USALLIANCE FEDERAL CREDIT UNION - West Haven, CT

Welcome to Usalliance, your trusted credit union located at 1 Atwood Pl, West Haven, CT 06516. Since our establishment in 1966, we have been dedicated to serving our community with integrity and personalized financial solutions. With a membership of over 183,542 individuals, we pride ourselves on being more than just a financial institution; we are a partner in your journey towards achieving your financial goals. At Usalliance, we understand the importance of accessible banking. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Our total assets stand at an impressive $3,252,671,962, ensuring that we are well-equipped to support you at every step. Our commitment to our members is reflected not only in our competitive rates and services but also in our strong financial standing. With total deposits reaching $284,454,863 and a net worth of $262,458,236, you can trust that your money is safe with us. Additionally, our total cash in hand amounts to $4,257,589, allowing us to provide immediate assistance when needed. While members can visit us at our branch for personal service and guidance from our knowledgeable staff led by CEO Harry Zhu and Board President Carla Palma we also encourage you to explore our online resources through our website USAlliance.org. Here you can manage your accounts conveniently from anywhere. If you have any questions or need assistance, feel free to reach out to us at (914) 921-0500 during our operating hours: Monday through Friday from 8 AM to 4 PM and Saturday from 9 AM to Noon. We look forward to helping you navigate your financial journey with confidence!

At Usalliance, we take pride in our rich legacy and unwavering commitment to the community. Established in 1966, our branch at 1 Atwood Pl in West Haven, CT has grown from humble beginnings into a vital financial resource for over 183,000 members. Throughout the years, we have continuously evolved to meet the changing needs of our community while maintaining a strong focus on personal service and support. Our mission is simple yet profound: to empower our members with the financial tools and resources they need to thrive. We believe that everyone deserves access to affordable banking services, quality loans, and sound financial advice. This guiding principle drives us to offer a wide range of services from checking and savings accounts to auto loans and mortgage refinancing. We aim not just to provide banking solutions but also to foster financial literacy and growth among our members. While you can visit us at our branch address, 1 Atwood Pl, official correspondence should be sent to our mailing address: 1 Atwood Pl, West Haven, CT 06516-4266. Located conveniently near local landmarks, we are easily accessible for all your banking needs. Over the years, Usalliance has achieved significant milestones. With total assets now reaching an impressive $3.25 billion, we have positioned ourselves as a trusted financial partner in the region. Our commitment extends beyond mere numbers; it reflects our dedication to serving our members' best interests. As technology advances, we've embraced digital innovations that make banking more accessible than ever. Our services include online banking and mobile payments, ensuring you can manage your finances anytime and anywhere. We also prioritize ADA compliance so that everyone can benefit from what we offer. Community outreach is another cornerstone of our mission. By partnering with local organizations and participating in various initiatives, we strive to uplift those around us. Whether it's providing financial education workshops or sponsoring local events, we are dedicated to making a positive impact in West Haven. If you're looking for a financial institution that genuinely cares about its members and community, look no further than Usalliance. Join us today and discover how we can help you achieve your financial goals. Together, let's build a brighter future! For more information or assistance, feel free to call us at 914-921-0500 during our operating hours: Monday through Friday from 8 AM to 4 PM, Thursday until 5 PM, and Saturday from 9 AM to noon.

At Usalliance, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward that. If you live, work, or worship in the West Haven area, you're likely eligible to join us! We embrace individuals from all walks of life, making it easy for you to access our personalized banking services. You can find detailed eligibility requirements on our website at . Joining us not only opens the door to tailored financial solutions but also connects you with a network dedicated to your success. Ready to take that next step? Opening an account is simple! Just give us a call at (914) 921-0500 or visit us at our welcoming branch located at 1 Atwood Pl West Haven Ct 06516. We can't wait to welcome you into the Usalliance family!

At Usalliance, we understand that running a business is more than just a job it's a passion. Every entrepreneur dreams of growth, and we are here to help you realize that vision. Our commercial loan options provide the support you need to expand your operations, invest in new equipment, or even hire additional staff. Imagine securing the funds to purchase that new delivery truck or renovate your storefront; we make those dreams achievable. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $44,315,448, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions easier for you and your customers. Whether you're running a retail shop or a service-based business, our solutions streamline payment processing, helping you get paid faster and focus on what truly matters: growing your business. Visit us at 1 Atwood Pl West Haven Ct 06516 in West Haven, CT, or call us at (914) 921-0500 to learn how we can partner with you on your journey to success!

At Usalliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust, ensuring that we can continue to meet your needs now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $262,458,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $825 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,027,692,310 in share certificates and $24,243,422 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $286,912,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $199,451,051 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $10,793 in used auto loans and $2,838,191,689 in total loans and leases, which support our members' financial goals across various sectors. Our operational efficiency is reflected in our $11,415,872, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 279 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending and investments stand at $612,362, showcasing our capacity to support your financial endeavors. Total Share Accounts amount to 286,182, indicating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Usalliance is your trusted partner. Visit us at 1 Atwood Pl West Haven Ct 06516 or call (914) 921-0500 to learn more about how we can help you achieve your financial goals.