Member Eligibility
Joining the Usalliance family means becoming part of a supportive community that prioritizes your financial well-being. Membership is open to anyone who lives, works, worships, or attends school in the area surrounding our branch at 300 Apollo Dr Chelmsford Ma 01824. It's that simple! You'll find a welcoming space where you can access a range of services tailored to your needs, from savings accounts to loans, all designed with your best interests in mind. Plus, as a member, you'll enjoy competitive rates and personalized service that makes banking feel less corporate and more like home. To get started on your journey toward membership at Usalliance, visit our website for detailed eligibility criteria and account opening information. If you have any questions or need assistance, feel free to reach out to us at (800) 431-2754. We're here to help you every step of the way! For more specifics about eligibility, check out our resource page.
Financial Strength
At Usalliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial health, which allows us to provide the best possible services to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $262,458,236, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,027,692,310 in share certificates and $24,243,422 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,912,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $199,451,051 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,793 in used auto loans and $2,838,191,689 in total loans and leases. Our commitment to operational efficiency is reflected in our $5,185,395, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 279 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $612,362. Total Share and Deposit Accounts: 286,182, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usalliance is your trusted partner. Visit us at 300 Apollo Dr Chelmsford Ma 01824 or call (800) 431-2754 to learn more about how we can help you achieve your financial goals.
