Usc Credit Union Los Angeles CA | Affordable Vehicle Loans & Business Banking

Introduction

At Usc, we believe in the power of community and strong financial partnerships. Located at 1969 Zonal Ave Ste 101B, Los Angeles, CA 90033, our branch has been serving members since 1973, creating a welcoming environment where trust and reliability are paramount. With a robust membership of 81,740 and total assets exceeding $737 million, we are dedicated to providing personalized financial solutions that meet the diverse needs of our community. While members can visit us at our branch, official correspondence should be sent to our mailing address: PO Box 512718, Los Angeles, CA 90051-0718. Our commitment extends beyond traditional banking services; we offer a range of options including personal banking accounts, auto loans, mortgage financing, and business banking solutions. In fact, with over 24,667 loans and leases issued, we strive to support your financial goals with competitive rates and tailored advice. Our leadership team is passionate about making an impact in the lives of our members. Under the guidance of CEO Gary Perez and Board President Gavin Galimi, our team of 119 employees works diligently to ensure that every member feels valued and understood. We pride ourselves on being responsive to your needs, whether through in-person visits or online banking services available at usccreditunion.org. With total deposits around $66 million and net worth standing at $73 million, Usc is not just a credit union; we're a trusted partner in your financial journey. We understand that life can bring unexpected challenges, which is why we maintain a cash reserve of over $6 million to ensure stability for our members. We invite you to visit us or call us at 213-821-7100 during our operating hours from 9 AM to 5 PM, Monday through Friday. Let's take the next step together towards achieving your financial dreams!

Branch History & Mission

At USC Credit Union, our story began in 1973 when we opened our doors at 1969 Zonal Ave Ste 101B, Los Angeles, CA 90033. Since then, we have grown to serve over 81,740 members while amassing total assets of $737,489,979. Our journey reflects a deep commitment to empowering our community through accessible financial services. From the start, our mission has been clear: to provide exceptional financial services while fostering a supportive environment for all members. We believe that everyone deserves a chance to achieve their financial goals, and we strive to make banking easy and welcoming. Our focus on community support means that we're not just here for transactions; we're here to build lasting relationships. Over the years, we've embraced advancements in technology to enhance your banking experience. With options like online banking and mobile apps, managing your finances has never been easier. We also ensure ADA compliance so that all members can access our services without barriers. While members can visit us at our branch address, official correspondence should be sent to PO Box 512718, Los Angeles, CA 90051-0718. Our dedicated team is available during lobby hours from 9 AM to 5 PM, Monday through Friday. If you need assistance outside of these hours or prefer self-service options, you'll find an ATM available on-site. We pride ourselves on being more than just a credit union; we're active participants in the Los Angeles community. Through various outreach programs and partnerships with local organizations, we aim to make a positive impact on those around us. As we continue this journey together, we invite you to join USC Credit Union and experience the benefits of membership firsthand. Together, let's work towards a brighter financial future! For more information or to get started with us today, call us at 213-821-7100 or visit our website at USC Credit Union.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at (213) 821-7100 for any inquiries. We look forward to welcoming you at Usc, where your financial journey begins!

Operating Hours

At Usc, we understand that your time is valuable. That's why we are open Monday through Friday from 9 AM to 5 PM, ready to assist you with all your banking needs. Whether you're looking to open an account, apply for a loan, or simply ask a question, our friendly team is here to help!

Services Offered

We offer a variety of services tailored for both individuals and businesses. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, you'll find everything you need under one roof. Plus, with ATM availability right on-site, accessing your funds is quick and easy. While we do not have drive-thru banking at this location, we invite you to come inside where our staff will be more than happy to assist you directly.

Member Eligibility

Becoming a member of Usc is like joining a warm, welcoming family that truly cares about your financial well-being. If you're interested in membership, you'll find that the process is straightforward and inviting. Generally, anyone who lives, works, or worships in the area surrounding our branch at 1969 Zonal Ave Ste 101B Los Angeles Ca 90033 can qualify to join us. Additionally, if you have a family member who is already a member, you're also eligible! Joining us means gaining access to an array of benefits designed to support your financial goals, from low-interest loans to personalized banking services. If you're ready to take the next step toward membership, you can find more detailed information about eligibility criteria by visiting https://www.usccreditunion.org/join-usccu/am-i-eligible/. This resource will help you understand everything you need to know before joining our community. Once you've confirmed your eligibility, opening an account is easy! Feel free to give us a call at (213) 821-7100 if you have any questions or need assistance. We're here for you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $323,912, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a reliable partner for processing payments while you focus on what you do best running your business. Our merchant services simplify transactions, allowing you to accept payments seamlessly and efficiently. This means more time for you to nurture customer relationships and drive sales without worrying about payment hiccups. Located at 1969 Zonal Ave Ste 101B Los Angeles Ca 90033 in Los Angeles, CA, our team is ready to help your business thrive. Contact us today at (213) 821-7100 to explore how we can support your financial goals!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses, we also provide robust Business Banking services. From Merchant Services that simplify transactions to Business Loans designed to fuel your growth, we're committed to supporting the success of your business.

Community-Centered Approach

Located at 1969 Zonal Ave Ste 101B Los Angeles Ca 90033 in Los Angeles, CA, we are proud to serve our community with a personal touch. Our friendly staff is always ready to help answer any questions you may have about our services or assist you in finding the right financial products for your needs. If you're interested in learning more about how Usc can support your financial journey, don't hesitate to reach out! Call us at (213) 821-7100 or visit us online at https://www.usccreditunion.org/ today. We look forward to serving you!

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. At Usc, we prioritize ease of access through our Online & Mobile Banking features. You can manage your accounts from anywhere, making it simple to check balances, transfer funds, or pay bills on the go. Plus, with our ATM & Cash Withdrawal Services available at various locations, accessing your money has never been easier.

Personal Banking Services

For individuals seeking to take control of their finances, we offer a variety of personal banking options. Start with our Checking and Savings Accounts, which provide easy access to your funds while helping you save for future goals. Need a new car? Our Auto Loans & Vehicle Financing options make purchasing or refinancing your vehicle straightforward and affordable. If you're considering buying a home, explore our Mortgage Loans & Refinancing services tailored to fit your unique situation. Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy, allowing you to manage those costs without stress. Additionally, our Credit Cards with Rewards offer an excellent way to earn benefits on everyday purchases.

Digital & Online Banking

At Usc, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure than ever. With our 24/7 online banking options, you can access your accounts anytime, anywhere, ensuring you're always in control of your financial well-being. One of the standout features is our user-friendly online banking platform, which you can explore at https://www.usccreditunion.org/. Here, you can check balances, pay bills, and transfer funds with just a few clicks. Plus, with person-to-person transfers available, sending money to friends or family has never been simpler. For those who prefer mobile management, our mobile application allows you to bank on the go. Whether you need to deposit checks or review your transaction history, everything is right at your fingertips. You can also choose to receive e-statements instead of paper ones, making it easy to keep track of your finances while helping the environment. Security is a top priority at Usc. We ensure that all transactions are safe and secure so you can bank with peace of mind. Even though we currently do not support electronic signature authorization or mobile payments, our existing features provide robust solutions for everyday banking needs. With real-time account management and easy accessibility from any device, digital banking at Usc empowers you to take charge of your financial journey. Experience the convenience today!

Financial Strength

At Usc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health to ensure that your needs are met with confidence. With a net worth of $73,508,753, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $119,844,097 in share certificates and $150,459,675 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,968,420, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,042,407 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,784 in used auto loans and $517,089,397 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 131,600, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usc is your trusted partner. Visit us at 1969 Zonal Ave Ste 101B Los Angeles Ca 90033 or call (213) 821-7100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $97,383,266 in used vehicle loans and $70,757,154 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive away with confidence.

Credit Lines and Unsecured Loans

For those looking for more flexibility, we offer credit lines totaling $313,256,116, allowing you to access funds when you need them most. Additionally, we also have flexible terms on unsecured credit card loans, with a total of $14,862,647 in loans helping members manage their finances effectively. Our aim is to provide loan solutions that fit your lifestyle while ensuring you feel supported every step of the way. If you're interested in exploring our loan products further or have questions about eligibility and refinancing options, don't hesitate to reach out. You can contact us at (213) 821-7100 or visit us at our branch located at 1969 Zonal Ave Ste 101B Los Angeles Ca 90033. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,660,385, make buying or refinancing simple. We are here to guide you through the process, offering insights into eligibility requirements and refinancing options to help you secure the best possible terms.

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