USF Federal Credit Union Tampa FL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to the James Haley Va Hospital Branch of Usf Federal Credit Union, your trusted partner in financial well-being since 1985. Located at 13000 Bruce B Downs Blvd, Tampa, FL 33612, we have proudly served our community with dedication and integrity for over three decades. With a membership base of 74,874 individuals, we are committed to providing personalized services tailored to meet your unique financial needs. At Usf Federal Credit Union, our total assets amount to an impressive $1,143,869,350, showcasing our stability and reliability as a financial institution. We take pride in our robust deposit portfolio, totaling $87,818,939, which reflects the trust our members place in us. Our loan offerings are extensive, with a total of 42,198 loans and leases provided to our members, ensuring that you have access to the resources needed for your dreams and aspirations. While members can visit us at the branch address mentioned above, official correspondence should be sent to 20610 Bruce B Downs Blvd, Tampa, FL 33647. Our dedicated team is here to assist you with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and more. Under the leadership of CEO Richard Skaggs and Board President Richard Will, we strive to create a welcoming environment that fosters financial growth. Whether you're looking for assistance with everyday banking or planning for major life events, we invite you to reach out. You can contact us at 813-569-2000 during our lobby hours: Monday and Tuesday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Thursday and Friday from 9 AM to 5 PM. Join us at Usf Federal Credit Union today and experience the difference that comes with being part of a community-focused credit union! For more information or to explore how we can help you achieve your financial goals, visit our website at www.usffcu.com.

Branch History & Mission

Commitment to Innovation and Accessibility

In today's fast-paced world, we understand the importance of digital advancements. Our credit union offers online banking options, mobile payments, and person-to-person services to meet your needs anytime, anywhere. We are also proud of our ADA compliance efforts to ensure that all members can access our services comfortably.

Community Engagement

Our roots are firmly planted in Tampa's Hillsborough County, where we actively engage in community development initiatives. Whether it's financial education workshops or local sponsorships, we strive to uplift those around us. We invite you to join Usf Federal Credit Union and experience the difference firsthand. With convenient ATM access and dedicated staff ready to assist you during lobby hours Monday through Friday we're here to help you navigate your financial journey with confidence. Visit us today or explore more about membership options on our website here. Your journey towards better financial health starts now!

Evolution and Growth

From humble beginnings, we have expanded our offerings and resources significantly. Over the years, we have increased our total assets to an impressive $1,143,869,350. This growth reflects not just our success but also the trust and loyalty of our members. We have built a strong foundation based on principles of mutual assistance and member-focused service. Our experienced team is here to ensure that every member feels valued and supported.

Mission Statement

Our mission at Usf Federal Credit Union is straightforward yet powerful: to provide our members with financial solutions that empower them to achieve their goals while fostering a sense of community. We believe in accessible banking for everyone, which is why we offer a range of services from checking accounts to auto loans, all designed with your needs in mind. We also prioritize community support through various outreach programs and partnerships aimed at making a positive impact locally. While members can visit us at 13000 Bruce B Downs Blvd, official correspondence should be sent to our mailing address at 20610 Bruce B Downs Blvd, Tampa, FL 33647.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking, ensuring that everyone can navigate our facilities comfortably. We want your visit to be as smooth as possible, so feel free to ask any of our friendly staff members for assistance.

Banking Services

At Usf Federal Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, we have something for everyone. Plus, with our ATM availability, you can access cash easily whenever you need it. While members can visit us at 13000 Bruce B Downs Blvd for their banking needs, official correspondence should be sent to our mailing address at 20610 Bruce B Downs Blvd, Tampa, FL 33647.

Call Us Today!

We invite you to come by and discover how we can support your financial journey. If you have any questions or need assistance before your visit, don't hesitate to call us at 813-569-2000. We look forward to serving you!

Convenient Location

Situated near popular landmarks like the James A. Haley Veterans' Hospital, our branch is easy to find and reach. If you're coming from nearby neighborhoods or even just passing through, you can count on us to provide a warm welcome and excellent service.

Parking and Hours

Parking is available right outside our doors, making it simple to stop by. We are open Monday and Tuesday from 9:00 AM to 5:00 PM, Wednesday from 10:00 AM to 5:00 PM, and Thursday and Friday from 9:00 AM to 5:00 PM. No matter when you choose to visit, we'll be ready to assist you!

Member Eligibility

Joining the Usf Federal Credit Union means becoming part of a warm and welcoming community that genuinely cares about its members. If you're interested in membership, you'll be pleased to know that eligibility is designed to be inclusive. You can qualify if you live, work, or study in specific areas, including Hillsborough County and surrounding regions. Additionally, family members of existing members are also welcome to join! The benefits of being a member at Usf Federal Credit Union are plentiful, from competitive loan rates to personalized service that puts your financial needs first. To get started on your journey toward membership, simply visit us at our branch located at 13000 Bruce B Downs Blvd, Tampa, FL 33612, or give us a call at 813-569-2000 for more information. For detailed eligibility criteria and the latest updates, feel free to check out our website at http://www.usffcu.com/membership. Once you're ready to open an account, you can easily begin the process online by following this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=usffcu031521&list=xasa1s2sccplvlst&citizenship=. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,822,411, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café boosting its sales with a seamless payment processing system or a retail shop managing transactions effortlessly. Our merchant services make it easy for you to accept payments, allowing you to focus on what you do best serving your customers. Located at 13000 Bruce B Downs Blvd Tampa Fl 33612, Tampa, FL, we are here to help your business thrive. For more information about how we can assist you, call us at (813) 569-2000 or visit our website at https://www.usffcu.com/. Let's take your business to the next level together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing solutions make it easier than ever. With competitive rates and flexible terms, we help you find a loan that fits your budget. Picture driving away in that new vehicle without the stress of overwhelming payments.

Business Banking Services

For business owners, we provide comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand what it takes to succeed in today's economy.

Convenient Access and Support

Accessing your accounts is easy with our Online & Mobile Banking features, which include ATM services for cash withdrawals and balance checks. If you have questions or need assistance, feel free to reach out at (813) 569-2000 during our operating hours Monday through Friday from 9:00 am to 5:00 pm (10:00 am to 5:00 pm on Wednesdays). At Usf Federal Credit Union, we're here to support you every step of the way. We invite you to visit us at 13000 Bruce B Downs Blvd Tampa Fl 33612 or check out our website at https://www.usffcu.com/ for more information about how we can assist you in achieving your financial goals!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards program! Earn points on everyday purchases that can be redeemed for travel, merchandise, or even cash back. It's a great way to make the most out of your spending.

Home Financing Options

If owning a home is on your list, explore our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, we guide you through every step of the process. Our goal is to make home ownership attainable and enjoyable for all our members.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options are designed just for you. We offer checking and savings accounts that cater to various lifestyles, whether you're saving for a dream vacation or managing your monthly expenses. Imagine having easy access to your funds through our online and mobile banking services. You can check your balance, transfer money, or even set up automatic payments all from the comfort of your home or while on the go.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. If you're juggling multiple debts or need extra cash for emergencies, we offer solutions that simplify repayment and can help lighten your financial load.

Digital & Online Banking

Key Services

Our online banking features let you check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with 24/7 online banking services, you have real-time access to your accounts whenever you need it. Want to send money to a friend? Our person-to-person transfer feature makes it simple to send cash quickly and securely.

Security and Convenience

Your security is our priority. With electronic signature authorization available, you can sign documents digitally without any hassle. You'll also enjoy the peace of mind that comes with knowing your information is protected while using our online services. For those who prefer using mobile devices, our mobile application allows for easy banking right at your fingertips. You can even make mobile payments effortlessly, making transactions smoother than ever before.

Stay Organized

Keep track of your finances with e-statements that are available at no additional cost. These statements help you stay organized while reducing paper clutter perfect for busy lifestyles! In short, at Usf Federal Credit Union, we are committed to providing you with an accessible and user-friendly digital banking experience that meets all your financial needs. Explore all our offerings today at https://www.usffcu.com/!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 137,423, showing a strong and growing member base that trusts us with their finances. This reflects our commitment to serving you well while maintaining solid financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usf Federal Credit Union is your trusted partner. Visit us at 13000 Bruce B Downs Blvd Tampa Fl 33612 or call (813) 569-2000 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $101,990,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $16,960 in used auto loans and $972,301,040 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $233,869,034 in share certificates and $173,559,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $165,848,477, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $106,980,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 213 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,031,191 in used vehicle loans and $108,663,226 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $3,822,411 provide the capital needed to grow and expand. We recognize that every business has unique needs and strive to offer solutions that help drive your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $112,591,453, make buying or refinancing simple. We also offer competitive rates and terms tailored to your financial situation.

Refinancing Options

If you're considering refinancing your current loans or mortgages for better rates or terms, we are here to assist you every step of the way. Contact us today to discuss eligibility options and how we can help you save money. Feel free to reach out with any questions at 813-569-2000, or visit us at 13000 Bruce B Downs Blvd Tampa Fl 33612. You can also learn more about our services by visiting our website at www.usffcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Usf Federal Credit Union, we're committed to providing personalized service and support to help you navigate your borrowing journey successfully.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $44,853,344 in loans helping members manage their finances effectively. This option provides you with the convenience and flexibility you need for unexpected expenses or planned purchases.

Loan Aggregator

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