USF Federal Credit Union Tampa FL | Best Auto Loans & Mobile Banking

Introduction

Welcome to Usf Federal Credit Union, your trusted financial partner located at 1 Tampa General Cir, Tampa, FL 33606. Since our establishment in 1985, we have proudly served our community with a strong commitment to providing personalized banking solutions. With a total membership of 74,874 and assets exceeding $1.14 billion, we are dedicated to ensuring our members achieve their financial goals. At Usf Federal Credit Union, we understand that each member's journey is unique. That's why we offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our team of 220 employees is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 13302 USF Palm Dr, Tampa, FL 33612. We invite you to explore the numerous benefits of being part of our credit union family, where member satisfaction is our top priority. Led by our CEO, Richard Skaggs, and Board President, Richard Will, we are committed to fostering a welcoming environment where everyone can thrive. With a net worth of $106,980,364 and cash reserves totaling $2,449,038, we ensure that your deposits are safe and secure. We encourage you to reach out to us at (813) 569-2000 or visit our website at usffcu.com for more information about how we can assist you in achieving your financial dreams. Your success is our mission!

Branch History & Mission

Commitment to Innovation

As times change, so do we. At Usf Federal Credit Union, we embrace digital advancements that make banking easier for you. With online banking, mobile payments, and e-statements available for all our members, managing your finances has never been more convenient. We are also committed to ensuring accessibility for everyone by adhering to ADA compliance standards.

Community Focus

We understand that being a good neighbor means being actively involved in the community. Through partnerships and outreach efforts, we strive to give back and enhance the lives of those around us. From sponsoring local events to offering educational workshops on financial literacy, we are dedicated to making a difference in Tampa.

Join Us Today!

If you're looking for a financial partner who genuinely cares about your success and the well-being of the community, look no further than Usf Federal Credit Union. We invite you to join us today and experience firsthand the benefits of membership at our branch in Tampa. Call us at 813-569-2000 or visit usffcu.com to learn more about how we can help you achieve your financial goals!

Our Mission

At Usf Federal Credit Union, our mission is simple yet profound: to empower our members through exceptional financial services while fostering a spirit of community support. We believe that when our members succeed, we all succeed. Whether it's through checking and savings accounts, auto loans, or credit cards with rewards, our goal is to provide solutions that make a positive impact on your financial journey. While members can visit us at 1 Tampa General Cir Tampa Fl 33606, official correspondence should be sent to 13302 USF Palm Dr, Tampa, FL 33612.

Branch Location & Accessibility

Convenient Access

Parking is readily available for our members, with accessible features ensuring everyone can visit without hassle. Our branch complies with ADA standards, featuring ramps and wide doorways for easy access. While we currently do not offer drive-thru banking, our friendly staff is always ready to assist you inside.

Get in Touch

We invite you to stop by or give us a call at 813-569-2000 if you have questions or need assistance. Our dedicated team is here to help you every step of the way. Come experience the welcoming atmosphere at Usf Federal Credit Union today!

Operating Hours

Our doors are open at convenient times to fit your busy schedule. Visit us Monday, Tuesday, Thursday, and Friday from 9:30 AM to 5:00 PM. On Wednesdays, we open a little later at 10:00 AM but still close at 5:00 PM. Please remember that we take a short break for lunch from 1:45 PM to 2:30 PM during the week.

Services Offered

At Usf Federal Credit Union, we provide a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our offerings are designed with you in mind. We also have ATM availability so you can quickly access cash whenever needed.

Member Eligibility

At Usf Federal Credit Union, we believe that becoming a member is like joining a close-knit family where your financial well-being matters. If you're wondering how to become part of our community, it's quite simple! Anyone who works at or attends the University of South Florida, or is an immediate family member of a current member, can easily qualify for membership. This means that whether you're a student, faculty member, or have a loved one already with us, you're just a few steps away from enjoying the many benefits we offer. Joining us not only opens the door to fantastic financial services but also connects you with resources and support tailored to meet your needs. You can find detailed eligibility criteria by visiting our website at http://www.usffcu.com/membership. When you're ready to take the next step, opening an account is straightforward just head over to https://app.consumer.meridianlink.com/apply.aspx?lenderref=usffcu031521&list=xasa1s2sccplvlst&citizenship=. If you have any questions or need assistance, feel free to call us at (813) 569-2000. We can't wait to welcome you to Usf Federal Credit Union, located at 1 Tampa General Cir Tampa Fl 33606, and help you achieve your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services that simplify daily operations. Imagine being able to accept payments from customers quickly and securely whether they're paying via card or mobile wallet. Our merchant services help streamline your transactions, giving you more time to focus on what matters most: growing your business. Visit us at 1 Tampa General Cir Tampa Fl 33606 in Tampa, FL, or give us a call at (813) 569-2000 to learn how we can help your business succeed today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,822,411, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we provide robust Business Banking services including Merchant Services & Business Loans. This allows you to manage your finances efficiently while focusing on growing your business.

Credit Cards and Rewards

As part of our commitment to rewarding our members, we also offer Credit Cards with Rewards. Imagine earning points while making daily purchases it's a great way to benefit from your spending!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features that allow you to access your accounts anytime, anywhere. With options like ATM & Cash Withdrawal Services, you can easily manage your finances without needing to visit the branch in person. Our Basic ATM Access provides essential functions such as withdrawals and balance checks, ensuring that you always have easy access to your funds. At Usf Federal Credit Union, we're committed to making banking accessible for everyone in our community. We invite you to visit us at 1 Tampa General Cir Tampa Fl 33606 or give us a call at (813) 569-2000 if you have any questions about our services or need assistance. Explore how we can help you achieve your financial goals today!

Personal Banking Services

Whether you're looking to open a new checking or savings account, or perhaps seeking a loan for your next vehicle, we've got you covered. Our Personal Banking options include easy-to-manage checking and savings accounts, perfect for everyday transactions and saving for the future. If you're considering buying a car, our Auto Loans & Vehicle Financing can help you get behind the wheel with competitive rates and flexible terms. When it comes to home ownership, our Mortgage Loans & Refinancing services are tailored to meet your unique situation. We aim to simplify the process so you can focus on making your house a home. For those unexpected expenses or consolidating debt, explore our Personal Loans & Debt Consolidation options, which offer straightforward terms and manageable payments.

Digital & Online Banking

Always Available

With 24/7 online banking services, you're never locked out of your finances. Whether it's early morning or late at night, our platform is always ready for you. Plus, if you're ever in need of quick access to cash, just find one of our ATMs! We take your security seriously. Each feature is designed not only for ease of use but also with the highest level of security in mind. At Usf Federal Credit Union, we aim to empower you with tools that enhance your financial management while keeping your information safe. Embrace the future of banking with us today! Visit https://www.usffcu.com/ and discover how our digital banking services can simplify your life.

Key Features of Our Online Banking

Explore our online banking platform at https://www.usffcu.com/ where you can handle everything from checking your balance to making payments. Our user-friendly interface ensures that even the least tech-savvy members feel comfortable navigating their accounts. You can enjoy features like E-Statements to stay organized and environmentally friendly. Say goodbye to paper clutter! Plus, with Electronic Signature Authorization, signing documents has never been easier or more secure.

Mobile Convenience

For those on the go, our mobile application brings banking right to your fingertips. You can make mobile payments, transfer money easily with our person-to-person transfers, and manage your accounts in real-time all from your smartphone!

Financial Strength

Commitment to Growth

With $101,990,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,960 in used auto loans and $972,301,040 in total loans and leases.

Growing Membership Base

With a total of 137,423, we showcase a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usf Federal Credit Union is your trusted partner. Visit us at 1 Tampa General Cir Tampa Fl 33606 or call (813) 569-2000 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $233,869,034 in share certificates and $173,559,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $165,848,477, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 213 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $106,980,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more tailored solutions, we provide personal loans for debt consolidation or other needs, as well as business loans for entrepreneurs aiming to grow their ventures. With our outstanding commercial loans totaling $3,822,411, we support local businesses in achieving their goals. If you're considering refinancing any existing loans or exploring eligibility options, our team at Usf Federal Credit Union is here to guide you through the process. We strive to make financing straightforward and accessible so that you can focus on what truly matters. For further information about our loan offerings or to start your application today, feel free to reach out to us at (813) 569-2000 or visit us at 1 Tampa General Cir Tampa Fl 33606 in Tampa, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,031,191 in used vehicle loans and $108,663,226 in new vehicle loans already helping members get on the road. We cater to all types of buyers, ensuring you find the right financing option for your vehicle purchase.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $112,591,453, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our competitive rates and flexible terms can help you achieve your dream of homeownership.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $44,853,344 in loans helping members manage their finances effectively. These cards come with various benefits to suit your spending habits while allowing you to maintain control over your budget.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions ensures that users receive fair and transparent offers. LendMesh offers several key benefits: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that you can trust. - Real-Time Rate Comparisons: The tool provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of LendMesh in delivering significant savings and peace of mind to its users.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*