Usem Mena Credit Union AR | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Usem Mena, your trusted partner in financial growth and community well-being. Located at 500 Morrow St N, Mena, AR 71953, we have proudly served our members since 1967, building a strong foundation of trust and commitment along the way. With a dedicated membership base of 417 individuals, our credit union is more than just a financial institution; it's a hub for support and guidance tailored to meet your needs. At Usem Mena, we understand that every financial journey is unique. That's why we offer a range of services designed to empower you, from personal banking options like checking and savings accounts to financing solutions such as auto loans, mortgages, and credit cards with rewards. As of now, we manage total assets of $1,898,428 and maintain deposits totaling $158,969, reflecting our members' trust in us. Our leadership team is committed to fostering a welcoming atmosphere. Led by CEO Lisa Doughty and Board President Brent Toon, we prioritize your financial health while contributing positively to the Mena community. Our small but dedicated staff ensures personalized service that makes banking easy and accessible. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 500 Morrow St N, Mena, AR 71953. We invite you to explore our offerings further on our website at usem.virtualcu.net or call us at 479-394-8719 during our lobby hours: Tuesday through Thursday from 12:30 PM to 4:30 PM. Join us today as we work together towards achieving your financial goals!

Branch History & Mission

Community Commitment

Usem Mena Federal Credit Union believes in giving back. Our outreach efforts focus on supporting local initiatives and partnerships that uplift our community. Whether through educational programs or charitable contributions, we strive to make a positive impact in Mena and its surrounding areas. Join us today at Usem Mena Federal Credit Union! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. Visit our website at usem.virtualcu.net for more information or give us a call at (479) 394-8719. We look forward to welcoming you into our family!

Our Mission

Our mission is simple yet profound: to empower our members through accessible financial services while fostering a sense of community and support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, financing a vehicle, or managing daily expenses. Usem Mena aims to build lasting relationships with our members by offering personalized solutions such as checking and savings accounts, auto loans, mortgage loans, personal loans, and more. While members can visit us at 500 Morrow St N Mena Ar 71953, official correspondence should be sent to 500 Morrow St N, Mena, AR 71953. We understand that convenience is key; that's why we offer online banking options for easy access to your accounts anytime and anywhere. Although we currently do not have ATM availability or drive-thru services, our dedicated team is here during lobby hours on Tuesday through Thursday from 12:30 PM to 4:30 PM to assist you with all your banking needs.

Branch Location & Accessibility

A Convenient Stop

Parking at our branch is hassle-free, with ample space available for both members and visitors. We've made sure that our facilities are accessible to everyone, including those who may need ADA-compliant features. Whether you're popping in for a quick transaction or planning to discuss your financial goals with our team, we're here to help!

Hours of Operation

At Usem Mena, we understand that flexibility matters. That's why we're open Tuesday through Thursday from 12:30 PM to 4:30 PM. This schedule allows you to visit us during the week when it suits you best. If you have any questions or need assistance outside of these hours, feel free to give us a call at 479-394-8719.

Services Tailored for You

While visiting us, take advantage of our comprehensive range of services designed to meet your personal and business banking needs. We offer everything from checking and savings accounts to auto loans and credit cards with rewards. Although we currently do not have an ATM or drive-thru service available, our online banking options ensure you can manage your finances on-the-go.

Stay Connected

For any official correspondence, please note that while our physical location is at 500 Morrow St N, all mail can also be sent to this address as well. We invite you to stop by Usem Mena Federal Credit Union today! Experience the friendly atmosphere and discover how we can assist you on your financial journey. Your satisfaction is our priority!

Member Eligibility

Becoming a member of Usem Mena is like joining a warm and welcoming family where your financial well-being is our priority. To qualify for membership, you simply need to live, work, or worship in the area we serve. This means if you're a resident of Mena or nearby, you're already on your way to enjoying all the benefits we offer! Membership brings a range of advantages including personalized service and competitive rates on loans and savings accounts. To find out more about eligibility criteria, feel free to check out our detailed information at https://usem.virtualcu.net/membership/. If you're ready to take the next step toward membership, don't hesitate to reach out at (479) 394-8719 or visit us at our branch located at 500 Morrow St N Mena Ar 71953. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we have not yet disbursed any loans, we are excited about the potential to offer flexible financing options in the future. When available, our members will benefit from competitive rates and personalized service tailored to their specific needs.

Merchant Services

In today's fast-paced market, having efficient payment solutions is vital. Our merchant services provide businesses with the tools they need to accept payments easily and securely. Imagine being able to serve your customers without worrying about the complexities of transactions. With our support, you can focus on what matters most growing your business. Located at 500 Morrow St N Mena Ar 71953 in Mena, AR, we're here to partner with you on your journey towards success. For more information, call us at (479) 394-8719 or visit us online at Usem Mena Federal Credit Union. Let's build a thriving business community together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch, we ensure that cash withdrawal services are available through various partnerships for added convenience. At Usem Mena Federal Credit Union, we're committed to making banking simple and accessible for all our members. If you have any questions about how we can assist you further or if you'd like to explore any of these services in more detail, don't hesitate to reach out! Call us today at 479-394-8719, or visit us at our website for more information. Join us at Usem Mena and experience banking designed around you!

Auto Loans & Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel. We offer competitive rates that suit your budget, so you can focus on enjoying the ride rather than worrying about payments.

Business Banking

If you're a business owner, our Business Banking services offer essential tools like merchant services and business loans. We're here to help you grow and manage your business efficiently. Think of us as your financial partner invested in your success.

Credit Cards with Rewards

For those who love to shop or travel, our Credit Cards with Rewards can add extra value to your purchases. Earn points on everyday spending that can be redeemed for exciting rewards making every dollar count even more!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our Mortgage Loans & Refinancing services provide flexible terms and personalized support throughout the process. Picture yourself in your new home, with a manageable mortgage that fits right into your financial plan.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to access your accounts anytime, anywhere making it easy to check balances, transfer funds, and pay bills without stepping foot in the branch.

Personal Banking

We understand that everyone has unique financial goals. That's why our Personal Banking services include checking and savings accounts designed to help you manage your money effectively. Imagine effortlessly tracking your spending and saving for that dream vacation all from the comfort of home with our online banking features.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's for an emergency expense or consolidating existing debts, we work with you to find a solution that fits your needs.

Digital & Online Banking

Key Services

Our online banking service operates 24/7, ensuring that you can access your account whenever it suits you. Whether it's checking your balance, paying bills, or transferring funds, everything is just a few clicks away. Plus, with our person-to-person transfer feature, sending money to friends or family has never been easier. No need for cash simply send funds directly from your account! If you're looking to stay organized and eco-friendly, our e-statements are available for easy access. You can view and download your statements right from your online banking dashboard, helping you keep track of your finances without the clutter of paper.

Security and Accessibility

Your security is our priority. While we don't currently offer electronic signature authorization for transactions, we ensure that all online activities are protected with robust security measures. Although we don't have a mobile application or mobile payment features yet, our website is fully optimized for mobile use. This means you can easily manage your banking needs on the go through your smartphone or tablet. We strive to make banking accessible and straightforward for everyone at Usem Mena. Our platform is designed to be intuitive so that you can navigate with ease, allowing for real-time account management without any hassle. Discover how our digital banking solutions can enhance your financial experience today! Visit us at https://usem.virtualcu.net/ and see what we have to offer.

Financial Strength

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors. With $36 in used auto loans and a total of $1,034,867 in loans and leases, we're here to help you achieve your aspirations whether it's purchasing a vehicle or financing other important needs.

Growing Membership Trust

The strength of our institution is reflected in the trust of our members. We proudly serve 417 accounts, showcasing a growing member base that values our commitment to their financial well-being. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usem Mena is your trusted partner. Visit us at 500 Morrow St N Mena Ar 71953 or call (479) 394-8719 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

We prioritize our members above all else. Unlike traditional banks, our focus remains on benefiting you directly. While we have $0 in non-member deposits, our resources are concentrated on improving the experience for our members through better loan rates and exclusive perks.

Savings Growth Opportunities

Your savings are secure with us. Members' funds are bolstered through our operational achievements, which include $468,509 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options for you.

Solid Financial Foundation

With a net worth of $537,243, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 28.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Team of Committed Professionals

Our team is dedicated to serving you effectively. We have 0 full-time employees and 1 part-time employees available to assist you whenever you need support or guidance.

Loan Offering

At Usem Mena, we understand that everyone has unique financial needs. Whether you're looking to buy a car, own a home, or manage everyday expenses, our diverse loan products are designed to help you reach your goals. Located at 500 Morrow St N Mena Ar 71953 in Mena, AR, our dedicated team is here to assist you every step of the way. You can reach us at (479) 394-8719 for any questions. With over 140 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out as an excellent choice for those looking to get behind the wheel. We offer some of the lowest rates in the industry, with over $411,147 in used vehicle loans and $151,210 in new vehicle loans already helping members get on the road. If homeownership is on your mind, look no further! Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $0, making buying or refinancing simple. We believe that securing a home should be accessible and straightforward. For those who need flexibility in managing expenses, we also provide unsecured credit card loans with a total amount of $0. These loans help our members manage their finances effectively without worrying about collateral. At Usem Mena, we also prioritize providing opportunities for business owners. Although we currently have no outstanding commercial loans, we are committed to supporting local businesses when the need arises. Refinancing options may be available for various loan types, allowing you to adjust your current terms for better rates or lower payments. If you're interested in exploring eligibility options or need assistance with your application, please visit our website at https://usem.virtualcu.net/ or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to experience personalized service and competitive rates at Usem Mena. Let's work together to find the right loan product tailored just for you!

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USEM MENA FEDERAL CREDIT UNION - Mena, AR

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