Upward Credit Union Redwood City CA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Upward, your trusted financial partner located at 170 Alameda De Las Pulgas, Redwood City, CA 94062. Since our establishment in 1956, we've been dedicated to serving our community with personalized banking solutions that truly meet your needs. With a strong commitment to our members, we proudly support over 4,468 individuals and families, helping them achieve their financial goals. At Upward, we understand that banking is more than just numbers; it's about building relationships and fostering trust. Our total assets amount to an impressive $95,316,733, reflecting our stability and dedication to providing secure financial services. As of now, our total deposits stand at $3,042,264, and we have successfully granted 3,178 loans to empower our members. Under the leadership of CEO Jason Mertz-Prickett and Board President Annie Miller, we strive to create an environment where everyone feels valued and supported. Our team of 14 employees is here to assist you with everything from personal banking services like checking accounts and auto loans to business banking solutions tailored for entrepreneurs. While members can visit us at our branch for assistance, official correspondence should be directed to our mailing address: 1860 El Camino Real, Ste 100, Burlingame, CA 94010. We invite you to reach out at (650) 367-5686 or explore more about us on our website Upward Credit Union. Join us as we continue to make a positive impact in Redwood City and beyond. Your journey towards financial well-being starts here!

Branch History & Mission

At Upward, our story begins in 1956, when we opened our doors in Redwood City, California. Since then, we have grown from a small community credit union into a vibrant financial institution that proudly serves over 4,400 members. Our commitment to the community and dedication to providing exceptional financial services have remained at the heart of our mission. Located at 170 Alameda De Las Pulgas, Redwood City, CA 94062, our branch is easily accessible and surrounded by local landmarks that reflect the spirit of our community. While members can visit us at this location for all their banking needs, official correspondence should be directed to our mailing address at 1860 El Camino Real, Ste 100, Burlingame, CA 94010. Our mission is straightforward: to empower our members through personalized financial solutions while fostering a sense of belonging and support within the community. We believe that banking should not just be about numbers; it should be about relationships and trust. That's why we offer a range of services tailored to meet the diverse needs of our members from personal banking products like checking and savings accounts to auto loans and mortgages. Over the years, Upward has achieved significant milestones. Today, we are proud to report total assets of $95,316,733 and an ever-growing membership base. Our innovative approach includes digital advancements such as online banking and mobile payments, making it easier for members to manage their finances on the go. We also prioritize accessibility with features like ATM availability for convenient cash withdrawals and ADA-compliant facilities. While we currently do not have drive-thru banking or shared service centers, our dedicated team is always ready to assist you during our lobby hours on Tuesday and Friday from 10:30 AM to 3:30 PM. Community outreach is another cornerstone of our mission. We actively partner with local organizations to provide support where it's needed most. Whether through financial education programs or charitable initiatives, Upward is committed to making a positive impact in Redwood City and beyond. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Upward where your financial wellness is our priority. Together, let's build a stronger community one member at a time. For more information or to become a member today, give us a call at 650-367-5686 or visit us online at upwardcu.org.

Branch Location & Accessibility

Welcome to Upward, your trusted credit union located in the heart of Redwood City at 170 Alameda De Las Pulgas. Our branch is not just about banking; it's about being part of a community where you feel valued and understood. Situated conveniently near local landmarks, our location makes it easy for you to stop by and take care of your financial needs. While members can visit us at 170 Alameda De Las Pulgas, official correspondence should be sent to our mailing address at 1860 El Camino Real, Ste 100, Burlingame, CA 94010. We strive to make your experience as smooth as possible with accessible parking options right outside our doors. Our branch is designed to be welcoming for everyone, including features that comply with ADA standards, ensuring all members can access our services comfortably. At Upward, we understand that your time is valuable. That's why we offer convenient operating hours on Tuesday and Friday from 10:30 AM to 3:30 PM, with a brief closure from 11:15 AM to 11:45 AM for lunch. Whether you're looking to open a new account or inquire about our various loan options, our friendly team is here to assist you during these hours. In addition to personalized service inside the branch, we also have an ATM available for quick cash withdrawals and balance checks. Unfortunately, we do not offer drive-thru banking at this location, but we're always ready to serve you in person. We invite you to stop by or give us a call at 650-367-5686 if you have any questions or need assistance. At Upward, we're more than just a credit union; we're here to support you every step of the way!

Member Eligibility

At Upward, we believe that everyone deserves a chance to be part of a community that cares about their financial well-being. Joining us is simple! If you live, work, or worship in the area around our branch at 170 Alameda De Las Pulgas Redwood City Ca 94062, you may be eligible for membership. We welcome individuals from all walks of life, making it easy to become part of our supportive family. For more detailed eligibility criteria, feel free to visit our website at https://upwardcu.org/about/eligibility-benefits/. Once you're ready to take the next step towards membership, opening an account is just as straightforward. You can find all the information you need about the account opening process by checking out https://www.upwardcu.org/about/eligibility-benefits/. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (650) 367-5686. We're excited to help you start your journey with Upward!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. Imagine a small coffee shop looking to expand its seating area or a tech startup needing funds for new equipment. With our competitive loan options, we help turn these dreams into reality, allowing businesses to scale and succeed.

Merchant Services Made Easy

In addition to loans, we offer essential merchant services designed to streamline your operations. Whether it's processing payments efficiently or managing transactions seamlessly, our services allow you to focus on what matters most growing your business. With easy access to banking tools and resources, you'll find it simpler than ever to manage cash flow and enhance customer satisfaction. If you're located in or around Redwood City, CA, visit us at 170 Alameda De Las Pulgas Redwood City Ca 94062 or call us at (650) 367-5686. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With an ATM available right at our branch, accessing cash has never been easier. You can withdraw funds or check your balance without any hassle during our operating hours on Tuesdays and Fridays from 10:30 AM - 3:30 PM (with a brief closure from 11:15 AM - 11:45 AM). At Upward, we aim not just to serve but also build lasting relationships with our members through exceptional service and support. If you're ready to explore how we can assist you further or if you have questions about any of our offerings, don't hesitate give us a call at 650-367-5686 today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options provide flexible terms and competitive rates. We strive to make the process straightforward and stress-free, so you can hit the road in no time. Picture driving off in your new vehicle without worrying about complicated paperwork our team is here to guide you every step of the way.

Business Banking Services

For our entrepreneur members, we provide comprehensive business banking services, including merchant services and business loans. If you're running a small business or planning to start one, our dedicated team understands what it takes to succeed and is ready to support you with financial solutions that cater specifically to businesses like yours.

Credit Cards with Rewards

Enhance your spending power with our credit cards that come with rewards! Enjoy benefits like cashback on everyday purchases or points redeemable for travel and merchandise. Our credit card options are designed not just for convenience but also to reward you for being a loyal member.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and our mortgage loans and refinancing solutions are designed to make this dream accessible. Whether you're purchasing your first home or looking to refinance your existing mortgage for better terms, we offer personalized assistance tailored to your needs. Let us help you navigate the path to homeownership with confidence.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience matters more than ever. Our online and mobile banking platforms empower you with the ability to manage your accounts on-the-go. From transferring funds between accounts to paying bills easily, we ensure that banking with us is both simple and secure.

Personal Banking Solutions

We understand that managing your personal finances can be challenging. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having an account that not only keeps your money safe but also helps you save for future goals. Our competitive interest rates and user-friendly online banking options make it easy for you to monitor your finances anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. These services allow you to consolidate high-interest debts into one manageable payment or provide funds when you need them most. With Upward by your side, imagine feeling relieved from financial stress as we assist you in creating a plan that works for you.

Digital & Online Banking

Mobile Convenience

On the go? No problem! Our mobile application lets you manage your accounts right from your smartphone. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and simple. And if you're looking for even more convenience, our mobile payments feature allows you to pay directly from your phone at participating retailers no wallet required!

Security You Can Trust

We prioritize your security with features like electronic signature authorization, which ensures that all your transactions are safe and verified. This means you can carry out business with peace of mind, knowing that your information is protected. With all these features combined easy access through Yes, a user-friendly mobile application, and secure payment options you have the tools you need for real-time account management right at your fingertips. Join us at Upward and experience how our digital banking services can simplify your financial life today!

User-Friendly Online Banking

With our 24/7 online banking services, you can access your accounts whenever you need to. Whether you're checking your balance or transferring funds, everything is just a click away at https://upwardcu.org/. Our platform is designed to be intuitive, so you can navigate with ease. Plus, if you prefer going paperless, you'll love our e-statements feature. It not only helps the environment but also keeps your financial documents organized and easily accessible.

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 9,698, showing a strong and growing member base that trusts us with their finances. We believe that every account represents an opportunity for us to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Upward is your trusted partner. Visit us at 170 Alameda De Las Pulgas Redwood City Ca 94062 or call (650) 367-5686 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $11,811,820 in share certificates and $13,628,876 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $498,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $205,648, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $9,408,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $986 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $6,544,759 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is evident in our total loans and leases amounting to $49,333,375, with $496 supporting members' goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,283,665 in used vehicle loans and $4,248,633 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners considering expansion or improvement projects, we understand the importance of having access to capital. While we currently do not have outstanding commercial loans available at this branch, we are eager to explore opportunities with our members when they arise. At Upward, we prioritize transparency and accessibility. If you're interested in refinancing any of our loan products or want to learn more about eligibility options, visit our website or give us a call at 650-367-5686. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,743,905 in loans helping members manage their finances effectively. Whether you need funds for unexpected expenses or want to consolidate debt into one manageable payment, our personal loan options can provide the support you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,182,300, tailored for various situations including first-time homebuyers and those looking to refinance their existing mortgages.

Loan Aggregator

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Call to Action

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