Usc Credit Union Los Angeles CA | Best Auto Loans & Business Banking

Introduction

At Usc, we believe in building strong relationships and fostering a sense of community. Located at 3601 Trousdale Pkwy Ste 106, Los Angeles, CA 90089, our Campus Center Branch has been serving members since 1973. With a total membership of over 81,740 individuals, we're proud to be a trusted financial partner in the lives of so many. Our commitment to you goes beyond just numbers. With total assets exceeding $737 million and deposits amounting to $66,344,491, we provide a solid foundation for your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we are here to support you every step of the way. Under the leadership of CEO Gary Perez and Board President Gavin Galimi, our dedicated team of 119 employees is committed to delivering personalized service that meets your unique needs. We understand that every member's journey is different, which is why we offer a range of services from business loans to online banking to help you achieve your aspirations. While members can visit us at our branch address, official correspondence should be sent to PO Box 512718, Los Angeles, CA 90089. If you have any questions or need assistance, don't hesitate to reach out! Call us at 213-821-7100 during our lobby hours from 9 AM to 5 PM, Monday through Friday. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members. Visit our website at usccreditunion.org for more information on how we can help you thrive financially!

Branch History & Mission

At USC, we take pride in our rich history and unwavering commitment to serving the community of Los Angeles, California. Opened in 1973, our Campus Center Branch has evolved alongside our members, growing from a small financial institution into a robust credit union with over 81,740 members and total assets reaching an impressive $737,489,979. Located at 3601 Trousdale Pkwy Ste 106, our branch stands as a beacon of support and service right in the heart of the university campus. From our inception, we've prioritized not just financial services but also community involvement. Our mission is simple yet powerful: to empower our members through accessible banking solutions while fostering a sense of belonging and community support. We believe that everyone deserves the opportunity to thrive financially, and we strive to make that possible through personalized service and innovative products. While members can visit us at 3601 Trousdale Pkwy Ste 106 Los Angeles Ca 90089, official correspondence should be sent to PO Box 512718, Los Angeles, CA 90089. With operating hours from 9 am to 5 pm on weekdays, we make it easy for you to connect with us when it's convenient for you. As technology continues to change the way we bank, we've embraced digital advancements to enhance your experience. Our online banking platform allows you to manage your finances anytime, anywhere. Plus, with options like mobile banking and person-to-person payment services, we're committed to making banking as user-friendly as possible. Our dedication extends beyond financial transactions. We actively engage in partnerships and outreach initiatives that uplift our community. Whether it's through educational workshops or local sponsorships, USC is here not just as a financial institution but as a partner in your journey. Join us at USC Credit Union today! Experience firsthand how we can support your financial goals while being an integral part of the vibrant Los Angeles community. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

Accessibility is important to us. Our branch is equipped with features that ensure everyone can easily access our services, including ramps and ADA-compliant facilities. If you're driving, you'll find ample parking options nearby, so you won't have to worry about finding a spot.

Get in Touch

Have questions or want to learn more? Feel free to call us at 213-821-7100. We're excited to welcome you into our branch and help you with all your banking needs. Come visit us today!

Operating Hours

We understand that life gets busy. That's why our lobby hours are designed to fit your schedule open Monday through Friday from 9 am to 5 pm. Whether you need help with personal banking, auto loans, mortgage refinancing, or any other financial service we offer, we're here for you during those hours.

Services Offered

At USC Credit Union, we provide a range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, our friendly staff is ready to assist you. Plus, if you're part of another credit union, don't forget about our shared service center which allows basic transactions like deposits and withdrawals.

Member Eligibility

At Usc, we believe that everyone deserves access to financial services that cater to their unique needs. Becoming a member is simple and welcoming! If you live, work, or study in our community, you're likely eligible to join us. We also embrace those who have family members already part of our credit union. This means that whether you're a student at the nearby university or a dedicated employee in the area, there's a place for you here. Membership opens the door to a host of benefits, including lower fees, personalized service, and competitive loan rates. Ready to take the next step? You can find detailed eligibility criteria by visiting this link. If you have any questions or need assistance, feel free to reach out to us at (213) 821-7100. We're located at 3601 Trousdale Pkwy Ste 106 Los Angeles Ca 90089, and we can't wait to welcome you into our supportive community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $323,912, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having the ability to accept payments easily while focusing on what you do best running your business. Our merchant services provide practical solutions that streamline payment processing, making transactions smoother for both you and your customers. This means quicker sales and happier clients. Located conveniently at 3601 Trousdale Pkwy Ste 106, Los Angeles, CA 90089, we're ready to help you take your business to new heights. Reach out to us at 213-821-7100 and discover how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our Business Banking services include Merchant Services and Business Loans designed to support your growth. We understand the unique challenges businesses face and aim to provide solutions that foster success.

Credit Cards with Benefits

We also offer Credit Cards with Rewards that let you earn points for every purchase. Whether you're using them for groceries or gas, those rewards can add up quickly and turn into valuable benefits for travel or cash back.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments from the comfort of your home or on the go!

Home Financing Made Easy

For those considering homeownership, our Mortgage Loans & Refinancing services are here to guide you every step of the way. From first-time buyers to seasoned homeowners looking for better rates, we help make the mortgage process smooth and transparent.

Personal Banking Solutions

Our personal banking services are designed to simplify your financial life. We offer both Checking and Savings Accounts that allow you to manage your day-to-day expenses while saving for the future. Imagine having a checking account that not only helps you with everyday transactions but also comes with features like budgeting tools and online access! When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options provide flexible terms tailored to fit your budget. Whether you're buying a new car or refinancing an existing loan, we work hard to ensure you get the best rates available.

Shared Branch Transactions

For members who may need additional assistance, we offer Basic Shared Branch Transactions like Deposits & Withdrawals for Partner Credit Union Members. This means you can access your funds easily even if you're away from our branch. At Usc, we pride ourselves on making banking easy and accessible for everyone in our community. Have questions about any of our services? Don't hesitate to reach out! You can call us at (213) 821-7100 during our operating hours from 9 am - 5 pm. We look forward to helping you achieve your financial goals! For more information about what we offer, visit us at Campus Center Branch (university Park Campus) today!

Support for Life's Needs

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options are valuable resources. These loans can help cover costs such as medical bills or home repairs, giving you peace of mind when it matters most.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.usccreditunion.org/, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, if you prefer to keep track of your statements electronically, we provide e-statements for added convenience and security. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your mobile device and the money is on its way! Speaking of mobile devices, our user-friendly mobile application ensures that all these features are right at your fingertips.

Security and Accessibility

We take your security seriously. While we don't currently offer electronic signature authorization for transactions, our online banking system is built with strong safeguards to protect your personal information. You can feel confident that your data is safe while you manage your accounts from anywhere. At Usc, we believe that everyone should have easy access to their finances. That's why our online banking services are designed to be straightforward and effective. Whether you're checking in on your savings or planning for future expenses, we've got the tools to help you stay informed and in control. In summary, digital banking at Usc is all about convenience and security making it easier than ever for you to manage your money anytime, anywhere!

Financial Strength

A Solid Foundation

With a net worth of $73,508,753, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We have a total of 131,600 accounts showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usc is your trusted partner. Visit us at 3601 Trousdale Pkwy Ste 106 Los Angeles Ca 90089 or call (213) 821-7100 to learn more about how we can help you achieve your financial goals.

Secure Savings

Members' savings are secured through $119,844,097 in share certificates and $150,459,675 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,968,420, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Earnings and Lending Capacity

With $57,042,407 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,784 in used auto loans and $517,089,397 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 18 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable assistance.

Loan Offering

Auto Loans

When it comes to our auto loans, you can choose from financing for both new and used vehicles. We provide competitive rates and flexible terms to fit your budget. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, our loan specialists are here to guide you through the process and help you find the right financing option for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $323,912 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding when they need it most. At Usc, we pride ourselves on making financing accessible and straightforward. If you're considering refinancing options or want more information about eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (213) 821-7100 or visit us at our branch located at 3601 Trousdale Pkwy Ste 106 Los Angeles Ca 90089 in Los Angeles, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let's take that first step together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,660,385, make buying or refinancing simple. We understand that purchasing a home is one of the most significant decisions you'll ever make, and our team is dedicated to providing personalized service every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,862,647 in loans helping members manage their finances effectively. These credit cards come with rewards and features tailored to enhance your spending experience while providing a safety net for emergencies.

Loan Aggregator

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