URW Community Credit Union Martinsville VA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Urw Community, your trusted partner in financial services located at 796 Commonwealth Blvd, Martinsville, VA 24112. Since our establishment in 1970, we have been dedicated to supporting our members with reliable banking solutions and a commitment to community well-being. With a strong membership base of over 35,680 individuals, we pride ourselves on offering personalized service that meets the unique needs of our members. At Urw Community, we understand that financial decisions can be daunting. That's why we focus on creating a welcoming environment where you feel valued and supported. Our total assets stand at an impressive $226,099,652, reflecting our stability and capacity to help you achieve your financial goals. Whether you're looking for auto loans, mortgage financing, or personal banking services, we've got you covered. Under the leadership of our CEO, Cheryl Doss, and Board President, Charles Phillips, our team of 59 dedicated employees works tirelessly to ensure you receive the best possible service. We believe in transparency and trustworthiness; currently, our total deposits amount to $15,482,081, while our net worth is a solid $32,300,941. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 539 Arnett Blvd, Danville, VA 24540. Feel free to reach out by calling us at 434-793-1278 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us as we continue to make a positive impact in Martinsville and beyond! Discover how Urw Community can help you navigate your financial journey by visiting us online at urwfcu.org or calling today. We look forward to serving you!

Branch History & Mission

Commitment to Excellence

At Urw Community, we also prioritize modern conveniences without sacrificing personal touch. We offer online banking services that allow members to manage their accounts easily from home or on-the-go. Additionally, our ATM availability provides convenient access for cash withdrawals whenever needed. Our lobby hours are Monday through Friday from 9:00 am to 5:00 pm designed for your convenience. Although we do not currently offer drive-thru banking or shared service centers, rest assured that your experience with us will always be friendly and customer-focused.

Join Us Today!

As we look toward the future, Urw Community remains committed to innovation and excellence in service delivery. We invite you to join us in this journey and experience the benefits of being part of a credit union that truly cares about its members. With competitive rates on loans and an array of financial products tailored just for you, there's no better time than now to become a member. For more information or assistance with opening an account, feel free to reach out at (434) 793-1278 or visit us online at urwfcu.org. Together, let's build a brighter financial future!

Our Evolution

From humble beginnings, Urw Community has steadily expanded its offerings and capabilities. Our total assets now stand at an impressive $226,099,652, which reflects our dedication to sound financial management and growth. Over the years, we have embraced advancements in technology while maintaining a strong focus on community engagement. We are proud to offer services such as personal banking, auto loans, mortgage loans, and business banking solutions all designed with our members' needs in mind. While members can visit us at our branch location on Commonwealth Blvd, official correspondence should be sent to our mailing address at 539 Arnett Blvd, Danville, VA 24540. This dual-location approach ensures we remain accessible to all who seek our services.

Our Mission

The mission of Urw Community is straightforward yet powerful: we aim to improve the financial well-being of our members and support the communities we serve. We believe in empowering individuals and families by providing them with the tools and resources necessary for achieving their financial goals. Whether it's helping someone purchase their first car or offering guidance on saving for retirement, we are here every step of the way. In addition to serving our members' financial needs, we actively engage in community outreach programs. We partner with local organizations to give back and contribute positively to the lives of those around us. From educational workshops to sponsorships of community events, we strive to make a real impact.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer convenient parking options right outside the door and ensure that our facilities are ADA compliant. If you have any mobility concerns, rest assured that we have ramps and accessible entrances available for your comfort.

Banking Hours and Services

We're here for you during the week! Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to stop by after work or on your lunch break. At Urw Community, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Plus, you can enjoy hassle-free transactions at our ATM available on-site.

Call to Action

Whether you're looking to open a new account or need assistance with an existing one, we encourage you to drop by or give us a call at 434-793-1278. Our friendly team is eager to help you with all your financial needs. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Urw Community is like joining a close-knit family where your financial well-being is our priority. If you're looking to be part of a community that cares, we welcome you! To qualify for membership, you simply need to meet certain criteria which often include living or working in specific areas, being related to an existing member, or being part of select organizations. This makes it easy for many people in the Martinsville area to join us. For more details on eligibility requirements, you can visit our website at . Once you've confirmed your eligibility, opening an account is straightforward and friendly. Whether you're interested in checking and savings accounts, loans, or other financial services, our team at Urw Community is here to assist you every step of the way. Feel free to reach out at (434) 793-1278 if you have any questions or need assistance with the process. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,262,962, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Imagine having a reliable payment processing solution that streamlines sales and enhances customer satisfaction. Our services help you focus on what matters most growing your business. Located at 796 Commonwealth Blvd, Martinsville, VA 24112, we invite you to visit or contact us at 434-793-1278 to learn how Urw Community can partner with you for success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM and cash withdrawal services ensure that accessing your money is simple and straightforward. With an ATM conveniently located at our branch, withdrawing cash has never been easier. At Urw Community, we believe in building lasting relationships with our members by offering personalized service and comprehensive financial solutions designed for all stages of life. If you're ready to learn more about how we can help meet your financial needs, don't hesitate to reach out! Call us at (434) 793-1278 or visit us today at our branch in Martinsville we're excited to serve you!

Auto Loans & Vehicle Financing

Dreaming of a new car? We understand how important reliable transportation is. That's why we provide competitive auto loans and vehicle financing options that can get you behind the wheel without breaking the bank. Our friendly staff is here to assist you through the process, ensuring that you find the loan that suits your budget.

Business Banking Services

If you're a business owner, our business banking services offer everything from merchant services to business loans. We understand that every business has unique needs and are here to support your growth with tailored financial solutions.

Credit Cards with Rewards

For those who enjoy rewards for their spending, our credit cards with rewards allow you to earn points on every dollar spent. From cash back offers to travel perks, these cards provide added value while helping you manage your finances effectively.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Urw Community, we offer comprehensive mortgage loans and refinancing solutions to help turn your dream home into reality. Our mortgage experts will guide you through each step, making it easier than ever to secure financing that meets your needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Urw Community offers robust online and mobile banking options so you can manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and more all from the comfort of your own home or on the go.

Personal Banking Solutions

When it comes to managing your finances, having the right tools is essential. At Urw Community, we offer various personal banking options including checking and savings accounts that help you save for your future while giving you easy access to your funds. Our accounts come with features that fit your lifestyle, whether you're budgeting for monthly expenses or planning a big purchase.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. If you need financial flexibility, our personal loans and debt consolidation services can provide quick relief. With manageable repayment terms, you can tackle those unexpected bills or consolidate existing debts into one easy payment.

Digital & Online Banking

At Urw Community, we understand that your time is valuable. That's why we offer a suite of digital and online banking services designed to provide you with convenience and security at your fingertips. Whether you're at home, on the go, or anywhere in between, managing your finances has never been easier. With our 24/7 online banking services available at https://www.urwfcu.org/, you can access your accounts anytime, anywhere. You'll enjoy features like person-to-person transfers, allowing you to send money quickly to friends and family with just a few taps. Our user-friendly mobile application makes it simple to check balances, pay bills, and keep track of your spending right from your smartphone. For those who prefer paperless options, we offer e-statements to help you stay organized and reduce clutter. Plus, our electronic signature authorization streamlines processes for faster transactions though this feature isn't available yet at our branch. While mobile payments are not currently offered, our commitment to enhancing your banking experience means we're always looking for ways to improve our services. The combination of these features ensures that managing your finances is straightforward and efficient. At Urw Community, we prioritize your security. Our online platform uses robust encryption methods to protect your personal information and transactions. Enjoy peace of mind knowing that your financial data is safe while you take control of your banking needs. Join us today and discover how easy it is to bank on your terms with Urw Community! For more information about our digital banking services, visit us at https://www.urwfcu.org/.

Financial Strength

At Urw Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial institution, and we are proud to share the strong foundation that supports our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $32,300,941, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1420 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $70,153,306 in share certificates and $6,016,098 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,198,296, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,898,909 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,936 in used auto loans and a total of $188,332,003 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 52,908, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Urw Community is your trusted partner. Visit us at 796 Commonwealth Blvd Martinsville Va 24112 or call 434-793-1278 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,049,242 in used vehicle loans and $32,855,242 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $2,262,962 provide the capital needed to grow and expand your business. We're committed to supporting local businesses and helping them thrive. If you're interested in refinancing any existing loans or would like to learn more about eligibility options, our team is here to assist you every step of the way. You can reach us at (434) 793-1278 or visit us at our branch located at 796 Commonwealth Blvd Martinsville Va 24112 in Martinsville, VA. We're open Monday through Friday from 9:00 AM to 5:00 PM, ready to help you take the next step towards achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Urw Community, we're not just about numbers; we're about people. Come see how we can support you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,046,243, make buying or refinancing simple. We can guide you through the process and help you find the right plan that fits your budget.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,683,751 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted resource for consumers seeking the most favorable loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers tailored to their financial needs. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced only from legitimate financial institutions, ensuring users can trust the information presented. Additionally, LendMesh does not use sponsored listings; lenders are not prioritized based on paid promotions. This approach means users receive unbiased results without any hidden agendas. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature empowers users to make informed decisions, helping them identify the best loans available in an efficient manner. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Urw Community