Introduction
Welcome to Urw Community, your trusted partner in financial growth since 1970! Located at 1092 Nc Highway 86 N, Yanceyville, NC 27379, our branch is committed to providing exceptional service and support to over 35,680 members. As part of the Urw Community Credit Union, we pride ourselves on being a cornerstone of our local community. With total assets exceeding $226,099,652 and deposits amounting to $15,482,081, we are here to help you achieve your financial goals. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we offer merchant services and business loans tailored to your needs. While you can visit us at our Yanceyville branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 539 Arnett Blvd, Danville, VA 24540. Led by our dedicated CEO, Cheryl Doss, and Board President Charles Phillips, our team of 59 employees is passionate about serving you. With strong financial health reflected in our net worth of $32,300,941 and cash in hand totaling $3,954,644, you can trust us to keep your money safe while helping it grow. Reach out today at (434) 793-1278 or visit us online at urwfcu.org to learn more about how we can support your financial journey. Join us in building a brighter future together! Branch History & Mission
At Urw Community, we believe in the power of community and connection. Established in 1970, our Yanceyville Branch has been a cornerstone for financial support and growth in Yanceyville, NC. With a rich history spanning over five decades, we have evolved to meet the changing needs of our members while staying true to our mission: to empower individuals and families through accessible financial services. Located at 1092 Nc Highway 86 N, Yanceyville, NC 27379, our branch is easily accessible for local residents. We take pride in being part of the vibrant Yanceyville community, where neighbors help neighbors. While members can visit us at this address for their banking needs, official correspondence should be sent to our mailing address at 539 Arnett Blvd, Danville, VA 24540. Since opening our doors, we have grown significantly. Today, we proudly serve a membership of over 35,680 individuals who trust us with their financial well-being. Our total assets have reached an impressive $226,099,652, showcasing our commitment to stability and reliability. Our mission goes beyond just offering banking services; we aim to uplift the community by providing valuable resources and support. We offer a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. In addition to traditional banking solutions, we also emphasize digital accessibility with online and mobile banking features that allow members to manage their finances conveniently. We understand that access is key for many of our members; that's why we provide ATM availability at our branch. Although we currently do not offer drive-thru services or shared service centers, our dedicated team is always ready to assist you during lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. As part of our commitment to the community, Urw Community actively engages in outreach efforts and partnerships that promote financial literacy and support local initiatives. We strive not only to be your trusted financial partner but also a responsible member of the Yanceyville community. Join us today at Urw Community and experience firsthand how we're dedicated to helping you achieve your financial goals while fostering a spirit of cooperation and support within our community. For more information or assistance, feel free to give us a call at 434-793-1278. Together, let's build a brighter financial future!
Branch Location & Accessibility
Welcome to the Urw Community at our Yanceyville Branch, conveniently located at 1092 Nc Highway 86 N in Yanceyville, NC. We take pride in making banking easy and accessible for all our members. Whether you're stopping by for a quick transaction or need assistance with your financial needs, our friendly staff is here to help. Our branch is situated near popular local landmarks, making it easy to find. If you're out running errands or visiting nearby businesses, feel free to drop in. Plus, we have ample parking available right outside the building, ensuring that you can get in and out without any hassle. We are committed to providing a welcoming environment for everyone. Our branch is fully ADA compliant, featuring ramps and accessible entrances to accommodate all of our members. With operating hours from Monday through Friday, 9:00 AM to 5:00 PM, we aim to fit your banking needs into your busy schedule. While you're here, take advantage of our services like personal banking options including checking and savings accounts, auto loans, and credit cards with rewards. And if you need cash quickly, we offer ATM services for your convenience. If you need to send us official correspondence, please note that our mailing address is different: 539 Arnett Blvd, Danville, VA 24540. Got questions? Don't hesitate to call us at 434-793-1278. We look forward to seeing you soon at the Urw Community Yanceyville Branch!
Member Eligibility
At Urw Community, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and rewarding! If you live, work, or attend school in our local area, you're likely eligible to join us. We also open our doors to family members of existing members, making it easy for your loved ones to benefit from our services as well. Joining Urw Community means gaining access to personalized financial solutions tailored just for you, including competitive rates on loans and savings options that truly make a difference in your financial journey. To start the process, all you need to do is give us a call at (434) 793-1278, or visit us at our branch located at 1092 Nc Highway 86 N Yanceyville Nc 27379. We're here to help you every step of the way! For more detailed eligibility requirements. We're excited to have you as part of our family at Urw Community!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,262,962, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, our merchant services provide practical benefits that make everyday transactions easier. Whether you need point-of-sale systems or payment processing solutions, we offer services designed to help you manage your cash flow effectively. This means you can focus more on what you do best running your business. Visit us at 1092 Nc Highway 86 N Yanceyville Nc 27379 in Yanceyville, NC or call us at (434) 793-1278 to discover how Urw Community can support your business's journey toward success.
Comprehensive List Of Services
ATM & Cash Withdrawal Services
We also provide ATM services for quick cash withdrawals and balance checks whenever needed. With ATMs available at various locations, getting cash is simple and hassle-free. At Urw Community, we strive to create an exceptional banking experience that meets your financial needs at every stage of life. Visit us today at Yanceyville Branch or check out our website at urwfcu.org for more information about how we can assist you in achieving your financial goals!
Auto Loans & Vehicle Financing
Need a new set of wheels? Our auto loans and vehicle financing options make it easy for you to drive away in your dream car. We understand that buying a vehicle is a significant investment, which is why we offer competitive rates and flexible terms. Picture yourself on the road with confidence, knowing you've made a smart financial choice.
Business Banking
If you're a small business owner, we have tailored solutions just for you! Our business banking services include merchant services and business loans designed to help your company thrive. We understand that every dollar counts when running a business; that's why we're here to help you succeed.
Credit Cards with Rewards
Our credit cards come with great rewards that let you earn points while you spend! Use them for everyday purchases or special occasions and watch your rewards add up. It's like getting paid back just for using your card!
Mortgage Loans & Refinancing
For those considering homeownership or wanting to refinance their current mortgage, our mortgage loans provide the support you need. We guide you through the process step-by-step, ensuring you find the right loan that fits your budget. Owning a home should be an exciting milestone, not a stressful experience.
Online & Mobile Banking
In today's fast-paced world, convenience is key. With our online and mobile banking options, managing your finances has never been easier. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go with just a few taps on your smartphone.
Personal Banking
When it comes to personal banking, we offer a variety of options including checking and savings accounts designed to help you manage your money effectively. Imagine having the ability to easily track your spending and save for that special purchase or vacation all with online and mobile banking features that let you access your accounts anytime, anywhere.
Personal Loans & Debt Consolidation
Life can bring unexpected expenses. That's where our personal loans come in handy. Whether it's for medical bills or consolidating debt, we offer straightforward solutions designed to get you back on track financially. Think about how much easier life will be when you've simplified your payments into one manageable monthly installment.
Digital & Online Banking
Key Services
Our online banking platform at https://www.urwfcu.org/ allows you to view your account balances, transfer funds, and pay bills with just a few taps. You can also enjoy the convenience of e-statements, making it easy to keep track of your transactions without the clutter of paper statements. Plus, if you're ever in need of quick cash transfers, our person-to-person transfer feature lets you send money to friends and family effortlessly. For those who prefer managing their accounts through their mobile devices, our mobile application is available for download. It provides all the essential features right at your fingertips, ensuring that you have real-time access to your financial information. While we currently do not support mobile payments, rest assured that our other features make banking with us straightforward and efficient.
Security and Convenience
We prioritize your security while using our online services. Although we do not offer electronic signature authorization at this time, our systems are designed with robust security measures to protect your personal information. Our user-friendly interface ensures that even those who may not be tech-savvy can navigate their accounts with ease. In today's fast-paced world, having immediate access to your financial resources is crucial. At Urw Community, we're committed to making your banking experience as smooth as possible. Join us today and discover how our digital banking services can simplify your financial life!
Financial Strength
Commitment to Growth
With $30,898,909 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $7,936 in used auto loans and $188,332,003 in total loans and leases. This allows us to help you achieve your financial goals across various sectors.
Growing Member Base
With a total of 52,908 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, emphasizing our commitment to enhancing your financial future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Urw Community is your trusted partner. Visit us at 1092 Nc Highway 86 N Yanceyville Nc 27379 or call (434) 793-1278 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our operational efficiency is reflected in our $377,198, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Options
Members' savings are secured through $70,153,306 in share certificates and $6,016,098 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,198,296, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Capital Foundation
With a net worth of $32,300,941, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,049,242 in used vehicle loans and $32,855,242 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have options that can fit your budget and lifestyle.
Business Financing
For business owners, our outstanding commercial loans totaling $2,262,962 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and offer tailored solutions to help you thrive.
Flexible Options
If you're looking for refinancing options or want to explore eligibility requirements for our loan products, our team is ready to assist you. We believe in making financing accessible and straightforward for all our members. If you have questions or need assistance with any of our loan offerings, feel free to reach out at 434-793-1278. Our friendly staff is available from Monday to Friday between 9:00 am 5:00 pm to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Urw Community, we are committed to helping you find the right financing solutions tailored just for you!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,046,243, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without the hassle.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $2,683,751 in loans helping members manage their finances effectively. These cards come with various benefits and rewards that can enhance your purchasing power while keeping your finances in check.
Loan Aggregator
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