URW Community Credit Union Danville VA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Urw Community, your trusted partner in financial growth since 1970! Located at 701 Broad St, Danville, VA 24541, we pride ourselves on being more than just a credit union; we are a cornerstone of our community. With a total membership of over 35,680 individuals, we have built a strong foundation based on trust and commitment. At Urw Community, we manage assets totaling $226,099,652, ensuring that your financial needs are met with care and expertise. Our team is dedicated to providing personalized services that include checking and savings accounts, auto loans, mortgages, and business banking solutions tailored to your specific needs. We understand the importance of having reliable access to funds, which is why we hold $15,482,081 in deposits for our members. Our leadership team is here to support you every step of the way. Led by CEO Cheryl Doss and Board President Charles Phillips, our experienced staff of 59 employees is committed to delivering exceptional service. Whether you're looking for advice on personal loans or exploring business financing options with a net member business loan balance of $2,355,211, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 539 Arnett Blvd, Danville, VA 24540. We invite you to connect with us by phone at (434) 793-1278 or explore our website at urwfcu.org for more information about our services. Join us today and discover how Urw Community can help you achieve your financial goals while making a positive impact in the lives of our fellow members. Your journey towards financial well-being starts here!

Branch History & Mission

Community Engagement

Urw Community is more than just a place for transactions; it is a hub for connection and support. We engage with local organizations and initiatives, contributing both time and resources to help strengthen the fabric of Danville. Whether it's sponsoring local events or collaborating with other businesses, our commitment to community welfare remains at the forefront of everything we do. While members can visit us at 701 Broad St for in-person assistance, official correspondence should be sent to 539 Arnett Blvd, Danville, VA 24540.

Join Us

If you're looking for a credit union that prioritizes your needs while positively impacting the community, look no further than Urw Community. Experience the difference of being part of an organization that truly cares about you and your financial journey. We invite you to join us today and take advantage of all the benefits Urw Community has to offer! For more information or assistance, feel free to call us at 434-793-1278 or visit our website at urwfcu.org. Together, let's build a brighter financial future!

Our Journey

Since opening our doors over five decades ago, Urw Community has grown alongside its members. From humble beginnings, we have evolved into a trusted financial partner for more than 35,680 members. With total assets amounting to $226,099,652, we offer a range of services designed to meet the diverse needs of our community from personal banking and auto loans to mortgage solutions and business financing. Our journey reflects not just growth in numbers but also an unwavering dedication to our mission: to empower our members through accessible financial services and meaningful community support. We believe that everyone deserves the opportunity to achieve their financial goals, and we strive to make that happen every day.

Our Mission

At Urw Community, our mission is simple yet powerful: we are here to serve you. We aim to provide personalized banking experiences that enhance your financial well-being while actively participating in the development of our local communities. This means investing not only in competitive rates and innovative products but also in outreach programs and partnerships that uplift those around us. We are proud of our ADA-compliant facilities that ensure accessibility for all members. While there are no ATMs or drive-thru services at this location, we offer online and mobile banking options for added convenience. Our operating hours on regular school days ensure that you can reach us when you need us most Monday through Friday from early morning until late afternoon.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ADA-compliant features such as ramps and designated parking spots so that all members can visit us comfortably.

Get in Touch

Have questions? Feel free to give us a call at 434-793-1278. We're excited to help you with all your banking needs! Come visit us today at Urw Community your trusted partner in financial success!

Nearby Landmarks

You'll find us close to local favorites like the Danville Museum of Fine Arts and History and just a short drive from the bustling downtown area. This makes it easy to pop in before or after visiting nearby shops or enjoying a meal at one of the local restaurants.

Operating Hours

We understand that life can be busy, which is why we offer convenient lobby hours during regular school days. Join us Monday through Friday from 7:50 AM to 4:00 PM with breaks throughout the day for our staff. Whether you need help with personal banking, auto loans, or business services, our dedicated team is here for you.

Services Offered

At Urw Community, we pride ourselves on providing a wide range of services including checking and savings accounts, auto financing, mortgage options, and more all tailored to meet your financial needs. While we don't currently offer ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Urw Community is like joining a close-knit community where you can truly thrive. If you live, work, worship, or attend school in the Danville area, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for you to become part of our family. At Urw Community, we pride ourselves on offering personalized financial services that cater to your needs, whether it's opening a checking account or securing an auto loan. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our website. Opening an account is straightforward; just give us a call at (434) 793-1278, and one of our friendly team members will guide you through the process. You can also visit us in person at 701 Broad St Danville Va 24541 during our operating hours. We look forward to welcoming you into the Urw Community community!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine a local café needing to accept card payments during busy hours. Our merchant services allow you to process transactions quickly and securely, ensuring your customers enjoy a seamless experience. Whether you're a startup or an established company, we provide the tools you need to manage your finances effectively. Join us at Urw Community, located at 701 Broad St Danville Va 24541 in Danville, VA, and discover how our business banking and commercial services can support your journey toward success. For more information, call us at (434) 793-1278 or visit our website at https://www.urwfcu.org/.

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,262,962, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

At Urw Community, we prioritize accessibility. While we currently do not have ATM or drive-thru services available, our dedicated staff is ready to assist you during lobby hours from Monday to Friday. If you have questions or need assistance, please don't hesitate to call us at (434) 793-1278. In summary, whether you're handling personal finances or running a business, Urw Community has the services and expertise to support your needs. Explore how we can help you achieve your financial goals today! Ready to learn more? Visit us at Eagle Branch or give us a call at (434) 793-1278!

Business Banking

For our business members, we understand that success requires robust financial support. Our Business Banking services, including Merchant Services & Business Loans, are tailored to help your business thrive. Whether you're starting out or looking to expand, we have the tools and resources necessary for growth.

Credit Solutions

In today's world, managing debt can be challenging. That's why we provide Personal Loans & Debt Consolidation solutions aimed at helping you regain control over your finances. Whether you're planning a major purchase or consolidating existing debts, our loans come with favorable terms and conditions that can ease your financial burden. If you're looking for a reliable credit card option, our Credit Cards with Rewards program is an excellent choice. You can earn points for everyday purchases and redeem them for exciting rewards all while enjoying competitive interest rates.

Personal Banking

When it comes to personal banking, we offer flexible Checking & Savings Accounts that fit into your lifestyle. Imagine being able to manage your finances effortlessly through Online & Mobile Banking, allowing you to check balances, pay bills, and transfer funds right from your smartphone or computer. Our digital features ensure that your banking experience is as convenient as possible. For those looking to drive away in a new vehicle, our Auto Loans & Vehicle Financing options make it easy to turn that dream into reality. We offer competitive rates and personalized service that can help you find the right loan for your budget. Additionally, if you're considering purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are designed with you in mind. We'll guide you through the process so you can focus on what matters most your new home.

Digital & Online Banking

Key Features

One of the standout features is our ability to send and receive money easily with person-to-person transfers. Whether you owe a friend for lunch or need to split a bill, our service makes it quick and hassle-free. Plus, if you prefer paperless options, you'll love our e-statements. They provide a convenient way to keep track of your finances while helping the environment. For those on the go, our mobile application ensures that your banking is always within reach. You can manage your accounts right from your smartphone no need to make an extra trip to the branch! While we don't currently support mobile payments, you can still enjoy fast transactions through our online banking platform.

Security and Convenience

Your security is our top priority. We use advanced technology to keep your information safe while providing user-friendly features that make banking straightforward. Although we don't offer electronic signature authorization at this time, rest assured that all transactions are protected. With Urw Community, you can experience real-time account management from the comfort of your home or while you're out and about. Our digital banking tools are designed with you in mind, making it easier than ever to stay on top of your financial goals. Explore all these features and more at https://www.urwfcu.org/, where banking meets convenience!

Financial Strength

Committed Team

Our operational efficiency is highlighted by our $377,198, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees who are dedicated to serving you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 52,908, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Urw Community is your trusted partner. Visit us at 701 Broad St Danville Va 24541 or call (434) 793-1278 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $70,153,306 in share certificates and $6,016,098 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,198,296, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $32,300,941, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for You

With $30,898,909 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support is further reflected in our lending capacity; with $7,936 in used auto loans and $188,332,003 in total loans and leases, we help our members achieve their financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,049,242 in used vehicle loans and $32,855,242 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,262,962 provide the capital needed to grow and expand. Whether you need funds for inventory, equipment upgrades, or other business expenses, we are committed to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,046,243, make buying or refinancing simple. We focus on making the process straightforward and stress-free so that you can focus on turning your dream into reality.

Refinancing Options

If you're looking to lower your monthly payments or consolidate existing debts into one manageable loan, we also offer refinancing options across our product lines. It's worth exploring how refinancing could save you money and simplify your financial obligations. At Urw Community in Danville, VA (701 Broad St), we pride ourselves on being more than just a lender; we're your financial partner. For more information about our loan offerings or to speak with one of our friendly representatives, please call us at 434-793-1278. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,683,751 in loans helping members manage their finances effectively. This option allows for easier budgeting and can be an excellent way to build or improve your credit score.

Loan Aggregator

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URW COMMUNITY FEDERAL CREDIT UNION - Danville, VA

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