Usalliance Credit Union Purchase NY | Low Mortgage Rates & Auto Loans

Introduction

At Usalliance, we believe in the power of community. Nestled in the heart of Purchase, NY, our branch at 700 Anderson Hill Rd has been dedicated to serving our members since 1966. With a strong commitment to financial well-being, we proudly support over 183,000 members with resources and services tailored to their needs. Our doors are open Monday through Friday from 8 AM to 4 PM, providing you ample opportunity to connect with our knowledgeable staff who are eager to assist you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our online and mobile banking services ensure that managing your finances is as convenient as possible. At Usalliance, we take pride in our financial strength. With total assets amounting to an impressive $3.25 billion and total deposits reaching $284 million, our stability allows us to offer competitive rates on loans currently totaling 66,523 across various types. Our net worth stands at $262 million, ensuring that your money is safe and secure with us. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 700 Anderson Hill Rd, Purchase, NY 10577-1403. If you have questions or need assistance, feel free to reach out at (914) 921-0500. Under the leadership of CEO Harry Zhu and Board President Carla Palma, Usalliance continues to foster a welcoming environment where your financial goals matter. We invite you to discover how we can partner with you on your financial journey visit us today or explore more on our website at usalliance.org.

Branch History & Mission

At Usalliance, our roots run deep in the heart of Purchase, NY. Established in 1966, we have proudly served our community for over five decades, growing alongside our members and adapting to their needs. Our branch, located at 700 Anderson Hill Rd, is more than just a financial institution; it's a place where personal connections flourish and dreams take shape. Over the years, Usalliance has achieved significant milestones that speak to our commitment to excellence. Today, we are honored to have a membership base of 183,542 individuals who trust us with their financial well-being. With total assets exceeding $3.25 billion, we strive to provide top-notch services that help our members secure their financial futures. Our mission is simple yet profound: to empower our members through personalized financial services while actively supporting our local community. We believe that when our members thrive, so does the community around them. That's why we prioritize offering products such as checking and savings accounts, auto loans, mortgages, and business banking solutions tailored to meet the diverse needs of those we serve. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to our mailing address: 700 Anderson Hill Rd, Purchase, NY 10577-1403. As we move forward in this digital age, Usalliance remains committed to enhancing accessibility and convenience for our members. Although we currently do not have ATM or drive-thru services available at this location, we offer robust online and mobile banking options. This allows you to manage your finances anytime and anywhere whether making payments or checking balances all from the comfort of your home. Community engagement is at the forefront of everything we do. We actively seek partnerships with local organizations and initiatives aimed at improving the lives of those in Purchase and beyond. Through various outreach programs and sponsorships, we aim to foster a sense of belonging and support within our community. Join us at Usalliance and discover how being part of a credit union can enhance your financial journey. Whether you're looking for personal banking solutions or considering ways to support your business endeavors, we're here for you every step of the way. Call us today at 914-921-0500 or visit our website to learn more about what we can offer you!

Branch Location & Accessibility

Welcome to Usalliance, your friendly neighborhood credit union located at 700 Anderson Hill Rd in the beautiful community of Purchase, NY. Nestled in Westchester County, our branch is easily accessible and conveniently positioned near local landmarks, making it a breeze for you to visit us. Whether you're popping by for personal banking or seeking assistance with loans, our team is ready to help. At Usalliance, we understand that accessibility is important. Our branch features ADA-compliant entryways and ramps, ensuring all members can easily navigate our space. Parking is ample, so you won't have to worry about finding a spot when you arrive. We invite you to drop in during our operating hours Monday through Friday from 8 AM to 4 PM to explore our range of services. From checking and savings accounts to auto loans and personal loans, we've got options tailored just for you. While we currently do not have ATM services or drive-thru banking available at this location, our staff is always on hand to assist with any cash withdrawal needs. If you need to reach out before your visit, feel free to give us a call at 914-921-0500. While members can visit us at 700 Anderson Hill Rd, official correspondence should be sent to our mailing address at 700 Anderson Hill Rd, Purchase, NY 10577-1403. We look forward to welcoming you into the Usalliance family! Come see how we can support your financial journey today!

Member Eligibility

At Usalliance, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, or attends school in the areas we serve. Whether you're looking for personal banking solutions, auto loans, or business services, joining us means you're not just a number you're part of a family that cares about your financial well-being. For more detailed information on eligibility criteria, feel free to visit our website. Once you're ready to take the next step, opening an account is just as easy! You can reach out to us directly at (914) 921-0500, and our friendly team will guide you through the process. Come visit us at 700 Anderson Hill Rd Purchase Ny 10577 and see how being a member of Usalliance can enhance your financial journey!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for businesses. Imagine effortlessly accepting payments from customers through various methods from credit cards to mobile payments making transactions quick and convenient. This not only enhances customer satisfaction but also boosts your bottom line. Located at 700 Anderson Hill Rd Purchase Ny 10577 in Purchase, NY, our team is ready to assist you in navigating your business financial journey. Contact us at (914) 921-0500 to learn more about how we can help your business grow!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $44,315,448, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local business owners, we provide comprehensive Business Banking solutions including merchant services and business loans. We understand the challenges of running a business, and we're here to support you every step of the way.

Contact Us Today!

To learn more about how our services can benefit you, call us at (914) 921-0500 or visit us at 700 Anderson Hill Rd Purchase Ny 10577. At Usalliance, we pride ourselves on being more than just a credit union; we are your partners in financial wellness. Let us help you achieve your goals today!

Home Financing Options

If you're thinking about buying a home or refinancing an existing mortgage, look no further. Our Mortgage Loans & Refinancing options are tailored to help you secure the best rates and terms available. Picture yourself settling into a new home with peace of mind knowing that your mortgage is managed by professionals who care about your long-term success.

Online Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. You can make deposits, transfer funds, and even pay bills right from your smartphone or computer without needing to visit the branch physically.

Personal Banking Solutions

For those managing day-to-day expenses, our Personal Banking services include checking and savings accounts that cater to various financial habits. Imagine having a checking account that allows you to easily track your spending while earning interest on your savings. We also offer Auto Loans & Vehicle Financing for when it's time to hit the road with a new car or motorcycle. Our competitive rates and flexible terms make it easier than ever for you to drive away in the vehicle of your dreams.

Personal Loans and Credit Cards

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy, allowing you to consolidate debt and simplify payments. Plus, don't forget about our Credit Cards with Rewards! These cards offer great benefits for everyday purchases while giving you cash back or points toward future rewards.

Digital & Online Banking

Key Services Available

With just a few clicks, you can access a wide range of services through our online banking portal at https://www.usalliance.org/. Need to check your account balance or pay bills? You can do it all from the comfort of your home or on the go. Our 24/7 online banking ensures that you have access to your accounts whenever you need it. You can enjoy features like electronic signature authorization, which allows you to complete transactions securely without the hassle of paperwork. Plus, with e-statements available, you can easily track your financial activity while reducing clutter no more paper statements piling up!

Mobile Banking Made Easy

For those who prefer to bank on their smartphones, our mobile application is designed for simplicity and speed. Whether you're making person-to-person transfers or using mobile payments, everything is streamlined for easy use. Our app gives you real-time updates on your accounts and makes it simple to manage your finances wherever life takes you.

Security You Can Trust

Security is a top priority at Usalliance. We ensure that all transactions are protected with advanced security measures so that you can bank with confidence. With features like electronic signatures and secure logins, your personal information remains safe. In today's fast-paced world, having reliable online banking options is essential. At Usalliance, we are committed to providing accessible and efficient digital banking solutions tailored to meet your needs. Experience the difference today!

Financial Strength

Commitment to Growth

With $199,451,051 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,793 in used auto loans and $2,838,191,689 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 286,182, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $612,362, further illustrating our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usalliance is your trusted partner. Visit us at 700 Anderson Hill Rd Purchase Ny 10577 or call (914) 921-0500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,027,692,310 in share certificates and $24,243,422 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,912,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $5,185,395 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 279 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $262,458,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $226,688,376 in used vehicle loans and $13,815,478 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to choose the right fit for your lifestyle. Plus, if you're considering refinancing an existing auto loan, we can help you explore eligibility options to potentially lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $44,315,448 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to support your business ambitions. At Usalliance, we're committed to providing our members with transparent and accessible financial solutions. Our team is ready to assist you through each step of the borrowing process, ensuring you understand all your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out today at (914) 921-0500 or visit us at 700 Anderson Hill Rd Purchase Ny 10577, Purchase, NY for personalized assistance tailored to your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $563,098,893, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home you've always wanted. If you're looking to refinance your current mortgage, we also have options available that could save you money.

Unsecured Credit Card Loans

Managing everyday expenses just got easier with our unsecured credit card loans. With a total of $32,957,062 in loans helping members manage their finances effectively, our credit cards come with flexible terms and competitive rates. They are designed to give you the purchasing power you need while keeping your budget in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment is based on the latest results available through NCUA, ensuring users receive fair and transparent offers (Source: https://www.ncua.gov). One of the key benefits of using LendMesh is its verified data. All loan offers are sourced from legitimate financial institutions, which promotes transparency in the lending process. Additionally, LendMesh stands out because it features no sponsored listings; lenders are not prioritized based on paid promotions. Instead, the focus is on delivering unbiased results that users can trust. With real-time rate comparisons, LendMesh provides up-to-date information from multiple institutions. This empowers users to make informed decisions about their loans without the hassle of sifting through countless options themselves. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective and reliable LendMesh has proven to be for its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

USALLIANCE FEDERAL CREDIT UNION - Purchase, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Purchase, NY (10577)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Business Loan Options

Comprehensive List Of Services

Business Banking Services

Contact Us Today!

Home Financing Options

Online Convenience

Personal Banking Solutions

Personal Loans and Credit Cards

Digital & Online Banking

Key Services Available

Mobile Banking Made Easy

Security You Can Trust

Financial Strength

Commitment to Growth

Growing Trust

Member-Centric Savings

Operational Efficiency

Solid Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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