Branch History & Mission
Welcome to Urw Community, where our roots run deep in the vibrant community of Danville, VA. Established in 1970, we have spent over five decades dedicated to serving our members and fostering financial well-being. Located at 230 S Ridge St, Danville, VA 24541, our branch has grown from a small local credit union into a trusted financial partner for more than 35,680 members. Throughout the years, we have celebrated numerous milestones that reflect our commitment to excellence and community support. With total assets amounting to an impressive $226,099,652, we have continually expanded our offerings to meet the diverse needs of our members. Our mission is clear: we aim to provide exceptional financial services while actively supporting the community through outreach and partnerships. At Urw Community, we believe that banking is about building relationships. Our mission statement emphasizes not only providing reliable financial solutions but also enhancing the quality of life for those we serve. We take pride in offering personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. In addition to our comprehensive range of products, we focus on ensuring accessibility through ADA compliance and user-friendly online banking options. While members can visit us at 230 S Ridge St, official correspondence should be sent to 539 Arnett Blvd, Danville, VA 24540. Our operating hours are designed with your convenience in mind: we are open Monday through Friday during regular school days. As part of our dedication to innovation and service, Urw Community embraces digital advancements to make banking easier for everyone. Our members can enjoy online banking and mobile app functionalities that allow them to manage their finances anytime, anywhere. Our commitment goes beyond just numbers; it extends into meaningful community engagement. We regularly participate in local events and initiatives aimed at improving the lives of residents in Danville and surrounding areas. By partnering with local organizations and schools, we strive to create a supportive environment that fosters growth and opportunity for all. Join us at Urw Community today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. For inquiries or assistance, feel free to call us at 434-793-1278 we're here for you!
Member Eligibility
At Urw Community, becoming a member means joining a welcoming community that truly cares about your financial well-being. If you're interested in becoming part of our family, you'll be glad to know that eligibility is straightforward! Typically, anyone who lives, works, or worships in the area around 230 S Ridge St Danville Va 24541 is welcome to join us. We believe in supporting our local community and providing opportunities for everyone to thrive financially. To get all the specific details about who can become a member, feel free to visit our eligibility page. Opening an account with us is just as easy as joining! Our team is here to guide you through each step of the process, ensuring you feel comfortable and confident. If you have any questions or want to start your membership journey today, don't hesitate to reach out at (434) 793-1278. We're excited to help you take this important step toward better financial health at Urw Community!
Financial Strength
At Urw Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health, which allows us to provide exceptional services and support for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $32,300,941, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $70,153,306 in share certificates and $6,016,098 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,198,296, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,898,909 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $7,936 in used auto loans and $188,332,003 in total loans and leases. Our operational efficiency is evident with a net income of $377,198, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 52,908, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further highlighting our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Urw Community is your trusted partner. Visit us at 230 S Ridge St Danville Va 24541 or call (434) 793-1278 to learn more about how we can help you achieve your financial goals.
