USF Federal Credit Union Saint Petersburg FL | Best Auto Loans & Rewards Cards

Introduction

Welcome to Usf Federal Credit Union, your trusted financial partner located at 200 6Th Ave S, Saint Petersburg, FL 33701. Since our establishment in 1985, we have been dedicated to serving the needs of our community, currently boasting a membership of 74,874 individuals who count on us for their financial goals. Our commitment to providing personalized service is matched by our impressive financial strength, with total assets exceeding $1.14 billion and total deposits reaching $87,818,939. At Usf Federal Credit Union, we understand that every member has unique needs. Whether you're looking for personal banking solutions such as checking and savings accounts or need assistance with auto loans and mortgages, we're here to help. We also offer business banking services to support local entrepreneurs and small businesses. In fact, our net member business loan balance stands at an impressive $3,983,458, reflecting our investment in the growth of our community. Led by CEO Richard Skaggs and Board President Richard Will, our team of 220 employees is passionate about providing excellent service to all members. You can reach us directly at 813-569-2000 during our operating hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM. We are proud of our robust financial foundation which includes a net worth of $106,980,364 and cash in hand totaling $2,449,038. These figures illustrate our stability and ability to support you through various financial stages in life. While members can visit us at the branch address above for all their banking needs, official correspondence should be sent to the same mailing address for consistency. Explore more about how we can assist you in achieving your financial dreams by visiting our website at usffcu.com. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Our Mission

Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community. We believe in the power of collaboration and strive to create an environment where every member feels valued and supported. Whether you are looking for personal banking options like checking and savings accounts or seeking assistance with auto loans or mortgages, we are here to help. We also understand that financial education is crucial. That's why we actively engage with our community through workshops and outreach programs designed to enhance financial literacy. This commitment not only strengthens individual members but also uplifts the entire community. While members can visit us at 200 6Th Ave S Saint Petersburg Fl 33701, official correspondence should be sent to 200 6th Ave S, Saint Petersburg, FL 33701 if different. We invite you to explore our range of services from online banking to personal loans all tailored with your needs in mind. In addition to traditional banking services, we focus on digital advancements that make managing finances easier than ever before. Our online platform allows you to access your accounts anytime, anywhere making it convenient for busy lives. At Usf Federal Credit Union, we also prioritize accessibility. We ensure ADA compliance across all our services so that everyone can enjoy full access without barriers. As we continue to grow and adapt to the needs of our community, we remain dedicated to being more than just a credit union; we are your neighbors who care about your financial well-being. Join us today and experience the difference! For more information or to become a member, please call us at (813) 569-2000 or visit us online at usffcu.com. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is designed to be welcoming and compliant with ADA standards. You'll find convenient parking available nearby along with ramps for easy access into the building.

Operating Hours

Our friendly staff is here to assist you during our lobby hours: from 9 AM to 5 PM on Monday, Tuesday, Thursday, and Friday, and from 10 AM to 5 PM on Wednesday. We strive to accommodate your schedule so that you can manage your banking with ease.

Services Offered

At Usf Federal Credit Union, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to help you achieve your financial goals. Although we currently do not have ATM or drive-thru services available at this location, our online and mobile banking options make managing your finances simple and efficient. If you have any questions or would like more information about our services, don't hesitate to reach out! You can call us at 813-569-2000. We're always happy to help you with whatever you need. We invite you to stop by Usf Federal Credit Union today! Experience personalized service in a community-focused environment where your financial well-being is our top priority.

Member Eligibility

At Usf Federal Credit Union, we believe that everyone deserves a chance to thrive, and becoming a member is your first step into our welcoming community. If you're looking to join us at our branch located at 200 6Th Ave S Saint Petersburg Fl 33701, you'll find that the eligibility criteria are straightforward and designed to include as many people as possible. Generally, anyone who lives, works, or attends school in the area is welcome to apply. This means whether you're a local resident or someone who's just moved here for work or study, there's a good chance you can be part of our family. Joining Usf Federal Credit Union not only opens doors to an array of financial services tailored to your needs but also connects you with a community that genuinely cares about your success. You can find all the detailed eligibility information by visiting http://www.usffcu.com/membership. When you're ready to take the next step, applying for an account is simple and can be done online; just head over to https://app.consumer.meridianlink.com/apply.aspx?lenderref=usffcu031521&list=xasa1s2sccplvlst&citizenship=. If you have any questions or need assistance, feel free to reach out at (813) 569-2000 during our business hours. We can't wait to welcome you!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,822,411, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced world, having reliable merchant services can set your business apart. With our tools, you can easily accept payments online or in-person, manage transactions efficiently, and focus on what truly matters growing your business. Think of us as your financial partner, offering support when you need it most. Come visit us at 200 6Th Ave S Saint Petersburg Fl 33701 in Saint Petersburg, FL, or call us at (813) 569-2000 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For local businesses, we offer comprehensive Business Banking services including Merchant Services and Business Loans to support your growth and success. Our team is ready to work with you to find solutions tailored specifically for your business needs.

Convenient Access

We know that convenience matters. That's why we offer essential services like ATM & Cash Withdrawal Services, although currently, we do not have an ATM on-site. However, our robust online features allow you to manage your banking anytime and anywhere. At Usf Federal Credit Union, we're committed to providing financial solutions that empower you. For more information about our services or assistance with account setup, don't hesitate to reach out! Call us at (813) 569-2000 or visit us online at St. Pete. We look forward to serving you!

Credit Cards with Rewards

Make everyday purchases rewarding with our Credit Cards with Rewards program. You can earn points on purchases that can be redeemed for travel, merchandise, or cashback. It's a great way to maximize your spending while enjoying the benefits of being a member at Usf Federal Credit Union.

Loans and Financing Options

If you're considering buying a new car, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. Our competitive rates make it easy to find a loan that fits your budget. For those looking to purchase their dream home, we offer Mortgage Loans & Refinancing options that ensure you get the best terms possible. Additionally, if you need extra cash for unexpected expenses or debt consolidation, our Personal Loans are designed to give you flexibility and peace of mind.

Personal Banking

We provide various personal banking options, including Checking & Savings Accounts tailored for individuals and families. Whether you're saving for a new home or planning a family vacation, our accounts come with features that help you manage your funds effectively. With easy access through Online & Mobile Banking, you can check balances, transfer funds, and pay bills right from your phone or computer no need to visit the branch.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform puts you in control. You can easily check your balance, transfer money between accounts, and pay bills without stepping foot in a branch. If you ever need to send money to friends or family, our person-to-person transfer feature makes it simple. Just a few taps on your smartphone or clicks on your computer, and you're done! Security is our top priority. We utilize electronic signature authorization Yes to ensure that your transactions are not only quick but also secure. Plus, with e-statements available Yes, you can keep track of your account activity without the hassle of paper statements cluttering your mailbox.

Mobile Access Anytime

For those who prefer banking on their mobile devices, we've got you covered with our mobile application Yes. It offers all the features you need right at your fingertips. You can even make mobile payments Yes, allowing for quick and easy transactions whenever you need them. Managing your finances has never been easier or more accessible. With our user-friendly platform, you'll enjoy real-time account management while knowing that you're protected by robust security measures. Explore all that digital banking has to offer at Usf Federal Credit Union today!

Financial Strength

Commitment to Growth

With $101,990,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $16,960 in used auto loans and $972,301,040 in total loans and leases, we support members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts: 137,423, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to deliver exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usf Federal Credit Union is your trusted partner. Visit us at 200 6Th Ave S Saint Petersburg Fl 33701 or call (813) 569-2000 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $233,869,034 in share certificates and $173,559,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $165,848,477, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 213 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $106,980,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,031,191 in used vehicle loans and $108,663,226 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable pre-owned vehicle, we have options tailored just for you.

Credit Lines

In addition to traditional loans, we have various credit lines available totaling $318,618,672. This flexibility allows you to access funds when you need them most without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $112,591,453, make buying or refinancing simple. We provide personalized guidance throughout the process, ensuring that you find a solution that fits your budget and lifestyle.

Refinancing Options

If you're looking to lower your monthly payments or consolidate existing debt, our refinancing options may be right for you. We aim to make the process straightforward and beneficial for your financial health. For more details on our loan offerings or to discuss eligibility options, please reach out to us at (813) 569-2000. Our team is here to help you navigate your financial journey with confidence. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 200 6Th Ave S Saint Petersburg Fl 33701, located in Saint Petersburg, FL, and let us assist you in finding the perfect loan product that meets your needs today!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $44,853,344 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to take advantage of rewards programs, our credit cards are designed to meet your needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means that users can trust the information they receive, knowing it comes from reputable lenders who adhere to regulatory guidelines.