Usalliance Credit Union West Haven CT | Affordable Vehicle Loans & Business Banking

Introduction

At Usalliance, we take pride in being a trusted partner for our community in West Haven, CT. Established in 1966, our branch located at 950 Campbell Ave Bldg 5 has been dedicated to serving the financial needs of our 183,542 members. With total assets exceeding $3.25 billion and deposits reaching $284,454,863, we are well-equipped to provide a range of financial services tailored to your goals. Our leadership team, including CEO Harry Zhu and Board President Carla Palma, embodies our commitment to excellence and member satisfaction. Together, we guide our organization with integrity and vision, ensuring that every member receives personalized service and support. While members can visit us at 950 Campbell Ave Bldg 5, official correspondence should be sent to 950 Campbell Ave Building 5, West Haven, CT 06516-2770. We understand that your financial journey is unique. Whether you are looking for personal banking solutions like checking accounts or loans for your next vehicle, we have options designed just for you. Our total loans amount to 66,523, reflecting our dedication to helping you achieve your dreams. With a strong net worth of $262,458,236 and cash reserves of $4,257,589, Usalliance stands firm as a reliable institution committed to fostering financial wellness within the community. We invite you to connect with us! For more information about our services or to speak with a member of our team, call us at (914) 921-0500 during our lobby hours from Monday through Friday, 9:00 AM to 4:00 PM. Explore how we can help you build a brighter financial future today! Visit us online at USAlliance.org for more details about our offerings.

Branch History & Mission

Welcome to Usalliance, where our commitment to community and financial empowerment has been a driving force since we first opened our doors in 1966. Nestled at 950 Campbell Ave Bldg 5 in the heart of West Haven, CT, our branch has grown and evolved alongside our members. With a proud history that spans over five decades, we have dedicated ourselves to providing top-notch financial services while fostering strong community ties. Since its inception, Usalliance has served as a beacon of support for individuals and families in West Haven and beyond. Today, we proudly boast a membership of over 183,500 individuals, all of whom are part of our vibrant community. Our total assets have reached an impressive $3,252,671,962, reflecting not only our growth but also the trust placed in us by our members. Our mission is clear: to enhance the financial well-being of our members while actively contributing to the communities we serve. We understand that financial security is key to achieving personal goals and dreams. That's why we offer a range of services tailored to meet the diverse needs of our members from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We're committed to making banking accessible and straightforward for everyone. While members can visit us at 950 Campbell Ave Bldg 5 for their banking needs, official correspondence should be sent to 950 Campbell Ave Building 5, West Haven, CT 06516-2770. Our branch is conveniently located near local landmarks that make it easy for you to stop by anytime during our operating hours: Monday through Friday from 9:00 AM to 4:00 PM. In addition to traditional banking services, we are proud of our digital advancements that allow for convenient online and mobile banking options. This includes features like person-to-person payments and e-statements making it easier than ever for our members to manage their finances on the go. At Usalliance, we believe in giving back. Our partnerships with local organizations enable us to support various community outreach efforts that foster positive change right here in West Haven. Whether it's sponsoring local events or participating in charity drives, we strive to make a difference beyond just financial transactions. Join us at Usalliance today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Together, let's continue building a brighter future for all! For more information or assistance, feel free to reach out at 914-921-0500 or visit us online at USAlliance.org.

Branch Location & Accessibility

Accessibility Features

At Usalliance, we prioritize accessibility for all members. Our branch is fully ADA compliant, ensuring easy access with ramps and wide doorways. Whether you're visiting us for personal banking needs or to explore our range of services, you'll find our location welcoming and easy to navigate.

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 9:00 AM to 4:00 PM. So whether you need assistance with checking and savings accounts, auto loans, or mortgage refinancing, we're ready to help.

Services Offered

While we may not have ATMs or drive-thru banking available at this location, our friendly staff is always on hand to assist with a variety of services including personal loans, credit cards with rewards, and business banking options. If you have questions about online and mobile banking features or need support with your account, feel free to give us a call at 914-921-0500.

Visit Us!

While official correspondence can be sent to our mailing address at 950 Campbell Ave Building 5, West Haven, CT 06516-2770, we invite you to come see us in person at our branch. Your financial journey is important to us, and we look forward to assisting you at Usalliance!

Member Eligibility

At Usalliance, we believe that joining our community should feel welcoming and straightforward. If you're looking to become a member, it's as easy as meeting a few simple criteria! Generally, anyone who lives, works, worships, or attends school in the area around 950 Campbell Ave Bldg 5 West Haven Ct 06516 can become part of our family. We're here to support you with a range of financial services designed just for our members. By choosing Usalliance, you gain access to personal banking options, auto loans, mortgages, and much more all while enjoying the friendly service that comes from being part of a local credit union. If you're ready to take the next step and open an account, just give us a call at (914) 921-0500 or visit our website for all the details. For more information about eligibility and how you can join us, check out this link. We're excited to welcome you into our community!

Business Banking & Commercial Services

At Usalliance, we understand that running a business is a journey filled with challenges and opportunities. That's why we are dedicated to providing tailored financial solutions that help you thrive. Whether you're just starting out or looking to expand, our commercial loan options are designed to meet your unique needs. Imagine having the funds you need to buy new equipment or hire additional staff. With our commitment to supporting businesses, we've funded over $30 in commercial loans for our members, helping them scale and succeed. We also support the broader business community with $4 in non-member commercial loans, offering flexible financing solutions that fit diverse business models. Our outstanding commercial loan portfolio of $44,315,448 reflects our ongoing investment in local economic growth by financing new and expanding businesses. In addition to loans, we provide essential merchant services that simplify payment processing, allowing you to focus on what matters most running your business. Explore how Usalliance can empower your business at our location at 950 Campbell Ave Bldg 5 West Haven Ct 06516 in West Haven, CT. Let us partner with you on your path to success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're looking to purchase a new car or refinance an existing loan, our auto loans and vehicle financing solutions are here for you. Picture yourself driving off in that dream car, knowing you've secured a competitive rate tailored to your budget. With straightforward application processes and personalized service, we make it simple to turn your automotive dreams into reality.

Business Banking

Running a business can be challenging. At Usalliance, we offer business banking services tailored specifically for entrepreneurs like you. From merchant services that simplify transactions to business loans that fuel growth, we're committed to helping your business thrive.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we emphasize digital banking features such as mobile payments and person-to-person transfers. Need cash? While we don't have ATMs onsite, our online platform allows you easy access to manage withdrawals securely. At Usalliance, we believe in making banking as straightforward and accessible as possible. Our friendly staff is just a call away at (914) 921-0500 if you have questions about any of our services or want personalized assistance. Ready to explore how we can assist you? Visit us today at 950 Campbell Ave Bldg 5 West Haven Ct 06516 in West Haven, CT, or check out more details on our website: Va Hospital West Haven. Let us help you take control of your financial journey!

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards come with rewarding benefits. Use them for everyday purchases and watch as points accumulate towards exciting rewards whether it's travel perks or cashback offers.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans provide the support you need to navigate this significant investment with confidence. Whether it's your first home or an upgrade, we offer various options to suit your situation. Already have a mortgage? We also specialize in refinancing, helping you save on monthly payments or shorten the term of your loan.

Personal Banking

We understand that everyone has unique banking needs. That's why our personal banking options include checking and savings accounts that fit various lifestyles. Imagine having easy access to your funds anytime through our online and mobile banking platforms. You can check balances, transfer money, and even deposit checks from your phone, all while enjoying the convenience of managing your finances on-the-go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way perhaps a medical bill or home repair. Our personal loans offer quick access to cash when you need it most. If you're juggling multiple debts, consider our debt consolidation services to streamline payments into one manageable loan.

Digital & Online Banking

Convenient Features for Your Banking Needs

Our Mobile Application makes banking even easier. With it, you can manage your account right from your smartphone. Plus, if you ever need to send money to a friend or family member quickly, our Person-to-Person Transfers feature lets you do just that with ease. Security is a top priority for us. That's why we offer Electronic Signature Authorization, ensuring that all your transactions are safe and verified. You can also opt for E-Statements, allowing you to keep track of your financial activity without the clutter of paper statements. For those who prefer using their phones for payments, our Mobile Payments Feature enables you to make purchases directly from your mobile device making shopping quick and hassle-free. In short, at Usalliance, we're committed to providing accessible and user-friendly digital banking solutions that empower you to manage your finances on your terms. Experience the convenience today!

Financial Strength

Commitment to Growth and Innovation

With $199,451,051 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is designed to support your financial goals with $10,793 in used auto loans and $2,838,191,689 in total loans and leases available to help you navigate life's important milestones.

Growing Community Trust

We are honored to have 286,182 share accounts under management, demonstrating a strong and growing member base that trusts us with their finances. Our net shares amount to $612,362, showing funds readily available for lending and investments that support our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usalliance is your trusted partner. Visit us at 950 Campbell Ave Bldg 5 West Haven Ct 06516 or call (914) 921-0500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us! We have $1,027,692,310 in share certificates and $24,243,422 in money market shares, offering stable and rewarding financial growth opportunities tailored for your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,912,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $5,185,395, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 279 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $262,458,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $226,688,376 in used vehicle loans and $13,815,478 in new vehicle loans already helping members get on the road. We strive to make financing your next vehicle both simple and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $44,315,448 provide the capital needed to grow and expand. We're dedicated to supporting local businesses with tailored financing solutions that suit their unique needs. If you're considering refinancing or checking your eligibility for any of our products, don't hesitate to reach out. Our team is here to assist you every step of the way. You can contact us at (914) 921-0500 during our operating hours: Monday through Friday from 9:00 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Usalliance, we're committed to helping you secure a brighter financial future through accessible and affordable lending options. Let us partner with you on your journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $563,098,893, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $32,957,062 in loans helping members manage their finances effectively. These cards can help you build credit while providing easy access to funds when you need them most.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that the offers presented are based on the latest results and adhere to recognized guidelines (Source: https://www.ncua.gov). By using verified data from legitimate financial institutions, LendMesh promotes transparency in the lending process.

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to unbiased results. The platform does not prioritize lenders based on paid promotions; instead, it delivers impartial information that users can trust. Additionally, LendMesh provides real-time rate comparisons from multiple institutions, helping users make informed choices tailored to their needs. Thousands of users have turned to LendMesh for their loan comparison needs. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness and user satisfaction associated with the platform.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

USALLIANCE FEDERAL CREDIT UNION - West Haven, CT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in West Haven, CT (06516)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Visit Us!

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenience at Your Fingertips

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Convenient Features for Your Banking Needs

Financial Strength

Commitment to Growth and Innovation

Growing Community Trust

Member-Centric Savings Options

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Take Action

Customers Also Interested In: