Usc Credit Union Los Angeles CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Usc, your trusted financial partner located at 3096 S Mcclintock Ave Ste 1430, Los Angeles, CA 90089. Since our establishment in 1973, we have proudly served over 81,740 members, helping them achieve their financial dreams with personalized services and a community-focused approach. With assets totaling $737,489,979 and total deposits of $66,344,491, we are committed to providing you with secure and reliable banking options. At Usc, we understand that every member's journey is unique. Whether you're looking for a new vehicle loan among our 24,667 loans and leases or want to open a checking account that suits your lifestyle, our dedicated team is here to assist you every step of the way. Our experienced staff of 119 employees is led by CEO Gary Perez and Board President Gavin Galimi, who prioritize your satisfaction above all else. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 512718, Los Angeles, CA 90051-0718. Our goal is not just to provide excellent financial products but also to contribute positively to the communities we serve. We believe in building lasting relationships based on trust and mutual benefit. With a net worth of $73,508,753 and cash on hand amounting to $6,369,857, you can rest assured that your finances are in good hands. Ready to experience the Usc difference? Feel free to reach out to us at 213-821-7213 or visit our website at usccreditunion.org for more information about our services or to become a member today!

Branch History & Mission

Community Commitment

Our commitment extends beyond financial services. We take pride in being actively involved in the Los Angeles community through various outreach programs and partnerships that uplift those around us. Whether it's hosting financial literacy workshops or participating in local events, we aim to empower individuals with knowledge and resources. While members can visit us at 3096 S Mcclintock Ave Ste 1430 Los Angeles Ca 90089, official correspondence should be sent to P.O. Box 512718, Los Angeles, CA 90051-0718. With operating hours designed for your convenience Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM we ensure that banking with us fits seamlessly into your busy life.

Modern Banking Solutions

In today's digital world, we understand the importance of offering modern banking solutions. That's why we provide online banking services that allow you to manage your finances anytime and anywhere. Additionally, our ATM availability makes accessing your funds easy and convenient. As we look ahead, Usc remains focused on enhancing our services while maintaining our core values of integrity, transparency, and community support. We invite you to join us on this exciting journey as we continue to grow and adapt in order to serve you better. Experience the benefits of being part of Usc today! For more information or assistance, feel free to reach out at (213) 821-7213 or visit us online at usccreditunion.org.

Branch Location & Accessibility

Welcome to the Usc University Village Branch, conveniently located at 3096 S Mcclintock Ave Ste 1430 in Los Angeles, CA. This vibrant area is easily accessible for our members and neighbors alike. Nestled near popular landmarks, visiting us is a breeze whether you're running errands or stopping by for financial advice. At our branch, we prioritize your convenience. While our main address is 3096 S Mcclintock Ave Ste 1430, you can also send official correspondence to P.O. Box 512718, Los Angeles, CA 90051-0718 if needed. We are committed to making your experience as smooth as possible with ample parking available and ADA-compliant features that ensure accessibility for everyone. Our friendly team is here to serve you during convenient hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Unfortunately, we do not offer drive-thru banking, but our lobby is welcoming and designed for your comfort while you handle your banking needs. In addition to traditional banking services like checking and savings accounts, we provide a variety of loans including auto financing and mortgages. Plus, you can take advantage of our ATM availability for quick cash withdrawals or balance checks. If you have any questions or need assistance, feel free to reach out at 213-821-7213. Our team looks forward to helping you achieve your financial goals! We invite you to visit us soon at the Usc University Village Branch your trusted partner in personal and business banking.

Member Eligibility

Welcome to the community at Usc! Becoming a member here is more than just opening an account; it's about joining a supportive family that prioritizes your financial well-being. If you live, work, or attend school in the Los Angeles area, you're likely eligible to join us. We also welcome members from various organizations and associations connected to our credit union. To find out if you meet the specific eligibility requirements, feel free to check our detailed criteria at https://www.usccreditunion.org/join-usccu/am-i-eligible/. Joining Usc not only gives you access to a range of financial products and services but also provides you with personalized support tailored to your needs. Whether you're looking for checking accounts, auto loans, or credit cards with rewards, we have options that fit your lifestyle. Opening an account is simple just give us a call at (213) 821-7213, and we can guide you through the process. Join us today and take the first step toward achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

We also offer essential merchant services that simplify payment processing for your business. Imagine easily accepting payments from customers through various channels whether in-store or online. Our services provide the tools you need to streamline transactions, so you can focus on what truly matters: serving your customers and growing your brand. Located at 3096 S Mcclintock Ave Ste 1430 Los Angeles Ca 90089 in Los Angeles, CA, our team is ready to partner with you on your business journey. For more information, call us at (213) 821-7213 or visit our website at https://www.usccreditunion.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $323,912, we continue to drive economic growth by financing new and expanding businesses. Imagine a local restaurant wanting to expand its seating area or a retail shop looking to revamp its inventory our loans can turn these dreams into reality.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our expert team can provide the support you need to thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at University Village Branch, we provide robust online and mobile banking services. Check your balance, transfer funds, or pay bills from anywhere using our user-friendly platform. With ATM access available for cash withdrawals and balance checks, managing your money has never been easier. We invite you to explore all the ways that Usc can support your financial needs. For more information or assistance with any of our services, don't hesitate to reach out at (213) 821-7213 or visit us online at https://www.usccreditunion.org/. Join us today and experience the personal touch that sets us apart!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options are tailored for first-time buyers and seasoned homeowners alike. We understand that purchasing a home is one of the biggest decisions you'll make, which is why we provide personalized service every step of the way.

Personal Banking

Our personal banking services start with checking and savings accounts designed to fit your lifestyle. If you're planning for big purchases or saving for future goals, our accounts offer flexibility and easy access. Imagine having a reliable place to deposit your paycheck while earning interest on your savings! When it comes to financing your next vehicle, our auto loans and vehicle financing options make it simple. With competitive rates, we can help turn your dream car into reality. Picture yourself driving off in a new car without the stress of complicated loans.

Personal Loans & Credit Cards

If you're looking to consolidate debt or cover unexpected expenses, our personal loans are here to assist you. We believe that financial challenges shouldn't hold you back from achieving your goals. Additionally, our credit cards with rewards let you earn points on everyday purchases, making it easier to enjoy life's little luxuries.

Digital & Online Banking

At Usc, we understand that banking should be easy and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to give you convenience at your fingertips. Whether you're at home or on the go, managing your finances has never been simpler. With our 24/7 online banking services available at https://www.usccreditunion.org/, you can access your accounts anytime, anywhere. Check your balance, transfer funds, or pay bills all with just a few clicks. Plus, if you prefer to manage things on your phone, our mobile application makes it easy to stay connected while you're out and about. We know how important security is when it comes to banking. That's why we focus on keeping your information safe while providing user-friendly features. You can easily set up e-statements, allowing you to receive important documents electronically rather than through the mail. This not only helps keep your information secure but also reduces clutter at home. Need to send money to friends or family? Our person-to-person transfers feature lets you do just that quickly and securely. No need for cash or checks just a few taps on your device, and the money is sent! While we currently do not offer mobile payments, our commitment to enhancing our digital offerings means we're always exploring new ways to improve your banking experience. At Usc, we're dedicated to making sure that managing your finances is as straightforward as possible. Join us today and experience the ease of digital banking with Usc!

Financial Strength

At Usc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our strong financial position reflects our commitment to providing you with the best services and support. With a net worth of $73,508,753, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $119,844,097 in share certificates and $150,459,675 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,968,420, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,042,407 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $6,784 in used auto loans and $517,089,397 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our financial performance is further highlighted by our $0, which reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 131,600, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usc is your trusted partner. Visit us at 3096 S Mcclintock Ave Ste 1430 Los Angeles Ca 90089 or call (213) 821-7213 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $97,383,266 in used vehicle loans and $70,757,154 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates on both new and used vehicles, making it easier for you to find the perfect fit for your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $323,912 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses today and are committed to providing tailored solutions that meet those needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,660,385, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced staff can help you explore your options and find the best solution for your needs.

Refinancing Options

If you're considering refinancing an existing loan, we have options available that could save you money and make managing your debt easier. Don't hesitate to reach out for more details about our eligibility requirements and how we can assist you in this process. At Usc, we pride ourselves on personalized service and a commitment to helping our members succeed financially. If you're ready to take the next step towards securing a loan or would like more information about any of our products, feel free to contact us at (213) 821-7213. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving your financial dreams starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,862,647 in loans helping members manage their finances effectively. These credit card options come with rewards and low-interest rates, allowing you to build your credit while enjoying added benefits.

Loan Aggregator

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