URW Community Credit Union Danville VA | Best Auto Loans & Business Banking

Introduction

Welcome to Urw Community, your trusted financial partner located at 142 S Main St, Danville, VA 24541. Since our establishment in 1970, we've been dedicated to serving our members with a focus on community and personal relationships. With a membership base of over 35,680 individuals, we pride ourselves on being more than just a credit union; we're a part of the fabric of Danville. At Urw Community, we're committed to your financial wellbeing. Our total assets stand at an impressive $226,099,652, providing us with the strength and stability to offer a wide range of services tailored to meet your needs. Whether you're looking for auto loans, mortgage options, or personal banking solutions, our friendly team is here to assist you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 142 S Main St, Danville, VA 24541-2922. Feel free to reach out via phone at 434-799-2208 during our convenient hours from Monday to Friday, 7:00 AM to 4:00 PM. Our leadership team is equally dedicated; under the guidance of CEO Cheryl Doss and Board President Charles Phillips, we strive for excellence in service delivery. We are proud to report that our net worth has reached $32,300,941, ensuring that we remain a safe and sound choice for all your financial endeavors. Join us in making a difference in our community. Explore how Urw Community can help you achieve your financial goals today! Visit our website at urwfcu.org or call us for more information. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Service

Our operating hours are designed with your convenience in mind Monday through Friday from 7:00 am to 4:00 pm allowing you ample opportunity to visit us or reach out via phone at 434-799-2208 for any inquiries or assistance. While we do not have drive-thru service or shared service centers at this branch, we remain dedicated to delivering excellent member service both in-person and digitally. In summary, Urw Community stands as a testament to what can be achieved when a credit union commits itself wholeheartedly to its members and the community it serves. We invite you to join us on this journey towards financial well-being and community growth. Experience firsthand the benefits of membership today!

Our Mission

At Urw Community, our mission is clear: We aim to empower individuals and families by providing the tools they need for financial success while fostering a spirit of community support. Our focus goes beyond just transactions; we believe in building relationships that last. We work closely with local organizations and participate in community outreach programs designed to uplift those in need. We understand that digital advancements play a significant role in today's banking experience. That's why we offer online banking services along with mobile applications so you can manage your finances anytime and anywhere. Additionally, our ATM availability ensures that accessing your funds is easy when you need them.

Our Story

Located at 142 S Main St, Danville, VA 24541, Urw Community has been more than just a financial institution; we are a part of the fabric of our community. From our humble beginnings in a single location, we have evolved by embracing the needs of our members and adapting to the changing times. Our history is marked by milestones that reflect our commitment to serving our members with integrity and compassion. As we progressed through the decades, we enhanced our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. With each new service added, we aimed not only to meet financial needs but also to uplift those around us. While members can visit us at 142 S Main St, official correspondence should be sent to 142 S Main St, Danville, VA 24541-2922 if needed. We strive for convenience and accessibility in every interaction.

Branch Location & Accessibility

Accessibility Features

At Urw Community, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us with ease. Whether you're coming in for a quick transaction or need assistance with a financial service, our friendly staff is here to help.

Call to Action

Ready to experience excellent service? We invite you to visit us at Urw Community's Drmc Branch! If you have any questions before stopping by or would like more information about our services, feel free to call us at 434-799-2208. We look forward to helping you achieve your financial goals!

Convenient Operating Hours

We understand that life can get busy! That's why we're open Monday through Friday from 7:00 am to 4:00 pm. This schedule allows you plenty of time during the week to come by and chat with our knowledgeable team about personal banking options, auto loans, mortgages, or any questions you might have.

Services Offered

At our branch, you'll find a range of services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and credit cards with rewards there's something for everyone! Plus, we have an ATM available for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

At Urw Community, we believe that joining our community is more than just opening an account it's becoming part of a supportive family that cares about your financial well-being. If you're wondering whether you qualify for membership, the good news is that eligibility is quite broad! We welcome individuals who live, work, or worship in our community, making it easy for many to join us. Plus, once you're a member, you'll enjoy benefits like personalized service and competitive rates on loans and savings accounts. For detailed eligibility criteria, feel free to check out this helpful resource. Getting started is simple! Just visit us at our branch located at 142 S Main St Danville Va 24541 or give us a call at (434) 799-2208 for guidance on opening your account. Our friendly team is here to walk you through every step of the process. We can't wait to welcome you into the Urw Community family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,262,962, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine easily accepting card payments from customers at your storefront or online without hassle. Our services not only streamline transactions but also enhance customer satisfaction, allowing you to focus on what you do best growing your business. Located at 142 S Main St Danville Va 24541 in Danville, VA, our team is ready to assist you with personalized service and expert advice. Reach out to us at (434) 799-2208 today and discover how we can empower your business journey!

Comprehensive List Of Services

Business Banking Support

For small business owners, we offer specialized business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to guide you through the financing process with personalized attention.

Digital Convenience

In today's fast-paced world, having access to your finances at your fingertips is crucial. Our robust online and mobile banking services provide you with the flexibility to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, we ensure that banking with us is as easy as possible. Additionally, our ATM services are readily available for quick cash withdrawals or balance checks when you need them most.

Get Started Today!

No matter where you are on your financial journey, Urw Community is committed to providing exceptional service and support tailored just for you. If you have any questions about our offerings or would like to explore how we can assist you further, don't hesitate to reach out at (434) 799-2208. Visit us today at 142 S Main St Danville Va 24541, or check out our website at Drmc Branch for more information!

Personal Banking Solutions

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer a variety of personal banking solutions designed to simplify your life. You can choose from checking and savings accounts that fit your lifestyle, ensuring your money is not just safe but also grows over time. If you're looking to purchase a vehicle, our auto loans and vehicle financing options make it easy for you to drive away in the car of your dreams. We also provide mortgage loans and refinancing for those ready to settle into their new home or refinance their current mortgage for better rates. For unexpected expenses or projects, our personal loans and debt consolidation services can help alleviate financial stress.

Rewarding Credit Options

At Urw Community, we know that every little bit counts, which is why we offer credit cards with rewards. These cards allow you to earn points or cash back on everyday purchases, making your spending work for you.

Digital & Online Banking

Convenient Online Services

Our online banking platform is available 24/7 at https://www.urwfcu.org/, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefit of e-statements, which means no more paper clutter! With e-statements, you can view and download your statements anytime, making it easy to keep track of your finances.

Secure Transactions

Security is a top priority for us at Urw Community. We use advanced security measures to protect your information while you bank online. Although electronic signature authorization is not available, rest assured that all transactions are conducted safely. We strive to make banking as simple as possible so that you can focus on what matters most in your life. With our digital and online banking services, managing your money is not just easier; it's also secure and efficient. Experience the freedom of banking when it suits you with Urw Community!

User-Friendly Mobile Banking

For those who prefer managing their accounts from their smartphones, our mobile application is here to help. Available for download, it provides all the features you need right at your fingertips. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and straightforward.

Financial Strength

A Strong Foundation

With a net worth of $32,300,941, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of 14.20%, which ensures we can continue providing loans and competitive savings rates, even in uncertain economic times.

Committed to Serving You

Our operational efficiency is reflected in our $377,198, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. As we look ahead, our net shares stand at $0, showcasing funds available for lending and investments. Furthermore, with a total of 52,908 accounts under management, it's clear that our growing member base trusts us with their finances.

Reinvesting in Our Community

With $30,898,909 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $7,936 in used auto loans and $188,332,003 in total loans and leases available for your needs.

Securing Your Savings

Members' savings are secured through $70,153,306 in share certificates and $6,016,098 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,198,296, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Urw Community is your trusted partner. Visit us at 142 S Main St Danville Va 24541 or call (434) 799-2208 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,049,242 in used vehicle loans and $32,855,242 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle, ensuring that you can enjoy competitive rates and flexible terms.

Business Loans

For business owners, our outstanding commercial loans totaling $2,262,962 provide the capital needed to grow and expand. Whether it's for equipment, inventory, or other business needs, we're here to support your success. At Urw Community, we prioritize your financial well-being. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out to us at (434) 799-2208. Our knowledgeable staff is ready to assist you in finding the best solutions for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today or explore our website at https://www.urwfcu.org/ to learn more about how we can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,046,243, make buying or refinancing simple. We guide you through the process so you can focus on finding your perfect home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,683,751 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers displayed are fair and transparent, allowing users to make informed choices without confusion or hidden surprises.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that you're viewing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. You won't have to chase down outdated information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

URW COMMUNITY FEDERAL CREDIT UNION - Danville, VA

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