Usc Credit Union Los Angeles CA | Quick Personal Loans & ATM Access

Introduction

Welcome to Usc, your trusted financial partner located at 3720 S Flower St Fl 1, Los Angeles, CA 90089. Since our establishment in 1973, we have been dedicated to serving our community and empowering our members with financial solutions tailored to their needs. With a robust membership of over 81,740 individuals, we take pride in being a reliable resource for all things banking. At Usc, we understand that every member's financial journey is unique. That's why we offer a wide range of services from personal banking including checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions. Our commitment is reflected in our impressive total assets of $737,489,979, ensuring we have the capacity to support our members effectively. Our team is led by CEO Gary Perez and Board President Gavin Galimi, who are both passionate about fostering strong relationships with our members. Together, they guide a dedicated staff of 119 employees who are here to assist you every step of the way. While you can visit us at our branch for personalized service, please note that any official correspondence should be sent to our mailing address at PO Box 512718, Los Angeles, CA 90051-0718. With total deposits reaching $66,344,491 and cash reserves of $6,369,857, we prioritize the financial security and growth of our members. Whether you're looking to secure a loan or open a new account, we're here to help you achieve your goals. We invite you to explore all that Usc has to offer by visiting us online at usccreditunion.org or calling us at 213-821-7100. Join us today and experience the difference of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Usc, where our story began in 1973 in the heart of Los Angeles, CA. Since opening our doors at 3720 S Flower St Fl 1, Los Angeles, CA 90089, we have dedicated ourselves to serving our community with integrity and compassion. Over the years, we have proudly grown to a membership of 81,740 individuals, each one part of our vibrant family. Our mission at Usc is simple yet powerful: to provide accessible financial services while actively supporting the community we cherish. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a car, purchasing a home, or saving for the future. With total assets amounting to $737,489,979, we are well-equipped to offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Throughout our journey, we've embraced innovation to better serve you. We provide online and mobile banking options for your convenience, allowing you to manage your finances anytime, anywhere. Our commitment to being ADA compliant ensures that all members can access our services without barriers. While members can visit us at 3720 S Flower St Fl 1, official correspondence should be sent to PO Box 512718, Los Angeles, CA 90051-0718 if necessary. Our operating hours are from 9 AM - 5 PM Monday through Friday, ensuring that we're here for you when you need us most. Unfortunately, we do not offer drive-thru banking at this location; however, an ATM is available for your cash needs. At Usc, we understand the importance of giving back. Our partnerships with local organizations help us contribute positively to the communities around us. We host outreach programs designed to educate and empower our members in financial literacy and planning. As we look ahead, we're excited about the future and invite you to join our growing family at Usc. Experience firsthand how our friendly team can support your financial journey with personalized service tailored just for you. Together, let's build a brighter future! For more information or assistance, don't hesitate to call us at (213) 821-7100 or visit our website at Cub Branch. Join us today and discover all the benefits that come with being a member of Usc!

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. Our location features ADA-compliant entryways and ramps, ensuring everyone can access our services comfortably. Ample parking is available nearby, allowing for a hassle-free visit.

Get in Touch

If you have questions or need assistance before your visit, feel free to give us a call at (213) 821-7100. We invite you to come by and discover how Usc can support your financial journey!

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, so you can stop by during your lunch break or after work. We offer a variety of services including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. Plus, our ATM is available for quick cash withdrawals or balance checks. While we don't have drive-thru banking at this location, our lobby is welcoming and equipped to handle all your banking needs efficiently.

Member Eligibility

Joining the Usc community means stepping into a world of support and financial opportunities tailored just for you. To become a member of Usc, located at 3720 S Flower St Fl 1, Los Angeles, CA 90089, you'll find that eligibility is straightforward and welcoming. If you live, work, or attend school in the areas served by Usc, you're already on your way! Additional criteria may apply, so we encourage you to explore more details at this link. Becoming a member opens doors to various services designed to enhance your financial well-being, from personal banking options to competitive loan rates. The process of joining Usc is simple and inclusive. You can reach out to us at 213-821-7100 if you have any questions or need assistance. We're here to guide you every step of the way as you embark on this exciting journey toward better banking. Visit our website for more information on how to open an account and enjoy all the benefits of being part of our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer practical merchant services that simplify payment processing and enhance customer experiences. Imagine being able to accept payments easily while managing cash flow seamlessly. Our services help you focus more on your business and less on the transaction details. If you're ready to explore how our business banking solutions can support your entrepreneurial journey, visit us at 3720 S Flower St Fl 1 Los Angeles Ca 90089 in Los Angeles, CA or give us a call at (213) 821-7100. Let's work together to make your business dreams a reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $323,912, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we have you covered too! Our business banking services include merchant services and business loans that can help streamline your operations and fuel growth. Think about the possibilities of expanding your business with financial support from people who understand your needs.

Call Us Today!

Ready to explore how Usc can support you? Reach out to us at (213) 821-7100 or visit our website at Cub Branch for more information about our services. Whether you're looking to open an account or need advice on loans, we're here for you Monday through Friday from 9 AM to 5 PM. Let's take the next step together towards achieving your financial goals!

Credit Cards with Rewards

We know that every little bit counts, which is why our credit cards come with rewards tailored just for you. From cash back on everyday purchases to travel rewards, using our card means you're not just spending; you're earning!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services. You can easily check balances, transfer funds, and even send money to friends with just a few taps on your smartphone. Plus, with ATM access available for cash withdrawals and balance checks, managing your money is never a hassle.

Loans and Financing Options

For those considering a new vehicle or needing extra funds, our auto loans and vehicle financing options make purchasing a car simple and affordable. Picture yourself driving off in your dream car without breaking the bank! We also provide mortgage loans and refinancing solutions, making home ownership within reach or helping you save money on your current mortgage. If you're facing unexpected expenses or want to consolidate debt, our personal loans are here to assist you.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having a place where you can easily manage your day-to-day expenses while also saving for future dreams like a vacation or home renovation. With competitive interest rates and low fees, our accounts are designed to help you keep more of your hard-earned money.

Digital & Online Banking

Key Features

Our online banking platform provides an easy-to-use interface where you can access your e-statements anytime you need them. Say goodbye to paper clutter and enjoy the eco-friendly benefit of receiving your statements electronically it's simple and secure! Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free. For those who prefer banking on-the-go, our mobile application is perfect for managing your finances directly from your smartphone. You can check balances, make transfers, and more all with a few taps on your screen. While we currently do not support mobile payments, the convenience of our app ensures you have everything you need right at your fingertips.

Security & Support

We prioritize your security with robust measures in place to keep your information safe. Although we do not offer electronic signature authorization at this time, rest assured that our online systems are designed with user safety as a top priority. At Usc, we're committed to making banking easier for you. Our goal is to provide a user-friendly experience that allows you to take control of your financial life effortlessly. If you have any questions or need assistance, our friendly staff is here to help during regular business hours. Experience the ease of modern banking today with Usc where convenience meets community!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 131,600, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usc is your trusted partner. Visit us at 3720 S Flower St Fl 1 Los Angeles Ca 90089 or call (213) 821-7100 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $119,844,097 in share certificates and $150,459,675 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,968,420, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $73,508,753, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinventing Banking for You

With $57,042,407 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand that having access to funds is essential for your goals; therefore, with $6,784 in used auto loans and $517,089,397 in total loans and leases, our lending capacity supports your financial aspirations across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $97,383,266 in used vehicle loans and $70,757,154 in new vehicle loans already helping members get on the road. Whether it's a reliable used car or the latest model, we have flexible financing options that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $323,912 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are dedicated to providing resources that help them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,660,385, make buying or refinancing simple. We believe that owning a home should be within reach for everyone, and our team is ready to guide you through the process.

Refinancing Options

If you're considering refinancing your current loans, please reach out to us. We can provide information on eligibility options and help you find solutions that suit your financial situation. At Usc, we prioritize transparency and accessibility. If you have any questions or need assistance with choosing the right loan product for you, feel free to contact us at (213) 821-7100 or visit us at our location: 3720 S Flower St Fl 1 Los Angeles Ca 90089 in Los Angeles, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let us help you achieve your goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,862,647 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit you as you navigate your financial landscape.

Loan Aggregator

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Usc