At Urban Beginnings Choice, we take pride in being a trusted financial partner for our community since our establishment in 2006. Under the dedicated leadership of CEO Diane Starks and Board President Rudolph Lewis, we are committed to empowering our members through personalized service and innovative banking solutions. Located in Fort Wayne, IN, we strive to foster financial well-being for all, including military members and their families. Our mission is simple yet profound: to provide accessible financial services that meet the diverse needs of our members while reinforcing a strong sense of community.

As an NCUA-insured credit union since December 19, 2006, Urban Beginnings Choice offers peace of mind with every transaction. We understand the importance of modern banking tools in today’s fast-paced world, which is why we provide online banking and a mobile application to ensure that your finances are at your fingertips whenever you need them. While we currently do not support P2P transfers or e-statements, our commitment to serving you remains unwavering. For any inquiries or assistance, feel free to reach us at our headquarters or via fax at (260) 456-8880. Discover more about us at https://www.ubcfcu.org as we continue to prioritize trust, accessibility, and a member-first approach in every aspect of our service.

At Urban Beginnings Choice, we understand that banking is about more than just transactions; it’s about building a solid foundation for your financial future. Our range of services includes Personal Banking with Checking and Savings Accounts, Auto Loans and Vehicle Financing, Mortgage Loans and Refinancing, as well as Credit Cards with Rewards. We also cater to small business owners through our Business Banking options, which encompass Merchant Services and Business Loans. Whether you’re planning for life milestones or looking to manage everyday banking needs, our solutions are designed to empower our members at every step.

In today’s fast-paced world, having digital access to your finances is essential. That’s why we offer robust Online Banking features along with a user-friendly Mobile App that provides convenience at your fingertips. While we currently do not support Person-to-Person Transfers or Mobile Payments, our platform enables you to easily manage your accounts and stay informed about your finances. Though we do not provide E-Statements or E-Signatures at this time, our commitment to excellent customer service remains unwavering. If you're interested in joining our community or learning more about what membership entails, visit for details on how you can become part of Urban Beginnings Choice. For those considering financing options, check out https://www.lendmesh.com/loans/vehicle_loans for loan comparisons and rate checking that suit your needs. Should you have any questions or require personal assistance, feel free to reach out at (260) 456-8880. We’re here to help you succeed financially!

Urban Beginnings Choice has established itself as a trusted and valuable financial partner within the community, demonstrated by its robust performance metrics and commitment to member service. With a total membership of 423, this credit union thrives on building strong relationships with its members, ensuring that every individual feels valued and supported in their financial journey. The institution's total assets stand at an impressive 800,700, reflecting its stability and the confidence members place in its services.

The net worth of 107,203 showcases Urban Beginnings Choice’s solid financial foundation, while the net worth ratio of 1,339 indicates prudent management practices that prioritize member security. Even more compelling is the fact that Urban Beginnings Choice has achieved total deposits amounting to 186,169, which speaks volumes about the trust placed in it by the community. As a testament to its lending capabilities, the credit union currently manages a diverse portfolio with total loans and leases totaling 65.

Urban Beginnings Choice prides itself on maintaining a lean operational structure with just 3 dedicated employees who are passionate about serving their community. This efficiency allows for personalized service and quick responses to member needs. Furthermore, the volume of credit card loans at and auto loans at demonstrates the variety of financial products available to meet different member needs.

The absence of commercial loans may suggest a focused strategy on personal banking and consumer finance, allowing Urban Beginnings Choice to hone in on providing top-tier services tailored for individuals and families. Transparency in operations is paramount; thus, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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