Us Community Credit Union Nashville TN | Convenient ATM Services

Introduction

Welcome to Us Community, your trusted financial partner in Nashville, TN! Established in 1968, we have proudly served our members for over five decades. Our branch, located at 2622 Old Lebanon Pike Ste 100, Nashville, TN 37214, is dedicated to providing a personal touch to banking while supporting the community we love. Whether you're looking to secure a loan or open a new savings account, our team is here to assist you. At Us Community, we believe in making banking accessible and beneficial for everyone. With a total membership of 26,383 and assets totaling $315,685,688, we are committed to your financial well-being. Our total deposits stand at $28,363,445, ensuring that your money is safe and sound with us. We also take pride in facilitating 12,039 loans and leases, helping our members achieve their dreams be it buying a home or starting a business. Our CEO, Ben Johnson, along with Board President Roy Jones, leads our dedicated staff of 92 employees who work tirelessly to provide exceptional service. If you need assistance or have questions about our services, don't hesitate to call us at 615-256-8712 during our operating hours from 8 AM to 5 PM on weekdays. While members can visit us at our branch address for all banking needs, official correspondence should be sent to our mailing address: PO Box 140570, Nashville, TN 37214. We invite you to explore all that we offer by visiting our website at usccu.org. Join us today and discover how Us Community can help you reach your financial goals!

Branch History & Mission

Call to Action

We invite you to join Us Community today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Visit us at usccu.org to learn more about becoming a member or stop by our branch to chat with one of our friendly representatives. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Us Community has always been driven by a mission to provide accessible financial services while fostering a sense of belonging and support within the community. Over the years, we've made significant strides in enhancing our offerings. We are dedicated not only to meeting the financial needs of our members but also to enriching their lives through various community outreach programs. Our headquarters in Nashville serves as a hub for innovation and service delivery. As we continue to expand our services including online banking, mobile payments, and electronic signatures we remain focused on ensuring that every member feels valued and empowered. Our operating hours from 8 AM to 5 PM, Monday through Friday, allow us to be available for our members when they need us most.

Our Mission

At Us Community, our mission is simple yet profound: to provide exceptional financial services while actively supporting the well-being of our members and the communities we serve. We believe that by prioritizing member satisfaction and community engagement, we can create a positive impact that goes beyond banking. Whether you're seeking loans for your first car or advice on saving for your future, we are here to guide you every step of the way. While members can visit us at our branch location for personal assistance, official correspondence should be directed to our mailing address: PO Box 140570, Nashville, TN 37214.

Branch Location & Accessibility

Get in Touch!

We invite you to stop by or give us a call at 615-256-8712 with any questions you may have. At Us Community, we are committed to making your banking experience as smooth as possible. Come visit us today and discover how we can support your financial journey!

Nearby Landmarks and Accessibility

Nestled in Davidson County, our branch is just a short drive from popular spots like the Nashville International Airport and the vibrant Opryland area. This prime location makes it easy for you to fit banking into your busy day. We offer ample parking right outside our door, ensuring you have a hassle-free experience when you arrive. Additionally, our facility is ADA-compliant with ramps and accessible entrances to serve all members of our community.

Operating Hours and Services

Our lobby is open from 8 AM to 5 PM Monday through Friday, allowing you plenty of time during the week to take care of your banking needs. Although we currently do not offer ATM services or drive-thru banking at this location, our dedicated staff is ready to assist you inside the branch. At Us Community, we pride ourselves on providing a personal touch in every interaction. Whether you're looking for advice on loans or need help managing your accounts, our team is here for you.

Member Eligibility

Becoming a member of Us Community is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Nashville area, you're likely eligible to join us! We pride ourselves on being inclusive and welcoming, so whether you're just starting out on your financial journey or looking for a supportive partner for your future goals, we invite you to explore membership with us. To check the specific eligibility criteria, feel free to visit our website at . Opening an account is easy and straightforward. You can start the process online by visiting https://usccu.org/apply/ , or simply give us a call at (615) 256-8712 if you have any questions. Our friendly team is here to help guide you through every step. Join us at 2622 Old Lebanon Pike Ste 100 Nashville Tn 37214 and discover the many advantages of being part of the Us Community community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine this: you're a local retailer ready to enhance customer experience but unsure where to start. Our merchant services allow you to accept payments seamlessly, whether in-store or online, giving your customers more ways to shop while boosting your sales. We simplify transactions so you can focus on what matters most growing your business. Visit us at 2622 Old Lebanon Pike Ste 100 Nashville Tn 37214 in Nashville, TN, or call us at (615) 256-8712 to explore how our business banking services can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,678,947, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, having easy access to your finances is crucial. That's why we offer ATM Services Only, ensuring you can manage your money on the go. Whether you need to withdraw cash for a spontaneous outing or check your balance while out shopping, our ATMs are designed for your convenience. Imagine being at a local café, sipping coffee while planning your week ahead. With our ATM services, you can effortlessly grab cash without altering your routine or making unnecessary detours.

Digital Banking Solutions

We understand that convenience extends beyond physical locations. That's why we also provide robust digital banking features. Members can enjoy online banking through our website or mobile application, allowing them to manage accounts anytime and anywhere. Imagine checking your account balance or transferring funds from the comfort of your home! Additionally, our mobile payments feature makes it easier than ever to pay for everyday expenses without fumbling for cash or cards. We ensure that modern banking fits seamlessly into your lifestyle.

Your Financial Partner

At Us Community, we are more than just a financial institution; we are your partners in achieving financial wellness. Our team is dedicated to guiding you through any inquiries you may have about our services or your personal finance goals. For assistance, feel free to reach us at (615) 256-8712 during our lobby hours from 8 am to 5 pm Monday through Friday. We're here to help you navigate all aspects of banking and support you in making informed financial decisions. In summary, whether you're using our ATM services or accessing digital banking tools, Us Community strives to make every interaction simple and effective. We invite you to experience the difference of being part of a community-focused credit union. Don't hesitate connect with us today and discover how we can assist you with all your financial needs!

Digital & Online Banking

E-Statements & Mobile Features

Say goodbye to paper clutter! With e-statements available at Us Community, you can access your financial statements quickly and securely online. This not only saves trees but also helps you keep track of your spending effortlessly. For those who love using their mobile devices, our mobile application is here to help. You can enjoy the convenience of mobile payments, allowing you to make quick transactions directly from your phone. Whether you're splitting a bill with friends or making purchases, it's all just a tap away.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. No more waiting in line or dealing with cash just send money instantly from your account! At Us Community, we prioritize security while offering all these conveniences. Our online banking services are designed with robust security measures to keep your information safe while you manage your accounts in real-time. Ready to experience hassle-free banking? Visit us at https://usccu.org/ today and discover how easy it is to take control of your finances!

Financial Strength

Commitment to Growth

With $34,935,427 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,280 in used auto loans and $222,653,545 in total loans and leases.

Community Trust

Total Share and Deposit Accounts stand at 50,228, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $2,224, we are well-positioned to support your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Us Community is your trusted partner. Visit us at 2622 Old Lebanon Pike Ste 100 Nashville Tn 37214 or call (615) 256-8712 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $35,791,287, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,131 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Savings Are Safe

Members' savings are secured through $82,763,608 in share certificates and $31,022,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Loan Options

For those needing more tailored solutions, we have various credit lines available as well. With a total of $83,009,909 in credit lines offered at Us Community, you can access funds when you need them most. If you're considering refinancing any of these loans or want to learn about eligibility options for our offerings, don't hesitate to ask our knowledgeable staff for assistance. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $66,124,895 in used vehicle loans and $26,950,725 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,026,769, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our competitive rates and personalized service will guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,852,195 in loans helping members manage their finances effectively. These cards can be an excellent option for those looking to make purchases while keeping their budget under control.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By focusing on verified institutions, LendMesh guarantees that the loan comparisons are accurate and trustworthy.

US COMMUNITY CREDIT UNION