URW Community Credit Union Danville VA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Urw Community, your trusted partner in financial services since 1970! Located at 539 Arnett Blvd, Danville, VA 24540, our branch has been dedicated to serving our community for over five decades. With a strong commitment to our members, we currently boast a membership of 35,680 individuals who rely on us for their banking needs. At Urw Community, we understand that every member's financial journey is unique. That's why we offer a range of personalized services tailored to fit your lifestyle. Whether you are looking for checking and savings accounts, auto loans, mortgage financing, or credit card options with rewards, we've got you covered. Our total assets stand at an impressive $226,099,652, reflecting our solid foundation and ability to support your financial goals. Our leadership team is here to ensure that your experience with us is exceptional. Under the guidance of CEO Cheryl Doss and Board President Charles Phillips, we strive to create a welcoming environment where your financial well-being is our top priority. While members can visit us at 539 Arnett Blvd, official correspondence should be sent to the same address. If you have any questions or need assistance, please don't hesitate to reach out at (434) 793-1278. Join us in building a brighter financial future together! Visit our website at urwfcu.org or stop by the branch today to learn more about how we can help you achieve your financial dreams.

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to experience everything Urw Community has to offer. Come visit us today or give us a call at (434) 793-1278. Discover how we can help you achieve your financial goals while being an integral part of the Danville community!

Our Journey

From our humble beginnings, Urw Community has evolved significantly. We started with a vision to provide accessible financial services that empower individuals and families. Over the years, we have adapted to the changing needs of our members while maintaining our core values of trust and community support. Our dedicated team strives to ensure every member feels valued and supported on their financial journey. Our branch features convenient operating hours: Monday and Friday from 7:30 AM to 5:00 PM; Tuesday through Thursday from 9:00 AM to 5:00 PM; and Saturday from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking services or business loans, we are here to help you navigate your financial decisions.

Our Mission

At Urw Community, our mission is clear: We aim to provide exceptional financial services while fostering a sense of community. We understand that financial health is vital for personal growth and stability. That's why we offer various services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more. We believe in giving back. Our partnerships with local organizations and outreach initiatives demonstrate our dedication to making a positive impact in Danville and beyond. We are not just a credit union; we are your neighbors who care about your success. While members can visit us at 539 Arnett Blvd Danville Va 24540, official correspondence should be sent to 539 Arnett Blvd, Danville, VA 24540 if it differs from our branch address.

Branch Location & Accessibility

Convenient Accessibility

At Urw Community, we believe that accessibility matters. Our branch is designed with convenience in mind, featuring ADA-compliant ramps and spacious parking to ensure everyone can visit us comfortably. For those who prefer not to enter the building, we offer a drive-thru banking service where you can take care of deposits and withdrawals quickly without leaving your vehicle.

Operating Hours

We know that life can get busy, so we've tailored our operating hours to fit your schedule. Visit us in the lobby from Monday and Friday between 7:30 AM and 5:00 PM, or come by Tuesday through Thursday from 9:00 AM to 5:00 PM. We also welcome you on Saturdays from 9:00 AM to 1:00 PM. Our drive-thru operates Monday through Friday from 7:30 AM to 5:00 PM and Saturday from 7:00 AM to 1:00 PM, ensuring you have plenty of opportunities to access our services.

Services Offered

At our Arnett Branch, we provide a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're committed to helping you achieve your financial goals. Additionally, our ATM services are available for quick cash withdrawals and balance checks whenever you need them. While members can visit us at our physical location on Arnett Blvd, any official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, feel free to reach out at (434) 793-1278. We invite you to stop by Urw Community's Arnett Branch today! Experience our welcoming atmosphere and let our friendly staff assist you with all your banking needs. Your community credit union is just around the corner!

Member Eligibility

At Urw Community, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is easy and welcoming! If you live, work, or worship in our local area, you're likely eligible to join us. We embrace individuals from all walks of life and ensure that our membership criteria are designed to be inclusive. To dive deeper into the specific eligibility requirements, feel free to visit this link. Once you're ready to take the next step, opening an account is straightforward and can be done at your convenience. Our team is here to guide you through the process, making it as smooth as possible. If you have any questions or need assistance, don't hesitate to reach out at (434) 793-1278. Joining Urw Community means becoming part of a family that's dedicated to helping you achieve your financial goals while enjoying the benefits of personalized service right here at our branch located at 539 Arnett Blvd Danville Va 24540. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,262,962, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools is crucial. Our merchant services simplify payment processing, enabling you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or visiting your storefront at 539 Arnett Blvd Danville Va 24540 in Danville, VA. When you choose Urw Community, you're not just selecting a financial partner; you're opting for a team that genuinely cares about your success. Let us help you take your business to new heights! For more information, call us at (434) 793-1278 or visit us online at https://www.urwfcu.org/.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer traditional banking methods, we have you covered with our ATM & Cash Withdrawal Services and basic drive-thru banking options. Whether you need to make deposits or withdrawals quickly, our friendly staff is ready to assist during lobby hours: Monday & Friday from 7:30 am - 5:00 pm; Tuesday - Thursday from 9:00 am - 5:00 pm; and Saturday from 9:00 am - 1:00 pm. At Urw Community, located at 539 Arnett Blvd Danville Va 24540, we are committed to serving our members with the best financial products available. If you have questions or need assistance, don't hesitate to give us a call at (434) 793-1278. We look forward to helping you achieve your financial goals!

Business Banking Services

For entrepreneurs and business owners, we provide tailored solutions through our Business Banking services, which include Merchant Services & Business Loans. We're here to support your growth and help streamline your business operations.

Credit Card Rewards

Looking for a way to earn while you spend? Our Credit Cards with Rewards program allows you to accumulate points on everyday purchases, giving you opportunities for cash back or travel rewards. It's an easy way to get more from your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Arnett Branch, we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds and paying bills, our digital platforms ensure you have access at your fingertips.

Personal Banking Solutions

Whether you're just starting out or looking to expand your savings, our personal banking services cater to everyone. We offer Checking & Savings Accounts that fit your lifestyle, making it simple to manage your day-to-day finances. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make purchasing a car straightforward and accessible. For those dreaming of homeownership, our Mortgage Loans & Refinancing services provide flexible terms to help you secure the best deal possible. And if you're facing unexpected expenses, our Personal Loans & Debt Consolidation options can assist in managing those financial hurdles effectively.

Digital & Online Banking

Accessibility and Security

Security is always a top priority at Urw Community. Although we currently do not offer electronic signature authorization, our platform is built with robust security measures to protect your personal information. You can feel confident knowing that your financial data is safe when using our services. For on-the-go banking, download our mobile application. It's user-friendly and packed with features that let you manage your money right from your smartphone. While we don't support mobile payments at this time, our app allows for easy access to all your banking needs. In today's fast-paced world, having control over your finances should be simple and secure. At Urw Community, we're committed to providing you with the tools and resources necessary to manage your financial life effortlessly. Explore all that we have to offer by visiting us online at https://www.urwfcu.org/!

Key Features

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. If you're looking for real-time account management, our person-to-person transfer feature lets you send money directly to friends or family without hassle. Plus, enjoy the convenience of e-statements, which are available for those who prefer a paperless option. This helps you keep track of your transactions while also being eco-friendly.

Financial Strength

At Urw Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial strength, which reflects our commitment to serving you. With a net worth of $32,300,941, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $70,153,306 in share certificates and $6,016,098 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,198,296, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial growth is further supported by $30,898,909 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,936 in used auto loans and $188,332,003 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even with a net income of $377,198, we continue to strive for operational efficiency. This enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 52,908, showcasing a strong and growing member base that trusts us with their finances. As your local credit union located at 539 Arnett Blvd Danville Va 24540, we invite you to reach out anytime at (434) 793-1278 for any questions or assistance. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Urw Community is your trusted partner. Visit us at 539 Arnett Blvd Danville Va 24540 or call (434) 793-1278 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,049,242 in used vehicle loans and $32,855,242 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our experienced team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $2,262,962 provide the capital needed to grow and expand your business. We understand the unique challenges that businesses face and are dedicated to supporting local entrepreneurs with customized solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,046,243, make buying or refinancing simple. We believe that everyone deserves a place they can call home, and our knowledgeable staff is ready to assist you in navigating the mortgage landscape.

Refinancing Options

If you're looking at ways to reduce your monthly payments or lower your interest rate, we offer refinancing options across various loan types. Speak with our experts about how refinancing could benefit you today. Our branch is conveniently located at 539 Arnett Blvd Danville VA 24540, and we're just a phone call away at 434-793-1278. For more details on our loan offerings or any questions regarding eligibility and application processes, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Urw Community, we're committed to helping you succeed financially let's get started on your journey together!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,683,751 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and no hidden fees so you can use them confidently for everyday purchases or emergencies.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps users navigate their borrowing options effectively. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without hidden surprises. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they see. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees unbiased results that put user interests first. LendMesh also provides real-time rate comparisons from multiple institutions. This means users can make informed decisions based on up-to-date information, rather than outdated figures that could lead to poor choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

URW COMMUNITY FEDERAL CREDIT UNION - Danville, VA

Compare Loan Rates Near You

Loan rates in Danville, VA (24540)