USF Federal Credit Union Orlando FL | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Usf Federal Credit Union, your trusted partner in financial success, located at 1000 Darden Center Dr, Orlando, FL 32837. Since our establishment in 1985, we have proudly served our community, helping over 74,874 members achieve their financial goals. With a robust asset base of $1,143,869,350, we are committed to providing competitive rates and exceptional service tailored to your needs. At Usf Federal Credit Union, we understand that every member is unique. That's why we offer a variety of services ranging from personal banking and auto loans to business banking solutions. Whether you're looking for a new vehicle or need support with your home mortgage, we have the resources to assist you. Our total loans stand at 42,198, while our deposits reach an impressive $87,818,939, ensuring that we have the capability to support your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address: 1000 Darden Center Dr, Orlando, FL 32837-4032. If you have any questions or need assistance, feel free to call us at 877-906-9328 during our operating hours: Monday, Tuesday, Thursday and Friday from 9:00 AM to 5:00 PM and Wednesday from 10:00 AM to 5:00 PM. Under the leadership of CEO Richard Skaggs and Board President Richard Will, Usf Federal Credit Union is not just about numbers; it's about building relationships within the community. Our team of 220 dedicated employees is here to ensure that your experience with us is positive and fulfilling. We invite you to explore what makes Usf Federal Credit Union special. Visit our website at usffcu.com for more information on membership eligibility and account openings. Join us today and take the first step towards a brighter financial future!

Branch History & Mission

At Usf Federal Credit Union, we take pride in our rich history and unwavering mission to serve the community. Established in 1985, our Orlando branch has become a cornerstone for financial support and guidance for its members. With an impressive total membership of 74,874, we have grown from humble beginnings into a thriving credit union with total assets reaching $1,143,869,350. Located at 1000 Darden Center Dr in Orlando, FL 32837, our branch is conveniently situated near key landmarks, making it easy for members to access our services. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address: 1000 Darden Center Dr, Orlando, FL 32837-4032. Our mission is simple yet impactful: to provide our members with exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality banking solutions, and we work diligently to meet the diverse needs of our members through personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. In addition to our financial services, we are committed to making a difference in the community. Our outreach initiatives aim to support local organizations and empower individuals through financial education and resources. We understand that being part of a community means giving back, which is why we actively seek partnerships that enhance the lives of those around us. As technology evolves, so do we. Our digital advancements ensure that members can bank on their terms whether that's through online banking or mobile payments. We also prioritize accessibility; our branch complies with ADA standards to ensure everyone can benefit from our services. For those looking for convenience, we offer ATM availability right at our branch. However, please note that drive-thru service is not available at this location. Our operating hours are designed with your schedule in mind: Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM and Wednesday from 10:00 AM to 5:00 PM. Join us at Usf Federal Credit Union today! Experience firsthand the benefits of being a member of a credit union dedicated to your financial well-being and community growth. For any inquiries or assistance, feel free to call us at 877-906-9328 or visit our website at usffcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect with Us

We invite you to stop by our branch or give us a call at 877-906-9328 if you have any questions about how we can assist you. Our friendly staff is eager to help you achieve your financial goals. Come see us today and discover why being a member of Usf Federal Credit Union is beneficial for you!

Finding Us

When you visit our branch, you'll find ample parking available right outside the entrance, making it easy for everyone to stop by. Our location is designed with accessibility in mind; we ensure that all members can navigate our space comfortably, including features like ADA-compliant ramps. While members can visit us at 1000 Darden Center Dr, official correspondence should be sent to our mailing address at 1000 Darden Center Dr, Orlando, FL 32837-4032.

Hours of Operation

We know that flexibility matters! That's why our lobby hours are tailored to fit busy schedules. We're open from 9:00 AM to 5:00 PM on Monday, Tuesday, Thursday, and Friday. On Wednesdays, we open a little later at 10:00 AM but still close at 5:00 PM. Our team is ready to assist you during these hours with a smile!

Services Offered

At Usf Federal Credit Union, we offer a variety of services designed to help you manage your finances effectively. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we have what you need under one roof. Plus, with ATM access available for quick cash withdrawals and balance checks, managing your money has never been easier. For those who prefer online services, our digital banking solutions allow you to handle transactions from the comfort of your home or on the go.

Member Eligibility

Becoming a member of Usf Federal Credit Union means joining a warm and welcoming community that truly cares about your financial well-being. If you're wondering how to get started, it's quite simple! To qualify for membership, you generally need to be an employee or student of the University of South Florida or a member of the immediate family of someone who is. This inclusive approach ensures that more people can benefit from our personalized services and member-focused programs. For the most up-to-date details on eligibility requirements, feel free to check out our dedicated page at http://www.usffcu.com/membership. Once you know you meet the criteria, opening an account is just a few clicks away! We've made the process straightforward and user-friendly. You can start your application online by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=usffcu031521&list=xasa1s2sccplvlst&citizenship=. If you have any questions or need assistance during this process, don't hesitate to give us a call at (877) 906-9328. We're here to help you every step of the way!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,822,411, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Imagine being able to process payments seamlessly while managing your inventory from one platform. Our merchant services offer just that, allowing you to focus on what you do best growing your business. Visit us at 1000 Darden Center Dr Orlando Fl 32837, Orlando, FL or call us at (877) 906-9328 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking Support

For small business owners, we provide tailored solutions such as Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you in achieving success.

Convenient Access and Support

With our convenient ATM & Cash Withdrawal Services, accessing your cash is simple and hassle-free. And if you prefer the traditional route, basic ATM access allows for easy withdrawals and balance checks whenever needed. Our commitment extends beyond just products; it includes exceptional service too. If you have any questions or need assistance, feel free to reach out at (877) 906-9328 during our operating hours: 9:00 AM to 5:00 PM from Monday to Tuesday, Thursday to Friday, and 10:00 AM to 5:00 PM on Wednesdays.

Credit Options for Every Need

For those times when unexpected expenses arise or when you want to consolidate debt, our Personal Loans & Debt Consolidation services are here for you. With straightforward terms and quick approvals, we can assist in making your financial journey less stressful. And let's not forget about credit cards! Our Credit Cards with Rewards program offers great benefits that can help you earn points on everyday purchases perfect for treating yourself later on.

Final Thoughts

At Usf Federal Credit Union, we strive to create a welcoming environment where members can feel confident in their financial decisions. We invite you to explore all that we offer by visiting us at 1000 Darden Center Dr Orlando Fl 32837 or checking out more information on our website at Orlando. Your journey toward financial wellness starts here!

Personal Banking Solutions

When it comes to personal banking, we have you covered. Our Checking & Savings Accounts cater to everyone, whether you're saving for a vacation or managing everyday expenses. Imagine being able to easily access your funds through our Online & Mobile Banking platforms, which allow you to check balances, make transfers, and pay bills right from your smartphone. If you're looking to purchase a new car, consider our Auto Loans & Vehicle Financing options. With competitive rates and flexible terms, getting behind the wheel of your dream vehicle has never been easier. Plus, if you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services can help guide you through that process smoothly.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also enroll in e-statements, which means you'll receive your bank statements electronically no more waiting for paper copies in the mail! Plus, if you prefer signing documents digitally, our electronic signature authorization feature makes it simple and secure. If you're always on the move, you'll love our mobile application. It offers the same great features as online banking right at your fingertips. With mobile payments enabled, you can easily make purchases directly from your phone without needing cash or cards. Need to send money to a friend? Our person-to-person transfers allow you to do just that quickly and conveniently.

Security and Accessibility

We understand that security is a top priority when it comes to handling your finances. That's why our digital banking services come equipped with robust security measures to protect your information. You can rest assured knowing that your data is safe while you manage your accounts. With all these features available at Usf Federal Credit Union, accessing your finances has never been easier or more secure. Whether it's checking balances or transferring funds, our online and mobile banking options provide real-time account management that fits seamlessly into your lifestyle. Enjoy the freedom of banking anytime, anywhere with us!

Financial Strength

A Growing Community

Total Share Accounts stand at 137,423, showcasing a strong and growing member base that trusts us with their finances. This growth reflects not only our reliability but also your confidence in choosing Usf Federal Credit Union as your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usf Federal Credit Union is here for you every step of the way. Visit us at 1000 Darden Center Dr Orlando Fl 32837 or call (877) 906-9328 to learn more about how we can help you achieve your financial goals.

Diverse Lending Capacity

Our lending capacity supports members' financial needs across various sectors. We have $16,960 in used auto loans and $972,301,040 in total loans and leases available for those seeking financing options tailored to their unique situations.

Investing Back into Our Community

With $101,990,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to support your financial goals effectively.

Member-Centric Savings Options

Your savings are secure with us. We currently have $233,869,034 in share certificates and $173,559,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $165,848,477, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 213 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $106,980,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,031,191 in used vehicle loans and $108,663,226 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $3,822,411 provide the capital needed to grow and expand your operations. We know how important it is for local businesses to thrive, and we're here to support you every step of the way. Our dedicated team is ready to guide you through the loan process and answer any questions you might have. Whether you're considering applying for a loan or just exploring your options, feel free to reach out at (877) 906-9328, or visit us at our branch located at 1000 Darden Center Dr Orlando Fl 32837 in Orlando, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial dreams!

Credit Lines and Personal Loans

We also cater to those who may need extra funds for unexpected expenses or ongoing projects. Our credit lines total $318,618,672, offering you the flexibility to borrow when you need it most. If you prefer unsecured options, our unsecured credit card loans stand at $44,853,344, providing manageable repayment terms that can help you keep your finances on track.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $112,591,453, make buying or refinancing simple. We aim to provide flexible terms and competitive rates to make homeownership achievable for everyone.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, as all information is verified for accuracy. LendMesh prioritizes integrity in its comparisons, allowing users to trust that they are seeing legitimate offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can have a direct positive impact on users' financial choices. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*