URW Community Credit Union Danville VA | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Urw Community at our Falcon Branch, where we are dedicated to serving the heart of Danville, VA. Located at 230 S Ridge St, our branch has been a cornerstone of this community since 1970, providing reliable financial services and fostering lasting relationships with our 35,680 members. Our commitment to you is reflected in our robust financial standing, boasting total assets of $226,099,652 and total deposits reaching $15,482,081. At Urw Community, we understand that trust is built through transparency and community involvement. With a net worth of $32,300,941, and cash in hand amounting to $3,954,644, we ensure that your money is safe and well-managed. Our leadership team, headed by CEO Cheryl Doss and Board President Charles Phillips, is passionate about guiding our credit union toward even greater heights while prioritizing your needs. While members can visit us at 230 S Ridge St, official correspondence should be sent to our mailing address at 539 Arnett Blvd, Danville, VA 24540. We offer a wide range of services tailored for personal and business banking from checking accounts to auto loans ensuring you have everything you need right at your fingertips. Whether you're looking for competitive rates on loans or a place to save for the future, we invite you to explore what Urw Community has to offer. Feel free to reach out to us at 434-793-1278 or visit our website at urwfcu.org for more information. Join us as we continue our mission of empowering our community through trusted financial solutions!

Branch History & Mission

Welcome to Urw Community, where our roots run deep in the vibrant community of Danville, VA. Established in 1970, we have spent over five decades dedicated to serving our members and fostering financial well-being. Located at 230 S Ridge St, Danville, VA 24541, our branch has grown from a small local credit union into a trusted financial partner for more than 35,680 members. Throughout the years, we have celebrated numerous milestones that reflect our commitment to excellence and community support. With total assets amounting to an impressive $226,099,652, we have continually expanded our offerings to meet the diverse needs of our members. Our mission is clear: we aim to provide exceptional financial services while actively supporting the community through outreach and partnerships. At Urw Community, we believe that banking is about building relationships. Our mission statement emphasizes not only providing reliable financial solutions but also enhancing the quality of life for those we serve. We take pride in offering personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. In addition to our comprehensive range of products, we focus on ensuring accessibility through ADA compliance and user-friendly online banking options. While members can visit us at 230 S Ridge St, official correspondence should be sent to 539 Arnett Blvd, Danville, VA 24540. Our operating hours are designed with your convenience in mind: we are open Monday through Friday during regular school days. As part of our dedication to innovation and service, Urw Community embraces digital advancements to make banking easier for everyone. Our members can enjoy online banking and mobile app functionalities that allow them to manage their finances anytime, anywhere. Our commitment goes beyond just numbers; it extends into meaningful community engagement. We regularly participate in local events and initiatives aimed at improving the lives of residents in Danville and surrounding areas. By partnering with local organizations and schools, we strive to create a supportive environment that fosters growth and opportunity for all. Join us at Urw Community today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. For inquiries or assistance, feel free to call us at 434-793-1278 we're here for you!

Branch Location & Accessibility

Accessibility Features

At Urw Community, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can easily access our services. We have ample parking available right outside our entrance, so you won't have to worry about finding a spot when you arrive. While members can visit us at 230 S Ridge St, official correspondence should be sent to our mailing address at 539 Arnett Blvd, Danville, VA 24540.

Operating Hours

We understand that everyone has busy schedules, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 7:30 AM until 4:00 PM, with breaks during the day to accommodate local school schedules. Feel free to drop in during these hours; we're here to help!

Services Offered

At the Falcon Branch, we provide a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we are committed to meeting your financial needs. Plus, our online and mobile banking options make managing your accounts even easier. If you have any questions or need assistance, don't hesitate to give us a call at 434-793-1278. We look forward to welcoming you at Urw Community's Falcon Branch!

Member Eligibility

At Urw Community, becoming a member means joining a welcoming community that truly cares about your financial well-being. If you're interested in becoming part of our family, you'll be glad to know that eligibility is straightforward! Typically, anyone who lives, works, or worships in the area around 230 S Ridge St Danville Va 24541 is welcome to join us. We believe in supporting our local community and providing opportunities for everyone to thrive financially. To get all the specific details about who can become a member, feel free to visit our eligibility page at . Opening an account with us is just as easy as joining! Our team is here to guide you through each step of the process, ensuring you feel comfortable and confident. If you have any questions or want to start your membership journey today, don't hesitate to reach out at (434) 793-1278. We're excited to help you take this important step toward better financial health at Urw Community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,262,962, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for you and your customers. Imagine having the ability to accept payments seamlessly, whether in-store or online. This not only enhances customer experience but also increases sales potential. Located at 230 S Ridge St, Danville, VA 24541, we invite you to explore how our business banking solutions can empower your entrepreneurial journey. For more information, call us at 434-793-1278 or visit us online at Urw Community. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We offer competitive auto loans and vehicle financing options that cater to your specific needs. With flexible terms and rates, you can drive off the lot without worrying about breaking the bank.

Business Banking Services

For our entrepreneurial members, we offer business banking solutions that include merchant services and business loans tailored for growth. Whether you're just starting out or expanding an established business, we're here to support your journey.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can bring you closer to exciting perks! From cashback offers to travel rewards, our credit cards are designed to give back while helping you build a strong credit history.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like online banking and mobile access. You can make transactions on-the-go or manage your accounts from the comfort of your home. At Urw Community, we strive to make banking not just a transaction but an experience. For more information about any of our services or if you have questions, feel free to reach us at (434) 793-1278. Visit us today at 230 S Ridge St Danville Va 24541 in Danville, VA, and discover how we can help you achieve financial success!

Home Financing Options

When it comes to buying a home or refinancing your existing mortgage, our mortgage loans are designed to guide you through the process smoothly. We'll help you find the right loan that fits your budget and lifestyle so you can focus on making memories in your new home.

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed for everyday convenience. Imagine effortlessly managing your funds with easy access to your accounts through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills from anywhere making banking simpler than ever.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide quick access to cash when you need it most. If you're looking to simplify your finances, consider our debt consolidation options that allow you to combine multiple debts into one manageable monthly payment.

Digital & Online Banking

At Urw Community, we understand that convenience and security are essential for managing your finances in today's busy world. Our digital and online banking services are designed to make banking easy and accessible, whether you're at home or on the go. With our online banking platform, you can take control of your finances 24/7. This means you can check your account balances, pay bills, and transfer funds anytime you need to without stepping foot in a branch. We also offer person-to-person transfers, allowing you to send money easily to friends or family right from your device. For those who prefer accessing their accounts via mobile devices, our mobile application is available for download. This app brings all the features of online banking directly to your smartphone, making it simple to manage your money wherever life takes you. Although we don't currently support mobile payments, our app still offers a secure way to handle your banking needs. Our commitment to security means that all transactions are protected, giving you peace of mind as you navigate through your financial activities. While we don't provide electronic signature authorization just yet, we ensure that every interaction with us is safe and reliable. Additionally, we offer e-statements so you can keep track of your finances without the clutter of paper statements. It's not only eco-friendly but also helps you manage your accounts more efficiently. We believe that banking should be straightforward and user-friendly. That's why we've made sure that our services are designed with you in mind. Whether you're checking balances, making transfers, or viewing statements, everything is just a click away at Urw Community. Embrace the ease of digital banking today!

Financial Strength

At Urw Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health, which allows us to provide exceptional services and support for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $32,300,941, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,420 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $70,153,306 in share certificates and $6,016,098 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,198,296, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,898,909 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $7,936 in used auto loans and $188,332,003 in total loans and leases. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 52,908, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further highlighting our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Urw Community is your trusted partner. Visit us at 230 S Ridge St Danville Va 24541 or call (434) 793-1278 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,049,242 in used vehicle loans and $32,855,242 in new vehicle loans already helping members get on the road. We provide financing options tailored to your budget and preferences, ensuring you have the support you need when making your purchase.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,262,962 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, our team is here to discuss your options.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,683,751 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs that can benefit you in everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,046,243, making buying or refinancing simple. Our knowledgeable staff will guide you through each step of the process, helping you find the right mortgage product for your situation.

Refinancing Options

If you're considering refinancing any existing loans for better terms or lower rates, our experts are available to discuss eligibility and help you navigate the process seamlessly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Urw Community, we're committed to providing personalized service and innovative financial solutions tailored to meet your unique needs. Visit us today or call us at 434-793-1278 to learn more about how we can assist you!

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Urw Community