in used auto loans and $972,301,040 in total loans and leases available to support various financial needs. Additionally, our operational efficiency is reflected in our $0, which allows us to maintain competitive loan rates and provide high-quality financial products for our members.

Member-Centric Savings

Your savings are our priority. We have secured $233,869,034 in share certificates and $173,559,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $165,848,477, we ensure that our resources are directed towards you helping you achieve your financial goals with improved loan rates and fewer fees.

Our Dedicated Team

We pride ourselves on having a dedicated team to serve you. With 213 full-time employees and 7 part-time employees, we ensure that every branch visit is met with knowledgeable staff ready to assist you.

Our Financial Health

With a net worth of $106,980,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,031,191 in used vehicle loans and $108,663,226 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our dedicated team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $3,822,411 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funding when they need it most. At Usf Federal Credit Union located at 4103 Usf Cedar Circle Tampa Fl 33620, we prioritize your financial well-being. You can reach us at 813-569-2000 for any inquiries regarding our loan products or eligibility options. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore all the ways we can support you financially!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $112,591,453, make buying or refinancing simple. We provide various mortgage solutions designed for different financial situations and goals. Plus, if you're considering refinancing your current mortgage, we have options available to potentially lower your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $44,853,344 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit you while making your purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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