Member Eligibility
Becoming a member of Urw Community is like joining a close-knit family where your financial well-being is our priority. If you're looking to be part of a community that cares, we welcome you! To qualify for membership, you simply need to meet certain criteria which often include living or working in specific areas, being related to an existing member, or being part of select organizations. This makes it easy for many people in the Martinsville area to join us. For more details on eligibility requirements, you can visit our website. Once you've confirmed your eligibility, opening an account is straightforward and friendly. Whether you're interested in checking and savings accounts, loans, or other financial services, our team at Urw Community is here to assist you every step of the way. Feel free to reach out at (434) 793-1278 if you have any questions or need assistance with the process. We're excited to help you take this important step toward better banking!
Financial Strength
At Urw Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial institution, and we are proud to share the strong foundation that supports our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $32,300,941, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1420 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $70,153,306 in share certificates and $6,016,098 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,198,296, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,898,909 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,936 in used auto loans and a total of $188,332,003 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 52,908, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Urw Community is your trusted partner. Visit us at 796 Commonwealth Blvd Martinsville Va 24112 or call 434-793-1278 to learn more about how we can help you achieve your financial goals.
