Usc Credit Union Los Angeles CA | Convenient ATM Services Only

Introduction

Welcome to Usc, your trusted financial partner located at 3720 S Flower St Fl 4, Los Angeles, CA 90089. Since our establishment in 1973, we've dedicated ourselves to providing exceptional financial services tailored to meet the needs of our community. With a total membership of 81,740 and assets exceeding $737 million, we are proud to support our members with a variety of loan options, including over 24,667 loans and leases. At Usc, we believe that financial wellness is key to a thriving community. Our commitment to our members goes beyond just banking; it extends into building relationships and fostering trust. Under the leadership of CEO Gary Perez and Board President Gavin Galimi, our team of 119 employees works tirelessly to ensure that you receive personalized service every time you visit us or call. While you can reach us directly at 213-821-7100, please note that if you need to send official correspondence, the mailing address is PO Box 512718, Los Angeles, CA 90051-0718. We invite you to explore what we have to offer at usccreditunion.org and discover how we can help you achieve your financial goals. Whether you're looking for loans, savings options, or simply want to learn more about managing your finances wisely, Usc is here for you every step of the way. Don't hesitate come visit us today!

Branch History & Mission

Welcome to Usc in Los Angeles, CA! Since opening our doors in 1973, we have proudly served our community with dedication and a commitment to excellence. With a rich history that began over four decades ago, we have grown into a trusted financial partner for over 81,740 members. Located at 3720 S Flower St Fl 4 Los Angeles Ca 90089, just a stone's throw away from local landmarks, we are central to the lives of many in our neighborhood. Whether you need personal loans, savings accounts, or financial advice, we are here to help you reach your goals. While members can visit us at 3720 S Flower St Fl 4 Los Angeles Ca 90089, official correspondence should be sent to PO Box 512718, Los Angeles, CA 90051-0718. Our mission is simple yet powerful: to provide exceptional financial services while fostering a supportive environment for our members and the community. We strive not only to meet your banking needs but also to empower individuals and families through education and outreach initiatives. This commitment drives us to build strong relationships and create opportunities for growth. As part of our evolution, we continuously embrace digital advancements to enhance your experience. From online banking options to mobile applications, our focus remains on making banking as convenient as possible. Accessibility is key; that's why we ensure our services meet ADA compliance standards. At Usc, community involvement is at the heart of what we do. We partner with local organizations and participate in various outreach programs aimed at supporting those in need. Our efforts extend beyond providing financial services; we believe in giving back and uplifting our community. With total assets amounting to an impressive $737,489,979, we are well-equipped to offer competitive rates and personalized service tailored just for you. Our operating hours are convenient, from 8:30 am to 6:00 pm Monday through Friday, allowing you plenty of time to visit or reach out with any questions. We invite you to join the growing family at Usc. Experience firsthand how we can support your financial journey while making a positive impact in our community. Together, let's build a brighter future! For more information or assistance, feel free to call us at (213) 821-7100 or visit us online at https://www.usccreditunion.org/.

Branch Location & Accessibility

Banking Services

Although we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is available inside the branch to help with a range of services tailored just for you. From opening new accounts to discussing loan options, we strive to provide personalized service that meets your needs.

Convenient Access

At Usc, we prioritize making your visit as smooth as possible. Our branch features accessible parking options and ADA-compliant facilities to ensure everyone can easily navigate our space. If you need assistance while you're here, our friendly staff is always ready to help.

Get in Touch

While members can visit us at 3720 S Flower St Fl 4 for all their banking needs, please note that official correspondence should be sent to our mailing address: PO Box 512718, Los Angeles, CA 90051-0718. If you have any questions or would like more information about our services, don't hesitate to give us a call at 213-821-7100. We look forward to welcoming you into our branch soon!

Operating Hours

We understand that life can be busy. That's why we offer flexible operating hours from 8:30 AM to 6:00 PM, Monday through Friday. Whether you're managing your finances on your lunch break or finishing up errands in the evening, we're here to assist you during these convenient times.

Member Eligibility

Joining Usc is more than just opening an account; it's about becoming part of a caring community that supports its members every step of the way. If you live, work, or worship in the area surrounding 3720 S Flower St Fl 4 Los Angeles Ca 90089, you may be eligible to join us! We welcome individuals who share our values and are looking for a financial partner that prioritizes their needs. Becoming a member at Usc means gaining access to a range of benefits designed to enhance your financial journey, from competitive loan rates to personalized service. Getting started is simple! You can find all the details about eligibility by visiting our website at https://www.usccreditunion.org/join-usccu/am-i-eligible/. If you have any questions or want to learn more about the account opening process, feel free to call us at (213) 821-7100. We're here to help you navigate this exciting step toward joining our community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools to manage your transactions effortlessly. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. From accepting credit cards to managing online payments, we provide flexible solutions that fit right into your daily operations. Located conveniently at 3720 S Flower St Fl 4 Los Angeles Ca 90089, Los Angeles, CA CA, our dedicated team is ready to partner with you. Let us help you achieve your business goals today! For inquiries, call us at (213) 821-7100.

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $323,912, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Solutions for Everyone

Whether you're just starting out or looking to manage your wealth, we have something for everyone. One of our key offerings is ATM Services, designed to give you quick access to your funds whenever you need them. Imagine needing cash on a weekend outing; with our ATM services, you'll never be left empty-handed.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is crucial. That's why Usc has embraced technology to make banking easier for you. With features like online banking, you can manage your accounts from the comfort of your home. Checking balances, transferring money, or paying bills has never been simpler. Plus, our mobile application allows you to bank on the go perfect for those busy days when time is tight.

Join Us Today!

We invite you to explore all that Usc has to offer. With our comprehensive services and commitment to member satisfaction, we're confident that you'll find what you need right here with us. Visit us at 3720 S Flower St Fl 4 Los Angeles Ca 90089 in Los Angeles, CA, or check out our website at Main Office for more information. We look forward to serving you!

Personalized Support and Community Focus

At Usc, we pride ourselves on being more than just a bank; we're a community partner. Our staff is here to provide personalized support tailored to your unique situation. Whether you're considering a loan or need advice on managing your finances, we're committed to helping you every step of the way.

Digital & Online Banking

Key Features

Managing your money has never been more straightforward. Our service includes features like person-to-person transfers, allowing you to send money to friends or family with ease. Need to view your statements? Enjoy the benefits of e-statements, which provide you with secure access to your financial information without the clutter of paper documents. For those who prefer banking on the go, we have a mobile application available that puts everything at your fingertips. While mobile payments are not currently offered, our app allows for quick transactions and real-time account management so you're always in control of your finances.

Security and Accessibility

We take your security seriously. Although we do not offer electronic signature authorization at this time, rest assured that our systems are designed to keep your information safe while providing a smooth user experience. Our online banking is straightforward and intuitive, ensuring that even if you're not tech-savvy, you can easily navigate through all available options. At Usc, we're committed to making your banking experience as convenient as possible. Whether you're at home or on the move, our digital tools empower you to manage your finances effectively and securely. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $57,042,407 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have also extended support through $6,784 in used auto loans and $517,089,397 in total loans and leases. This lending capacity helps fulfill your financial goals across various sectors.

Growing Member Base

The trust of our community is reflected in our growing membership base, with a total of 131,600 share accounts. This shows that more individuals are choosing Usc as their trusted financial partner. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usc is your trusted partner. Visit us at 3720 S Flower St Fl 4 Los Angeles Ca 90089 or call (213) 821-7100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is highlighted by our $0, reflecting our commitment to maintaining a sustainable business model while providing competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 18 part-time employees who are dedicated to serving you with knowledge and care.

Secure Savings Options

Members' savings are secured through $119,844,097 in share certificates and $150,459,675 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,968,420, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $73,508,753, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $323,912 provide the capital needed to grow and expand. If you're considering refinancing existing loans, we have options available that might lower your monthly payments or reduce your interest rate. At Usc, we're committed to providing accessible loan solutions that cater to various financial situations. Interested in learning more? Feel free to reach out at (213) 821-7100, or visit us at our branch located at 3720 S Flower St Fl 4 Los Angeles Ca 90089, Los Angeles, CA. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $97,383,266 in used vehicle loans and $70,757,154 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, our financing options can help make your purchase more affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,660,385, make buying or refinancing simple. We provide various terms to fit different budgets and lifestyles, so you can find what works best for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,862,647 in loans helping members manage their finances effectively. This option is perfect for those who want to consolidate debt or cover unexpected expenses without putting their assets at risk.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that the information is current and reliable, allowing users to access fair and transparent offers. The data is based on the latest results, ensuring that you receive the most relevant information available (Source: https://www.ncua.gov).

Usc