In today's fast-paced world, we understand the importance of convenience and accessibility. That's why Usalliance offers robust online and mobile banking options that allow you to manage your finances anywhere and anytime. With features like ATM access available right here in Bronx, along with secure online transactions and mobile payments, we ensure you're equipped with modern tools for effective financial management.
As we continue on this exciting journey together, we invite you to become part of our growing family at Usalliance. Experience firsthand how being a member opens doors to valuable financial resources while being part of a supportive community network. Come visit us or reach out via phone at (718) 299-9100 we're here for you!
At Usalliance, our mission is clear: we aim to provide exceptional financial services while making a positive impact in the communities we serve. We believe that everyone deserves access to quality banking options that empower them to achieve their financial goals. From checking and savings accounts to auto loans and mortgages, our services are designed with you in mind. But it's not just about banking; it's about community support. We strive to create partnerships that uplift those around us through outreach programs and events designed to educate and empower our members. Every initiative we undertake is rooted in our desire to enhance the lives of individuals and families across Bronx. While members can visit us at 20 E 179Th St Bronx Ny 10453, official correspondence should be sent to 20 E 179th Street, Bronx, NY 10453 if it differs from our branch location.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $44,315,448, we continue to drive economic growth by financing new and expanding businesses.
Imagine seamlessly processing payments while focusing on what you do best running your business. Our merchant services empower you to accept payments from customers effortlessly, whether in-store or online. This means more time spent on growing your brand and less time worrying about transactions. Located at 20 E 179Th St Bronx Ny 10453 in Bronx, NY, we're here to help local businesses thrive. Reach out to us at (718) 299-9100 to learn how we can partner with you for success!
For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. We understand the challenges of running a business and are here to provide tools that help you thrive. With us by your side, managing finances becomes less daunting.
In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. You can manage your accounts from anywhere check balances, transfer funds, pay bills, or even send money to friends using our person-to-person payment feature. Plus, our ATM services ensure you have access to cash whenever you need it. Picture this: it's Saturday morning; you're out running errands when suddenly you realize you've forgotten to pay a bill. No worries! A quick tap on our mobile app allows you to handle it instantly while you're on the go.
With everything from personal checking accounts to business financing options available under one roof at Bethex, there's something for everyone. Ready to take the next step? Call us at (718) 299-9100 or visit us at 20 E 179Th St Bronx Ny 10453 in Bronx, NY. Let us help you navigate your financial journey with confidence!
Our personal banking services are crafted with you in mind. From checking and savings accounts that help you manage your day-to-day finances to auto loans and vehicle financing options, we're committed to helping you achieve your goals. If you're dreaming of homeownership, our mortgage loans and refinancing services can guide you through the process smoothly. Need a little extra cash? Our personal loans and debt consolidation options provide flexible solutions for life's unexpected expenses. Imagine pulling into your driveway with a new car, all financed through our easy auto loan process. With competitive rates and personalized service, we aim to make that dream a reality.
Who doesn't love rewards? Our credit cards with rewards allow you to earn points on everyday purchases, turning your spending into savings. Whether it's for travel, dining, or shopping, these cards offer benefits that fit your lifestyle.
With our online banking platform, you can easily check your account balance, transfer funds, and pay bills anytime you need. Our services are available 24/7, so you can manage your money whenever it suits you. Plus, with electronic signature authorization, signing documents is quick and hassle-free no need for paper and ink! E-statements are another fantastic feature that saves you time and keeps your information organized. You can access your statements online whenever you want, making it easy to track your spending. If you prefer a more hands-on approach, our mobile application is available for download, putting all these features directly on your smartphone.
We also offer mobile payments, allowing you to make purchases swiftly using your phone. This means no more fumbling for cash or cards when you're out and about. Additionally, our person-to-person transfer feature lets you send money to friends or family instantly perfect for splitting dinner bills or sending gifts. In today's fast-paced world, accessibility is key. At Usalliance, we're committed to providing user-friendly tools that empower you to take charge of your financial life from anywhere. So why wait? Explore all the benefits of digital banking with us today!
Total Share and Deposit Accounts: 286,182, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments): $612,362, we're well-positioned to meet your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usalliance is your trusted partner. Visit us at 20 E 179Th St Bronx Ny 10453 or call (718) 299-9100 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $1,027,692,310 in share certificates and $24,243,422 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,912,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $5,185,395 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 279 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $199,451,051 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is clear; with $10,793 in used auto loans and $2,838,191,689 in total loans and leases, we support your financial goals across various sectors.
With a net worth of $262,458,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $226,688,376 in used vehicle loans and $13,815,478 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to ensure that you can find a solution that works for you.
For business owners, our outstanding commercial loans totaling $44,315,448 provide the capital needed to grow and expand. We believe in supporting local businesses as they contribute to the community's success. At Usalliance, we're dedicated to offering personalized service that meets your unique financial needs. Contact us today at (718) 299-9100 or visit us at 20 E 179Th St Bronx Ny 10453 to explore how we can assist you on your financial journey!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $563,098,893, make buying or refinancing simple. We guide you through the process every step of the way so you can feel confident in your decisions.
Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $32,957,062 in loans helping members manage their finances effectively. Whether it's for unexpected bills or everyday purchases, our credit cards provide peace of mind.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent.