At Urw Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial strength, which reflects our commitment to serving you. With a
net worth of $32,300,941, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $1,420 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$70,153,306 in share certificates and
$6,016,098 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$2,198,296, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial growth is further supported by
$30,898,909 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With
$7,936 in used auto loans and
$188,332,003 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even with a
net income of $0, we continue to strive for operational efficiency. This enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having
58 full-time employees and
1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at
52,908, showcasing a strong and growing member base that trusts us with their finances. As your local credit union located at 539 Arnett Blvd Danville Va 24540, we invite you to reach out anytime at (434) 793-1278 for any questions or assistance. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Urw Community is your trusted partner. Visit us at 539 Arnett Blvd Danville Va 24540 or call (434) 793-1278 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.
