USF Federal Credit Union Odessa FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Usf Federal Credit Union, your trusted financial partner since 1985. Located at 16032 Preserve Marketplace Blvd, Odessa, FL 33556, our Odessa Branch is dedicated to serving our community with integrity and care. With over 74,874 members and a robust asset base of $1,143,869,350, we pride ourselves on being more than just a credit union; we are a vital part of the Odessa community. At Usf Federal Credit Union, our mission is simple: to provide you with the tools and services that empower your financial journey. Whether you're looking for personal banking solutions like checking and savings accounts or need support for auto loans and mortgages, we've got you covered. Our total deposits stand at an impressive $87,818,939, reflecting our commitment to helping you save and grow your wealth. Under the leadership of our CEO, Richard Skaggs, and Board President, Richard Will, we have cultivated a team of 220 dedicated employees ready to assist you. With a net worth of $106,980,364 and total loans amounting to 42,198, we are well-positioned to meet your financial needs with confidence. For any official correspondence, please note that you can reach us directly at the same address or call us at 813-569-2000. We invite you to visit our website at usffcu.com for more information on how we can help you achieve your financial goals. Join us today and discover the difference of being part of Usf Federal Credit Union!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of adapting to meet our members' needs. That's why we offer a range of digital services including online banking and mobile payment options to ensure you can manage your finances anytime, anywhere. We also prioritize accessibility for all members, ensuring compliance with ADA standards so that everyone can benefit from our services. While members can visit us at 16032 Preserve Marketplace Blvd for all their banking needs, official correspondence should be sent to the same address. You can reach us at 813-569-2000 during our operating hours from 9:00 AM to 5:00 PM on weekdays.

Join Us Today!

We invite you to become part of the Usf Federal Credit Union family! Experience firsthand how we can support your financial aspirations while contributing positively to the Odessa community. Explore our range of services from personal banking solutions to auto loans tailored just for you. Visit us online at usffcu.com or stop by today!

Our Mission

The mission of Usf Federal Credit Union is simple yet powerful: we strive to provide exceptional financial services that empower our members to achieve their goals while fostering a spirit of community support and engagement. We are more than just a credit union; we are your neighbors and allies, dedicated to helping you navigate life's financial journey. Our commitment extends beyond just banking. We actively engage in community outreach efforts, supporting local initiatives that make Odessa a better place for everyone. Whether it's through partnerships with local organizations or volunteer efforts by our staff, we believe in giving back to the community that has supported us throughout the years.

Branch Location & Accessibility

Welcome to the Usf Federal Credit Union Odessa Branch, your local financial partner located at 16032 Preserve Marketplace Blvd in beautiful Odessa, Florida. Our branch is easily accessible, nestled near popular spots such as the Preserve Marketplace, making it a convenient stop for all your banking needs. Whether you're grabbing groceries or enjoying some retail therapy, we're just around the corner to help you with your finances. Our branch is committed to providing a welcoming experience for everyone. Parking is available right outside our doors, and we have made sure that our facilities are ADA compliant, with ramps and accessible entrances for those who need them. We understand that your time is valuable, which is why we offer flexible banking hours from 9:00 AM to 5:00 PM, Monday through Friday. If you have any questions or need assistance, feel free to call us at 813-569-2000. Our friendly team is ready to support you with personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. For those on the go, we provide ATM services for quick cash withdrawals and balance checks. While we don't have drive-thru banking available at this branch, our dedicated staff is here to ensure that all your needs are met in a timely manner. If you need to send official correspondence, please use our mailing address: 16032 Preserve Marketplace Blvd, Odessa, FL 33556. We invite you to visit us today and discover how Usf Federal Credit Union can make banking easier for you!

Member Eligibility

At Usf Federal Credit Union, we believe that joining our community should feel like coming home. If you're ready to become a member, you'll be pleased to know that eligibility is quite straightforward! We welcome individuals who live, work, or attend school in the areas we serve. This means if you're part of our vibrant local community, you can easily access all the benefits we offer. As a member of Usf Federal Credit Union, you'll enjoy competitive rates on loans, personalized service, and a variety of financial products tailored to meet your needs. Becoming a member is just a step away! To check out all the details about eligibility, visit us at http://www.usffcu.com/membership. When you're ready to open your account, the process is simple and welcoming; just head over to https://app.consumer.meridianlink.com/apply.aspx?lenderref=usffcu031521&list=xasa1s2sccplvlst&citizenship=. If you have any questions or need assistance, don't hesitate to reach out at (813) 569-2000. We're excited to help you start your journey with us at our branch located at 16032 Preserve Marketplace Blvd Odessa Fl 33556!

Business Banking & Commercial Services

Merchant Services that Make Sense

In addition to loans, we offer merchant services that can simplify your payment processing. Whether you're a retailer needing point-of-sale solutions or a service provider accepting payments online, our tailored options make transactions smooth and efficient. This means you can focus more on what you do best running your business while we handle the rest. Come visit us at 16032 Preserve Marketplace Blvd Odessa Fl 33556 in Odessa, FL, or call us at (813) 569-2000 to explore how we can help your business thrive!

Tailored Loan Options

Imagine taking your small business to the next level with financial support that truly understands your needs. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,822,411, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or small business owner, our Business Banking services are designed with you in mind. We provide Merchant Services and Business Loans that can help your business grow without financial stress.

Digital Banking Features

In today's fast-paced world, convenience matters. Our Online and Mobile Banking services allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. You can even check balances and withdraw cash through our ATMs located conveniently throughout Odessa.

Personal Banking Solutions

Our personal banking services include Checking and Savings Accounts that cater to your everyday needs. Imagine having easy access to your funds while enjoying competitive interest rates this is what we aim to provide. If you're in the market for a vehicle, our Auto Loans and Vehicle Financing options are tailored just for you. We offer flexible terms and competitive rates, making it easier than ever to drive away in your dream car. For those looking at homeownership, our Mortgage Loans and Refinancing services can simplify the process. We know that buying a home is one of the biggest financial decisions you'll make, which is why we work closely with you to find the best mortgage options available.

Support for Your Financial Goals

In addition to traditional loans, we also offer Personal Loans and Debt Consolidation services. Whether you need funds for an unexpected expense or want to consolidate existing debts into a single payment, we've got your back with straightforward solutions. And don't forget about our Credit Cards with Rewards! Enjoy benefits on every purchase while managing your finances effectively.

Visit Us Today!

Ready to explore how Usf Federal Credit Union can assist you? Stop by our branch at 16032 Preserve Marketplace Blvd Odessa Fl 33556 or give us a call at (813) 569-2000 during our operating hours from 9:00 AM to 5:00 PM. Our friendly staff is eager to answer any questions and guide you toward the right financial solutions tailored just for you. Your journey towards achieving financial wellness starts here!

Digital & Online Banking

Accessibility Made Easy

Whether you prefer using a computer or a mobile device, our services are designed for ease of use. Real-time account management means you can stay on top of your finances without any added stress. If you're looking for a reliable way to handle your banking needs without stepping foot outside, look no further than our digital offerings. Explore all these features today and discover how Usf Federal Credit Union makes banking convenient for you! Visit us at https://www.usffcu.com/ to get started.

Key Features of Our Online Services

Our mobile application brings banking to your smartphone, letting you manage your accounts from anywhere. Need to make a payment? Our mobile payments feature lets you pay for goods and services quickly using just your phone. Want to send money to a friend? With person-to-person transfers, sharing funds is straightforward and secure. We take security seriously at Usf Federal Credit Union. Your financial data is protected with advanced security measures, ensuring that your information stays safe while you enjoy the flexibility of online banking.

Financial Strength

At Usf Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and solid performance. That's why we are proud to share our financial strength with you. With a net worth of $106,980,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $233,869,034 in share certificates and $173,559,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $165,848,477, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $101,990,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $16,960 in used auto loans and $972,301,040 in total loans and leases, we're here to support your financial goals across various sectors. While our net income of $0 reflects operational efficiency, it also allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 213 full-time employees and 7 part-time employees dedicated to serving you with a knowledgeable and committed team. Our total share accounts stand at 137,423, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to being your reliable partner in all things finance. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usf Federal Credit Union is your trusted partner. Visit us at 16032 Preserve Marketplace Blvd Odessa Fl 33556 or call (813) 569-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,031,191 in used vehicle loans and $108,663,226 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, our flexible terms can make the process easier.

Business Loans

For business owners, our outstanding commercial loans totaling $3,822,411 provide the capital needed to grow and expand. We work closely with entrepreneurs to understand their needs and offer tailored solutions that align with their business goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $112,591,453, make buying or refinancing simple. We guide you through every step of the mortgage process so you can feel confident in your decision.

Refinancing Options

If you're considering refinancing an existing loan, we offer various eligibility options to help you secure better rates or terms that fit your current financial situation. Our team is ready to assist you in exploring these possibilities. You can reach us at (813) 569-2000 or visit us at 16032 Preserve Marketplace Blvd Odessa Fl 33556, Odessa, FL during our operating hours from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Usf Federal Credit Union, we're here to help you navigate your financial journey with confidence and ease!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,853,344 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards, making them an excellent choice for those looking to build or improve their credit score.

Loan Aggregator

Benefits of Using LendMesh

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