URW Community Credit Union Danville VA | Best Auto Loans & Business Banking

Introduction

Welcome to Urw Community, your trusted financial partner located at 1901 Goodyear Blvd, Danville, VA 24541. Established in 1970, our credit union has proudly served a growing community of 35,680 members, offering personalized banking solutions that meet diverse needs. With total assets reaching an impressive $226,099,652 and total deposits of $15,482,081, we are dedicated to fostering financial well-being for everyone we serve. At Urw Community, we believe in the power of community and the importance of building lasting relationships. Under the leadership of our CEO, Cheryl Doss, and Board President, Charles Phillips, we strive to create a welcoming environment where members can feel secure and valued. Our team of 59 dedicated employees is here to help you navigate your financial journey with ease and confidence. While our main branch serves as a hub for all your banking needs, we encourage you to explore our wide array of services from checking and savings accounts to auto loans and mortgage financing. Whether you're looking to consolidate debt or invest in your future, our tailored solutions are designed with you in mind. For any inquiries or assistance, feel free to reach out to us at (434) 793-1278. We look forward to welcoming you into the Urw Community family! Visit us online at urwfcu.org for more information about our offerings and how we can support your financial goals.

Branch History & Mission

Engaging with Our Community

Our dedication goes beyond just providing services; we are active participants in the Danville community. Whether it's through financial literacy programs or local sponsorships, we aim to uplift those around us. We take pride in being accessible not only through physical branches but also through online and mobile banking options that make managing your money easier than ever. While members can visit us at 1901 Goodyear Blvd Danville Va 24541, official correspondence should be sent to our mailing address if different from the branch address. For any inquiries or assistance, feel free to reach out at (434) 793-1278. Join us at Urw Community where your financial wellness is our priority! Experience firsthand how we can help you thrive financially while being part of a supportive community network. We invite you to become a member today and take advantage of all the benefits we have to offer!

Our Mission

At Urw Community, our mission is simple yet profound: to empower our members with financial tools and support while actively contributing to the well-being of our community. We believe that everyone deserves access to quality financial services that foster growth and security. Our commitment extends beyond traditional banking; we strive to create positive impacts through community outreach and partnerships. We operate with your convenience in mind. Our lobby hours are designed to accommodate busy schedules open Monday through Wednesday and Friday from 7:05 AM to 11:00 AM, and Thursday from 7:05 AM to 4:00 PM. Although we do not offer drive-thru service at this location, you can count on us for ATM availability so you can manage your finances easily.

Branch Location & Accessibility

Accessibility and Convenience

At our Goodyear Branch, we prioritize accessibility for all members. Our location features ADA-compliant entrances and ample parking space, making it easy for everyone to visit us. While our branch does not offer a drive-thru service, we do provide ATM access for quick cash withdrawals and balance checks. Whether you're stopping by to make a deposit or inquire about our services, we ensure that your experience is smooth and welcoming.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours to fit your schedule. Visit us on Monday, Tuesday, Wednesday, and Friday from 7:05 AM until 11:00 AM. On Thursdays, our doors are open from 7:05 AM to 4:00 PM. This gives you plenty of time to come in and take care of your banking needs without feeling rushed.

Services Offered

At Urw Community, we pride ourselves on offering a wide range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Our friendly staff is here to help you navigate through options like mortgage loans, personal loans for debt consolidation, and even business banking solutions. We invite you to stop by or give us a call at 434-793-1278 if you have any questions or need assistance. We look forward to serving you at the Goodyear Branch!

Member Eligibility

Becoming a member of Urw Community feels like joining a warm and welcoming community where your financial needs are prioritized. If you're looking to join us at our branch located at 1901 Goodyear Blvd Danville Va 24541, we invite you to explore the simple eligibility requirements that make membership accessible to many. Generally, anyone who lives, works, worships, or attends school in the area is welcome to apply. This means you can enjoy all the benefits we offer, from competitive loans and savings options to personalized service tailored just for you. For a deeper dive into the specific criteria, feel free to check out our detailed eligibility informati. Opening an account with us is straightforward and inviting; it's all about making banking easier for you. You can reach out via phone at (434) 793-1278 if you have any questions or need assistance along the way. We're here to help you take this step towards better financial health and community support!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,262,962, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make daily operations smoother. Imagine having the ability to process payments easily and securely, allowing you more time to focus on what really matters growing your business. Our tools are designed to help you manage transactions effectively, so you can serve your customers better. Visit us at 1901 Goodyear Blvd Danville Va 24541 in Danville, VA or give us a call at (434) 793-1278. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans to help you manage and grow your business efficiently. Whether you're just starting out or looking to expand, we have solutions that cater specifically to businesses in our community.

Credit Options

With our credit cards with rewards, you can earn points on purchases that can be redeemed for travel, merchandise, or cash back. It's an excellent way to get more from your spending while building credit history.

Digital Banking Features

In today's fast-paced world, having access to digital banking features is essential. At Urw Community, we prioritize convenience with online and mobile banking options that allow members to manage their accounts easily. With features like person-to-person payments and ATM access for withdrawals and balance checks, staying on top of your finances has never been easier.

Get in Touch!

Ready to explore how we can support your financial goals? Feel free to reach out at (434) 793-1278 or visit us at our branch located at 1901 Goodyear Blvd Danville Va 24541. Our friendly staff is eager to assist you! Discover all the ways Urw Community can enhance your banking experience today!

Home Financing Made Easy

For those considering homeownership or wanting to refinance their current mortgage, our mortgage loans are designed with your needs in mind. We guide you through the process, making it simple and straightforward from application to closing.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming, which is why we offer checking and savings accounts tailored to fit various lifestyles. Our accounts come with features like easy online banking and mobile access, allowing you to check balances or transfer funds anytime, anywhere. If you're looking to make a significant purchase or consolidate debt, our personal loans and debt consolidation options can provide the support you need. Thinking about buying a car? We offer auto loans and vehicle financing that make it easier for you to drive away in the car of your dreams without breaking the bank. Our competitive rates and flexible terms ensure that you find a plan that works for your budget.

Digital & Online Banking

Key Features

One of the standout features is e-statements, which allow you to receive your bank statements electronically. This not only helps you stay organized but also contributes to a greener environment by reducing paper waste. You can easily view and download your statements whenever you need them. If you're looking for a quick way to send money to friends or family, our person-to-person transfers make it simple. Just a few clicks are all it takes to send money directly from your account to theirs, making splitting bills or sending gifts hassle-free. For those who prefer using their smartphones for banking, our mobile application offers all the conveniences of online banking right at your fingertips. Whether you're checking balances or making transactions, our app is user-friendly and secure. Plus, while we currently do not offer mobile payments, we are always exploring ways to enhance our services for our members. Security is paramount at Urw Community. We ensure that all transactions through our online platforms are protected with advanced security measures so that you can bank with peace of mind. In summary, with Urw Community's digital banking options, managing your finances is convenient and secure whether at home or on the move. Join us today and experience banking made easy!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 52,908, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Urw Community is your trusted partner. Visit us at 1901 Goodyear Blvd Danville Va 24541 or call (434) 793-1278 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $70,153,306 in share certificates and $6,016,098 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,198,296, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $377,198 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $30,898,909 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,936 in used auto loans and $188,332,003 in total loans and leases.

Solid Financial Health

With a net worth of $32,300,941, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,049,242 in used vehicle loans and $32,855,242 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,262,962 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,046,243, make buying or refinancing simple. We provide flexible terms and guidance throughout the process, ensuring you find a mortgage solution that works for you.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that may reduce your monthly payments or overall interest rates. Contact us today to discuss how we can assist you with refinancing solutions tailored specifically for your financial situation. To learn more about our loan offerings and see which options best suit your needs, please visit us at 1901 Goodyear Blvd Danville Va 24541 in Danville, VA, or give us a call at (434) 793-1278. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step towards achieving your financial dreams!

Unsecured Credit Cards

Managing day-to-day expenses is easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $2,683,751 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while earning rewards along the way.

Loan Aggregator

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URW COMMUNITY FEDERAL CREDIT UNION - Danville, VA

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