Usalliance Credit Union Chelmsford MA | Convenient ATM Services

Introduction

Welcome to Usalliance, your trusted partner in financial well-being, located at 300 Apollo Dr, Chelmsford, MA 01824. Since our establishment in 1966, we've been dedicated to serving our community with integrity and care. Our commitment to our members is reflected in our robust financial health, boasting total assets of over $3.25 billion and a membership base of 183,542 individuals who have made us their choice for banking solutions. At Usalliance, we pride ourselves on offering personalized services tailored to meet your unique financial needs. With total loans amounting to 66,523, we provide various lending options that empower you to achieve your dreams, whether it's buying a new home or financing your next vehicle. Our deposits exceed $284 million, showcasing the trust and confidence our members place in us. Led by our CEO, Harry Zhu, and Board President, Carla Palma, our team of 287 dedicated employees is here to ensure that you receive the best possible service. We believe that a strong community is built on relationships, and we strive to foster those connections every day. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address at 300 Apollo Drive, Chelmsford, MA 1824. Feel free to reach out to us at 800-431-2754 during our operating hours from 8:15 AM to 5:00 PM, Monday through Friday. We are here to assist you with any questions or concerns you may have. Join us at Usalliance where your financial future matters! Visit us online at www.USAlliance.org for more information on how we can help you succeed financially.

Branch History & Mission

Community Engagement

We are proud of our partnerships within the Chelmsford area and continuously seek ways to give back. From sponsoring local events to providing financial literacy workshops, Usalliance is dedicated to enriching the lives of those around us. In addition to traditional banking services, we embrace digital advancements that enhance your experience. With online banking options available and features like mobile payments and electronic signatures, managing your finances has never been easier or more convenient.

Join Us!

As we look forward to the future, we invite you to become part of the Usalliance family. Discover how you can benefit from being a member of one of the most trusted credit unions in Chelmsford. Visit us during our lobby hours from 8:15 AM to 5:00 PM Monday through Friday or give us a call at 800-431-2754. Together, let's build a brighter financial future! Explore all that Usalliance has to offer at www.usalliance.org.

Mission Statement

At Usalliance, our mission is clear: we aim to empower individuals and families by offering personalized financial solutions while fostering community growth. We believe that everyone deserves access to quality financial services and education. Our commitment goes beyond just banking; we actively engage in community outreach programs that support local initiatives and help those in need. While members can visit us at 300 Apollo Dr, official correspondence should be sent to 300 Apollo Drive, Chelmsford, MA 1824.

Our Journey

From our humble beginnings over five decades ago, Usalliance has evolved into a trusted financial institution known for its dedication to member satisfaction. We started with a small group of local members who wanted to create a supportive environment for their financial needs. As we welcomed more members into our fold, we expanded our services and adapted to the changing landscape of banking. Our headquarters in Rye, NY, serves as the backbone of our operations, but it is right here in Chelmsford where we make a real difference in people's lives. Whether you're saving for your first home or planning for retirement, our team is dedicated to guiding you every step of the way.

Branch Location & Accessibility

Accessibility Features

At Usalliance, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and ample parking spaces to ensure a hassle-free visit. If you need assistance, our friendly staff is always ready to help.

Call-to-Action

We invite you to stop by Usalliance today! If you have any questions or want more information before visiting, feel free to give us a call at 800-431-2754. We look forward to serving you!

Location and Nearby Landmarks

Nestled within the vibrant community of Chelmsford, our branch is easily accessible and just a stone's throw away from popular local landmarks. You'll find us near the bustling Chelmsford Center, making it simple to visit us while you run errands or enjoy a day out in town.

Operating Hours

We understand that life can get busy, so we offer convenient operating hours from 8:15 AM to 5:00 PM, Monday through Friday. Whether you're looking to open an account or ask about loan options, we're here during these hours to assist you.

Services Offered

Although we don't have ATM services available at this location, our knowledgeable team is prepared to handle all your banking needs right at the counter. From personal accounts to loans and everything in between, we strive to provide exceptional service tailored just for you. While members can visit us at 300 Apollo Dr for all their banking needs, official correspondence should be sent to our mailing address at 300 Apollo Drive, Chelmsford, MA 01824.

Member Eligibility

Joining the Usalliance family means becoming part of a supportive community that prioritizes your financial well-being. Membership is open to anyone who lives, works, worships, or attends school in the area surrounding our branch at 300 Apollo Dr Chelmsford Ma 01824. It's that simple! You'll find a welcoming space where you can access a range of services tailored to your needs, from savings accounts to loans, all designed with your best interests in mind. Plus, as a member, you'll enjoy competitive rates and personalized service that makes banking feel less corporate and more like home. To get started on your journey toward membership at Usalliance, visit our website for detailed eligibility criteria and account opening information. If you have any questions or need assistance, feel free to reach out to us at (800) 431-2754. We're here to help you every step of the way! For more specifics about eligibility, check out our resource page at .

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. These loans can help you purchase new equipment, expand your operations, or even manage day-to-day expenses.

Non-Member Support

We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions that cater to various business needs.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $44,315,448, we continue to drive economic growth by financing new and expanding businesses in our region. Additionally, we offer merchant services that make transactions easy and efficient. Imagine processing payments quickly, managing cash flow smoothly, and keeping your customers happy all essential elements for any successful business. Visit us at 300 Apollo Dr Chelmsford Ma 01824 in Chelmsford, or call us at (800) 431-2754 to learn how we can help your business reach its full potential!

Comprehensive List Of Services

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why Usalliance provides robust digital banking features that allow you to handle your finances from anywhere. With online banking and mobile applications, you can check your balance, transfer money, or pay bills without ever stepping foot in the branch. This means more time for what matters most in your life while staying on top of your financial responsibilities.

Get in Touch

Ready to explore how we can assist you? Reach out to us at (800) 431-2754 during our operating hours from 8:15 AM to 5:00 PM, Monday through Friday. We're eager to help you achieve your financial dreams and provide solutions that fit your lifestyle. Visit us today at 300 Apollo Dr Chelmsford Ma 01824 or check out our website at Chelmsford for more information about our services. At Usalliance, we look forward to being your trusted financial partner!

Member-Centric Approach

We pride ourselves on being more than just a financial institution; we are a community partner committed to supporting our members' journeys. If you're starting a new venture or need assistance with personal finance management, our team is here to guide you every step of the way. You're not just another number; you're part of our family.

Personalized Financial Solutions

Understanding that each member has unique financial goals, we offer tailored services designed to meet those needs. For instance, if you're considering a new car, our ATM Services Only can make transactions easy and convenient as you manage your finances on the go. Imagine needing cash for a down payment; with our ATMs available, accessing funds is quick and straightforward.

Digital & Online Banking

Key Services

Our mobile application takes convenience even further. Whether you're waiting in line or enjoying a coffee break, you can manage your accounts right from your smartphone. And if you're looking to make quick payments or send money to friends and family, our person-to-person transfers feature is just what you need. We also prioritize security with electronic signature authorization, ensuring that your transactions are protected every step of the way. Additionally, we offer e-statements so you can easily access your financial documents without the clutter of paper statements. For those who prefer making purchases on their mobile devices, our mobile payments feature makes it simple to shop securely wherever you are. At Usalliance, we're committed to providing our members with tools that enhance accessibility and ease-of-use for real-time account management. Join us today and experience banking that fits into your lifestyle!

Financial Strength

At Usalliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial health, which allows us to provide the best possible services to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $262,458,236, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $825 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,027,692,310 in share certificates and $24,243,422 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,912,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $199,451,051 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,793 in used auto loans and $2,838,191,689 in total loans and leases. Our commitment to operational efficiency is reflected in our $11,415,872, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 279 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $612,362. Total Share and Deposit Accounts: 286,182, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usalliance is your trusted partner. Visit us at 300 Apollo Dr Chelmsford Ma 01824 or call (800) 431-2754 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $226,688,376 in used vehicle loans and $13,815,478 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make sure you drive away satisfied.

Business Loans

For business owners, our outstanding commercial loans totaling $44,315,448 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are dedicated to offering tailored solutions that fit your specific needs.

Contact Us

If you're interested in any of our loan offerings or have questions about eligibility options and refinancing, please don't hesitate to reach out! You can contact us at (800) 431-2754, or visit us at our branch located at 300 Apollo Dr Chelmsford Ma 01824 in Chelmsford, MA. Our friendly team is ready to assist you from 8:15 AM - 5:00 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Usalliance, we prioritize your financial well-being and look forward to helping you achieve your goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $32,957,062 in loans helping members manage their finances effectively. This option can be a great way to cover unexpected expenses or consolidate debt while enjoying the convenience of easy access to funds.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $563,098,893, make buying or refinancing simple. We're committed to guiding you through the mortgage process with ease, whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can make informed choices without any influence from advertisements. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature empowers borrowers to compare options effectively and choose the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness of the tool in facilitating smarter financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that the information presented is not only accurate but also trustworthy.

Usalliance

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us!

Mission Statement

Our Journey

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Location and Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Support

Outstanding Portfolio

Comprehensive List Of Services

Embracing Digital Banking

Get in Touch

Member-Centric Approach

Personalized Financial Solutions

Digital & Online Banking

Key Services

Financial Strength

Loan Offering

Auto Loans

Business Loans

Contact Us

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Customers Also Interested In

Join Our Community